American Express and business often appear on the same page, and there is a good reason for that. Amex has a solid offering of charge cards and credit cards for small business. These cards let you take advantage of the well established customer programs provided by American Express, including the Membership Rewards® program, Global Dining Program, and American Express Global Business Travel.

GET.com's Best Business American Express Credit Cards

Best ForCredit Card
Cash BackAmerican Express Blue Business Cash™ Card
BonusThe Business Platinum Card® from American Express
Low InterestThe Blue Business® Plus Credit Card from American Express
Delta RewardsDelta SkyMiles® Platinum Business American Express Card
Frequent FlyerDelta SkyMiles® Gold Business American Express Card
Hilton RewardsThe Hilton Honors American Express Business Card
Travel BenefitsBusiness Green Rewards Card from American Express
No Foreign Transaction FeesThe Plum Card® from American Express

American Express business credit cards come with a long list of useful benefits that can benefit your business. The exact benefits you receive will depend on which American Express business payment card you use. Here are some of the main perks that come with most business cards from Amex:

  1. Return Protection

    If you have difficulty returning a business purchase because the merchant won't take it back, you can take advantage of the return protection offered by American Express to return your (eligible) purchases within 90 days from the time of purchase.

    You can get reimbursed with the full price of the item, up to $300 per item and up to a maximum of $1,000 per Card Member account per calendar year. Make sure items are in a "like new" condition. Motorized vehicles, perishable items, computer software, jewelry and certain other purchases aren't covered by this return protection, but it does cover most items you might purchase in the course of your business.

  2. Year-End Summaries

    Every year you receive a comprehensive Year-End Summary that includes every purchase you have made using your card. This can save you a lot of time on accounting.

  3. ReceiptMatchSM

    The ReceiptMatchSM mobile app is made for Business Cards from American Express and it lets you capture receipts by camera and match them to relevant transactions on your business card.

    For example, when you make a payment at a supplier using your card, you can then take a photo of the receipt and match it to that payment. You can add a QuickBooks® category to that transaction for easy accounting. As long as you are an American Express business card holder, you can enjoy this business benefit.

  4. Sync With QuickBooks®

    This service is made to use with ReceiptMatchSM. If you use QuickBooks®, you can log in to your Amex online account for your Business Card(s) from American Express and enroll in this service using your QuickBooks® username and password.

    You can also import your own QuickBooks® categories for instant labeling of transactions right from your American Express online statement or the ReceiptMatchSM Mobile App. This service is available to American Express business card holders.

  5. Flexible Spending Limits

    Business cards from American Express have no pre-set spending limit. That doesn't mean you have unlimited spending power, but your purchasing power will adjust with your use of the card. The spending limits you can get will depend on your payment history, credit records and financial resources among other factors. This means that as long as you make responsible credit decisions, your access to capital could grow as your business develops.

  6. If you are looking for a card for your small business, these American Express cards received high ratings from GET.com, and offer different solutions to match your business needs:


    Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least likeCredit RequiredRelated links
    American Express Blue Business Cash™ Card

    American Express Blue Business Cash™ Card

    APPLY NOWAt American Express' secure website
    • Earn 2% cash back on all eligible purchases on up to $50,000 per calendar year, then 1%. Cash back earned is automatically credited to your statement.
    • From workflow to inventory to floor plans, your business is constantly changing. That’s why you’ve got the power to spend beyond your credit limit with Expanded Buying Power§.
    • Just remember, the amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to us and other factors.
    • 0.0% intro APR on purchases and balance transfers for 12 months from the date of account opening, then a variable rate, 13.24%, 16.24%, or 19.24%, based on your creditworthiness and other factors as determined at the time of account opening.
    • No Annual Fee
    • Terms Apply
    • See Rates & Fees
    Terms Apply
    APPLY NOWAt American Express' secure website

    0% intro APR on purchases and balance transfers for 12 months

    13.24% - 19.24% Variable

    No annual fee

    Excellent/Good

    American Express Blue Business Cash™ Card, a GET.com advertiser, has no annual fee (See Rates & Fees), as well as letting your business earn 2% cash back for eligible purchases on up to $50,000 per calendar year. You earn 1% cash back on other purchases and on category purchases above the $50,000 cap each calendar year. Cash back earned is automatically credited to your statement, so you don't need to fuss with redeeming rewards. Benefits include purchase protection, extended warranty, travel accident insurance and car rental loss and damage insurance. Enjoy 0% intro APR on purchases and balance transfers for 12 months (See Rates & Fees), with 13.24% - 19.24% variable APR (See Rates & Fees) after. Terms and limitations apply.

