Having a good FICO credit score (700-749) is enough to get you some of the best credit cards in the US, although you won't have the same freedom of choice that an excellent credit score (750 or more) gives you.

Credit card issuers will look at other things when considering your application, like your income, credit history and other factors, but your credit score is the most important.

The FICO Score is one of the most widely used credit scores in the US, and it's important to know your score before applying for a credit card because having your credit card application denied can hurt your credit score.

GET.com's best cards for good credit

Best ForCredit Card
Unlimited CashbackChase Freedom Unlimited℠
Earn Cashback TwiceCiti® Double Cash Card – 18 month BT offer

If your FICO Score is over 700 but less than 750, then consider applying for one of these cards for good credit, rather than cards that require excellent credit. If your score is less than 700, a credit card for fair credit would be a safer choice.


Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least liket_cc_credit_requiredRelated links
Chase Freedom Unlimited℠

Chase Freedom Unlimited℠

APPLY NOWAt Chase's secure website
Chase Freedom Unlimited℠
  • Our Rating:
  • Our Rating:
  • 4.90/5
  • User Rating:
  • 3.00/5
Rate This Card
  • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening.
  • Unlimited 1.5% cash back on every purchase - it's automatic
  • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
  • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 15.74-24.49%. Balance transfer fee is 5% of the amount transferred, $5 minimum
  • Redeem for cash - any amount, anytime
  • Cash Back rewards do not expire as long as your account is open
  • No annual fee
APPLY NOWAt Chase's secure website

0% Intro APR for 15 months from account opening on purchases and balance transfers

15.74% - 24.49% Variable

$0

Why we like it
  • Unlimited 1.5% cash back on every purchase - it's automatic.
  • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening.
Excellent/Good



Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least liket_cc_credit_requiredRelated links
Citi<sup>®</sup> Double Cash Card – 18 month BT offer

Citi® Double Cash Card – 18 month BT offer

APPLY NOWAt Citi's secure website
Citi<sup>®</sup> Double Cash Card – 18 month BT offer
  • Our Rating:
  • Our Rating:
  • 4.75/5
  • Your Rating:
Rate This Card
  • Earn cash back twice on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
  • Balance Transfers do not earn cash back
  • 0% Intro APR on Balance Transfers for 18 months. After that, the variable APR will be 14.24% - 24.24% based on your creditworthiness
  • Click 'Apply Now' to see the applicable balance transfer fee and how making a balance transfer impacts interest on purchases.
  • No categories to track, no caps on cash back, no annual fee*
APPLY NOWAt Citi's secure website

0% Intro APR on Balance Transfers for 18 months

14.24% - 24.24%* (Variable)

$0*

Why we like it
  • Earn cash back twice on every purchase with unlimited 1% cash back when you buy.
  • Plus an additional 1% as you pay for those purchases.
  • Introductory APR offer.
Excellent, Good




Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least liket_cc_credit_requiredRelated links
Barclaycard Arrival Plus™ World Elite MasterCard<sup>®</sup>

Barclaycard Arrival Plus™ World Elite MasterCard®

APPLY NOWAt Barclaycard's secure website
Barclaycard Arrival Plus™ World Elite MasterCard<sup>®</sup>
  • Our Rating:
  • Our Rating:
  • 4.40/5
  • Your Rating:
Rate This Card
  • Earn 50,000 bonus miles after you spend $3,000 on purchases in the first 90 days - that's enough to redeem for a $500 travel statement credit
  • Earn 2X miles on all purchases
  • Redeem for travel or cash back statement credits, gift cards and merchandise. Redemption values vary
  • Get 5% miles back to use toward your next redemption, every time you redeem
  • Miles don't expire as long as your account is open, active and in good standing
  • No foreign transaction fees on anything you buy while in another country
  • 0% introductory APR for 12 months on Balance Transfers made within 45 days of account opening. After that, a variable APR will apply, 16.74%, 20.74% or 23.74%, based on your creditworthiness.
  • Please note, there is a fee for balance transfers.
APPLY NOWAt Barclaycard's secure website

0% on balance transfers for 12 months (on balance transfers made within 45 days of account opening)

16.74%, 20.74% or 23.74% Variable

$89 - Waived first year

Why we like it
  • Excellent travel rewards program.
  • Intro APR period for balance transfers.
We least like
  • No intro APR period for purchases.
Excellent


Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least liket_cc_credit_requiredRelated links
Capital One<sup>®</sup> Quicksilver<sup>®</sup> Cash Rewards Credit Card

