Earning rewards on your business spending is often a faster way to earn points or miles because your business probably spends a lot more than you do personally. If you are paying one or more salaries, buying new stock and paying creditors, your business expenses can easily run into 5 digits.

Today many business credit cards reward you every time you make a purchase, and some give you higher rewards when you spend in certain categories.

GET.com's Best Rewards Credit Cards For Small Businesses

Best ForCredit Card
Bonus OfferThe Business Platinum® Card from American Express
Cash BackAmerican Express® Blue Business Cash Card
No annual feeBank of America® Platinum Plus® Mastercard® Business card
Low InterestBank of America® Business Advantage Travel Rewards World Mastercard® credit card
Balance TransferThe Blue Business® Plus Credit Card from American Express
TravelCapital One® Spark® Miles for Business
AirlineGold Delta SkyMiles® Business Credit Card from American Express
Fair CreditCapital One® Spark® Classic for Business

If you already use credit cards to consolidate your financial transactions for easier accounting, then there is no good reason not to use a business credit card that rewards you for your purchases.

Our Best-Rated Business Card With A Bonus Offer

Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least likeCredit RequiredRelated links
The Business Platinum<sup>®</sup> Card from American Express

The Business Platinum® Card from American Express

APPLY NOWAt American Express' secure website
  • Welcome Offer: Earn up to 75,000 Membership Rewards® points.
  • Earn 50,000 Membership Rewards® points after you spend $10,000 and an extra 25,000 points after you spend an additional $10,000 all on qualifying purchases made on your Business Platinum Card® within your first 3 months of Card Membership.†
  • Get 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com.
  • Get 50% more Membership Rewards® points. That's an extra half point per dollar, on each eligible purchase of $5,000 or more. You can get up to 1 million additional points per year.
  • 35% Airline Bonus: Use Membership Rewards® Pay with Points for all or part of a flight with your selected qualifying airline, and you can get 35% of the points back, up to 500,000 bonus points per calendar year when flight is booked on amextravel.com.
  • Enroll to get up to $200 in statement credits annually by getting up to $100 semi-annually for U.S. purchases with Dell. Terms apply.
  • Terms Apply
  • See Rates & Fees
Terms Apply
APPLY NOWAt American Express' secure website

N/A

N/A

$595

Excellent Credit

The Business Platinum® Card from American Express, a GET.com advertiser, gives your business access to Platinum privileges from American Express. The welcome offer lets you earn up to 75,000 Membership Rewards® points. Here's how you can earn them: after spending $10,000 you'll earn 50,000 Membership Rewards points which is already a big bonus in itself, but if after you spend an additional $10,000 all on qualifying purchases within your first 3 months of Card Membership you'll earn an extra 25,000 Membership Rewards points. This card also lets you earn 50% more Membership Rewards® points: you'll earn 1.5 points per $1 spent on each qualifying purchase of $5,000 or more (up to 1 million additional points per year). You earn 1 Membership Rewards® point for each $1 that you spend on eligible purchases under $5,000. Plus get 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com. If you use Membership Rewards Pay with Points for all or part of an eligible fare you can get 35% of those points back, on up to 500,000 bonus points per calendar year when flight is booked on amextravel.com. This card has special benefits for business travel, including complimentary access to airport lounges worldwide (over 1,200 lounges including Priority PassTM Select, The CenturionSM Lounges, Delta Sky Clubs®, and Airspace Lounges) and 10 Gogo in-flight internet passes annually. You also enjoy unlimited Wi-Fi at Boingo hotspots worldwide. Save with an Airline Fee Credit of up to $200 that you get every year towards incidental fees (like in-flight refreshments or checked bags) charged to your card, on a qualifying airline of your choice. You also receive a statement credit every 5 years towards the cost of TSA Pre✔TM ($85) or Global Entry ($100), purchased with this Card. Save time by getting the help you need from concierge staff at any time of day or night. This exclusive business card has no foreign transaction fee. The $595 annual fee (See Rates & Fees) may seem high, but if you consider that just getting unlimited access to a major airport lounge service can cost you almost $400, this annual fee is really a bargain for frequent business travelers. Terms Apply.

For rates and fees of the The Business Platinum® Card from American Express, please click here.
Read our review of The Business Platinum® Card from American Express here.

