Free miles, cash back, points. Credit card welcome offers seem almost magical. You may even wonder how credit card issuers can afford to give you a bonus worth up to several hundred dollars (or more) when your only paying a low annual fee, or no card fee at all.

GET.com's best cards with bonus offers

Best ForCredit Card
AirlineChase Sapphire Preferred® Card
Cash backChase Freedom Unlimited℠
Low interestDiscover it® 18 Month Balance Transfer Offer
HotelCiti® Hilton HHonors™ Visa Signature® Card

It's actually pretty simple. Every time you use your credit card, your bank gets paid merchant fees by the store, restaurant, hotel or other type of merchant. These fees can reach 6% of the amount you pay for your purchase.

Luckily, the merchant pays those fees and not you. But the credit card company makes a tidy profit. The more people that use a bank's credit cards, the more money they collect in merchant fees.

That's why banks dish out attractive bonus offers. When they give you that bonus, they are betting that you will use your card at least a few times every month. Over 10 years or so, the bank can make many times what it gave you just off the merchant fees for your purchases.

So in other words, you really can get something for nothing. Sure, there may be a few requirements like spending a certain amount during a limited time period, adding an authorized user to your account or just making a purchase with your card. But doing those things doesn't cost you anything extra if you would spend that amount anyway.

Bonus offers change regularly, and a card that offered next-to-nothing a month ago might have a huge bonus offer today.

At GET.com we've listed all the hottest bonus offers on airline credit cards, cash back cards, rewards credit cards, hotel credit cards, low interest credit cards and balance transfer credit cards to help you keep up to date with the latest offers:

Airline Credit Cards

  • Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®.

    Why we like it
    • Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®.
    • Named Best Credit Card for Flexible Travel Redemption - Kiplinger's Personal Finance, July 2016.
    • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
    • Earn 5,000 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening.
    • No foreign transaction fees.
    • 1:1 point transfer to leading airline and hotel loyalty programs.
    • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 50,000 points are worth $625 toward travel.
    • No blackout dates or travel restrictions - as long as there's a seat on the flight, you can book it through Chase Ultimate Rewards.
    APPLY NOWAt Chase's secure website

    Regular APR

    16.49% - 23.49% Variable

    Annual Fee

    Introductory Annual Fee of $0 the first year, then $95

    Credit Required

    Excellent
    APPLY NOWAt Chase's secure website
    Why we like it
    • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 50,000 points are worth $625 toward travel.
    • 1:1 point transfer to leading airline and hotel loyalty programs.

    Regular APR

    16.49% - 23.49% Variable

    Annual Fee

    Introductory Annual Fee of $0 the first year, then $95

    Credit Required

    Excellent
    Why we like it
    • Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®.
    • Named Best Credit Card for Flexible Travel Redemption - Kiplinger's Personal Finance, July 2016.
    • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
    • Earn 5,000 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening.
    • No foreign transaction fees.
    • 1:1 point transfer to leading airline and hotel loyalty programs.
    • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 50,000 points are worth $625 toward travel.
    • No blackout dates or travel restrictions - as long as there's a seat on the flight, you can book it through Chase Ultimate Rewards.
    APPLY NOWAt Chase's secure website
  • Discover will match all the rewards new cardmembers have earned at the end of their first year. No purchase caps or minimums. No signing up. And no limit. New cardmembers only.

    Why we like it
    • Discover will match all the rewards new cardmembers have earned at the end of their first year. No purchase caps or minimums. No signing up. And no limit. New cardmembers only.
    • Unlimited 1.5x rewards on every purchase, every day. For every $1 you spend, you earn 1.5x Miles.
    • Redeem your rewards in any amount for cash or a travel credit. You'll always get $1 for every 100 Miles you've earned.
    • Get your FICO® Credit Score for free on monthly statements, on mobile and online.
    • 100% U.S. based customer service. Talk to a real person any time.
    • No Annual Fee.
    • Click "Apply Now" to see rates, rewards, FICO® Credit Score terms, Discover Match® details & other information.
    APPLY NOWAt Discover's secure website

    Intro APR

    0% on purchases and 10.99% on balance transfers for 14 months

    Regular APR

    11.49% - 23.49% Variable

    Annual Fee

    $0

    Credit Required

    Good, Excellent
    APPLY NOWAt Discover's secure website
    Why we like it
    • Unlimited 1.5x rewards on every purchase, every day. For every $1 you spend, you earn 1.5x Miles.
    We least like
    • Not yet widely accepted outside of the U.S.

    Intro APR

    0% on purchases and 10.99% on balance transfers for 14 months

    Regular APR

    11.49% - 23.49% Variable

    Annual Fee

    $0

    Credit Required

    Good, Excellent
    Why we like it
    • Discover will match all the rewards new cardmembers have earned at the end of their first year. No purchase caps or minimums. No signing up. And no limit. New cardmembers only.
    • Unlimited 1.5x rewards on every purchase, every day. For every $1 you spend, you earn 1.5x Miles.
    • Redeem your rewards in any amount for cash or a travel credit. You'll always get $1 for every 100 Miles you've earned.
    • Get your FICO® Credit Score for free on monthly statements, on mobile and online.
    • 100% U.S. based customer service. Talk to a real person any time.
    • No Annual Fee.
    • Click "Apply Now" to see rates, rewards, FICO® Credit Score terms, Discover Match® details & other information.
    APPLY NOWAt Discover's secure website
  • Enjoy a one-time bonus of 40,000 miles once you spend $3,000 on purchases within 3 months of approval, equal to $400 in travel.

    Why we like it
    • Enjoy a one-time bonus of 40,000 miles once you spend $3,000 on purchases within 3 months of approval, equal to $400 in travel.
    • Earn unlimited 2X miles per dollar on every purchase, every day.
    • Fly any airline, stay at any hotel, anytime.
    • Travel when you want with no blackout dates.
    • Miles don't expire and there's no limit to how many you can earn.
    • No foreign transaction fees.
    • $0 intro annual fee for the first year; $59 after that.

    Regular APR

    13.49% - 23.49% (Variable)

    Annual Fee

    $0 intro for first year; $59 after that

    Credit Required

    Good
    Why we like it
    • Earn unlimited 2X miles per dollar on every purchase, every day.
    We least like
    • No low introductory APR period.

    Regular APR

    13.49% - 23.49% (Variable)

    Annual Fee

    $0 intro for first year; $59 after that

    Credit Required

    Good
    Why we like it
    • Enjoy a one-time bonus of 40,000 miles once you spend $3,000 on purchases within 3 months of approval, equal to $400 in travel.
    • Earn unlimited 2X miles per dollar on every purchase, every day.
    • Fly any airline, stay at any hotel, anytime.
    • Travel when you want with no blackout dates.
    • Miles don't expire and there's no limit to how many you can earn.
    • No foreign transaction fees.
    • $0 intro annual fee for the first year; $59 after that.
  • Earn 30,000 bonus miles after you make $1,000 in purchases on your new Card within your first 3 months and a $50 statement credit after you make a Delta purchase with your new Card within your first 3 months.

    Why we like it
    • Earn 30,000 bonus miles after you make $1,000 in purchases on your new Card within your first 3 months and a $50 statement credit after you make a Delta purchase with your new Card within your first 3 months.
    • Earn 2 Miles per dollar spent on purchases made directly with Delta. Earn 1 mile for every dollar spent on all other eligible purchases.
    • Check your first bag free on every Delta flight - that's a savings of up to $200 per round trip for a family of four.
    • Settle in sooner with Priority Boarding.
    • Enjoy a $0 introductory annual fee for the first year, then $95.
    • Terms and Conditions apply.
    • See Rates & Fees.
    APPLY NOWAt American Express' secure website

    Regular APR

    16.24%-25.24% Variable

    Annual Fee

    $0 intro annual fee for the first year, then $95

    Credit Required

    Good, Excellent
    APPLY NOWAt American Express' secure website
    Why we like it
    • Earn 30,000 bonus miles after you make $1,000 in purchases on your new Card within your first 3 months and a $50 statement credit after you make a Delta purchase with your new Card within your first 3 months.

