Earning rewards on your business spending is often a faster way to earn points or miles because your business probably spends a lot more than you do personally. If you are paying one or more salaries, buying new stock and paying creditors, your business expenses can easily run into 5 digits.

Today many business credit cards reward you every time you make a purchase, and some give you higher rewards when you spend in certain categories.

GET.com's Best Rewards Credit Cards For Small Businesses

Best ForCredit Card
RewardsThe Enhanced Business Platinum® Card from American Express OPEN
TravelCapital One® Spark® Miles for Business

If you already use credit cards to consolidate your financial transactions for easier accounting, then there is no good reason not to use a business credit card that rewards you for your purchases.

Our 6 Best-Rated Business Cards For Cash Back

SimplyCash® Plus Business Credit Card from American Express, a GET.com advertiser
Capital One® Spark® Cash for Business
Bank of America® Cash Rewards for Business Mastercard® credit card
Capital One® Spark® Cash Select for Business
Capital One® Spark® Classic for Business
Business Green Rewards Card from American Express OPEN

Cash back credit cards provide direct savings to your business by offering hassle-free cash rewards. Many of these cards let you redeem this cash back automatically as a statement credit, or even as checks or deposits into your business account.

Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least liket_cc_credit_requiredRelated links
SimplyCash<sup>®</sup> Plus Business Credit Card from American Express

SimplyCash® Plus Business Credit Card from American Express

APPLY NOWAt American Express' secure website
SimplyCash<sup>®</sup> Plus Business Credit Card from American Express
  • Our Rating:
  • Our Rating:
  • 4.60/5
  • Your Rating:
Rate This Card
  • Special Offer: Earn up to $400 cash back
  • Earn a $200 statement credit after you spend $5,000 in qualifying purchases on your Card within the first 6 months of Card Membership.
  • Plus, earn an additional $200 statement credit after you spend an additional $10,000 or more in qualifying purchases on your Card within the first year of Card Membership.
  • No Annual Fee. Plus, more buying power and more cash back.
  • 5% cash back on wireless telephone services purchased directly from U.S. service providers and U.S. office supply stores.
  • 3% on the category of your choice from a list of eight and 1% cash back on other purchases.
  • 5% and 3% apply to the first $50,000 in purchases per calendar year, then 1% thereafter. Cash back received is automatically credited to your statement.
  • Terms and limitations apply
  • See Rates & Fees
APPLY NOWAt American Express' secure website

0% on Purchases for 9 months

12.99% - 19.99% Variable

No annual fee

Excellent Credit

SimplyCash® Plus Business Credit Card from American Express, a GET.com advertiser, is a very effective cash back credit card with a very special offer: After you spend $5,000 or more in qualifying purchases on your Card within the first 6 months of Card Membership, you earn $200 statement credit, plus, an additional $200 statement credit after you spend an additional $10,000 or more in qualifying purchases on your Card within the first year of Card Membership. What we like about this card is that it lets you choose a category of purchases (from a list of 8 select business-related categories) to earn 3% cash back on. On top of that you earn 5% cash back for purchases at U.S. office supply stores and on wireless telephone services (that you purchase directly from U.S. service providers). The 5% and 3% cash back applies to the first $50,000 in combined purchases in these categories you make each calendar year. You earn 1% thereafter for the remainder of that rebate year. Other purchases made with this card earn 1% cash back, so you can save every time you use this card to make purchases. The cash back you earn is automatically credited to your statement, so this is a good card for hassle-free savings. Terms and limitations apply. This American Express business credit card has no annual fee.

Read our review of SimplyCash® Plus Business Credit Card from American Express here.

Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least liket_cc_credit_requiredRelated links
Capital One<sup>®</sup> Spark<sup>®</sup> Cash for Business

Capital One® Spark® Cash for Business

Capital One<sup>®</sup> Spark<sup>®</sup> Cash for Business
  • Our Rating:
  • Our Rating:
  • 4.60/5
  • Your Rating:
Rate This Card
  • Plus, a one-time $500 cash bonus once you spend $4,500 on purchases within 3 months of approval.
  • Earning unlimited 2% cash back could mean thousands of dollars each year going back into your business
  • Plus, a one-time $500 cash bonus once you spend $4,500 on purchases within 3 months of approval
  • Use Spark Cash across all your business spend, with no categories to limit your purchasing
  • $0 intro annual fee for the first year; $59 after that
  • Rewards don't expire, and you can redeem your cash back for any amount, anytime
  • Get employee cards at no additional cost, and earn rewards from their business spend