Our Best Rated Business Cards With Rewards Points

Rewards programs that let you earn points are also common, and many of the best rewards programs let you get more value or special deals when you redeem points for travel, gift cards, merchandise, and in some cases even cash.

Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least likeCredit RequiredRelated links
Business Green Rewards Card from American Express

Business Green Rewards Card from American Express

APPLY NOWAt American Express' secure website
  • Earn 15,000 Membership Rewards® points after you spend $3,000 in eligible purchases with the Business Green Rewards Card within the first 3 months of Card Membership.
  • Earn one Membership Rewards® point for each dollar you spend on eligible purchases
  • Choose rewards from over 500 leading brands in travel, gift cards, merchandise or entertainment
  • $0 introductory annual fee for the first year, then $95
  • Terms & Limitations Apply
  • See Rates & Fees
APPLY NOWAt American Express' secure website

N/A

N/A

$0 introductory annual fee for the first year, then $95

Excellent Credit

Business Green Rewards Card from American Express has a welcome offer that lets you earn 15,000 Membership Rewards® points after you spend $3,000 in eligible purchases within the first 3 months of being a card holder. You earn 1 Membership Rewards® point for each $1 that you spend on eligible purchases and double Membership Rewards® points for each dollar of eligible purchases from the American Express Travel website. This card lets you access American Express business benefits like Account Manager which lets you appoint an associate to help manage your account and choose from two levels of access, dispute resolution, mobile and tablet apps and ReceiptMatchSM with QuickBooks® (capture receipts, add customized QuickBooks® labels and sync with your company file). Terms apply. This card has a $0 intro annual fee for the first year, then $95 (See Rates & Fees).

For rates and fees of the Business Green Rewards Card from American Express, please click here.
Read our Business Green Rewards Card from American Express review.

Our Best-Rated Business Cards For Cash Back

Cash back credit cards provide direct savings to your business by offering hassle-free cash rewards. Many of these cards let you redeem this cash back automatically as a statement credit, or even as checks or deposits into your business account.

Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least likeCredit RequiredRelated links
American Express<sup>®</sup> Blue Business Cash Card

American Express® Blue Business Cash Card

APPLY NOWAt American Express' secure website
  • Earn 2% cash back on all eligible purchases on up to $50,000 per calendar year, then 1%. Cash back earned is automatically credited to your statement.
  • From workflow to inventory to floor plans, your business is constantly changing. That’s why you’ve got the power to spend beyond your credit limit with Expanded Buying Power§.
  • Just remember, the amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to us and other factors.
  • 0.0% intro APR on purchases and balance transfers for 12 months, then a variable rate, 14.74%, 17.74%, or 20.74%, based on your creditworthiness and other factors as determined at the time of account opening.
  • No Annual Fee
  • Terms Apply
  • See Rates & Fees
APPLY NOWAt American Express' secure website

0% intro APR on purchases and balance transfers for 12 months

14.74% - 20.74% Variable

$0

Excellent/Good

American Express® Blue Business Cash Card is a very effective cash back credit card that lets you earn 2% cash back on eligible purchases on up to $50,000 spent per calendar year. You earn 1% thereafter for the remainder of that rebate year. The cash back you earn is automatically credited to your statement, so this is a good card for hassle-free savings. Terms and limitations apply. This American Express business credit card has no annual fee ( See Rates & Fees).

For rates and fees of the American Express® Blue Business Cash Card, please click here.
Read our review of American Express® Blue Business Cash Card here.

Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least likeCredit RequiredRelated links
Capital One<sup>®</sup> Spark<sup>®</sup> Cash for Business

Capital One® Spark® Cash for Business

  • Limited Time Offer: Earn up to $2,000 in cash bonuses
  • Earn a $500 cash bonus when you spend $5,000 in the first 3 months and earn $1,500 when you spend $50,000 in the first 6 months of your account opening
  • Earn unlimited 2% cash back for your business on every purchase, everywhere, no limits or category restrictions
  • $0 annual fee for the first year; $95 after that
  • Free employee cards, which also earn unlimited 2% cash back on all purchases
  • $0 Fraud Liability if your card is lost or stolen
  • Rewards won't expire for the life of the account, and you can redeem your cash back for any amount
  • No foreign transaction fees