    Regular APR

    16.24%-25.24% Variable

    Annual Fee

    $0 intro annual fee for the first year, then $95

    Credit Required

    Good, Excellent
    Why we like it
    • Earn 30,000 bonus miles after you make $1,000 in purchases on your new Card within your first 3 months and a $50 statement credit after you make a Delta purchase with your new Card within your first 3 months.
    • Earn 2 Miles per dollar spent on purchases made directly with Delta. Earn 1 mile for every dollar spent on all other eligible purchases.
    • Check your first bag free on every Delta flight - that's a savings of up to $200 per round trip for a family of four.
    • Settle in sooner with Priority Boarding.
    • Enjoy a $0 introductory annual fee for the first year, then $95.
    • Terms and Conditions apply.
    • See Rates & Fees.
    APPLY NOWAt American Express' secure website
  • 20,000 online bonus points if you make at least $1,000 in purchases in the first 90 days - that can be a $200 statement credit toward travel purchases.

    Why we like it
    • 20,000 online bonus points if you make at least $1,000 in purchases in the first 90 days - that can be a $200 statement credit toward travel purchases.
    • Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire.
    • Use your card to book your trip how and where you want – you’re not limited to specific websites with blackout dates or restrictions.
    • Redeem points for a statement credit to pay for flights, hotels, vacation packages, cruises, rental cars, or baggage fees.
    • Comes with chip technology for enhanced security and protection at chip-enabled terminals.
    • 0% Introductory APR for 12 billing cycles for purchases, then 15.49% - 23.49% Variable APR.
    • Get an additional 10% customer points bonus on every purchase when you have an active Bank of America® checking or savings account.
    • If you’re a Preferred Rewards client, you can increase that bonus to 25% - 75%.
    APPLY NOWAt Bank of America's secure website
    or Call 800-335-4319 or Call 866-408-2765

    Intro APR

    0% Introductory APR for 12 billing cycles for purchases

    Regular APR

    15.49% - 23.49% Variable APR

    Annual Fee

    $0

    Credit Required

    Good, Excellent
    APPLY NOWAt Bank of America's secure website
    or Call 800-335-4319 or Call 866-408-2765
    Why we like it
    • Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire.

    Intro APR

    0% Introductory APR for 12 billing cycles for purchases

    Regular APR

    15.49% - 23.49% Variable APR

    Annual Fee

    $0

    Credit Required

    Good, Excellent
    Why we like it
    • 20,000 online bonus points if you make at least $1,000 in purchases in the first 90 days - that can be a $200 statement credit toward travel purchases.
    • Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire.
    • Use your card to book your trip how and where you want – you’re not limited to specific websites with blackout dates or restrictions.
    • Redeem points for a statement credit to pay for flights, hotels, vacation packages, cruises, rental cars, or baggage fees.
    • Comes with chip technology for enhanced security and protection at chip-enabled terminals.
    • 0% Introductory APR for 12 billing cycles for purchases, then 15.49% - 23.49% Variable APR.
    • Get an additional 10% customer points bonus on every purchase when you have an active Bank of America® checking or savings account.
    • If you’re a Preferred Rewards client, you can increase that bonus to 25% - 75%.
    APPLY NOWAt Bank of America's secure website
    or Call 800-335-4319 or Call 866-408-2765
  • Earn 50,000 bonus miles after you spend $3,000 on purchases in the first 90 days - that's enough to redeem for a $500 travel statement credit.

    Why we like it
    • Earn 50,000 bonus miles after you spend $3,000 on purchases in the first 90 days - that's enough to redeem for a $500 travel statement credit.
    • Earn 2X miles on all purchases.
    • Redeem for travel or cash back statement credits, gift cards and merchandise. Redemption values vary.
    • Get 5% miles back to use toward your next redemption, every time you redeem.
    • Miles don't expire as long as your account is open, active and in good standing.
    • No foreign transaction fees on anything you buy while in another country.
    • 0% introductory APR for 12 months on Balance Transfers made within 45 days of account opening. After that, a variable APR will apply, 16.49%, 20.49% or 23.49%, based on your creditworthiness.
    • Please note, there is a fee for balance transfers.
    APPLY NOWAt Barclaycard's secure website

    Intro APR

    0% on balance transfers for 12 months (on balance transfers made within 45 days of account opening)

    Regular APR

    16.49%, 20.49% or 23.49% Variable

    Annual Fee

    $89 - Waived first year

    Credit Required

    Good, Excellent
    APPLY NOWAt Barclaycard's secure website
    Why we like it
    • Excellent travel rewards program.
    • Intro APR period for balance transfers.
    We least like
    • No intro APR period for purchases.

    Intro APR

    0% on balance transfers for 12 months (on balance transfers made within 45 days of account opening)

    Regular APR

    16.49%, 20.49% or 23.49% Variable

    Annual Fee

    $89 - Waived first year

    Credit Required

    Good, Excellent
    Why we like it
    • Earn 50,000 bonus miles after you spend $3,000 on purchases in the first 90 days - that's enough to redeem for a $500 travel statement credit.
    • Earn 2X miles on all purchases.
    • Redeem for travel or cash back statement credits, gift cards and merchandise. Redemption values vary.
    • Get 5% miles back to use toward your next redemption, every time you redeem.
    • Miles don't expire as long as your account is open, active and in good standing.
    • No foreign transaction fees on anything you buy while in another country.
    • 0% introductory APR for 12 months on Balance Transfers made within 45 days of account opening. After that, a variable APR will apply, 16.49%, 20.49% or 23.49%, based on your creditworthiness.
    • Please note, there is a fee for balance transfers.
    APPLY NOWAt Barclaycard's secure website
  • Start with 30,000 bonus miles after you spend $1,000 on purchases in the first 3 months from account opening.

    Why we like it
    • Start with 30,000 bonus miles after you spend $1,000 on purchases in the first 3 months from account opening.
    • Check your first bag for free - save up to $100 per roundtrip.
    • Enjoy priority boarding privileges and visit the United Club with two one-time-use passes every year.
    • No foreign transaction fees.
    • Earn double miles on tickets purchased from United, and 1 mile per $1 on all other purchases.
    • Your miles don't expire as long as your credit card account is open, with no limit to the number of miles you can earn.
    • Use your miles for any seat, any time, on any United flight.
    • $0 intro annual fee for the first year, then $95.
    APPLY NOWAt Chase's secure website

    Regular APR

    16.49% - 23.49% Variable

    Annual Fee

    $0 intro annual fee for the first year, then $95

    Credit Required

    Excellent
    APPLY NOWAt Chase's secure website
    Why we like it
    • Rewards program.
    • $0 foreign transaction fee.
    • Start with 30,000 bonus miles after you spend $1,000 on purchases in the first 3 months from account opening.