N/A

17.74% (Variable)

$0 intro for first year; $59 after that

Why we like it
  • Earning unlimited 2% cash back could mean thousands of dollars each year going back into your business.
Excellent, Good

Capital One® Spark® Cash for Business gives you the opportunity to earn a one-time $500 cash bonus after you spend $4,500 on purchases within 3 months of approval. That's a very tempting bonus offer. But the highlight of this card is that it lets you earn unlimited 2% cash back on every purchase you make, every day. So if your spending doesn't quite fit the categories offered by other rewards cards, or your business spending is much higher than the caps that other cards place on cash back for purchases, then this may be the perfect card for you. For example, if your total annual business purchases are $100,000 then using this card could let you earn $2,000 cash back. Cash rewards don't expire, and you can redeem them in different ways. Benefit from no foreign transaction fees, free employee cards and Spark privileges like a $0 fraud liability policy, purchase security and extended protection, downloadable purchase records (including QuickBooksTM Quicken®, Excel®), and quarterly and year-end summaries. This card has a $0 intro annual fee for the first year, $59 after that, but if your business runs on an average budget, the cash back you earn can more than compensate.

Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least liket_cc_credit_requiredRelated links
Bank of America<sup>®</sup> Cash Rewards for Business Mastercard<sup>®</sup> credit card

Bank of America® Cash Rewards for Business Mastercard® credit card

Bank of America<sup>®</sup> Cash Rewards for Business Mastercard<sup>®</sup> credit card
  • Our Rating:
  • Our Rating:
  • 4.50/5
  • Your Rating:
Rate This Card
  • Earn a $200 statement credit after $500 in purchases within 60 days of account opening – with no annual fee and no limit to the base cash back you can earn
  • 3% cash back on purchases at gas stations and office supply stores, 2% on purchases at restaurants, and 1% on all other purchases (Annual cap of $250,000 on combined gas station and office supply store purchases; then 1% earn rate after that)
  • Redeem your cash rewards for cash back, or apply them to a Bank of America® savings or checking account

0% Introductory APR on purchases for the first 9 billing cycles

11.99% - 21.99% Variable APR on balance transfers

No annual fee

Excellent

Bank of America® Cash Rewards for Business Mastercard® credit card gives you 3% cash back for purchases at gas stations and office supply stores, 2% on purchases at restaurants, and 1% on your other purchases (Up to $250,000 in combined gas station and office supply store purchases annually; then a 1% earn rate after that). You can earn a $200 statement credit, after making $500 in purchases using your new card within 60 days of account opening. You can redeem your cash rewards for cash back, or even apply them to a Bank of America® savings or checking account. Enjoy 0% Intro APR on purchases for the first 9 billing cycles with 11.99% - 21.99% variable APR thereafter. This business cash back card has no annual fee.

Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least liket_cc_credit_requiredRelated links
Capital One<sup>®</sup> Spark<sup>®</sup> Cash Select for Business

Capital One® Spark® Cash Select for Business

Capital One<sup>®</sup> Spark<sup>®</sup> Cash Select for Business
  • Our Rating:
  • Our Rating:
  • 4.30/5
  • Your Rating:
Rate This Card
  • Plus, a one-time $200 cash bonus once you spend $3,000 on purchases within 3 months of approval.
  • Earning unlimited 1.5% cash back could mean thousands of dollars each year going back into your business
  • Plus, a one-time $200 cash bonus once you spend $3,000 on purchases within 3 months of approval
  • Save on interest with 0% intro APR on purchases for 9 months; 13.74%-21.74% variable APR after that
  • No annual fee
  • Use Spark Cash Select across all your business spend, with no categories to limit your purchasing
  • Rewards don't expire, and you can redeem your cash back for any amount, anytime
  • Get employee cards at no additional cost, and earn rewards from their business spend

0% on purchases for 9 months

13.74% - 21.74% (Variable)

$0

Why we like it
  • Earning unlimited 1.5% cash back could mean thousands of dollars each year going back into your business.
Excellent, Good

Capital One® Spark® Cash Select for Business is a $0 annual fee cash back card that comes with a one-time $200 cash bonus (once you spend $3,000 on purchases using this card within 3 months of approval). This is a very uncomplicated card to use for cash back, as you earn unlimited 1.5% cash back on every purchase charged to this card. You can set up automatic cash back redemption, or redeem any amount of cash back any time you choose. Enjoy all the Spark business benefits, including online quarterly and year-end summaries of your business spending on the card. This card has no foreign transaction fees.

