Earning rewards on your business spending is often a faster way to earn points or miles because your business probably spends a lot more than you do personally. If you are paying one or more salaries, buying new stock and paying creditors, your business expenses can easily run into 5 digits.

Today many business credit cards reward you every time you make a purchase, and some give you higher rewards when you spend in certain categories.

GET.com's Best Rewards Credit Cards For Small Businesses

Best ForCredit Card
Bonus OfferThe Business Platinum Card® from American Express
Cash BackAmerican Express Blue Business Cash™ Card
Balance TransferThe Blue Business® Plus Credit Card from American Express
AirlineDelta SkyMiles® Gold Business American Express Card

If you already use credit cards to consolidate your financial transactions for easier accounting, then there is no good reason not to use a business credit card that rewards you for your purchases.

Our Best-Rated Business Card With A Bonus Offer

Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least likeCredit RequiredRelated links
The Business Platinum Card<sup>®</sup>  from American Express

The Business Platinum Card® from American Express

APPLY NOWAt American Express' secure website
  • Earn 75,000 Membership Rewards® points after you spend $15,000 on qualifying purchases within your first 3 months of Card Membership.
  • Get 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com.
  • Get 50% more Membership Rewards® points. That's an extra half point per dollar, on each eligible purchase of $5,000 or more. You can get up to 1 million additional points per year.
  • 35% Airline Bonus: Use Membership Rewards® Pay with Points for all or part of a flight with your selected qualifying airline, and you can get 35% of the points back, up to 500,000 bonus points per calendar year when you book on amextravel.com.
  • Enroll to get up to $200 in statement credits annually by getting up to $100 semi-annually for U.S. purchases with Dell. Terms apply.
  • Terms Apply
  • See Rates & Fees
Terms Apply
APPLY NOWAt American Express' secure website

N/A

N/A

$595

Excellent Credit

The Business Platinum Card® from American Express, a GET.com advertiser, gives your business access to Platinum privileges from American Express. The welcome offer lets you earn 75,000 Membership Rewards® points after spending $15,000 within your first 3 months of Card Membership. This card also lets you earn 50% more Membership Rewards® points: you'll earn 1.5 points per $1 spent on each qualifying purchase of $5,000 or more (up to 1 million additional points per year). You earn 1 Membership Rewards® point for each $1 that you spend on eligible purchases under $5,000. Plus get 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com. If you use Membership Rewards Pay with Points for all or part of an eligible fare you can get 35% of those points back, on up to 500,000 bonus points per calendar year when you book on amextravel.com. This card has special benefits for business travel, including complimentary access to airport lounges worldwide (over 1,200 lounges including Priority PassTM Select, The CenturionSM Lounges, Delta Sky Clubs®, and Airspace Lounges) and 10 Gogo in-flight internet passes annually. You also enjoy unlimited Wi-Fi at Boingo hotspots worldwide. Save with an Airline Fee Credit of up to $200 that you get every year towards incidental fees (like in-flight refreshments or checked bags) charged to your card, on a qualifying airline of your choice. You also receive a statement credit every 5 years towards the cost of TSA Pre✔TM ($85) or Global Entry ($100), purchased with this Card. Save time by getting the help you need from concierge staff at any time of day or night. This exclusive business card has no foreign transaction fee. The $595 annual fee (See Rates & Fees) may seem high, but if you consider that just getting unlimited access to a major airport lounge service can cost you almost $400, this annual fee is really a bargain for frequent business travelers. Terms Apply.

For rates and fees of the The Business Platinum Card® from American Express, please click here.
Read our review of The Business Platinum Card® from American Express here.

Our Best Rated Business Cards With Rewards Points

Rewards programs that let you earn points are also common, and many of the best rewards programs let you get more value or special deals when you redeem points for travel, gift cards, merchandise, and in some cases even cash.

Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least likeCredit RequiredRelated links
Business Green Rewards Card from American Express

Business Green Rewards Card from American Express

APPLY NOWAt American Express' secure website
  • Earn 15,000 Membership Rewards® points after you spend $3,000 in eligible purchases with the Business Green Rewards Card within the first 3 months of Card Membership.
  • Earn one Membership Rewards® point for each dollar you spend on eligible purchases
  • Choose rewards from over 500 leading brands in travel, gift cards, merchandise or entertainment
  • $0 introductory annual fee for the first year, then $95
  • Terms & Limitations Apply
  • See Rates & Fees
APPLY NOWAt American Express' secure website

N/A

N/A

$0 introductory annual fee for the first year, then $95

Excellent Credit

Business Green Rewards Card from American Express has a welcome offer that lets you earn 15,000 Membership Rewards® points after you spend $3,000 in eligible purchases within the first 3 months of being a card holder. You earn 1 Membership Rewards® point for each $1 that you spend on eligible purchases and double Membership Rewards® points for each dollar of eligible purchases from the American Express Travel website. This card lets you access American Express business benefits like Account Manager which lets you appoint an associate to help manage your account and choose from two levels of access, dispute resolution, mobile and tablet apps and ReceiptMatchSM with QuickBooks® (capture receipts, add customized QuickBooks® labels and sync with your company file). Terms apply. This card has a $0 intro annual fee for the first year, then $95 (See Rates & Fees).