    For rates and fees of the American Express Blue Business Cash™ Card, please click here.
    Learn more in our detailed American Express Blue Business Cash™ Card review.


    Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least likeCredit RequiredRelated links
    The Business Platinum Card<sup>®</sup>  from American Express

    The Business Platinum Card® from American Express

    APPLY NOWAt American Express' secure website
    • Earn 75,000 Membership Rewards® points after you spend $15,000 on qualifying purchases within your first 3 months of Card Membership.
    • Get 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com.
    • Get 50% more Membership Rewards® points. That's an extra half point per dollar, on each eligible purchase of $5,000 or more. You can get up to 1 million additional points per year.
    • 35% Airline Bonus: Use Membership Rewards® Pay with Points for all or part of a flight with your selected qualifying airline, and you can get 35% of the points back, up to 500,000 bonus points per calendar year when you book on amextravel.com.
    • Enroll to get up to $200 in statement credits annually by getting up to $100 semi-annually for U.S. purchases with Dell. Terms apply.
    • Terms Apply
    • See Rates & Fees
    Terms Apply
    APPLY NOWAt American Express' secure website

    N/A

    N/A

    $595

    Excellent Credit

    The Business Platinum Card® from American Express gets you in on American Express Platinum benefits and programs. The perks of this charge card start with a rewarding offer that lets you get 75,000 Membership Rewards® points after you spend $15,000 within your first 3 months of Card Membership. If a personal assistant is what you need, the 24-hour Business Platinum Concierge can save you time by taking care of many tasks (professional or personal) for you. Plus get 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com. If you travel much in the course of business, the complimentary access to over 1,200 airport lounges worldwide, unlimited (complimentary) Boingo Wi-Fi at more than 1,000,000 Boingo hotspots worldwide, and up to $200 Airline Fee Credit per calendar year in statement credit for incidentals like baggage fees and lounge day passes on the airline you select will probably ring your bell. You also get 10 complimentary Gogo inflight internet passes each calendar year. Earn 1 point for each $1 you spend on eligible purchases under 5,000 and 1.5 points per $1 spent on each qualifying purchase of $5,000 or more - that's 50% more Membership Rewards® points and you can earn up to 1 million additional points per year. If you use Membership Rewards Pay with Points for all or part of an eligible fare you can get 35% of those points back, on up to 500,000 bonus points per calendar year (when you book on amextravel.com).$595 annual fee (See Rates & Fees). Terms Apply.

    For rates and fees of the The Business Platinum Card® from American Express, please click here.
    Read our GET.com review of The Business Platinum Card® from American Express to find out more.


    Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least likeCredit RequiredRelated links
    The Blue Business<sup>®</sup> Plus Credit Card from American Express

    The Blue Business® Plus Credit Card from American Express

    APPLY NOWAt American Express' secure website
    • Get rewarded for business as usual. Earn 2X Membership Rewards® points on everyday business purchases such as office supplies or client dinners.
    • 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter.
    • Enjoy the flexibility to put more purchases on the Card and earn rewards when you buy above your credit limit*.
    • You've got the power to use your Card beyond its credit limit* with Expanded Buying Power.
    • More buying power for your business means more opportunities to earn points. That's everyday business with the Blue Business Plus Card.
    • *The amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to us, and other factors.
    • 0.0% intro APR on purchases and balance transfers for 12 months from the date of account opening, then a variable rate, 13.24% - 19.24%, based on your creditworthiness and other factors as determined at the time of account opening.
    • No Annual Fee
    • Terms Apply
    • See Rates & Fees
    Terms Apply
    APPLY NOWAt American Express' secure website

    0% on Purchases for 12 months from date of account opening and 0% on Balance Transfers for 12 months

    13.24% - 19.24% Variable

    No annual fee

    Excellent, Good

    The Blue Business® Plus Credit Card from American Express has a $0 annual fee (See Rates & Fees). You pay no annual fee for each additional Employee Card, so your business can benefit from free employee cards. Other benefits include travel accident insurance and car rental loss/damage insurance. You also get purchase protection and extended warranty. Earn 2X points on everyday business purchases, 2X points apply to the first $50,000 in purchases per year, earn 1 point per dollar after that. This card has 0% intro APR on purchases and balance transfers for the first 12 months (See Rates & Fees), with 13.24% - 19.24% variable APR (See Rates & Fees) after. Terms Apply.