Read our Capital One® Spark® Cash Select for Business review here.

Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least liket_cc_credit_requiredRelated links
Capital One<sup>®</sup> Spark<sup>®</sup> Classic for Business

Capital One® Spark® Classic for Business

Capital One<sup>®</sup> Spark<sup>®</sup> Classic for Business
  • Our Rating:
  • Our Rating:
  • 3.70/5
  • Your Rating:
Rate This Card
  • Earn 1% cash back on every purchase, every day.
  • Enjoy no annual fee
  • Earn 1% cash back on every purchase, every day
  • Build business credit with responsible use
  • Fraud coverage if your card is ever lost or stolen
  • No foreign transaction fees
  • Enjoy business benefits including Year-End Summaries, employee cards at no extra cost, and experienced small business customer service

23.74% (Variable)

$0

Why we like it
  • Earn 1% cash back on every purchase, every day.
Average, Fair, Limited

Capital One® Spark® Classic for Business is a business credit card that you can apply for with fair (average) credit. This card lets you earn 1% cash back on every purchase you make, every day. because the cash back you earn is unlimited, it can add up to decent savings. This card comes with $0 Fraud Liability if your card is stolen or lost. Other security features include real-time alerts of fraud attempts (via text, email, or phone) and chip technology. Business benefits like free employee cards, quarterly and year end expense summaries and downloadable purchase records in various formats including Quicken®, QuickBooksTM and Excel® make this a very useful card for tracking business expenses. This is our choice of business credit card for fair credit, as it also lets you build business credit when you use it responsibly (and you will want to make your payments on time to avoid the 23.74% variable APR). It has a $0 annual fee.

Read our full review of Capital One® Spark® Classic for Business here.

Our 4 Best Rated Business Cards With Rewards Points

The Enhanced Business Platinum® Card from American Express OPEN
The Business Gold Rewards Card from American Express OPEN
The Blue for Business® Credit Card from American Express
Business Green Rewards Card from American Express OPEN

Rewards programs that let you earn points are also common, and many of the best rewards programs let you get more value or special deals when you redeem points for travel, gift cards, merchandise, and in some cases even cash.

Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least liket_cc_credit_requiredRelated links
The Enhanced Business Platinum<sup>®</sup> Card from American Express OPEN

The Enhanced Business Platinum® Card from American Express OPEN

APPLY NOWAt American Express' secure website
The Enhanced Business Platinum<sup>®</sup> Card from American Express OPEN
  • Our Rating:
  • Our Rating:
  • 4.40/5
  • Your Rating:
Rate This Card
  • Welcome Offer: Earn up to 75,000 Membership Rewards® points.
  • Earn 50,000 Membership Rewards® points after you spend $10,000 and an extra 25,000 points after you spend an additional $10,000 all on qualifying purchases within your first 3 months of Card Membership.
  • New: Get 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com.
  • Get 50% more Membership Rewards® points. That's 1.5 points per dollar, on each qualifying purchase of $5,000 or more. You can get up to 1 million additional points per year.
  • You can enjoy access to The American Express Global Lounge Collection℠ offering access to the most lounges across the globe, when compared with other U.S. credit card offerings. As of 11/2016
  • Terms Apply
  • See Rates & Fees
APPLY NOWAt American Express' secure website

N/A [You must pay your balance in full each month]

N/A

$450

Excellent Credit

The Enhanced Business Platinum® Card from American Express OPEN gives your business access to Platinum privileges from American Express. The welcome offer lets you earn up to 75,000 Membership Rewards® points. Here's how you can earn them: after spending $5,000 you'll earn 50,000 Membership Rewards points which is already a big bonus in itself, but if after you spend an additional $10,000 all on qualifying purchases within your first 3 months of Card Membership you'll earn an extra 25,000 Membership Rewards points. This card also lets you earn 50% more Membership Rewards® points: you'll earn 1.5 points per $1 spent on each qualifying purchase of $5,000 or more (up to 1 million additional points per year). You earn 1 Membership Rewards® point for each $1 that you spend on eligible purchases under $5,000. Plus get 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com. This card has special benefits for business travel, including complimentary access to airport lounges worldwide (over 1,000 lounges including Priority PassTM Select, The CenturionSM Lounges, Delta Sky Clubs®, and Airspace Lounges) and 10 Gogo in-flight internet passes annually. You also enjoy unlimited Wi-Fi at Boingo hotspots worldwide. Save with a $200 Airline Fee Credit you get every year towards incidental fees (like in-flight refreshments or checked bags) charged to your card, on a qualifying airline of your choice. You also receive a statement credit every 5 years towards the cost of TSA Pre✔TM ($85) or Global Entry ($100), purchased with this Card. Save time by getting the help you need from concierge staff at any time of day or night. This exclusive business card has no foreign transaction fee. The $450 annual fee may seem high, but if you consider that just getting unlimited access to a major airport lounge service can cost you almost $400, this annual fee is really a bargain for frequent business travelers. Terms Apply.