Capital One® Quicksilver® Cash Rewards Credit Card

APPLY NOWAt Capital One's secure website
Capital One<sup>®</sup> Quicksilver<sup>®</sup> Cash Rewards Credit Card
  • Our Rating:
  • Our Rating:
  • 4.30/5
  • Your Rating:
Rate This Card
  • One-time $100 cash bonus after you spend $500 on purchases within 3 months of approval
  • Earn unlimited 1.5% cash back on every purchase, every day
  • No rotating categories or sign ups needed to earn cash rewards; plus, cash back doesn't expire and there's no limit to how much you can earn
  • 0% intro APR on purchases for 9 months; 13.74%-23.74% variable APR after that
  • Balance transfers also have a 0% intro APR for 9 months; 13.74%-23.74% variable APR after that; a 3% fee applies to each balance transferred
  • Pay no annual fee or foreign transaction fees
APPLY NOWAt Capital One's secure website

0% intro on purchases and balance transfers for 9 months

13.74% - 23.74% (Variable)

$0

Why we like it
  • Earn unlimited 1.5% cash back on every purchase, every day.
  • One-time $100 cash bonus after you spend $500 on purchases within 3 months of approval.
Excellent, Good

Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least liket_cc_credit_requiredRelated links
Chase Slate<sup>®</sup>

Chase Slate®

APPLY NOWAt Chase's secure website
Chase Slate<sup>®</sup>
  • Our Rating:
  • Our Rating:
  • 4.30/5
  • User Rating:
  • 3.67/5
Rate This Card
  • Save with a $0 introductory balance transfer fee and get 0% introductory APR for 15 months on purchases and balance transfers, and $0 annual fee. Plus, receive your monthly FICO Score for free.
  • $0 Introductory balance transfer fee for transfers made during the first 60 days of account opening
  • 0% Introductory APR for 15 months on purchases and balance transfers
  • Monthly FICO® Score and Credit Dashboard for free
  • No Penalty APR - Paying late won't raise your interest rate (APR). All other account pricing and terms apply
  • $0 Annual Fee
APPLY NOWAt Chase's secure website

0% Introductory APR for 15 months on purchases and balance transfers

15.74% - 24.49% Variable

$0

Why we like it
  • Save with a $0 introductory balance transfer fee and get 0% introductory APR for 15 months on purchases and balance transfers, and $0 annual fee. Plus, receive your monthly FICO Score for free.
Excellent/Good

Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least liket_cc_credit_requiredRelated links
United MileagePlus<sup>®</sup> Explorer Card

United MileagePlus® Explorer Card

APPLY NOWAt Chase's secure website
United MileagePlus<sup>®</sup> Explorer Card
  • Our Rating:
  • Our Rating:
  • 4.30/5
  • Your Rating:
Rate This Card
  • Special offer: 50,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open
  • Check your first bag for free (a savings of up to $100 per roundtrip) when you use your Card to purchase your ticket
  • Enjoy priority boarding privileges and visit the United Club with 2 one-time passes each year for your anniversary
  • No foreign transaction fees
  • Earn 2 miles per $1 spent on tickets purchased from United, and 1 mile per $1 spent on all other purchases
  • Your miles don't expire as long as your credit card account is open, with no limit to the number of miles you can earn
  • Use your miles for any seat, any time, on any United-operated flight at the MileagePlus Standard Award level
  • $95 annual fee
APPLY NOWAt Chase's secure website

N/A

16.74% - 23.74% Variable

$95

Why we like it
  • Rewards program.
  • $0 foreign transaction fee.
  • Special offer: 50,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open.
Excellent Credit

Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least liket_cc_credit_requiredRelated links
BuyPower Card from Capital One<sup>®</sup>

BuyPower Card from Capital One®

APPLY NOWAt Capital One's secure website
BuyPower Card from Capital One<sup>®</sup>
  • Our Rating:
  • Our Rating:
  • 4.25/5
  • Your Rating:
Rate This Card
  • Earn $250 after spending $5,000 each year (5% Earnings).
  • 5% Earnings on your first $5,000 in purchases every year. Unlimited 2% Earnings on every purchase after that. Redeem Earnings toward the purchase or lease of a new Chevrolet, Buick, GMC or Cadillac vehicle.
  • No annual fee, no redemption limits, no Earnings expiration, no foreign transaction fees. Save even more when you combine your available Earnings with most current GM offers and incentives.
  • 0% intro APR on purchases for 12 months, then a 13.65% - 23.65% variable APR on purchases will apply
APPLY NOWAt Capital One's secure website

0% on purchases for 12 months

13.65% - 23.65% (V)

$0

Excellent/Good

Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least liket_cc_credit_requiredRelated links
Buick BuyPower Card from Capital One<sup>®</sup>

