Having a good FICO credit score (700-749) is enough to get you some of the best credit cards in the US, although you won't have the same freedom of choice that an excellent credit score (750 or more) gives you.

Credit card issuers will look at other things when considering your application, like your income, credit history and other factors, but your credit score is the most important.

The FICO Score is one of the most widely used credit scores in the US, and it's important to know your score before applying for a credit card because having your credit card application denied can hurt your credit score.

GET.com's best cards for good credit

Best ForCredit Card
Unlimited CashbackChase Freedom Unlimited®
2% cashback on purchasesCiti® Double Cash Card – 18 month BT offer

If your FICO Score is over 700 but less than 750, then consider applying for one of these cards for good credit, rather than cards that require excellent credit. If your score is less than 700, a credit card for fair credit would be a safer choice.

Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least likeCredit RequiredRelated links
Chase Freedom Unlimited<sup>®</sup>

Chase Freedom Unlimited®

APPLY NOWAt Chase's secure website
  • New Offer! Double Cash Back: Earn 3% cash back on all purchases in your first year up to $20,000 spent. After that earn unlimited 1.5% cash back on all purchases.
  • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 17.24-25.99%. Balance transfer fee is 3% of the amount transferred, $5 minimum
  • No minimum to redeem for cash back
  • Cash Back rewards do not expire as long as your account is open
  • Free credit score, updated weekly with Credit Journey SM
  • No annual fee
APPLY NOWAt Chase's secure website

0% Intro APR for 15 months from account opening on purchases and balance transfers

17.24% - 25.99% Variable

$0

Why we like it
  • New Offer! Double Cash Back: Earn 3% cash back on all purchases in your first year up to $20,000 spent. After that earn unlimited 1.5% cash back on all purchases.
Excellent/Good

Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least likeCredit RequiredRelated links
Citi<sup>®</sup> Double Cash Card – 18 month BT offer

Citi® Double Cash Card – 18 month BT offer

APPLY NOWAt Citi's secure website
  • Earn 2% cash back on purchases: 1% when you buy plus 1% as you pay
  • Balance Transfers do not earn cash back
  • 0% Intro APR on Balance Transfers for 18 months. After that, the variable APR will be 15.74% - 25.74% based on your creditworthiness*
  • Click 'Apply Now' to see the applicable balance transfer fee and how making a balance transfer impacts interest on purchases
  • No categories to track, no caps on cash back, no annual fee*
APPLY NOWAt Citi's secure website

0% Intro APR on Balance Transfers for 18 months*

15.74% - 25.74%* (Variable)

$0*

Why we like it
  • Earn 2% cash back on purchases: 1% when you buy plus 1% as you pay.
  • Introductory APR offer.
Excellent, Good

Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least likeCredit RequiredRelated links
Barclaycard Arrival Plus<sup>®</sup> World Elite Mastercard<sup>®</sup>

Barclaycard Arrival Plus® World Elite Mastercard®

APPLY NOWAt Barclays' secure website
  • Enjoy 70,000 bonus miles after spending $5,000 on purchases in the first 90 days
  • Earn unlimited 2X miles on every purchase
  • New - Control Your Card - Instantly secure your accounts by locking your cards with Barclays SecurHoldTM, plus set transaction limits and block certain purchase categories for you or your authorized users. Available only on the Barclays mobile app.
  • Book travel your way-no airline, seat or hotel restrictions-and redeem your miles for travel statement credits
  • Get 5% miles back to use toward your next redemption, every time you redeem
  • No foreign transaction fees
  • International Chip and PIN for use at self-service chip terminals around the world
  • Miles don't expire as long as your account is open, active and in good standing
  • See Rates & Fees
APPLY NOWAt Barclays' secure website

0% for first 12 billing cycles following each balance transfer that posts to your account within 45 days of account opening

18.24%, 22.24% or 25.24% variable based on your creditworthiness

$89 (waived first year)

Why we like it
  • Excellent travel rewards program.
  • 0% for first 12 billing cycles following each balance transfer that posts to your account within 45 days of account opening.
We least like
  • No intro APR period for purchases.
Good/Excellent

Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least likeCredit RequiredRelated links
Capital One<sup>®</sup> Quicksilver<sup>®</sup> Cash Rewards Credit Card

Capital One® Quicksilver® Cash Rewards Credit Card

  • One-time $150 cash bonus after you spend $500 on purchases within 3 months from account opening
  • Earn unlimited 1.5% cash back on every purchase, every day
  • No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
  • 0% intro APR on purchases for 15 months; 16.24%-26.24% variable APR after that
  • 0% intro APR on balance transfers for 15 months; 16.24%-26.24% variable APR after that; 3% fee on the amounts transferred within the first 15 months
  • Pay no annual fee or foreign transaction fees

0% intro on purchases and balance transfers for 15 months

16.24% - 26.24% (Variable)

$0

Why we like it
  • Earn unlimited 1.5% cash back on every purchase, every day.
  • One-time $150 cash bonus after you spend $500 on purchases within 3 months from account opening.
Excellent, Good

Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least likeCredit RequiredRelated links
Citi<sup>®</sup> Secured Mastercard<sup>®</sup>

Citi® Secured Mastercard®

APPLY NOWAt Citi's secure website
  • Use your card anywhere Mastercard® is accepted — worldwide.
  • The Citi® Secured Mastercard® is a no annual fee credit card that helps you build your credit when used responsibly.
  • Unlike a debit card, it helps build your credit history with monthly reporting to all 3 major credit bureaus. Once available, you will also have free access to your FICO score online.
  • Use your card anywhere Mastercard® is accepted — worldwide.
  • A security deposit is required. Once approved, your credit limit will be equal to your security deposit (minimum of $200).
  • Get help staying on track with Auto Pay and account alerts.
  • With Flexible Payment Due Dates, you can choose any available due date in the beginning, middle or end of the month.
  • Manage your account 24/7 online, by phone, or in our mobile app.
APPLY NOWAt Citi's secure website

N/A

24.74%* (Variable)

$0

Why we like it
  • Use your card anywhere Mastercard® is accepted — worldwide.
  • Manage your account 24/7 online, by phone, or in our mobile app.
Limited History/No Credit/ New-to-Credit/ Good