Read our review of The Enhanced Business Platinum® Card from American Express OPEN here.

Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least liket_cc_credit_requiredRelated links
The Business Gold Rewards Card from American Express OPEN

The Business Gold Rewards Card from American Express OPEN

APPLY NOWAt American Express' secure website
The Business Gold Rewards Card from American Express OPEN
  • Our Rating:
  • Our Rating:
  • 4.30/5
  • Your Rating:
Rate This Card
  • Welcome Offer: Earn 50,000 Membership Rewards® points after you spend $5,000 in purchases on the Card within your first 3 months of Card Membership
  • Get 3x points - Choose 1 out of 5 categories
  • Plus, 2X points on the 4 remaining categories and 1X points on other purchases
  • 3X and 2X apply to the first $100,000 in purchases in each of the 5 categories per year, 1X point per dollar thereafter
  • Track, organize, and stay on top of your business expenses with powerful expense-tracking tools
  • No foreign transaction fees
  • $0 introductory annual fee for the first year, then $175
  • Terms and limitations apply
  • See Rates & Fees
APPLY NOWAt American Express' secure website

N/A [You must pay your balance in full each month]

N/A

$0 introductory annual fee for the first year, then $175

Why we like it
  • Earn Membership Rewards® points for eligible purchases.
  • No annual fee for the first year.
  • Welcome Offer: Earn 50,000 Membership Rewards® points after you spend $5,000 in purchases on the Card within your first 3 months of Card Membership.
We least like
  • Annual fee after the first year.
Excellent Credit

The Business Gold Rewards Card from American Express OPEN lets you earn 50,000 Membership Rewards® points after spending $5,000 on purchases charged to your Card within the first 3 months of your Card Membership. What we like about this card is that you can choose 1 out of 5 categories of purchases to earn 3X points per $1 in (U.S. purchases for advertising in select media, airfare purchased directly from airlines, U.S. purchases at gas stations, U.S. computer hardware, software, and cloud computing purchases made directly from select providers, and U.S. purchases for shipping. You earn 2X points on purchases you make in the remaining 4 categories, and 1 point per $1 on other purchases. Business perks include the ReceiptMatch Mobile App which you can download and use to easily capture, store and organize your receipts on the go (for purchases made with this card), and the option to enroll in Sync with QuickBooks. You can then tag transactions with your QuickBooks categories and add them to your QuickBooks account. You also set limits for employee card spending and monitor transactions. Enjoy purchase benefits like extended warranty and purchase protection. Travel perks include car rental loss and damage insurance, travel accident insurance, premium roadside assistance, a baggage insurance plan, and no foreign transaction fee. This rewarding charge card has a $0 introductory annual fee for the first year, then $175. Terms and limitations apply.

Read our full The Business Gold Rewards Card from American Express OPEN review.

Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least liket_cc_credit_requiredRelated links
The Blue for Business<sup>®</sup> Credit Card from American Express

The Blue for Business® Credit Card from American Express

APPLY NOWAt American Express' secure website
The Blue for Business<sup>®</sup> Credit Card from American Express
  • Our Rating:
  • Our Rating:
  • 4.10/5
  • Your Rating:
Rate This Card
  • Earn a 30% Membership Rewards® points bonus each year - all with no annual Membership fee
  • Earn 10,000 Membership Rewards® points after making your first purchase on the Card within your first 3 months of Card Membership
  • No annual fee for each additional Employee Blue for Business® Credit Card
  • Get a low introductory APR on purchases for 9 months
  • Points you can reinvest in your business: choose rewards from over 500 leading brands in travel, gift cards, merchandise or entertainment
  • Terms Apply
  • See Rates & Fees
APPLY NOWAt American Express' secure website

0% on Purchases for 9 months

11.99% - 19.99% Variable

$0

Excellent, Good

The Blue for Business® Credit Card from American Express has a welcome offer that lets you earn 10,000 Membership Rewards® points after making your first purchase using your Card within your first 3 months. This card has a $0 annual fee and you pay no annual fee for additional employee cards. Business perks include ReceiptMatch with QuickBooks® which lets you label your card transactions with your own QuickBooks categories and send data directly to your company's QuickBooks file. Terms Apply.