    For rates and fees of the The Blue Business® Plus Credit Card from American Express, please click here.
    Read our full review of The Blue Business® Plus Credit Card from American Express to get more information.

    Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least likeCredit RequiredRelated links
    Offer ends 4/1/20
    Delta SkyMiles<sup>®</sup> Platinum Business American Express Card

    Delta SkyMiles® Platinum Business American Express Card

    Offer ends 4/1/20
    APPLY NOWAt American Express' secure website
    • Limited Time Offer*: Earn up to 100,000 bonus miles. Earn 80,000 bonus miles after you spend $3,000 on purchases on your new Card in the first 3 months. Plus, earn an additional 20,000 bonus miles after your first anniversary of Card Membership. *Offer expires 4/1/20
    • Earn 3 Miles on every dollar spent on eligible purchases made directly with Delta and on every eligible dollar spent on purchases made directly with hotels.
    • Status-like benefits: First Check Bag Free on Delta flights + Main Cabin 1 Priority Boarding
    • Earn 1.5 miles per dollar on single eligible purchases of $5,000 or more (that's an extra half point per dollar), up to 50,000 additional miles per year. 1 Mile on every eligible dollar spent on other purchases.
    • Get closer to status with Status Boost™. Spend $25,000 in purchases on the Card in a calendar year and earn 10,000 Medallion® Qualification Miles (MQMs); spend a total of $50,000 in eligible purchases on the Card in a calendar year and earn an additional 10,000 MQMs. MQMs are used to determine Medallion Status and are different from the miles you earn toward flights.
    • Terms and limitations apply.
    • See Rates & Fees
    Terms Apply
    APPLY NOWAt American Express' secure website

    N/A

    15.74% - 24.74% Variable

    $250

    Excellent Credit

    Delta SkyMiles® Platinum Business American Express Card lets you earn a limited time welcome offer of up to 100,000 bonus miles: 80,000 bonus miles after you spend $3,000 on purchases on your new Card in the first 3 months as well as an additional 20,000 bonus miles after your first anniversary of Card Membership. This offer expires 4/1/20. Earn 3 Miles per $1 spent on purchases made directly with Delta, 1.5 miles per dollar on single eligible purchases of $5,000 or more (up to 50,000 additional miles per year) and 1 mile on every eligible $1 spent on all your other purchases. The miles you earn with this card don't expire. Benefit from no foreign transaction fees (See Rates & Fees). This card has a $250 annual fee (See Rates & Fees). Terms and limitations apply.

    For rates and fees of the Delta SkyMiles® Platinum Business American Express Card, please click here.


    Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least likeCredit RequiredRelated links
    Delta SkyMiles<sup>®</sup> Gold Business American Express Card

    Delta SkyMiles® Gold Business American Express Card

    APPLY NOWAt American Express' secure website
    • Limited Time Offer: Earn up to 70,000 bonus miles. Earn 60,000 bonus miles after you spend $2,000 in purchases on your new Card in the first 3 months. Plus, earn an additional 10,000 bonus miles after your first anniversary of Card Membership.
    • Additionally, take $100 off your next Delta flight – after you spend $10,000 in purchases on your Card in a calendar year, you will earn a $100 Delta Flight Credit to use toward future travel.
    • Earn 2 Miles on every dollar spent on eligible purchases made directly with Delta, on every dollar spent on eligible U.S. purchases for advertising in select media, on every dollar spent on eligible U.S. shipping purchases, on every eligible dollar spent on dining at restaurants. Earn 1 Mile on every eligible dollar spent on purchases.
    • Check or stow your bag with ease: First Checked Bag Free + Main Cabin 1 Priority Boarding.
    • Pay no foreign transaction fees when you travel overseas.
    • $0 introductory annual fee for the first year, then $99.
    • Terms and limitations apply
    • See Rates & Fees
    Terms Apply
    APPLY NOWAt American Express' secure website

    N/A

    15.74% - 24.74% Variable

    $0 introductory annual fee for the first year, then $99

    Excellent Credit

    Delta SkyMiles® Gold Business American Express Card is a Delta frequent flyer credit card with business benefits. As a limited time welcome offer you can up to 70,000 bonus miles. Earn 60,000 bonus miles after you spend $2,000 in purchases on your new Card in the first 3 months. Plus, earn an additional 10,000 bonus miles after your first anniversary of Card Membership. Additionally, take $100 off your next Delta flight - after you spend $10,000 in purchases on your Card in a calendar year, you will earn a $100 Delta Flight Credit to use toward future travel.. Delta perks include priority boarding and first checked bag free on Delta flights. You also get 20% savings on eligible in-flight purchases (in the form of a statement credit). Protect your purchases with purchase protection, return protection and extended warranty. You also enjoy complimentary travel accident insurance and car rental loss and damage insurance when you pay for your travel purchases and car rentals with this card. No foreign transaction fees (See Rates & Fees) on purchases made overseas. $0 introductory annual fee for the first year, then $99 (See Rates & Fees). Terms and limitations apply.