Buick BuyPower Card from Capital One®

APPLY NOWAt Capital One's secure website
Buick BuyPower Card from Capital One<sup>®</sup>
  • Our Rating:
  • Our Rating:
  • 4.20/5
  • Your Rating:
Rate This Card
  • Earn $250 after spending $5,000 each year (5% Earnings).
  • 5% Earnings on your first $5,000 in purchases every year. Unlimited 2% Earnings on every purchase after that. Redeem Earnings toward the purchase or lease of a new Chevrolet, Buick, GMC or Cadillac vehicle.
  • No annual fee, no redemption limits, no Earnings expiration, no foreign transaction fees. Save even more when you combine your available Earnings with most current GM offers and incentives.
  • 0% intro APR on purchases for 12 months, then a 13.65% - 23.65% variable APR on purchases will apply
APPLY NOWAt Capital One's secure website

0% on purchases for 12 months

13.65% - 23.65% (V)

$0

Excellent/Good

Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least liket_cc_credit_requiredRelated links
Cadillac BuyPower Card from Capital One<sup>®</sup>

Cadillac BuyPower Card from Capital One®

APPLY NOWAt Capital One's secure website
Cadillac BuyPower Card from Capital One<sup>®</sup>
  • Our Rating:
  • Our Rating:
  • 4.20/5
  • Your Rating:
Rate This Card
  • Earn $250 after spending $5,000 each year (5% Earnings).
  • 5% Earnings on your first $5,000 in purchases every year. Unlimited 2% Earnings on every purchase after that. Redeem Earnings toward the purchase or lease of a new Chevrolet, Buick, GMC or Cadillac vehicle.
  • No annual fee, no redemption limits, no Earnings expiration, no foreign transaction fees. Save even more when you combine your available Earnings with most current GM offers and incentives.
  • 0% intro APR on purchases for 12 months, then a 13.65% - 23.65% variable APR on purchases will apply
APPLY NOWAt Capital One's secure website

0% on purchases for 12 months

13.65% - 23.65% (V)

$0

Excellent/Good

Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least liket_cc_credit_requiredRelated links
Chevrolet BuyPower Card from Capital One<sup>®</sup>

Chevrolet BuyPower Card from Capital One®

APPLY NOWAt Capital One's secure website
Chevrolet BuyPower Card from Capital One<sup>®</sup>
  • Our Rating:
  • Our Rating:
  • 4.20/5
  • Your Rating:
Rate This Card
  • Earn $250 after spending $5,000 each year (5% Earnings).
  • 5% Earnings on your first $5,000 in purchases every year. Unlimited 2% Earnings on every purchase after that. Redeem Earnings toward the purchase or lease of a new Chevrolet, Buick, GMC or Cadillac vehicle.
  • No annual fee, no redemption limits, no Earnings expiration, no foreign transaction fees. Save even more when you combine your available Earnings with most current GM offers and incentives.
  • 0% intro APR on purchases for 12 months, then a 13.65% - 23.65% variable APR on purchases will apply
APPLY NOWAt Capital One's secure website

0% on purchases for 12 months

13.65% - 23.65% (V)

$0

Excellent/Good

Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least liket_cc_credit_requiredRelated links
GMC BuyPower Card from Capital One<sup>®</sup>

GMC BuyPower Card from Capital One®

APPLY NOWAt Capital One's secure website
GMC BuyPower Card from Capital One<sup>®</sup>
  • Our Rating:
  • Our Rating:
  • 4.20/5
  • Your Rating:
Rate This Card
  • Earn $250 after spending $5,000 each year (5% Earnings).
  • 5% Earnings on your first $5,000 in purchases every year. Unlimited 2% Earnings on every purchase after that. Redeem Earnings toward the purchase or lease of a new Chevrolet, Buick, GMC or Cadillac vehicle.
  • No annual fee, no redemption limits, no Earnings expiration, no foreign transaction fees. Save even more when you combine your available Earnings with most current GM offers and incentives.
  • 0% intro APR on purchases for 12 months, then a 13.65% - 23.65% variable APR on purchases will apply
APPLY NOWAt Capital One's secure website

0% on purchases for 12 months

13.65% - 23.65% (V)

$0

Excellent/Good

Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least liket_cc_credit_requiredRelated links
JetBlue Card

JetBlue Card

APPLY NOWAt Barclaycard's secure website
JetBlue Card
  • Our Rating:
  • Our Rating:
  • 4.10/5
  • Your Rating:
Rate This Card
  • Earn 5,000 bonus points after you spend $1,000 on purchases in the first 90 days.
  • Earn 3 points per $1 on JetBlue purchases, 2 points per $1 at restaurants and grocery stores and 1 point per $1 on all other purchases.
  • No blackout dates on JetBlue-operated flights & redeem for any seat, any time on JetBlue-operated flights. Points required for an Award Flight will vary based on the published base fare at the time of booking.
  • Points awarded in your TrueBlue account don't expire.
  • Earn and share points together with Family Pooling.
  • 50% savings on eligible inflight purchases like cocktails and food on JetBlue-operated flights
  • No foreign transaction fees
  • Chip technology & $0 Fraud Liability protection
APPLY NOWAt Barclaycard's secure website

0% on balance transfers for first 12 billing cycles following each balance transfer that posts to account within 45 days of account opening

12.74%, 20.74% or 25.74% Variable

$0

Why we like it
  • Earn 3 points per $1 on JetBlue purchases, 2 points per $1 at restaurants and grocery stores and 1 point per $1 on all other purchases.
  • 50% savings on eligible inflight purchases like cocktails and food on JetBlue-operated flights.
Excellent / Good

Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least liket_cc_credit_requiredRelated links
USAA Cashback Rewards Plus American Express<sup>®</sup> Card

USAA Cashback Rewards Plus American Express® Card

APPLY NOWAt USAA's secure website
USAA Cashback Rewards Plus American Express<sup>®</sup> Card
  • Our Rating:
  • Our Rating:
  • 3.80/5
  • Your Rating:
Rate This Card
  • Earn 5% cash back on your first $3,000 in gas and military purchases annually on these categories combined.
  • Earn 2% cash back on your first $3,000 on supermarket purchases per year.
  • Unlimited 1% cash back on all other purchases.
APPLY NOWAt USAA's secure website

12.40% - 26.40% (Variable)

$0

Good/Excellent

Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least liket_cc_credit_requiredRelated links
USAA Preferred Cash Rewards Visa Signature<sup>®</sup>

USAA Preferred Cash Rewards Visa Signature®

APPLY NOWAt USAA's secure website
USAA Preferred Cash Rewards Visa Signature<sup>®</sup>
  • Our Rating:
  • Our Rating:
  • 3.60/5
  • Your Rating:
Rate This Card
  • Earn 1.5% cash back on every purchase
  • There's no limit on the amount you can earn
  • Redeem your rewards anytime online or with the USAA Mobile App.
APPLY NOWAt USAA's secure website

N/A

12.40%-26.40% (Variable)

$0

Good/Excellent

Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least liket_cc_credit_requiredRelated links
Citi<sup>®</sup> Secured MasterCard<sup>®</sup>

Citi® Secured MasterCard®

APPLY NOWAt Citi's secure website
Citi<sup>®</sup> Secured MasterCard<sup>®</sup>
  • Our Rating:
  • Our Rating:
  • 3.40/5
  • Your Rating:
Rate This Card
  • Use the card anywhere Mastercard® is accepted — worldwide.
  • No Annual Fee, and unlike a prepaid card, it helps build credit history with monthly notifications to the credit bureaus
  • A security deposit is required for this product (minimum $200)
  • Pay your bill on time every month to avoid damaging your credit. Citi can help keep you on track with Auto Pay, online Bill Pay and alerts.
  • Use the card anywhere Mastercard® is accepted — worldwide
APPLY NOWAt Citi's secure website

N/A

23.24%* (Variable)

$0

Why we like it
  • Use the card anywhere Mastercard® is accepted — worldwide.
  • You get complimentary travel insurance.
Limited History, No Credit, New-to-Credit, Good

Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least liket_cc_credit_requiredRelated links
PlayStation<sup>®</sup> Card from Capital One<sup>®</sup>

PlayStation® Card from Capital One®

APPLY NOWAt Capital One's secure website
PlayStation<sup>®</sup> Card from Capital One<sup>®</sup>
  • Our Rating:
  • Our Rating:
  • 3.30/5
  • Your Rating:
Rate This Card
  • Earn 5,000 bonus points after your first purchase within 90 days of approval
  • 10 points per $1 spent on all PlayStation® Store purchases
  • 3 points per $1 spent on PlayStation® and Sony® purchases at authorized retailers, with purchase confirmation
  • 3 points per $1 spent on fast food restaurants, movie theatres & your mobile phone bill
  • 1 point per $1 spent on all other purchases
  • Redeem for Sony products, movies, music & more
  • 0% intro APR on purchases until October 2017, 14.74% - 24.99% variable APR after that
  • No annual fee
APPLY NOWAt Capital One's secure website

0% intro until October 2017

14.74% - 24.99% (Variable)

$0

Why we like it
  • 10 points per $1 spent on all PlayStation® Store purchases.
Good