Read our review of The Blue for Business® Credit Card from American Express here.

Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least liket_cc_credit_requiredRelated links
Business Green Rewards Card from American Express OPEN

Business Green Rewards Card from American Express OPEN

APPLY NOWAt American Express' secure website
Business Green Rewards Card from American Express OPEN
  • Our Rating:
  • Our Rating:
  • 3.50/5
  • Your Rating:
Rate This Card
  • Earn 5,000 Membership Rewards® points after your first purchase on the Card
  • Earn double Membership Rewards® points for each dollar of eligible purchases made when you book on the American Express Travel website
  • Earn one Membership Rewards® point for each dollar you spend on eligible purchases
  • Choose rewards from over 500 leading brands in travel, gift cards, merchandise or entertainment
  • $0 introductory annual fee for the first year, then $95
  • Terms & Limitations Apply
  • See Rates & Fees
APPLY NOWAt American Express' secure website

N/A

N/A

$0 introductory annual fee for the first year, then $95

Excellent Credit

Business Green Rewards Card from American Express OPEN lets you earn 5,000 Membership Rewards® points after making your first purchase using this Card. You earn 1 Membership Rewards® point for each $1 that you spend on eligible purchases and double Membership Rewards® points for each dollar of eligible purchases from the American Express Travel website. This card lets you access American Express OPEN business benefits like Account Manager which lets you appoint an associate to help manage your account and choose from two levels of access, dispute resolution, mobile and tablet apps and ReceiptMatchSM with QuickBooks® (capture receipts, add customized QuickBooks® labels and sync with your company file). Terms apply. This card has $0 introductory annual fee for the first year, then $95.

Read our Business Green Rewards Card from American Express OPEN review.

If you use the right business rewards card, you can even transfer your rewards to your personal card to combine with rewards you've earned on your personal spending. For example, Chase lets you transfer points in 1,000 point increments from your Chase card that uses Ultimate Rewards to another Ultimate Rewards card account which belongs to you (or your spouse, business partner, or domestic partner).

That means you could transfer all of the points that you and your employees chalk up through business spending with your Ink Cash® Business Credit Card to your (or your spouse's) personal Chase Sapphire Preferred® Card. You can then transfer those points to leading airline and hotel loyalty programs at full value (1,000 Chase Ultimate Rewards points equal 1,000 partner miles/points). That's a pretty chilled way to pay for your next vacation flights.

American Express, on the other hand, does not allow you to combine Membership Rewards® points between business and personal credit cards.

Our 6 Best Rated Business Travel Credit Cards

Capital One® Spark® Miles for Business
Bank of America® Travel Rewards World Mastercard® for Business credit card
Gold Delta SkyMiles® Business Credit Card from American Express
CitiBusiness® / AAdvantage® Platinum Select® World Mastercard®, a partner card
Capital One® Spark® Miles Select for Business
Starwood Preferred Guest® Business Credit Card from American Express

If you travel for business rather than pleasure, a business miles credit card can help you save by earning miles towards your business travel. Dedicated airline and hotel credit cards can help you and your employees enjoy privileges with certain airlines and at certain hotels while helping you save with discounts, rewards and even free nights.

Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least liket_cc_credit_requiredRelated links
Capital One<sup>®</sup> Spark<sup>®</sup> Miles for Business

Capital One® Spark® Miles for Business

Capital One<sup>®</sup> Spark<sup>®</sup> Miles for Business
  • Our Rating:
  • Our Rating:
  • 4.50/5
  • Your Rating:
Rate This Card
  • Earn a one-time bonus of 50,000 miles once you spend $4,500 on purchases within 3 months of approval
  • Earn 2 miles per $1 on every purchase, every day
  • Plus, a one-time bonus of 50,000 miles once you spend $4,500 on purchases within 3 months of approval
  • Miles don't expire, and there are no categories to limit where or what you buy
  • $0 intro annual fee for the first year; $59 after that
  • There's no limit to the amount of miles you can earn and miles don't expire
  • Redeem miles for travel, cash back, gift cards and more
  • No foreign transaction fees and fly on any airline, anytime, with no blackout dates or seat restrictions

N/A

17.74% (Variable)

$0 intro for first year; $59 after that

Why we like it
  • Earn 2 miles per $1 on every purchase, every day.
Excellent, Good