For rates and fees of the Business Green Rewards Card from American Express, please click here.
Read our Business Green Rewards Card from American Express review.

Our Best-Rated Business Cards For Cash Back

Cash back credit cards provide direct savings to your business by offering hassle-free cash rewards. Many of these cards let you redeem this cash back automatically as a statement credit, or even as checks or deposits into your business account.

Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least likeCredit RequiredRelated links
American Express Blue Business Cash™ Card

American Express Blue Business Cash™ Card

APPLY NOWAt American Express' secure website
  • Earn 2% cash back on all eligible purchases on up to $50,000 per calendar year, then 1%. Cash back earned is automatically credited to your statement.
  • From workflow to inventory to floor plans, your business is constantly changing. That’s why you’ve got the power to spend beyond your credit limit with Expanded Buying Power§.
  • Just remember, the amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to us and other factors.
  • 0.0% intro APR on purchases and balance transfers for 12 months from the date of account opening, then a variable rate, 13.24%, 16.24%, or 19.24%, based on your creditworthiness and other factors as determined at the time of account opening.
  • No Annual Fee
  • Terms Apply
  • See Rates & Fees
Terms Apply
APPLY NOWAt American Express' secure website

0% intro APR on purchases and balance transfers for 12 months

13.24% - 19.24% Variable

No annual fee

Excellent/Good

American Express Blue Business Cash™ Card is a very effective cash back credit card that lets you earn 2% cash back on eligible purchases on up to $50,000 spent per calendar year. You earn 1% thereafter for the remainder of that rebate year. The cash back you earn is automatically credited to your statement, so this is a good card for hassle-free savings. Terms and limitations apply. This American Express business credit card has no annual fee (See Rates & Fees).

For rates and fees of the American Express Blue Business Cash™ Card, please click here.
Read our review of American Express Blue Business Cash™ Card here.

Our Best Rated Business Card For Balance Transfers

Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least likeCredit RequiredRelated links
The Blue Business<sup>®</sup> Plus Credit Card from American Express

The Blue Business® Plus Credit Card from American Express

APPLY NOWAt American Express' secure website
  • Earn 2X Membership Rewards® points on everyday business purchases such as office supplies or client dinners. 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter.
  • Enjoy the flexibility to put more purchases on the Card and earn rewards when you buy above your credit limit*.
  • You’ve got the power to use your Card beyond its credit limit* with Expanded Buying Power.
  • More buying power for your business means more opportunities to earn points. That's everyday business with the Blue Business Plus Card.
  • *The amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to us, and other factors.
  • 0.0% intro APR on purchases and balance transfers for 12 months from the date of account opening, then a variable rate, 13.24%-19.24%, based on your creditworthiness and other factors at account opening.
  • No Annual Fee
  • Terms Apply
  • See Rates & Fees
Terms Apply
APPLY NOWAt American Express' secure website

0% on Purchases for 12 months from date of account opening and 0% on Balance Transfers for 12 months

13.24% - 19.24% Variable

No annual fee

Excellent, Good

The Blue Business® Plus Credit Card from American Express has a $0 annual fee (See Rates & Fees) and you pay no annual fee for additional employee cards. Earn 2X points on everyday business purchases you make (such as office supplies or dinners with clients). These 2X points apply to the first $50,000 in purchases per year and you earn 1 point per dollar thereafter. Business perks include ReceiptMatch with QuickBooks® which lets you label your card transactions with your own QuickBooks categories and send data directly to your company's QuickBooks file. Another benefit is that you get 0% intro APR on purchases and balance transfers for the first 12 months (See Rates & Fees) followed by the regular 13.24% - 19.24% variable APR (See Rates & Fees). Terms Apply.

For rates and fees of the The Blue Business® Plus Credit Card from American Express, please click here.
Read our review of The Blue Business® Plus Credit Card from American Express here.

Our Best Rated Business Credit Cards With Travel Rewards

If you travel for business rather than pleasure, a business miles credit card can help you save by earning miles towards your business travel. Dedicated airline and hotel credit cards can help you and your employees enjoy privileges with certain airlines and at certain hotels while helping you save with discounts, rewards and even free nights.