    Regular APR

    16.49% - 23.49% Variable

    Annual Fee

    $0 intro annual fee for the first year, then $95

    Credit Required

    Excellent
    Why we like it
    • Start with 30,000 bonus miles after you spend $1,000 on purchases in the first 3 months from account opening.
    • Check your first bag for free - save up to $100 per roundtrip.
    • Enjoy priority boarding privileges and visit the United Club with two one-time-use passes every year.
    • No foreign transaction fees.
    • Earn double miles on tickets purchased from United, and 1 mile per $1 on all other purchases.
    • Your miles don't expire as long as your credit card account is open, with no limit to the number of miles you can earn.
    • Use your miles for any seat, any time, on any United flight.
    • $0 intro annual fee for the first year, then $95.
    APPLY NOWAt Chase's secure website
  • Enjoy a one-time bonus of 20,000 miles once you spend $1,000 on purchases within 3 months of approval, equal to $200 in travel.

    Why we like it
    • Enjoy a one-time bonus of 20,000 miles once you spend $1,000 on purchases within 3 months of approval, equal to $200 in travel.
    • Earn unlimited 1.25 miles per dollar on every purchase, every day and pay no annual fee.
    • Fly any airline, stay at any hotel, anytime.
    • Enjoy a low intro APR on purchases for 12 months; 12.49%-22.49% variable APR after that.
    • Travel when you want with no blackout dates.
    • No foreign transaction fees.
    • Miles don't expire and there's no limit to how many you can earn.

    Intro APR

    0% intro on purchases for 12 months

    Regular APR

    12.49% - 22.49% (Variable)

    Annual Fee

    $0

    Credit Required

    Good
    Why we like it
    • Earn unlimited 1.25 miles per dollar on every purchase, every day and pay no annual fee.
    • Enjoy a one-time bonus of 20,000 miles once you spend $1,000 on purchases within 3 months of approval, equal to $200 in travel.

    Intro APR

    0% intro on purchases for 12 months

    Regular APR

    12.49% - 22.49% (Variable)

    Annual Fee

    $0

    Credit Required

    Good
    Why we like it
    • Enjoy a one-time bonus of 20,000 miles once you spend $1,000 on purchases within 3 months of approval, equal to $200 in travel.
    • Earn unlimited 1.25 miles per dollar on every purchase, every day and pay no annual fee.
    • Fly any airline, stay at any hotel, anytime.
    • Enjoy a low intro APR on purchases for 12 months; 12.49%-22.49% variable APR after that.
    • Travel when you want with no blackout dates.
    • No foreign transaction fees.
    • Miles don't expire and there's no limit to how many you can earn.
  • Receive 25,000 Membership Rewards® Points after you spend $2,000 on purchases on your new Card in your first 3 months of Card Membership.

    Why we like it
    • Receive 25,000 Membership Rewards® Points after you spend $2,000 on purchases on your new Card in your first 3 months of Card Membership.
    • 3X points for flights booked directly with airlines. 2X points at US restaurants, US gas stations, and US supermarkets. 1X points on other purchases. Terms and limitations apply.
    • No matter where you're traveling, when you use your Premier Rewards Gold Card there are no foreign transaction fees from American Express.
    • $100 Airline Fee Credit. Up to $100 a year in baggage fees and more at one airline.
    • Get a $75 hotel credit on qualifying charges, plus a room upgrade upon arrival, if available with The Hotel Collection at americanexpress.com/hc. Terms apply.
    • There is a $0 introductory annual fee for the first year, then $195.
    • Terms and limitations apply. See Rates & Fees.
    APPLY NOWAt American Express' secure website

    Annual Fee

    Introductory annual fee of $0 for the first year, then $195.

    Credit Required

    Good, Excellent
    APPLY NOWAt American Express' secure website
    Why we like it
    • 3X points for flights booked directly with airlines. 2X points at US restaurants, US gas stations, and US supermarkets. 1X points on other purchases. Terms and limitations apply.
    • Receive 25,000 Membership Rewards® Points after you spend $2,000 on purchases on your new Card in your first 3 months of Card Membership.

    Annual Fee

    Introductory annual fee of $0 for the first year, then $195.

    Credit Required

    Good, Excellent
    Why we like it
    • Receive 25,000 Membership Rewards® Points after you spend $2,000 on purchases on your new Card in your first 3 months of Card Membership.
    • 3X points for flights booked directly with airlines. 2X points at US restaurants, US gas stations, and US supermarkets. 1X points on other purchases. Terms and limitations apply.
    • No matter where you're traveling, when you use your Premier Rewards Gold Card there are no foreign transaction fees from American Express.
    • $100 Airline Fee Credit. Up to $100 a year in baggage fees and more at one airline.
    • Get a $75 hotel credit on qualifying charges, plus a room upgrade upon arrival, if available with The Hotel Collection at americanexpress.com/hc. Terms apply.
    • There is a $0 introductory annual fee for the first year, then $195.
    • Terms and limitations apply. See Rates & Fees.
    APPLY NOWAt American Express' secure website
  • Earn 50,000 points after you spend $2,000 on purchases in the first 3 months your account is open.

    Why we like it
    • Earn 50,000 points after you spend $2,000 on purchases in the first 3 months your account is open.
    • Earn unlimited points that don't expire as long as your account is open.
    • 3,000 points after your cardmember anniversary every year.
    • 2 points/$1 spent on Southwest® and participating Rapid Rewards® Hotel and Car Rental partners purchases.
    • 1 point/$1 spent on all other purchases.
    • No blackout dates or seat restrictions.
    • Bags fly free®.
    • No change fees.
    APPLY NOWAt Chase's secure website

    Regular APR

    16.49% - 23.49% Variable

    Annual Fee

    $69
    APPLY NOWAt Chase's secure website

    Regular APR

    16.49% - 23.49% Variable

    Annual Fee

    $69
    Why we like it
    • Earn 50,000 points after you spend $2,000 on purchases in the first 3 months your account is open.
    • Earn unlimited points that don't expire as long as your account is open.
    • 3,000 points after your cardmember anniversary every year.
    • 2 points/$1 spent on Southwest® and participating Rapid Rewards® Hotel and Car Rental partners purchases.
    • 1 point/$1 spent on all other purchases.
    • No blackout dates or seat restrictions.
    • Bags fly free®.
    • No change fees.
    APPLY NOWAt Chase's secure website
  • For a limited time, earn 50,000 American Airlines AAdvantage® bonus miles after making $3,000 in purchases within the first 3 months of account opening*

    Why we like it
    • For a limited time, earn 50,000 American Airlines AAdvantage® bonus miles after making $3,000 in purchases within the first 3 months of account opening*
    • First checked bag is free on domestic American Airlines itineraries for you and up to four companions traveling with you on the same reservation*
    • Enjoy Group 1 Boarding on American Airlines flights*
    • No Foreign Transaction Fees on purchases.1.
    • Receive 25% savings on in-flight food and beverage purchases when you use your card on American Airlines flights*
    • Double AAdvantage® miles on eligible American Airlines purchases*
    • Earn 10% of your redeemed AAdvantage® miles back – up to 10,000 AAdvantage® miles each calendar year*
    APPLY NOWAt Citi's secure website

    Regular APR

    16.24% - 24.24%* (Variable)

    Annual Fee

    $95, waived for first 12 months*

    Credit Required

    Good, Excellent
    APPLY NOWAt Citi's secure website
    Why we like it
    • For a limited time, earn 50,000 American Airlines AAdvantage® bonus miles after making $3,000 in purchases within the first 3 months of account opening*.
    • Receive 25% savings on in-flight food and beverage purchases when you use your card on American Airlines flights*.