Capital One® Spark® Miles for Business is a miles rewards credit card for your business that lets you earn a one-time bonus of 50,000 miles which you can earn after spending $4,500 or more on purchases within 3 months of approval. Instead of rewarding you for purchases in specific categories, this card lets you earn 2 miles for each $1 your business spends on every purchase, every day. Miles don't expire and there is no cap on the amount of miles you can earn and accumulate. You can redeem your miles in different ways (travel, cash back, gift cards, and more), and you don't get blackout dates or seat restrictions when redeeming for travel, because the miles you earn can be redeemed as a credit towards the cost of any travel purchases you make using the card. Other travel perks include no foreign transaction fees and an auto rental collision damage waiver for rentals paid for with this card. Free employee cards and and quarterly and year-end summaries are just some of the many business benefits you get with this card. $0 intro annual fee for the first year, $59 after that.

Read our Capital One® Spark® Miles for Business review here.

Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least liket_cc_credit_requiredRelated links
Bank of America<sup>®</sup> Travel Rewards World Mastercard<sup>®</sup> for Business credit card

Bank of America® Travel Rewards World Mastercard® for Business credit card

Bank of America<sup>®</sup> Travel Rewards World Mastercard<sup>®</sup> for Business credit card
  • Our Rating:
  • Our Rating:
  • 4.55/5
  • Your Rating:
Rate This Card
  • Earn 25,000 bonus points when you spend $1,000 in the first 60 days
  • Earn an unlimited base of 1.5 points for every $1 you spend on all purchases, everywhere, every time -- no matter how much you spend Earn 25,000 bonus points when you spend $1,000 in the first 60 days
  • No annual fee and no international transaction fees
  • Earn 3 points for every dollar spent when you book your travel (car, hotel, airline) through the Bank of America® Travel Center - powered by Orbitz®
  • 0% Introductory APR on purchases for your first 9 billing cycles
  • Flexibility to redeem points for a statement credit to pay for your flights, hotels, vacation packages, cruises, rental cars, or baggage fees; option for cash back and gift cards

0% Introductory APR on purchases for your first 9 billing cycles

11.99% - 21.99% Variable APR on balance transfers

No annual fee

Why we like it
  • No annual fee and no international transaction fees.
  • Earn 25,000 bonus points when you spend $1,000 in the first 60 days.
Excellent

Bank of America® Travel Rewards World Mastercard® for Business credit card lets you earn 1.5 points for each $1 you spend on all purchases. You earn 3 points for every $1 that you spend on travel booked through Bank of America's Travel Center. Earn 25,000 bonus points after spending $1,000 on your account within 60 days of account opening. This card has a 0% intro APR on purchases for your first 9 billing cycles followed by 11.99% - 21.99% variable APR, and also has no annual fee. Travel benefits include travel accident insurance, lost luggage reimbursement and auto rental collision coverage.

View Details

Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least liket_cc_credit_requiredRelated links
Gold Delta SkyMiles<sup>®</sup>  Business Credit Card from American Express

Gold Delta SkyMiles® Business Credit Card from American Express

APPLY NOWAt American Express' secure website
Gold Delta SkyMiles<sup>®</sup>  Business Credit Card from American Express
  • Our Rating:
  • Our Rating:
  • 4.50/5
  • Your Rating:
Rate This Card
  • Make business travel more rewarding. Earn 30,000 bonus miles after you make $1,000 in purchases on your new Card within your first 3 months.
  • Additionally, earn a $50 statement credit after you make a Delta purchase with your new Card within your first 3 months.
  • Earn 2 Miles per dollar spent on purchases made directly with Delta. Earn 1 mile on every eligible dollar spent on purchases.
  • Settle into your seat sooner with Priority Boarding and enjoy 20% savings on eligible in-flight purchases in the form of a statement credit.
  • Pay no foreign transaction fees when you spend overseas.
  • $0 introductory annual fee for the first year, then $95.
  • Terms and limitations apply
  • See Rates & Fees
APPLY NOWAt American Express' secure website

N/A

15.99% - 19.99% Variable

$0 introductory annual fee for the first year, then $95

Excellent Credit

Gold Delta SkyMiles® Business Credit Card from American Express is a rewards card with special benefits for Delta frequent business flyers. As a welcome offer you earn 30,000 bonus miles after making $1,000 in purchases within your first 3 months of Card Membership, using your new Card. You can also earn a $50 statement credit after making a Delta purchase with your new Card within your first 3 months, so that could be $50 savings on your next Delta booking. You earn 2 miles per $1 of purchases made directly with Delta and 1 mile on every eligible $1 spent on other purchases. As well as Delta air tickets, you can also redeem your miles for car rentals, hotel stays, gift cards, merchandise, and more. Besides earning miles, you also get Delta perks like priority boarding, first checked bag free, and 20% savings on your eligible in-flight purchases (in the form of a statement credit). Terms apply. American Express benefits include travel accident insurance, car rental loss and damage insurance, no foreign transactions fees, purchase protection, return protection, and extended warranty. This Delta credit card has a $0 introductory annual fee for the first year, then $95.