Our Best Rated Airline Credit Cards For Small Business Owners

Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least likeCredit RequiredRelated links
Delta SkyMiles<sup>®</sup> Platinum Business American Express Card

Delta SkyMiles® Platinum Business American Express Card

  • Welcome Offer: Earn 45,000 bonus miles and 5,000 Medallion® Qualification Miles (MQMs) after you spend $3,000 in purchases on your new Card in the first 3 months. Plus, earn a $100 Statement Credit after your first Delta purchase on your new Card in the first 3 months.
  • Earn 3 Miles on every dollar spent on eligible purchases made directly with Delta and on every eligible dollar spent on purchases made directly with hotels.
  • Status-like benefits: First Check Bag Free on Delta flights + Main Cabin 1 Priority Boarding
  • Earn 1.5 miles per dollar on single eligible purchases of $5,000 or more (that's an extra half point per dollar), up to 50,000 additional miles per year. 1 Mile on every eligible dollar spent on other purchases.
  • Get closer to status with Status Boost(TM). Spend $25,000 in purchases on the Card in a calendar year and earn 10,000 Medallion® Qualification Miles (MQMs); spend a total of $50,000 in eligible purchases on the Card in a calendar year and earn an additional 10,000 MQMs. MQMs are used to determine Medallion Status and are different from the miles you earn toward flights.
  • Terms and limitations apply.
Terms Apply

N/A

15.74% - 24.74% Variable

$250

Excellent Credit

Delta SkyMiles® Platinum Business American Express Card lets you earn a welcome offer of 45,000 bonus miles and 5,000 Medallion® Qualification Miles (MQMs) after you spend $3,000 in purchases on your new Card in the first 3 months. Plus, earn a $100 Statement Credit after your first Delta purchase on your new Card in the first 3 months. Keep earning miles: Earn 3 Miles per $1 spent on purchases made directly with Delta. Earn 1.5 miles per dollar on single eligible purchases of $5,000 or more on up to 50,000 additional miles per year, and earn 1 mile on every eligible $1 spent on the rest of your purchases, the miles you earn don't expire. Benefit from no foreign transaction fees (See Rates & Fees). This card has a $250 annual fee (See Rates & Fees). Terms and limitations apply.

For rates and fees of the Delta SkyMiles® Platinum Business American Express Card, please click here.
Read our Delta SkyMiles® Platinum Business American Express Card review here.

Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least likeCredit RequiredRelated links
Delta SkyMiles<sup>®</sup> Gold Business American Express Card

Delta SkyMiles® Gold Business American Express Card

  • Welcome Offer: Earn 40,000 bonus miles after you spend $2,000 in purchases on your new Card in the first 3 months.
  • Additionally, take $100 off your next Delta flight - after you spend $10,000 in purchases on your Card in a calendar year, you will earn a $100 Delta Flight Credit to use toward future travel.
  • Earn 2 Miles on every dollar spent on eligible purchases made directly with Delta, on every dollar spent on eligible U.S. purchases for advertising in select media, on every dollar spent on eligible U.S. shipping purchases, on every eligible dollar spent on dining at restaurants. Earn 1 Mile on every eligible dollar spent on purchases.
  • Check or stow your bag with ease: First Checked Bag Free + Main Cabin 1 Priority Boarding.
  • Pay no foreign transaction fees when you travel overseas.
  • $0 introductory annual fee for the first year, then $99.
  • Terms and limitations apply.
  • See Rates & Fees
Terms Apply

N/A

15.74% - 24.74% Variable

$0 introductory annual fee for the first year, then $99

Excellent Credit

Delta SkyMiles® Gold Business American Express Card is a rewards card with special benefits for Delta frequent business flyers. As a welcome offer, you can earn 40,000 bonus miles after you spend $2,000 in purchases on your new Card in the first 3 months of Card Membership. You earn 2 miles per $1 of purchases made directly with Delta and 1 mile on every eligible $1 spent on other purchases. As well as Delta air tickets, you can also redeem your miles for car rentals, hotel stays, gift cards, merchandise, and more. Besides earning miles, you also get Delta perks like priority boarding, first checked bag free, and 20% savings on your eligible in-flight purchases (in the form of a statement credit). Terms apply. American Express benefits include travel accident insurance, car rental loss and damage insurance, no foreign transactions fees, purchase protection, return protection, and extended warranty. This Delta credit card has a $0 introductory annual fee for the first year, then $99 (See Rates & Fees).

For rates and fees of the Delta SkyMiles® Gold Business American Express Card, please click here.
Read our Delta SkyMiles® Gold Business American Express Card review.

How We Rate Business Rewards Cards

The most important factor in our rating process for business rewards cards at GET.com is the amount of rewards you earn per dollar spent on purchases.

The cost of a card, including the annual fee, APR, foreign transaction fees and other fees are also taken into account. We look at the relevance of rewards categories. Cards that have business-relevant categories for earning rewards and cards that allow you to earn rewards on all purchases receive higher ratings in this regard.

Other things that factor into our final card ratings are benefits, including business benefits, purchase benefits, specialized merchant benefits and travel benefits. Introductory APR is also considered. Our goal is to provide a clear and simple overview of the overall value that a payment card can bring to your business.