    Regular APR

    16.24% - 24.24%* (Variable)

    Annual Fee

    $95, waived for first 12 months*

    Credit Required

    Good, Excellent
    Why we like it
    • For a limited time, earn 50,000 American Airlines AAdvantage® bonus miles after making $3,000 in purchases within the first 3 months of account opening*
    • First checked bag is free on domestic American Airlines itineraries for you and up to four companions traveling with you on the same reservation*
    • Enjoy Group 1 Boarding on American Airlines flights*
    • No Foreign Transaction Fees on purchases.1.
    • Receive 25% savings on in-flight food and beverage purchases when you use your card on American Airlines flights*
    • Double AAdvantage® miles on eligible American Airlines purchases*
    • Earn 10% of your redeemed AAdvantage® miles back – up to 10,000 AAdvantage® miles each calendar year*
    APPLY NOWAt Citi's secure website
  • Earn 40,000 Membership Rewards® points after you use your new Card to make $3,000 in purchases in your first 3 months.

    Why we like it
    • Earn 40,000 Membership Rewards® points after you use your new Card to make $3,000 in purchases in your first 3 months.
    • 5X points for flights booked directly with airlines or with American Express Travel.
    • $200 Airline Fee Credit, up to $200 a year for baggage fees and more at one airline. Terms Apply.
    • As a Platinum Card Member, you can enjoy access to the Global Lounge Collection, the only credit card airport lounge access program that includes proprietary lounge locations worldwide. Terms Apply.
    • Enroll to enjoy the benefits of complimentary Hilton HHonors™ Gold Status with your Platinum Card.®.
    • No interest charges because you pay your balance in full each month.
    • Terms and Conditions apply.
    • See Rates & Fees.
    APPLY NOWAt American Express' secure website

    Annual Fee

    $450

    Credit Required

    Good, Excellent
    APPLY NOWAt American Express' secure website
    Why we like it
    • Rewards program.
    • Platinum benefits.
    • Earn 40,000 Membership Rewards® points after you use your new Card to make $3,000 in purchases in your first 3 months.
    We least like
    • Annual fee.

    Annual Fee

    $450

    Credit Required

    Good, Excellent
    Why we like it
    • Earn 40,000 Membership Rewards® points after you use your new Card to make $3,000 in purchases in your first 3 months.
    • 5X points for flights booked directly with airlines or with American Express Travel.
    • $200 Airline Fee Credit, up to $200 a year for baggage fees and more at one airline. Terms Apply.
    • As a Platinum Card Member, you can enjoy access to the Global Lounge Collection, the only credit card airport lounge access program that includes proprietary lounge locations worldwide. Terms Apply.
    • Enroll to enjoy the benefits of complimentary Hilton HHonors™ Gold Status with your Platinum Card.®.
    • No interest charges because you pay your balance in full each month.
    • Terms and Conditions apply.
    • See Rates & Fees.
    APPLY NOWAt American Express' secure website
  • Earn 40,000 bonus points after $4,000 in purchases made with your card in the first 3 months the account is open.

    Why we like it
    • Earn 40,000 bonus points after $4,000 in purchases made with your card in the first 3 months the account is open.
    • $250 Air Travel Credit each year, and receive a statement credit, up to $100 every 5 years, as reimbursement for your application fee for Global Entry or TSA Pre √®.
    • 4th night hotel benefit for any hotel stay at hotels booked through the Citi Prestige® Concierge.
    • Points are redeemable for a $532 flight on any airline or $400 in gift cards.
    • Transfer points to a variety of travel loyalty programs from airlines to hotels.
    • Earn 3x points on Air Travel and Hotels.
    • Earn 2x points on Dining at Restaurants and Entertainment.
    • 1 ThankYou® Point per $1 spent on other purchases.
    APPLY NOWAt Citi's secure website

    Regular APR

    15.74%* (Variable)

    Annual Fee

    $450

    Credit Required

    Excellent
    APPLY NOWAt Citi's secure website
    Why we like it
    • Earn 40,000 bonus points after $4,000 in purchases made with your card in the first 3 months the account is open.
    We least like
    • Annual fee.
    • No low intro APR offered.

    Regular APR

    15.74%* (Variable)

    Annual Fee

    $450

    Credit Required

    Excellent
    Why we like it
    • Earn 40,000 bonus points after $4,000 in purchases made with your card in the first 3 months the account is open.
    • $250 Air Travel Credit each year, and receive a statement credit, up to $100 every 5 years, as reimbursement for your application fee for Global Entry or TSA Pre √®.
    • 4th night hotel benefit for any hotel stay at hotels booked through the Citi Prestige® Concierge.
    • Points are redeemable for a $532 flight on any airline or $400 in gift cards.
    • Transfer points to a variety of travel loyalty programs from airlines to hotels.
    • Earn 3x points on Air Travel and Hotels.
    • Earn 2x points on Dining at Restaurants and Entertainment.
    • 1 ThankYou® Point per $1 spent on other purchases.
    APPLY NOWAt Citi's secure website

Cash Back Credit Cards

  • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening.

    Why we like it
    • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening.
    • Unlimited 1.5% cash back on every purchase - it's automatic.
    • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 15.49-24.24%. Balance transfer fee is 5% of the amount transferred, $5 minimum.
    • Redeem for cash - any amount, anytime.
    • Cash Back rewards do not expire as long as your account is open.
    • No annual fee.
    APPLY NOWAt Chase's secure website

    Intro APR

    0% Intro APR for 15 months from account opening on purchases and balance transfers

    Regular APR

    15.49% - 24.24% Variable

    Annual Fee

    $0

    Credit Required

    Good, Excellent
    APPLY NOWAt Chase's secure website
    Why we like it
    • Unlimited 1.5% cash back on every purchase - it's automatic.
    • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening.

    Intro APR

    0% Intro APR for 15 months from account opening on purchases and balance transfers

    Regular APR

    15.49% - 24.24% Variable

    Annual Fee

    $0

    Credit Required

    Good, Excellent
    Why we like it
    • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening.
    • Unlimited 1.5% cash back on every purchase - it's automatic.
    • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 15.49-24.24%. Balance transfer fee is 5% of the amount transferred, $5 minimum.
    • Redeem for cash - any amount, anytime.
    • Cash Back rewards do not expire as long as your account is open.
    • No annual fee.
    APPLY NOWAt Chase's secure website
  • You could turn $200 into $400 with Cashback MatchTM. We'll automatically match all the cash back you earn at the end of your first year. New cardmembers only.

    Why we like it
    • You could turn $200 into $400 with Cashback MatchTM. We'll automatically match all the cash back you earn at the end of your first year. New cardmembers only.
    • Earn 5% cash back in rotating categories each quarter like gas stations, restaurants, Amazon.com, wholesale clubs and more, up to the quarterly maximum each time you activate.
    • Plus, unlimited 1% cash back on all other purchases.
    • Redeem your cash back for any amount, any time. Cash rewards never expire.
    • 100% U.S. based customer service.
    • Get your FICO® Credit Score for free on monthly statements and online.
    • No annual fee.
    • Click "Apply Now" to see rates, rewards, FICO® Credit Score terms, Cashback MatchTM details & other information.
    APPLY NOWAt Discover's secure website

    Intro APR

    0% on purchases and balance transfers for 14 months

    Regular APR

    11.49% - 23.49% Variable

    Annual Fee

    $0

    Credit Required

    Good, Excellent
    APPLY NOWAt Discover's secure website
    Why we like it
    • Earn 5% cash back in rotating categories each quarter like gas stations, restaurants, Amazon.com, wholesale clubs and more, up to the quarterly maximum each time you activate. Plus, unlimited 1% cash back on all other purchases.
    • You could turn $200 into $400 with Cashback MatchTM. We'll automatically match all the cash back you earn at the end of your first year. New cardmembers only.

