Credit cards come in handy when you want to consolidate your bills without needing to keep track of all their different due dates and payment amounts, credit cards can also help you earn rewards while you build your credit. The key to making the most out of your credit card is to make sure you use the right card and pay off your balance in full every month to avoid interest rates.

While you can pay your bills via a debit card or through auto payments deducted directly from your bank account, using a credit card that rewards you on all your spending is certainly a better idea. If you choose the right credit card (whether it's a travel card, cash back card or rewards card) you could begin earning rewards each time you use your card to pay for your bills - Imagine earning enough air miles to pay for your next holiday just by using the right credit card to pay for your bills!

To be doubly sure and leave nothing to chance, make sure your credit card bills are paid automatically every month through auto payments deducted directly from your bank account. This way, you do not have to fuss over your credit card bills and your other bills - such as your cell phone bill, utilities bill, cable bill and more - and you still get to earn rewards points, air miles or cash back.

Some credit cards let you earn unlimited 1.5% cash back or cash rewards on your purchases while others typically let you earn 1% or 2% cash back, depending on the credit card you use. For those who prefer earning rewards in the form of air miles or rewards points, certain credit cards on the market reward you with unlimited 1x point per dollar spent or even unlimited 2x miles per dollar spent on your card.

The bottom line is that bills have to be paid anyway, so why not make the most out of it by using a rewarding credit card to get the job done? Below are some of's top rewards credit card picks that let you earn rewards when you pay your bills or make any purchase, really.

Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least likeCredit RequiredRelated links
Chase Sapphire Preferred<sup>®</sup> Card

Chase Sapphire Preferred® Card

APPLY NOWAt Chase's secure website
  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®
  • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 60,000 points are worth $750 toward travel
  • Get unlimited deliveries with a $0 delivery fee and reduced service fees on orders over $12 for a minimum of one year on qualifying food purchases with DashPass, DoorDash's subscription service. Activate by 12/31/21.
  • Earn 5X points on Lyft rides through March 2022. That's 3X points in addition to the 2X points you already earn on travel.
APPLY NOWAt Chase's secure website


15.99% - 22.99% Variable


Why we like it
  • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.