Read our Gold Delta SkyMiles® Business Credit Card from American Express review.

Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least liket_cc_credit_requiredRelated links
CitiBusiness<sup>®</sup> / AAdvantage<sup>®</sup> Platinum Select<sup>®</sup> World Mastercard<sup>®</sup>

CitiBusiness® / AAdvantage® Platinum Select® World Mastercard®

APPLY NOWAt Citi's secure website
CitiBusiness<sup>®</sup> / AAdvantage<sup>®</sup> Platinum Select<sup>®</sup> World Mastercard<sup>®</sup>
  • Our Rating:
  • Our Rating:
  • 4.30/5
  • Your Rating:
Rate This Card
  • Earn 30,000 American Airlines AAdvantage® bonus miles after making $1,000 in purchases within the first 3 months of account opening*.
  • Designed for businesses
  • Earn 30,000 American Airlines AAdvantage® bonus miles after making $1,000 in purchases within the first 3 months of account opening*
  • First checked bag is free on domestic American Airlines itineraries for you and up to four companions traveling with you on the same reservation*
  • Enjoy preferred boarding on American Airlines domestic flights*
  • Earn 2 AAdvantage® miles per $1 spent on eligible American Airlines® purchases*
  • Earn 2 AAdvantage® miles for every $1 spent on purchases at telecommunications, car rental merchants and at gas stations*
  • Earn 1 AAdvantage® mile per $1 spent on other purchases.*
APPLY NOWAt Citi's secure website

N/A

16.49% (Variable)

$95, waived for first 12 months*

Why we like it
  • Earn 30,000 American Airlines AAdvantage® bonus miles after making $1,000 in purchases within the first 3 months of account opening*.
Excellent, Good

CitiBusiness® / AAdvantage® Platinum Select® World Mastercard® is a frequent flyer credit card that will benefit American Airlines customers. Earn 30,000 American Airlines AAdvantage® bonus miles after you charge $1,000 in purchases to this card within the 3 first months of account opening. You earn 2 AAdvantage® miles per $1 spent on eligible purchases from American Airlines®, gas stations, car rental merchants and telecommunications merchants. Other purchases made with this card earn 1 AAdvantage® mile per $1 spent. Enjoy American Airlines benefits like first checked bag free (for you and up to 4 traveling companions on the same reservation) on domestic American Airlines flights and 25% savings when you use this card to purchase in-flight food, beverages and headsets on American Airlines flights. You also get Group 1 Boarding on American Airlines flights. You earn an American Airlines companion certificate every year in which you spend $30,000 or more on purchases with this card. Business benefits like online annual and quarterly account summaries, access to a 24/7 personal business assistant (concierge), and employee cards at no additional cost make this a useful business card for travel savings. There is a $95 annual fee (waived for the first 12 months).

Read our CitiBusiness® / AAdvantage® Platinum Select® World Mastercard® review here.

Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least liket_cc_credit_requiredRelated links
Capital One<sup>®</sup> Spark<sup>®</sup> Miles Select for Business

Capital One® Spark® Miles Select for Business

Capital One<sup>®</sup> Spark<sup>®</sup> Miles Select for Business
  • Our Rating:
  • Our Rating:
  • 4.20/5
  • Your Rating:
Rate This Card
  • Plus, a one-time bonus of 20,000 miles once you spend $3,000 on purchases within 3 months of approval.
  • Earn 1.5 miles per $1 on every purchase, every day
  • Plus, a one-time bonus of 20,000 miles once you spend $3,000 on purchases within 3 months of approval
  • Miles don't expire, and there are no categories to limit where or what you buy
  • Save on interest with 0% intro APR on purchases for 9 months; 13.74%-21.74% variable APR after that
  • Pay no annual fee or foreign transaction fees
  • Get online Quarterly and Year-End Summaries
  • There's no limit to the amount of miles you can earn and miles don't expire
  • Fly on any airline, anytime, with no blackout dates or seat restrictions

