Credit cards come in handy when you want to consolidate your bills without needing to keep track of all their different due dates and payment amounts, credit cards can also help you earn rewards while you build your credit. The key to making the most out of your credit card is to make sure you use the right card and pay off your balance in full every month to avoid interest rates.
While you can pay your bills via a debit card or through auto payments deducted directly from your bank account, using a credit card that rewards you on all your spending is certainly a better idea. If you choose the right credit card (whether it's a travel card, cash back card or rewards card) you could begin earning rewards each time you use your card to pay for your bills - Imagine earning enough air miles to pay for your next holiday just by using the right credit card to pay for your bills!
To be doubly sure and leave nothing to chance, make sure your credit card bills are paid automatically every month through auto payments deducted directly from your bank account. This way, you do not have to fuss over your credit card bills and your other bills - such as your cell phone bill, utilities bill, cable bill and more - and you still get to earn rewards points, air miles or cash back.
Some credit cards let you earn unlimited 1.5% cash back or cash rewards on your purchases while others typically let you earn 1% or 2% cash back, depending on the credit card you use. For those who prefer earning rewards in the form of air miles or rewards points, certain credit cards on the market reward you with unlimited 1x point per dollar spent or even unlimited 2x miles per dollar spent on your card.
The bottom line is that bills have to be paid anyway, so why not make the most out of it by using a rewarding credit card to get the job done? Below are some of GET.com's top rewards credit card picks that let you earn rewards when you pay your bills or make any purchase, really.
|Credit Card||Features||Intro APR||Regular APR||Annual Fee||Why we like it||We least like||Credit Required||Related links|
Chase Freedom Unlimited®
0% Intro APR for 15 months from account opening on purchases and balance transfers
16.49% - 25.24% Variable
|Related Links Read our review of Chase Freedom Unlimited® or view more details of Chase Freedom Unlimited®. See more Chase credit cards.|
Citi® Double Cash Card – 18 month BT offer
0% intro APR for 18 months on Balance Transfers
15.49% - 25.49% (Variable)
|Related Links Read our review of Citi® Double Cash Card – 18 month BT offer or view more details of Citi® Double Cash Card – 18 month BT offer. See more Citi credit cards.|
Blue Cash Everyday® Card from American Express
0% intro APR on purchases and balance transfers for 15 months
14.49% - 25.49% Variable
|Related Links Read our review of Blue Cash Everyday® Card from American Express or view more details of Blue Cash Everyday® Card from American Express. See more American Express credit cards.|
Capital One® Venture® Rewards Credit Card
17.24% - 24.49% (Variable)
$0 intro for first year; $95 after that
|Related Links Read our review of Capital One® Venture® Rewards Credit Card or view more details of Capital One® Venture® Rewards Credit Card. See more Capital One credit cards.|
Chase Sapphire Preferred® Card
17.49% - 24.49% Variable
|Related Links Read our review of Chase Sapphire Preferred® Card or view more details of Chase Sapphire Preferred® Card. See more Chase credit cards.|