N/A

18.74% (Variable)

$0 intro for first year; $95 after that

Why we like it
  • Earn unlimited 2% cash back for your business on every purchase, everywhere.
Excellent, Good

Capital One® Spark® Cash for Business gives you the opportunity to earn a limited time offer of up to $2,000, earn a $500 cash bonus when you spend $5,000 in the first 3 months and earn $1,500 when you spend $50,000 in the first 6 months of your account opening. That's a very tempting bonus offer. But the highlight of this card is that it lets you earn unlimited 2% cash back on every purchase you make. So if your spending doesn't quite fit the categories offered by other rewards cards, or your business spending is much higher than the caps that other cards place on cash back for purchases, then this may be the perfect card for you. For example, if your total annual business purchases are $100,000 then using this card could let you earn $2,000 cash back. Cash rewards don't expire, and you can redeem them in different ways. Benefit from no foreign transaction fees, free employee cards and Spark privileges like a $0 fraud liability policy, purchase security and extended protection, downloadable purchase records (including QuickBooksTM Quicken®, Excel®), and quarterly and year-end summaries. This card has a $0 intro annual fee for the first year, $95 after that, but if your business runs on an average budget, the cash back you earn can more than compensate.

Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least likeCredit RequiredRelated links
Bank of America<sup>®</sup> Business Advantage Cash Rewards Mastercard<sup>®</sup> credit card

Bank of America® Business Advantage Cash Rewards Mastercard® credit card

APPLY NOWAt Bank of America's secure website
  • Get a $300 statement credit when you make at least $3,000 in net purchases within 90 days of your account opening – with no annual fee, no cap on the amount of cash rewards you can earn and they don't expire.
  • Earn 3% cash back in the category of your choice, 2% cash back on dining and unlimited 1% cash back on all other purchases.
  • You'll get 3% and 2% cash back on the first $50,000 in combined choice category/dining purchases each calendar year, 1% thereafter.
  • 0% Introductory APR on purchases for your first 9 billing cycles.
  • Redeem your cash rewards as a statement credit, check, or have cash deposited into a Bank of America® checking or savings account.
  • Get a 75% rewards bonus on every purchase when you're a Business Advantage Relationship Rewards Platinum Honors tier client. That means you will earn 5.25% on your selected choice category, 3.5% on dining and unlimited 1.75% cash back on all other purchases.
APPLY NOWAt Bank of America's secure website

0% Introductory APR on purchases for the first 9 billing cycles

13.74% - 23.74% Variable APR

No annual fee

Excellent

Bank of America® Business Advantage Cash Rewards Mastercard® credit card gives you 3% cash back on your choice of 1 of the following 6 categories: gas stations (default), office supply stores, travel, TV/telecom & wireless, computer services or business consulting services and 2% cash back on dining (for the first $50,000 in combined choice category/dining purchases each calendar year, 1% thereafter). Earn 1% on your other purchases. You can get a $300 statement credit, after making at least $3,000 in net purchases using your new card within 90 days of account opening. You can redeem your cash rewards for statement credit, check, or have cash deposited into a Bank of America® checking or savings account. This business cash back card has no annual fee.

Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least likeCredit RequiredRelated links
Capital One<sup>®</sup> Spark<sup>®</sup> Cash Select for Business

Capital One® Spark® Cash Select for Business

  • Earn a one-time $200 cash bonus once you spend $3,000 on purchases within the first 3 months from account opening
  • Earn unlimited 1.5% cash back for your business on every purchase, everywhere, no limits or category restrictions
  • Earn a one-time $200 cash bonus once you spend $3,000 on purchases within the first 3 months from account opening
  • Save on interest with 0% intro APR on purchases for 9 months; 14.74% - 22.74% variable APR after that
  • No annual fee
  • Free employee cards, which also earn unlimited 1.5% cash back on all purchases
  • Rewards won't expire for the life of the account, and you can redeem your cash back for any amount
  • $0 Fraud Liability if your card is lost or stolen
  • No foreign transaction fees

0% on purchases for 9 months

14.74% - 22.74% (Variable)

$0

Why we like it
  • Earn unlimited 1.5% cash back for your business on every purchase, everywhere, no limits or category restrictions.
Excellent, Good

Capital One® Spark® Cash Select for Business is a $0 annual fee cash back card that comes with a one-time $200 cash bonus (once you spend $3,000 on purchases using this card within 3 months from account opening). This is a very uncomplicated card to use for cash back, as you earn unlimited 1.5% cash back on every purchase charged to this card. You can set up automatic cash back redemption, or redeem any amount of cash back any time you choose. Enjoy all the Spark business benefits, including online quarterly and year-end summaries of your business spending on the card. This card has no foreign transaction fees.