0% intro on purchases for 9 months

13.74% - 21.74% (Variable)

$0

Why we like it
  • Earn 1.5 miles per $1 on every purchase, every day.
Excellent, Good

Capital One® Spark® Miles Select for Business is a no annual fee business miles credit card that lets you earn a one-time bonus of 20,000 miles after you spend $3,000 on purchases within 3 months of approval. Every purchase made with this card earns unlimited 1.5 miles per $1 spent. Business perks include easily downloadable purchase records (in Excel, QuickBooks, Quicken, and other formats), a $0 fraud liability policy (many business cards don't limit fraud liability), quarterly and year-end transaction summaries, purchase security, and extended protection. This card has no foreign transaction fee and no annual fee.

Read our review of Capital One® Spark® Miles Select for Business here.

Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least liket_cc_credit_requiredRelated links
Starwood Preferred Guest<sup>®</sup> Business Credit Card from American Express

Starwood Preferred Guest® Business Credit Card from American Express

APPLY NOWAt American Express' secure website
Starwood Preferred Guest<sup>®</sup> Business Credit Card from American Express
  • Our Rating:
  • Our Rating:
  • 4.00/5
  • Your Rating:
Rate This Card
  • Earn 25,000 bonus Starpoints® after you use your new Card to make $5,000 in purchases within the first 3 months.
  • Earn 2 Starpoints® for each dollar of eligible purchases at participating SPG® & Marriott Rewards® hotels. Earn 1 Starpoint® for all other purchases.
  • Redeem Starpoints® for free nights at over 1,300 hotels & resorts in over 100 countries and for free flights on over 150 airlines with SPG Flights. Some hotels and resorts have mandatory service charges.
  • Free, unlimited Boingo Wi-Fi at more than 1,000,000 Boingo hotspots worldwide. Enrollment required.
  • No Foreign Transaction Fees on international purchases and $0 introductory annual fee for the first year, then $95.
  • Terms Apply
  • See Rates & Fees
APPLY NOWAt American Express' secure website

N/A

15.99% - 19.99% Variable

$0 introductory annual fee for the first year, then $95

Why we like it
  • Redeem Starpoints® for free nights at over 1,300 hotels & resorts in over 100 countries and for free flights on over 150 airlines with SPG Flights.
We least like
  • No introductory low APR available.
Excellent Credit

Starwood Preferred Guest® Business Credit Card from American Express can help your business save money and give you exclusive hotel perks if you regularly stay at Starwood hotels (including Sheraton, Westin, Four Points by Sheraton, W Hotels, St. Regis, The Luxury Collection). Start off with 25,000 bonus Starpoints® after you use your new Card to make $5,000 in purchases within the first 3 months. You can earn up to 5 Starpoints® for eligible purchases you make at participating SPG hotels (2 points per $1 with this card, plus 2-3 points you may earn as an SPG member). You earn 1 point per $1 for other eligible purchases charged to this card. Starpoints® can be redeemed towards free nights (at over 1,300 hotels and resorts) or for free flights on over 150 airlines with SPG Flights and there are no blackout dates. You can enjoy complimentary, unlimited Boingo Wi-Fi at more than 1,000,000 Boingo hotspots worldwide when you enroll. You also receive free (in-room) premium internet access at participating SPG® Hotels. This is a huge benefit as many hotels charge a ridiculous amount of money for in-room internet access. Booking requirements apply. Enjoy free access to the Sheraton® Club lounge and each year you receive credit for 5 nights and 2 stays towards SPG elite status. Benefits include travel accident insurance, return protection, extended warranty, purchase protection, no foreign transaction fees and car rental loss and damage insurance. This card has a $0 introductory annual fee for the first year, then $95. Terms apply.

Check out our review of Starwood Preferred Guest® Business Credit Card from American Express here.

How We Rate Business Rewards Cards

The most important factor in our rating process for business rewards cards at GET.com is the amount of rewards you earn per dollar spent on purchases.

The cost of a card, including the annual fee, APR, foreign transaction fees and other fees are also taken into account. We look at the relevance of rewards categories. Cards that have business-relevant categories for earning rewards and cards that allow you to earn rewards on all purchases receive higher ratings in this regard.

Other things that factor into our final card ratings are benefits, including business benefits, purchase benefits, specialized merchant benefits and travel benefits. Introductory APR is also considered. Our goal is to provide a clear and simple overview of the overall value that a payment card can bring to your business.