    Intro APR

    0% on purchases and balance transfers for 14 months

    Regular APR

    11.49% - 23.49% Variable

    Annual Fee

    $0

    Credit Required

    Good, Excellent
    Why we like it
    • You could turn $200 into $400 with Cashback MatchTM. We'll automatically match all the cash back you earn at the end of your first year. New cardmembers only.
    • Earn 5% cash back in rotating categories each quarter like gas stations, restaurants, Amazon.com, wholesale clubs and more, up to the quarterly maximum each time you activate.
    • Plus, unlimited 1% cash back on all other purchases.
    • Redeem your cash back for any amount, any time. Cash rewards never expire.
    • 100% U.S. based customer service.
    • Get your FICO® Credit Score for free on monthly statements and online.
    • No annual fee.
    • Click "Apply Now" to see rates, rewards, FICO® Credit Score terms, Cashback MatchTM details & other information.
    APPLY NOWAt Discover's secure website
  • Get a $100 cash rewards bonus after you spend $500 in purchases in the first 90 days after account opening. Every time you redeem, get a 5% cash rewards redemption bonus to use toward your next redemption.

    Why we like it
    • Get a $100 cash rewards bonus after you spend $500 in purchases in the first 90 days after account opening. Every time you redeem, get a 5% cash rewards redemption bonus to use toward your next redemption.
    • Get a $100 cash rewards bonus after you spend $500 in purchases in the first 90 days after account opening.
    • Earn unlimited 1.5% cash rewards on every purchase.
    • Every time you redeem, get a 5% cash rewards redemption bonus to use toward your next redemption.
    • Redeem your cash rewards for a deposit into your bank account, a statement credit or gift cards. Redemptions start at $50.
    • Cash rewards do not expire as long as your account is open, active and in good standing.
    • 0% introductory APR for 15 months on Balance Transfers made within 45 days of account opening. After that a variable APR will apply, 15.24%, 20.24% or 25.24%, based on your creditworthiness.
    • Please note, there is a fee for balance transfers.
    • No annual fee.
    APPLY NOWAt Barclaycard's secure website

    Intro APR

    0% on balance transfers for 15 months (on balance transfers made within 45 days of account opening)

    Regular APR

    15.24%, 20.24% or 25.24% Variable

    Annual Fee

    $0

    Credit Required

    Excellent
    APPLY NOWAt Barclaycard's secure website
    Why we like it
    • Get a $100 cash rewards bonus after you spend $500 in purchases in the first 90 days after account opening.
    • Earn unlimited 1.5% cash rewards on every purchase.

    Intro APR

    0% on balance transfers for 15 months (on balance transfers made within 45 days of account opening)

    Regular APR

    15.24%, 20.24% or 25.24% Variable

    Annual Fee

    $0

    Credit Required

    Excellent
    Why we like it
    • Get a $100 cash rewards bonus after you spend $500 in purchases in the first 90 days after account opening. Every time you redeem, get a 5% cash rewards redemption bonus to use toward your next redemption.
    • Get a $100 cash rewards bonus after you spend $500 in purchases in the first 90 days after account opening.
    • Earn unlimited 1.5% cash rewards on every purchase.
    • Every time you redeem, get a 5% cash rewards redemption bonus to use toward your next redemption.
    • Redeem your cash rewards for a deposit into your bank account, a statement credit or gift cards. Redemptions start at $50.
    • Cash rewards do not expire as long as your account is open, active and in good standing.
    • 0% introductory APR for 15 months on Balance Transfers made within 45 days of account opening. After that a variable APR will apply, 15.24%, 20.24% or 25.24%, based on your creditworthiness.
    • Please note, there is a fee for balance transfers.
    • No annual fee.
    APPLY NOWAt Barclaycard's secure website
  • Earn $150 cash rewards bonus after spending $1,000 in the first 3 months.

    Why we like it
    • Earn $150 cash rewards bonus after spending $1,000 in the first 3 months.
    • Earn unlimited 1.5% cash rewards on virtually every purchase.
    • Enjoy 1.8% cash rewards on qualified mobile wallet purchases, like Apple Pay® or Android PayTM, during the first 12 months from account opening.
    • Cash rewards don't expire as long as your account remains open.
    • $0 Annual Fee.
    • 0% Intro APR for 12 months on purchases and balance transfers, then a 13.49%-25.49% variable APR; balance transfer fees apply.
    • Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Cash Wise Visa® Credit Card.
    • Select "Apply Now" to learn more about the product features, terms, and conditions.
    APPLY NOWAt Wells Fargo's secure website

    Intro APR

    0% intro APR for 12 months on purchases and balance transfers

    Regular APR

    13.49% - 25.49% (Variable)

    Annual Fee

    $0

    Credit Required

    Good, Excellent
    APPLY NOWAt Wells Fargo's secure website

    Intro APR

    0% intro APR for 12 months on purchases and balance transfers

    Regular APR

    13.49% - 25.49% (Variable)

    Annual Fee

    $0

    Credit Required

    Good, Excellent
    Why we like it
    • Earn $150 cash rewards bonus after spending $1,000 in the first 3 months.
    • Earn unlimited 1.5% cash rewards on virtually every purchase.
    • Enjoy 1.8% cash rewards on qualified mobile wallet purchases, like Apple Pay® or Android PayTM, during the first 12 months from account opening.
    • Cash rewards don't expire as long as your account remains open.
    • $0 Annual Fee.
    • 0% Intro APR for 12 months on purchases and balance transfers, then a 13.49%-25.49% variable APR; balance transfer fees apply.
    • Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Cash Wise Visa® Credit Card.
    • Select "Apply Now" to learn more about the product features, terms, and conditions.
    APPLY NOWAt Wells Fargo's secure website
  • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening.

    Why we like it
    • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening.
    • Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate.
    • Unlimited 1% cash back on all other purchases - it's automatic.
    • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 15.49-24.24%. Balance transfer fee is 5% of the amount transferred, $5 minimum.
    • Enjoy new 5% categories every 3 months.
    • Cash Back rewards do not expire as long as your account is open.
    • No annual fee.
    APPLY NOWAt Chase's secure website

    Intro APR

    0% Intro APR for 15 months from account opening on purchases and balance transfers

    Regular APR

    15.49% - 24.24% Variable

    Annual Fee

    $0

    Credit Required

    Excellent
    APPLY NOWAt Chase's secure website
    Why we like it
    • Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories every 3 months. Unlimited 1% cash back on all other purchases.
    We least like
    • 5% cash back on combined purchases in bonus categories capped at $1,500 per quarter.
    • Has foreign transaction fees.

    Intro APR

    0% Intro APR for 15 months from account opening on purchases and balance transfers

    Regular APR

    15.49% - 24.24% Variable

    Annual Fee

    $0

    Credit Required

    Excellent
    Why we like it
    • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening.
    • Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate.
    • Unlimited 1% cash back on all other purchases - it's automatic.
    • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 15.49-24.24%. Balance transfer fee is 5% of the amount transferred, $5 minimum.
    • Enjoy new 5% categories every 3 months.
    • Cash Back rewards do not expire as long as your account is open.
    • No annual fee.
    APPLY NOWAt Chase's secure website
  • $100 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening.