Read our Capital One® Spark® Cash Select for Business review here.

Our Best-Rated Business Card For No Annual Fee

Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least likeCredit RequiredRelated links
Bank of America<sup>®</sup> Platinum Plus<sup>®</sup> Mastercard<sup>®</sup> Business card

Bank of America® Platinum Plus® Mastercard® Business card

APPLY NOWAt Bank of America's secure website
  • Get a $300 statement credit when you make at least $3,000 in net purchases within 90 days of your account opening.
  • Save on interest with a competitive purchase APR.
  • No annual fee.
  • 0% Introductory APR on purchases for your first 7 billing cycles.
  • Employee cards at no additional cost to you and with credit limits you set.
APPLY NOWAt Bank of America's secure website

0% Introductory APR on purchases for the first 7 billing cycles

11.74% - 22.74% Variable APR

No annual fee

Excellent

Bank of America® Platinum Plus® Mastercard® Business card has a welcome offer of a $300 statement credit when you make at least $3,000 in net purchases within 90 days of your account opening. This business card has no annual fee. Bank of America® Platinum Plus® Mastercard® Business card provides useful features for businesses, including an unlimited number of free employee cards, a suite of online services to help manage your business credit card transactions and payments, as well as travel and emergency services.

Our Best Rated Business Cards With Low Interest

Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least likeCredit RequiredRelated links
Bank of America<sup>®</sup> Business Advantage Travel Rewards World Mastercard<sup>®</sup> credit card

Bank of America® Business Advantage Travel Rewards World Mastercard® credit card

APPLY NOWAt Bank of America's secure website
  • Earn 25,000 bonus points when you make at least $1,000 in net purchases within 60 days of your account opening which can be redeemed for a $250 statement credit towards travel purchases.
  • Earn unlimited 1.5 points for every $1 spent on all purchases everywhere, every time-no matter how much you spend. Points don't expire.
  • Earn 3 points per every dollar spent on travel purchases (car, hotel, airline) booked through the Bank of America® Travel Center - powered by Expedia®.
  • No annual fee and no international transaction fees.
  • 0% Introductory APR on purchases for your first 9 billing cycles.
  • Redeem points for travel with no blackout dates, cash back or gift cards.
  • Get a 75% rewards bonus on the base earn of every purchase you make when you’re a Business Advantage Relationship Rewards Platinum Honors tier client. That means you will earn 2.62 points for every $1 you spend and 4.12 points per every $1 you spend at the Bank of America® Travel Center.
APPLY NOWAt Bank of America's secure website

0% introductory APR on purchases for the first 9 billing cycles

12.74% - 22.74% Variable APR

No annual fee

Why we like it
  • No annual fee and no international transaction fees.
  • Earn 25,000 bonus points when you make at least $1,000 in net purchases within 60 days of your account opening which can be redeemed for a $250 statement credit towards travel purchases.
Excellent

Bank of America® Business Advantage Travel Rewards World Mastercard® credit card lets you earn 1.5 points for each $1 you spend on all purchases. You earn 3 points for every $1 that you spend on travel booked through Bank of America's Travel Center®. Earn 25,000 bonus points when you make at least $1,000 in net purchases within 60 days of your account opening which can be redeemed for a $250 statement credit towards travel purchases. This card has no annual fee. Travel benefits include travel accident insurance, lost luggage reimbursement and auto rental collision coverage.