    For rates and fees of the Delta SkyMiles® Gold Business American Express Card, please click here.
    Read our complete Delta SkyMiles® Gold Business American Express Card review to get more information.

    Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least likeCredit RequiredRelated links
    Delta SkyMiles<sup>®</sup> Reserve Business American Express Card

    Delta SkyMiles® Reserve Business American Express Card

    APPLY NOWAt American Express' secure website
    • Limited Time Offer: Earn up to 100,000 bonus miles and 20,000 Medallion® Qualification Miles (MQMs). Earn 80,000 bonus miles and 20,000 MQMs after you spend $5,000 in purchases on your new Card in your first 3 months. Plus, earn an additional 20,000 bonus miles after your first anniversary of Card Membership.
    • With Status Boost™, earn 15,000 Medallion® Qualification Miles (MQMs) after you spend $30,000 in purchases on your new Card in a calendar year, up to four times per year getting you closer to Medallion Status. MQMs are used to determine Medallion Status and are different from the miles you earn toward flights.
    • Complimentary Delta Sky Club® Access and complimentary access to The Centurion Lounge when flying on a same-day Delta-marketed or Delta-operated flight. The eligible flight must be booked on a U.S. issued American Express Credit Card.
    • After you spend $150,000 on your Card in a calendar year, you earn 1.5 Miles per dollar (that's an extra half mile per dollar) on eligible purchases the rest of the year. Eligible purchases after spending $150,000 do not include Delta purchases.
    • Pay no foreign transaction fees when you spend overseas.
    • Earn 3 Miles on every dollar spent on eligible purchases made directly with Delta.
    • Terms and limitations apply.
    • See Rates & Fees
    Terms Apply
    APPLY NOWAt American Express' secure website

    N/A

    15.74% - 24.74% Variable

    $550

    Excellent/Good

    Delta SkyMiles® Reserve Business American Express Card lets you earn a limited time offer of up to 100,000 bonus miles and 20,000 Medallion® Qualification Miles (MQMs). Earn 80,000 bonus miles and 20,000 MQMs after you spend $5,000 on purchases made in your first 3 months. Plus, earn an additional 20,000 bonus miles after your first anniversary of Card Membership. With Status Boost™, earn 15,000 Medallion® Qualification Miles (MQMs) after you spend $30,000 in purchases on your new Card in a calendar year, up to four times per year getting you closer to Medallion Status. You'll earn 3 Miles for every $1 you spend on direct Delta purchases, on every other dollar you spend earn 1 mile. After you spend $150,000 on your card in a calendar year, you earn 1.5 miles per dollar on eligible purchases the rest of the year. Keep in mind that eligible purchases after spending $150,000 do not include Delta purchases. No foreign transaction fees (See Rates & Fees). This card also comes with Complimentary Delta Sky Club® Access. $550 annual fee (See Rates & Fees). Terms and limitations apply.

    For rates and fees of the Delta SkyMiles® Reserve Business American Express Card, please click here.
    Here is our Delta SkyMiles® Reserve Business American Express Card review.


    Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least likeCredit RequiredRelated links
    The Hilton Honors American Express Business Card

    The Hilton Honors American Express Business Card

    • Welcome Offer: Earn 125,000 Hilton Honors Bonus Points with the Hilton Honors American Express Business Card after you spend $3,000 in eligible purchases on the Card in the first 3 months of Card Membership.
    • Earn Hilton Honors Bonus Points for each dollar of eligible purchases on your Card: 12X at hotels and resorts in the Hilton portfolio, 6X on Select Business & Travel Purchases, 3X Everywhere Else. Terms & Limitations Apply.
    • Enjoy complimentary Gold Status with your Hilton Honors Business Card.
    • Earn a Weekend Night Reward from Hilton Honors after you spend $15,000 in purchases on your Card in a calendar year.
    • Earn another Weekend Night Reward from Hilton Honors after you spend an additional $45,000 in purchases on your Card in the same calendar year.
    • Relax with 10 free airport lounge visits each year once enrolled in complimentary Priority Pass™ Select membership, which offers access to over 1,000 lounges in over 120 countries.
    • Terms apply.
    • See Rates & Fees
    Terms Apply