    Why we like it
    • $100 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening.
    • No annual fee.
    • Earn 1% cash back on every purchase, 2% at grocery stores and now at wholesale clubs, and 3% on gas up to the first $2,500 in combined grocery/wholesale club/gas purchases each quarter.
    • No changing categories and no expiration on rewards.
    • 0% Introductory APR for 12 billing cycles for purchases AND for any balance transfers made in the first 60 days, then, 13.49% - 23.49% Variable APR. 3% fee (min $10) applies to balance transfers.
    • Get a 10% customer bonus every time you redeem your cash back into a Bank of America® checking or savings account.
    • If you're a Preferred Rewards client, you can increase that bonus to 25% - 75%.
    APPLY NOWAt Bank of America's secure website
    or Call 800-508-2933 or Call 866-349-6262

    Intro APR

    0% Introductory APR for 12 billing cycles for purchases AND for any balance transfers made in the first 60 days

    Regular APR

    13.49% - 23.49% Variable APR

    Annual Fee

    No annual fee

    Credit Required

    Good, Excellent
    APPLY NOWAt Bank of America's secure website
    or Call 800-508-2933 or Call 866-349-6262
    Why we like it
    • $100 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening.
    • Earn 1% cash back on every purchase, 2% at grocery stores and now at wholesale clubs, and 3% on gas up to the first $2,500 in combined grocery/wholesale club/gas purchases each quarter.
    We least like
    • Foreign transaction fee.

    Intro APR

    0% Introductory APR for 12 billing cycles for purchases AND for any balance transfers made in the first 60 days

    Regular APR

    13.49% - 23.49% Variable APR

    Annual Fee

    No annual fee

    Credit Required

    Good, Excellent
    Why we like it
    • $100 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening.
    • No annual fee.
    • Earn 1% cash back on every purchase, 2% at grocery stores and now at wholesale clubs, and 3% on gas up to the first $2,500 in combined grocery/wholesale club/gas purchases each quarter.
    • No changing categories and no expiration on rewards.
    • 0% Introductory APR for 12 billing cycles for purchases AND for any balance transfers made in the first 60 days, then, 13.49% - 23.49% Variable APR. 3% fee (min $10) applies to balance transfers.
    • Get a 10% customer bonus every time you redeem your cash back into a Bank of America® checking or savings account.
    • If you're a Preferred Rewards client, you can increase that bonus to 25% - 75%.
    APPLY NOWAt Bank of America's secure website
    or Call 800-508-2933 or Call 866-349-6262
  • Earn $150 back after you spend $1,000 in purchases on your new Card in your first 3 months.

    Why we like it
    • Earn $150 back after you spend $1,000 in purchases on your new Card in your first 3 months.
    • Everyday Cash Back: 6% at U.S. supermarkets on up to $6,000 per year in purchases (then 1%); 3% at U.S. gas stations; 1% other purchases. Terms and limitations apply.
    • No rotating reward categories. No enrollment required.
    • Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit. You can only earn cash back on eligible purchases.
    • 0% intro APR on purchases and balance transfers for 12 months, then a variable rate, currently 13.49% to 23.49%, based on your creditworthiness and other factors.
    • Terms Apply.
    • See Rates & Fees.
    APPLY NOWAt American Express' secure website

    Intro APR

    0% on purchases and balance transfers for 12 months

    Regular APR

    13.49%-23.49% Variable

    Annual Fee

    $95

    Credit Required

    Good, Excellent
    APPLY NOWAt American Express' secure website

    Intro APR

    0% on purchases and balance transfers for 12 months

    Regular APR

    13.49%-23.49% Variable

    Annual Fee

    $95

    Credit Required

    Good, Excellent
    Why we like it
    • Earn $150 back after you spend $1,000 in purchases on your new Card in your first 3 months.
    • Everyday Cash Back: 6% at U.S. supermarkets on up to $6,000 per year in purchases (then 1%); 3% at U.S. gas stations; 1% other purchases. Terms and limitations apply.
    • No rotating reward categories. No enrollment required.
    • Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit. You can only earn cash back on eligible purchases.
    • 0% intro APR on purchases and balance transfers for 12 months, then a variable rate, currently 13.49% to 23.49%, based on your creditworthiness and other factors.
    • Terms Apply.
    • See Rates & Fees.
    APPLY NOWAt American Express' secure website
  • Earn $100 back after you spend $1,000 in purchases on your new Card in your first 3 months. You will receive cash back in the form of statement credits.

    Why we like it
    • Earn $100 back after you spend $1,000 in purchases on your new Card in your first 3 months. You will receive cash back in the form of statement credits.
    • Earn Cash Back: 3% at U.S. supermarkets on up to $6,000 per year in purchases, 2% at U.S. gas stations & select U.S. dept stores, 1% on other purchases. Terms and limitations apply.
    • Simple and straightforward: With the Blue Cash Everyday Card, you can start earning cash back.
    • No rotating reward categories. No enrollment required.
    • Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit. Cash back is earned only on eligible purchases.
    • No annual fee. Plus, 0% intro APR on purchases and balance transfers for 12 months, then a variable rate, currently 13.49% to 23.49%, based on your creditworthiness and other factors.
    • Terms and Conditions apply.
    • See Rates & Fees.
    APPLY NOWAt American Express' secure website

    Intro APR

    0% on purchases and balance transfers for 12 months

    Regular APR

    13.49% - 23.49% Variable

    Annual Fee

    $0

    Credit Required

    Good, Excellent
    APPLY NOWAt American Express' secure website

    Intro APR

    0% on purchases and balance transfers for 12 months

    Regular APR

    13.49% - 23.49% Variable

    Annual Fee

    $0

    Credit Required

    Good, Excellent
    Why we like it
    • Earn $100 back after you spend $1,000 in purchases on your new Card in your first 3 months. You will receive cash back in the form of statement credits.
    • Earn Cash Back: 3% at U.S. supermarkets on up to $6,000 per year in purchases, 2% at U.S. gas stations & select U.S. dept stores, 1% on other purchases. Terms and limitations apply.
    • Simple and straightforward: With the Blue Cash Everyday Card, you can start earning cash back.
    • No rotating reward categories. No enrollment required.
    • Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit. Cash back is earned only on eligible purchases.
    • No annual fee. Plus, 0% intro APR on purchases and balance transfers for 12 months, then a variable rate, currently 13.49% to 23.49%, based on your creditworthiness and other factors.
    • Terms and Conditions apply.
    • See Rates & Fees.
    APPLY NOWAt American Express' secure website
  • Discover matches all the cash back you've earned at the end of your first year - automatically. Only for new cardmembers.

    Why we like it
    • Discover matches all the cash back you've earned at the end of your first year - automatically. Only for new cardmembers.
    • 2% cash back at restaurants and gas stations on up to $1,000 in combined purchases every quarter--no sign-ups needed. Plus, unlimited 1% cash back on all your other purchases.
    • Redeem your cash back for any amount, any time. Cash rewards never expire.
    • 100% U.S. based customer service.
    • Get your FICO® Credit Score for free on monthly statements and online.
    • No annual fee.
    • Click "Apply Now" to see rates, rewards, FICO® Credit Score terms, Cashback MatchTM details & other information.
    APPLY NOWAt Discover's secure website

    Intro APR

    0% on purchases and balance transfers for 14 months

    Regular APR

    11.49% - 23.49% Variable

    Annual Fee

    $0

    Credit Required

    Good, Excellent
    APPLY NOWAt Discover's secure website
    Why we like it
    • 2% cash back at restaurants and gas stations on up to $1,000 in combined purchases every quarter--no sign-ups needed. Plus, unlimited 1% cash back on all your other purchases.

    Intro APR

    0% on purchases and balance transfers for 14 months

    Regular APR

    11.49% - 23.49% Variable

    Annual Fee

    $0

    Credit Required

    Good, Excellent
    Why we like it
    • Discover matches all the cash back you've earned at the end of your first year - automatically. Only for new cardmembers.
    • 2% cash back at restaurants and gas stations on up to $1,000 in combined purchases every quarter--no sign-ups needed. Plus, unlimited 1% cash back on all your other purchases.
    • Redeem your cash back for any amount, any time. Cash rewards never expire.
    • 100% U.S. based customer service.
    • Get your FICO® Credit Score for free on monthly statements and online.
    • No annual fee.
    • Click "Apply Now" to see rates, rewards, FICO® Credit Score terms, Cashback MatchTM details & other information.
    APPLY NOWAt Discover's secure website

Low Interest Credit Cards

  • You could turn $200 into $400 with Cashback MatchTM. Discover will automatically match all the cash back you earn at the end of your first year. New cardmembers only.