Our Best Rated Business Card For Balance Transfers

Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least likeCredit RequiredRelated links
The Blue Business<sup>®</sup> Plus Credit Card from American Express

The Blue Business® Plus Credit Card from American Express

APPLY NOWAt American Express' secure website
  • Get rewarded for business as usual. Earn 2X Membership Rewards® points on everyday business purchases such as office supplies or client dinners.
  • 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter.
  • Enjoy the flexibility to put more purchases on the Card and earn rewards when you buy above your credit limit*.
  • You’ve got the power to use your Card beyond its credit limit* with Expanded Buying Power.
  • More buying power for your business means more opportunities to earn points. That’s everyday business with the Blue Business Plus Card.
  • *The amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to us, and other factors.
  • 0.0% intro APR on purchases and balance transfers for 12 months, then a variable rate, 14.74%, 17.74% or 20.74%, based on your creditworthiness and other factors as determined at the time of account opening.
  • Terms Apply
  • See Rates & Fees
Terms Apply
APPLY NOWAt American Express' secure website

0% on Purchases and Balance Transfers for 12 months

14.74% - 20.74% Variable

No annual fee

Excellent, Good

The Blue Business® Plus Credit Card from American Express has a $0 annual fee (See Rates & Fees) and you pay no annual fee for additional employee cards. Earn 2X points on everyday business purchases you make (such as office supplies or dinners with clients). These 2X points apply to the first $50,000 in purchases per year and you earn 1 point per dollar thereafter. Business perks include ReceiptMatch with QuickBooks® which lets you label your card transactions with your own QuickBooks categories and send data directly to your company's QuickBooks file. Another benefit is that you get 0% intro APR on purchases and balance transfers for 12 months (See Rates & Fees) followed by the regular 14.74% - 20.74% variable APR (See Rates & Fees). Terms Apply.

For rates and fees of the The Blue Business® Plus Credit Card from American Express, please click here.
Read our review of The Blue Business® Plus Credit Card from American Express here.

Our Best Rated Business Credit Cards With Travel Rewards

If you travel for business rather than pleasure, a business miles credit card can help you save by earning miles towards your business travel. Dedicated airline and hotel credit cards can help you and your employees enjoy privileges with certain airlines and at certain hotels while helping you save with discounts, rewards and even free nights.

Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least likeCredit RequiredRelated links
Capital One<sup>®</sup> Spark<sup>®</sup> Miles for Business

Capital One® Spark® Miles for Business

  • Limited Time Offer: Earn up to 200,000 bonus miles worth up to $2,000 to spend on travel—flights, hotels and more
  • Earn 50,000 bonus miles when you spend $5,000 in the first 3 months and earn 150,000 bonus miles when you spend $50,000 in the first 6 months of your account opening
  • Earn unlimited 2X miles per dollar on every purchase, everywhere, no limits or category restrictions, and miles won't expire for the life of the account
  • Earn 5X miles on hotel and rental car bookings through Capital One Travel℠ using a Spark Miles card
  • Transfer your miles to 10+ leading travel loyalty programs like JetBlue™, Air Canada, and Emirates™
  • Redeem your miles instantly for any travel-related purchases, from flights and hotels to ride-sharing services
  • Fly through security with one statement credit for either the $85 TSA Pre✓® application fee or the $100 Global Entry application fee
  • $0 intro annual fee for the first year; $95 after that

N/A

18.74% (Variable)

$0 intro for first year; $95 after that

Why we like it
  • Earn unlimited 2X miles per dollar on every purchase, everywhere, no limits or category restrictions, and miles won't expire for the life of the account.
Excellent, Good

Capital One® Spark® Miles for Business is a miles rewards credit card for your business that lets you earn a limited time bonus of 50,000 miles after spending $5,000 or more on purchases within 3 months from account opening and earn another 150,000 bonus miles when you spend $50,000 in the first 6 months of your account opening. Instead of rewarding you for purchases in specific categories, this card lets you earn unlimited 2 miles for each $1 your business spends on every purchase. Miles don't expire and there is no cap on the amount of miles you can earn and accumulate. You can redeem your miles in different ways (travel, cash back, gift cards, and more), and you don't get blackout dates or seat restrictions when redeeming for travel, because the miles you earn can be redeemed as a credit towards the cost of any travel purchases you make using the card. Cardholders will also have the option to transfer their miles to participating airlines. Other travel perks include no foreign transaction fees and an auto rental collision damage waiver for rentals paid for with this card. Free employee cards and and quarterly and year-end summaries are just some of the many business benefits you get with this card. $0 intro annual fee for the first year, $95 after that.

Read our Capital One® Spark® Miles for Business review here.

Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least likeCredit RequiredRelated links
Capital One<sup>®</sup> Spark<sup>®</sup> Miles Select for Business

Capital One® Spark® Miles Select for Business

  • Earn a one-time bonus of 20,000 miles – equal to $200 in travel – once you spend $3,000 on purchases within the first 3 months from account opening
  • Earn unlimited 1.5X miles per dollar on every purchase, everywhere, no limits or category restrictions, and miles won't expire for the life of the account
  • Earn a one-time bonus of 20,000 miles – equal to $200 in travel – once you spend $3,000 on purchases within the first 3 months from account opening
  • Earn 5X miles on hotel and rental car bookings through Capital One Travel℠ using a Spark Miles Select card
  • Save on interest with 0% intro APR on purchases for 9 months; 14.74% - 22.74% variable APR after that
  • No annual fee
  • Transfer your miles to 10+ leading travel loyalty programs like JetBlue™, Air Canada, and Emirates™
  • Redeem your miles instantly for any travel-related purchases, from flights and hotels to ride-sharing services
  • Free employee cards which also earn unlimited 1.5X miles from their purchases

0% intro on purchases for 9 months

14.74% - 22.74% (Variable)

$0

Why we like it
  • Earn unlimited 1.5X miles per dollar on every purchase, everywhere, no limits or category restrictions, and miles won't expire for the life of the account.
Excellent, Good

Capital One® Spark® Miles Select for Business is a no annual fee business miles credit card that lets you earn a one-time bonus of 20,000 miles after you spend $3,000 on purchases within 3 months from account opening. Every purchase made with this card earns unlimited 1.5 miles per $1 spent. Business perks include easily downloadable purchase records (in Excel, QuickBooks, Quicken, and other formats), a $0 fraud liability policy (many business cards don't limit fraud liability), quarterly and year-end transaction summaries, purchase security, and extended protection. This card has no foreign transaction fee and no annual fee.

Read our review of Capital One® Spark® Miles Select for Business here.

Our Best Rated Airline Credit Cards For Small Business Owners

Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least likeCredit RequiredRelated links
Platinum Delta SkyMiles<sup>®</sup> Business Credit Card from American Express

Platinum Delta SkyMiles® Business Credit Card from American Express

APPLY NOWAt American Express' secure website
  • Earn 5,000 Medallion® Qualification Miles (MQMs) and 35,000 bonus miles after you spend $1,000 in purchases on your new Card in your first 3 months. Plus, earn a $100 statement credit after you make a Delta purchase with your new Card within your first 3 months.
  • Check your first bag for free and save up to $60 on a round trip Delta flight.
  • Find room for your carry-on and settle into your seat sooner with Main Cabin 1 Priority Boarding.
  • Enjoy 20% savings on eligible in-flight purchases in the form of a statement credit with the American Express Delta Card.
  • Earn 2 Miles per dollar spent on purchases made directly with Delta. Earn 1 mile on every eligible dollar spent on purchases. Miles don’t expire.
  • Terms and limitations apply
  • See Rates & Fees
Terms Apply
APPLY NOWAt American Express' secure website

N/A

17.24% - 26.24% Variable

$195 ($250 if application is received on or after 1/30/2020)

Excellent Credit

Platinum Delta SkyMiles® Business Credit Card from American Express lets you earn a welcome offer of 35,000 bonus miles and 5,000 Medallion® Qualification Miles (MQMs) after you spend $1,000 in purchases on your new Card in your first 3 months and a $100 statement credit after you make a Delta purchase with your new Card within your first 3 months. Keep earning miles: Earn 2 Miles per $1 spent on purchases made directly with Delta. Earn 1 mile on every eligible $1 spent on the rest of your purchases, the miles you earn don't expire. Get 20% savings on eligible in-flight purchases (in the form of a statement credit) and no foreign transaction fees (See Rates & Fees). This card has a $195 annual fee ($250 if application is received on or after 1/30/2020) (See Rates & Fees). Terms and limitations apply.

For rates and fees of the Platinum Delta SkyMiles® Business Credit Card from American Express, please click here.
Read our Platinum Delta SkyMiles® Business Credit Card from American Express review here.

Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least likeCredit RequiredRelated links
Gold Delta SkyMiles<sup>®</sup> Business Credit Card from American Express

Gold Delta SkyMiles® Business Credit Card from American Express

APPLY NOWAt American Express' secure website
  • Make business travel more rewarding. Earn 30,000 bonus miles after you make $1,000 in purchases on your new Card in your first 3 months.
  • Additionally, earn a $50 statement credit after you make a Delta purchase with your new Card within your first 3 months.
  • Earn 2 Miles per dollar spent on eligible purchases made directly with Delta. Earn 1 mile on every eligible dollar spent on purchases.
  • Find room for your carry-on and settle into your seat sooner with Main Cabin 1 Priority Boarding.
  • Pay no foreign transaction fees when you spend overseas.
  • $0 introductory annual fee for the first year, then $95. Terms and limitations apply
  • See Rates & Fees
Terms Apply
APPLY NOWAt American Express' secure website

N/A

17.24% - 26.24% Variable

$0 introductory annual fee for the first year, then $95

Excellent Credit

Gold Delta SkyMiles® Business Credit Card from American Express is a rewards card with special benefits for Delta frequent business flyers. As a welcome offer, you earn 30,000 bonus miles after making $1,000 in purchases within your first 3 months of Card Membership, using your new Card, you can also earn a $50 statement credit after you make a Delta purchase with your new Card within your first 3 months. You earn 2 miles per $1 of purchases made directly with Delta and 1 mile on every eligible $1 spent on other purchases. As well as Delta air tickets, you can also redeem your miles for car rentals, hotel stays, gift cards, merchandise, and more. Besides earning miles, you also get Delta perks like priority boarding, first checked bag free, and 20% savings on your eligible in-flight purchases (in the form of a statement credit). Terms apply. American Express benefits include travel accident insurance, car rental loss and damage insurance, no foreign transactions fees, purchase protection, return protection, and extended warranty. This Delta credit card has a $0 introductory annual fee for the first year, then $95 (See Rates & Fees).

For rates and fees of the Gold Delta SkyMiles® Business Credit Card from American Express, please click here.
Read our Gold Delta SkyMiles® Business Credit Card from American Express review.

Our Best Rated Business Card For Fair Credit

Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least likeCredit RequiredRelated links
Capital One<sup>®</sup> Spark<sup>®</sup> Classic for Business

Capital One® Spark® Classic for Business

  • Earn unlimited 1% cash back for your business on every purchase, everywhere, no limits or category restrictions
  • No annual fee
  • Build and strengthen credit for your business by using this credit card responsibly
  • $0 Fraud Liability if your card is lost or stolen
  • Free employee cards, which also earn unlimited 1% cash back on all purchases
  • Rewards won't expire for the life of the account, and you can redeem your cash back for any amount
  • No foreign transaction fees

24.74% (Variable)

$0

Why we like it
  • Earn unlimited 1% cash back for your business on every purchase, everywhere, no limits or category restrictions.
Average, Fair, Limited

Capital One® Spark® Classic for Business is a business credit card that you can apply for with fair (average) credit. This card lets you earn 1% cash back on every purchase you make. because the cash back you earn is unlimited, it can add up to decent savings. This card comes with $0 Fraud Liability if your card is stolen or lost. Other security features include real-time alerts of fraud attempts (via text, email, or phone) and chip technology. Business benefits like free employee cards, quarterly and year end expense summaries and downloadable purchase records in various formats including Quicken®, QuickBooksTM and Excel® make this a very useful card for tracking business expenses. This is our choice of business credit card for fair credit, as it also lets you build business credit when you use it responsibly (and you will want to make your payments on time to avoid the 24.74% variable APR). It has a $0 annual fee.

Read our full review of Capital One® Spark® Classic for Business here.

How We Rate Business Rewards Cards

The most important factor in our rating process for business rewards cards at GET.com is the amount of rewards you earn per dollar spent on purchases.

The cost of a card, including the annual fee, APR, foreign transaction fees and other fees are also taken into account. We look at the relevance of rewards categories. Cards that have business-relevant categories for earning rewards and cards that allow you to earn rewards on all purchases receive higher ratings in this regard.

Other things that factor into our final card ratings are benefits, including business benefits, purchase benefits, specialized merchant benefits and travel benefits. Introductory APR is also considered. Our goal is to provide a clear and simple overview of the overall value that a payment card can bring to your business.