    N/A

    15.74% - 24.74% Variable

    $95

    Excellent, Good

    The Hilton Honors American Express Business Card is a smart card to have if you travel a lot and stay often at hotels and resorts in the Hilton portfolio. Earn 125,000 Hilton Honors Bonus Points after you spend $3,000 in purchases made on your Card in the first 3 months of Card Membership. Earn 12X on purchases made at hotels and resorts in the Hilton portfolio, 6X on travel and select business purchases and 3 points on the rest of your purchases. Terms & Limitations Apply. You get complimentary Gold status and 10 free airport lounge visits each year to over 1,000 lounges in over 120 countries. Receive a Weekend Night Reward from Hilton Honors after you spend $15,000 in purchases on your card in a calendar year a second Weekend Night Reward from Hilton Honors after you spend an additional $45,000 in purchases in the same calendar year. This card has a $95 annual fee (See Rates & Fees).

    For rates and fees of the The Hilton Honors American Express Business Card, please click here.


    Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least likeCredit RequiredRelated links
    Business Green Rewards Card from American Express

    Business Green Rewards Card from American Express

    APPLY NOWAt American Express' secure website
    • Earn 15,000 Membership Rewards® points after you spend $3,000 in eligible purchases with the Business Green Rewards Card within the first 3 months of Card Membership.
    • Earn one Membership Rewards® point for each dollar you spend on eligible purchases
    • Choose rewards from over 500 leading brands in travel, gift cards, merchandise or entertainment
    • $0 introductory annual fee for the first year, then $95
    • Terms & Limitations Apply
    • See Rates & Fees
    APPLY NOWAt American Express' secure website

    N/A

    N/A

    $0 introductory annual fee for the first year, then $95

    Excellent Credit

    Business Green Rewards Card from American Express is a basic rewards charge card which comes with travel benefits like travel accident insurance and car rental loss and damage insurance. Eligible purchases made with this card benefit from extended warranty and purchase protection. You earn 1 Membership Rewards® point for each dollar you spend on eligible purchases, and double points for each $1 of eligible purchases made when you book on the American Express Travel website. As a welcome offer, you will earn 15,000 Membership Rewards® points after you spend $3,000 in eligible purchases within the first 3 months of Card Membership. This card has a $0 intro annual fee for the first year, then $95 (See Rates & Fees). Terms & Limitations Apply.

    For rates and fees of the Business Green Rewards Card from American Express, please click here.
    Read our GET.com review of Business Green Rewards Card from American Express to learn more.


    Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least likeCredit RequiredRelated links
    The Plum Card<sup>®</sup> from American Express

    The Plum Card® from American Express

    APPLY NOWAt American Express' secure website
    • No Foreign Transaction Fees.
    • Paying early pays off: Get a 1.5% discount when you pay early, with no cap on what you can earn back.
    • Take up to 60 days to pay with no interest, if you pay your minimum due.
    • Use the power of the Plum Card to buy big for your business.
    • No Foreign Transaction Fees.
    • Introductory annual fee of $0 for the first year, then $250
    • Terms & Restrictions Apply.
    • See Rates & Fees
    Terms Apply
    APPLY NOWAt American Express' secure website

    N/A

    N/A

    Introductory annual fee of $0 for the first year, then $250

    Why we like it
    • No Foreign Transaction Fees.
    • Paying early pays off: Get a 1.5% discount when you pay early, with no cap on what you can earn back.
    • Take up to 60 days to pay with no interest, if you pay your minimum due.
    We least like
    • Annual fee after the first year.
    Excellent Credit

    The Plum Card® from American Express stands out because it rewards your business for good credit behavior. This charge card lets you choose to get either a 1.5% discount for paying early (with no cap on what you can earn back), up to 60 days to pay without interest (if you pay your minimum due), or both each month. You enjoy an introductory annual fee of $0 for the first year, then $250 (See Rates & Fees), and get employee cards at no annual fee. This card has no foreign transaction fees (See Rates & Fees), which is good news if you make a lot of purchases outside of the US. Terms & Restrictions Apply.

    For rates and fees of the The Plum Card® from American Express, please click here.
    Read our review of The Plum Card® from American Express here.