    Why we like it
    • You could turn $200 into $400 with Cashback MatchTM. Discover will automatically match all the cash back you earn at the end of your first year. New cardmembers only.
    • Earn 5% cash back in rotating categories each quarter like gas stations, restaurants, Amazon.com, wholesale clubs and more, up to the quarterly maximum each time you activate.
    • Plus, unlimited 1% cash back on all other purchases.
    • Redeem your cash back for any amount, any time. Cash rewards never expire.
    • 100% U.S. based customer service.
    • Get your FICO® Credit Score for free on monthly statements and online.
    • No annual fee.
    • Click "Apply Now" to see rates, rewards, FICO® Credit Score terms, Cashback MatchTM details & other information.
    APPLY NOWAt Discover's secure website

    Intro APR

    0% on purchases for 6 months and 0% on balance transfers for 18 months

    Regular APR

    11.49% - 23.49% Variable

    Annual Fee

    $0

    Credit Required

    Good, Excellent
    APPLY NOWAt Discover's secure website
    Why we like it
    • Earn 5% cash back in rotating categories each quarter like gas stations, restaurants, Amazon.com, wholesale clubs and more, up to the quarterly maximum each time you activate. Plus, unlimited 1% cash back on all other purchases.
    • You get a long introductory APR period for balance transfers.

    Intro APR

    0% on purchases for 6 months and 0% on balance transfers for 18 months

    Regular APR

    11.49% - 23.49% Variable

    Annual Fee

    $0

    Credit Required

    Good, Excellent
    Why we like it
    • You could turn $200 into $400 with Cashback MatchTM. Discover will automatically match all the cash back you earn at the end of your first year. New cardmembers only.
    • Earn 5% cash back in rotating categories each quarter like gas stations, restaurants, Amazon.com, wholesale clubs and more, up to the quarterly maximum each time you activate.
    • Plus, unlimited 1% cash back on all other purchases.
    • Redeem your cash back for any amount, any time. Cash rewards never expire.
    • 100% U.S. based customer service.
    • Get your FICO® Credit Score for free on monthly statements and online.
    • No annual fee.
    • Click "Apply Now" to see rates, rewards, FICO® Credit Score terms, Cashback MatchTM details & other information.
    APPLY NOWAt Discover's secure website
  • One-time $100 cash bonus after you spend $500 on purchases within 3 months of approval.

    Why we like it
    • One-time $100 cash bonus after you spend $500 on purchases within 3 months of approval.
    • Earn unlimited 1.5% cash back on every purchase, every day.
    • No rotating categories or sign ups needed to earn cash rewards; plus, cash back doesn't expire and there's no limit to how much you can earn.
    • 0% intro APR on purchases for 9 months; 13.49%-23.49% variable APR after that.
    • Balance transfers also have a 0% intro APR for 9 months; 13.49%-23.49% variable APR after that; a 3% fee applies to each balance transferred.
    • Pay no annual fee or foreign transaction fees.

    Intro APR

    0% intro on purchases and balance transfers for 9 months

    Regular APR

    13.49% - 23.49% (Variable)

    Annual Fee

    $0

    Credit Required

    Good, Excellent
    Why we like it
    • Earn unlimited 1.5% cash back on every purchase, every day.
    • One-time $100 cash bonus after you spend $500 on purchases within 3 months of approval.

    Intro APR

    0% intro on purchases and balance transfers for 9 months

    Regular APR

    13.49% - 23.49% (Variable)

    Annual Fee

    $0

    Credit Required

    Good, Excellent
    Why we like it
    • One-time $100 cash bonus after you spend $500 on purchases within 3 months of approval.
    • Earn unlimited 1.5% cash back on every purchase, every day.
    • No rotating categories or sign ups needed to earn cash rewards; plus, cash back doesn't expire and there's no limit to how much you can earn.
    • 0% intro APR on purchases for 9 months; 13.49%-23.49% variable APR after that.
    • Balance transfers also have a 0% intro APR for 9 months; 13.49%-23.49% variable APR after that; a 3% fee applies to each balance transferred.
    • Pay no annual fee or foreign transaction fees.

Hotel Credit Cards

  • Earn 40,000 Hilton HHonors™ Bonus Points after making $1,000 in purchases within the first 4 months of account opening*

    Why we like it
    • Earn 40,000 Hilton HHonors™ Bonus Points after making $1,000 in purchases within the first 4 months of account opening*
    • Earn 6 HHonors Bonus Points for each $1 spent at any participating hotel within the Hilton Portfolio.*
    • Earn 3 HHonors Bonus Points for each $1 spent on purchases at supermarkets, drugstores and gas stations.*
    • Earn 2 HHonors Bonus Points for each $1 spent on all other purchases.*
    • Enjoy the benefits of HHonors Silver status as long as you are a cardmember*
    • No annual fee.*
    APPLY NOWAt Citi's secure website

    Regular APR

    15.74% - 19.74%* (Variable)

    Annual Fee

    No annual fee.*

    Credit Required

    Excellent
    APPLY NOWAt Citi's secure website
    Why we like it
    • Earn 40,000 Hilton HHonors™ Bonus Points after making $1,000 in purchases within the first 4 months of account opening*.
    • Earn 3 HHonors Bonus Points for each $1 spent on purchases at supermarkets, drugstores and gas stations.*.
    We least like
    • No intro APR on purchases or balance transfers.

    Regular APR

    15.74% - 19.74%* (Variable)

    Annual Fee

    No annual fee.*

    Credit Required

    Excellent
    Why we like it
    • Earn 40,000 Hilton HHonors™ Bonus Points after making $1,000 in purchases within the first 4 months of account opening*
    • Earn 6 HHonors Bonus Points for each $1 spent at any participating hotel within the Hilton Portfolio.*
    • Earn 3 HHonors Bonus Points for each $1 spent on purchases at supermarkets, drugstores and gas stations.*
    • Earn 2 HHonors Bonus Points for each $1 spent on all other purchases.*
    • Enjoy the benefits of HHonors Silver status as long as you are a cardmember*
    • No annual fee.*
    APPLY NOWAt Citi's secure website
  • Earn 50,000 Hilton HHonors™ Bonus Points after you spend $750 in purchases on the Card within your first 3 months of Card Membership.

    Why we like it
    • Earn 50,000 Hilton HHonors™ Bonus Points after you spend $750 in purchases on the Card within your first 3 months of Card Membership.
    • Get 7X Hilton HHonors Bonus Points for each dollar of eligible purchases charged on your Card directly with a participating hotel or resort within the Hilton Portfolio.
    • Get 5X Hilton HHonors Bonus Points for each dollar of eligible purchases on your Card at U.S. restaurants, U.S. supermarkets, and U.S. gas stations.
    • Get 3X Hilton HHonors Bonus Points for all other eligible purchases on your Card. Terms and limitations apply.
    • Enjoy complimentary Silver status with your Hilton HHonors™ Card.
    • Spend $20,000 on eligible purchases on your Card in a calendar year and you can earn HHonors Gold status through the end of the next calendar year.
    • Terms and Conditions apply.
    • See Rates & Fees.
    APPLY NOWAt American Express' secure website

    Regular APR

    15.74%-19.74% Variable

    Annual Fee

    $0

    Credit Required

    Good, Excellent
    APPLY NOWAt American Express' secure website
    Why we like it
    • Enjoy complimentary Silver status with your Hilton HHonors™ Card.
    • Get 5X Hilton HHonors Bonus Points for each dollar of eligible purchases on your Card at U.S. restaurants, U.S. supermarkets, and U.S. gas stations.

