Denise Bay

Denise Bay

Denise graduated with an economics degree but is clearly more interested in other topics. She is unashamedly good at researching subjects related to personal finance, lifestyle, travel or beauty and her forte lies in analysing and dissecting T&Cs in credit cards. You can trust Denise to dish out honest opinions on whether a particular credit card is awesome or otherwise and she'll also share tried-and-proven tips on how to stretch your money further. She's curious by nature and sees learning as an opportunity to grow. She enjoys reading, travelling, spending time with loved ones and K-dramas. You can contact Denise at:

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