    Regular APR

    15.74%-19.74% Variable

    Annual Fee

    $0

    Credit Required

    Good, Excellent
    Why we like it
    • Earn 50,000 Hilton HHonors™ Bonus Points after you spend $750 in purchases on the Card within your first 3 months of Card Membership.
    • Get 7X Hilton HHonors Bonus Points for each dollar of eligible purchases charged on your Card directly with a participating hotel or resort within the Hilton Portfolio.
    • Get 5X Hilton HHonors Bonus Points for each dollar of eligible purchases on your Card at U.S. restaurants, U.S. supermarkets, and U.S. gas stations.
    • Get 3X Hilton HHonors Bonus Points for all other eligible purchases on your Card. Terms and limitations apply.
    • Enjoy complimentary Silver status with your Hilton HHonors™ Card.
    • Spend $20,000 on eligible purchases on your Card in a calendar year and you can earn HHonors Gold status through the end of the next calendar year.
    • Terms and Conditions apply.
    • See Rates & Fees.
    APPLY NOWAt American Express' secure website
  • Earn 25,000 bonus Starpoints® after you use your new Card to make $3,000 in purchases within the first 3 months.

    Why we like it
    • Earn 25,000 bonus Starpoints® after you use your new Card to make $3,000 in purchases within the first 3 months.
    • Earn 2 Starpoints® for each dollar of eligible purchases spent on the Card at participating SPG® & Marriott Rewards® hotels. Earn 1 Starpoint for all other purchases.
    • No Foreign Transaction Fees on International purchases.
    • Receive free in-room, premium internet access. Booking requirements apply.
    • Redeem Starpoints® at over 1,300 participating hotels and resorts in over 100 countries and for flights on more than 150 airlines with SPG flights, all with no blackout dates.
    • $0 introductory annual fee for the first year, then $95.
    • Terms and Conditions apply.
    • See Rates & Fees.
    APPLY NOWAt American Express' secure website

    Regular APR

    15.74%-19.74% Variable

    Annual Fee

    $0 introductory annual fee for the first year, then $95.

    Credit Required

    Good, Excellent
    APPLY NOWAt American Express' secure website
    Why we like it
    • Receive free in-room, premium internet access. Booking requirements apply.
    • Redeem Starpoints® at over 1,300 participating hotels and resorts in over 100 countries and for flights on more than 150 airlines with SPG flights, all with no blackout dates.
    We least like
    • No introductory low APR available.

    Regular APR

    15.74%-19.74% Variable

    Annual Fee

    $0 introductory annual fee for the first year, then $95.

    Credit Required

    Good, Excellent
    Why we like it
    • Earn 25,000 bonus Starpoints® after you use your new Card to make $3,000 in purchases within the first 3 months.
    • Earn 2 Starpoints® for each dollar of eligible purchases spent on the Card at participating SPG® & Marriott Rewards® hotels. Earn 1 Starpoint for all other purchases.
    • No Foreign Transaction Fees on International purchases.
    • Receive free in-room, premium internet access. Booking requirements apply.
    • Redeem Starpoints® at over 1,300 participating hotels and resorts in over 100 countries and for flights on more than 150 airlines with SPG flights, all with no blackout dates.
    • $0 introductory annual fee for the first year, then $95.
    • Terms and Conditions apply.
    • See Rates & Fees.
    APPLY NOWAt American Express' secure website

Gas Rewards Credit Cards With Bonus Offers

    Student Credit Cards

    • Discover matches all the cash back you've earned at the end of your first year - automatically. Only for new cardmembers.

      Why we like it
      • Discover matches all the cash back you've earned at the end of your first year - automatically. Only for new cardmembers.
      • 2% cash back at restaurants and gas stations on up to $1,000 in combined purchases every quarter--no sign-ups needed. 1% cash back on all your other purchases.
      • Good Grades Rewards: $20 cash back each school year your GPA is 3.0 or higher for up to the next 5 years.
      • No annual fee. No late fee on first late payment. No APR change for paying late.
      • Get 100% U.S. based customer service & your FICO® Credit Score for free on monthly statements & online.
      • Freeze It® on/off switch for your account that prevents new purchases, cash advances & balance transfers in seconds.
      • 0% intro APR on purchases for 6 months, then the standard variable purchase APR of 13.49% - 22.49%.
      • Click "Apply Now" to see rates, rewards, FICO® Credit Score terms, Cashback MatchTM details & other information.
      APPLY NOWAt Discover's secure website

      Intro APR

      0% on purchases for 6 months and 10.99% on balance transfers for 6 months

      Regular APR

      13.49% - 22.49% Variable

      Annual Fee

      $0

      Credit Required

      Fair
      APPLY NOWAt Discover's secure website
      Why we like it
      • 2% cash back at restaurants and gas stations on up to $1,000 in combined purchases every quarter--no sign-ups needed. 1% cash back on all your other purchases.
      • Good Grades Rewards: $20 cash back each school year your GPA is 3.0 or higher for up to the next 5 years.
      We least like
      • No 0% intro APR for balance transfers.

      Intro APR

      0% on purchases for 6 months and 10.99% on balance transfers for 6 months

      Regular APR

      13.49% - 22.49% Variable

      Annual Fee

      $0

      Credit Required

      Fair
      Why we like it
      • Discover matches all the cash back you've earned at the end of your first year - automatically. Only for new cardmembers.
      • 2% cash back at restaurants and gas stations on up to $1,000 in combined purchases every quarter--no sign-ups needed. 1% cash back on all your other purchases.
      • Good Grades Rewards: $20 cash back each school year your GPA is 3.0 or higher for up to the next 5 years.
      • No annual fee. No late fee on first late payment. No APR change for paying late.
      • Get 100% U.S. based customer service & your FICO® Credit Score for free on monthly statements & online.
      • Freeze It® on/off switch for your account that prevents new purchases, cash advances & balance transfers in seconds.
      • 0% intro APR on purchases for 6 months, then the standard variable purchase APR of 13.49% - 22.49%.
      • Click "Apply Now" to see rates, rewards, FICO® Credit Score terms, Cashback MatchTM details & other information.
      APPLY NOWAt Discover's secure website

    So there you have them, the hottest bonus offers on the market. Keep checking back regularly, you might just be rewarded by catching an outstanding limited-time offer!

    How We Rate Bonus Offer Credit Cards

    GET.com is committed to provide factual and unbiased information to help you inform yourself about credit cards. Cards with bonus offers are rated primarily by the amount of bonus rewards that you can receive through the bonus offer. We also look at the requirements you have to meet to get the bonus offer. Things like how many purchases you have to make, how many authorized users you have to sign up or the amount you have to spend to obtain the bonus are all taken into consideration when rating cards with bonus offers. We also take into account how much the bonus offer is actually worth and what you can redeem it for.

    Other factors that influence card ratings include annual fees, APR, intro APR periods, transaction fees, card benefits and flexibility in earning and redeeming rewards. We also look at the general appeal of a card to a wide audience. Cards that offer benefits or rewards that target a niche market may be rated lower than cards that offer more flexible rewards and benefits.

Editorial Disclosure: Any personal views and opinions expressed by the author in this article are the author's own and do not necessarily reflect the viewpoint of GET.com. The editorial content on this page is not provided by any of the companies mentioned, and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are author's alone, not those of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities.