Transport expenses are some of the expenses we least like to see in our budgeting list. But, there's a little-known way you can save on train and bus expenses - and that's by using certain credit cards.

When it comes to travel savings with the help of credit cards, most assume airplane tickets and travel packages are the only things they can save on when they redeem their miles or rewards points. The good news is, major credit card issuers in the U.S. are kinder and more generous than you think they are.

Your credit card rewards are likely not limited to redemptions for plane tickets and hotels when you are redeeming them toward travel, although this very much depends on your card issuer and how it defines what actually qualifies as travel. To be sure, always read the fine print to see what actually qualifies as 'travel' since this can vary across card issuers.

For most major credit card issuers, passenger trains, buses, taxis, limousines and even ferries count as travel. This means you can make use of the right travel credit cards to earn accelerated rewards and generous sign-up bonuses, and then redeem your travel rewards toward your train and bus spending (or any other travel-related spending, really) since they fall legitimately under the travel umbrella.

What's more, some of the most generous cash back credit cards on the market also offer solid sign-up bonuses when you meet the stated spend requirement within a stipulated time frame from the date of account approval. You can redeem your cash back bonus or cash rewards bonus toward travel, and that includes train and bus travel. In addition to using the right credit card, you can also consider joining a train or bus loyalty program to snag extra rewards if you frequently travel via either mode of transport.

To help stretch your dollar, we at GET.com have rounded up the best credit cards for train and bus savings for this month.

Best Credit Cards For Train and Bus Savings

Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least likeCredit RequiredRelated links
Chase Sapphire Preferred<sup>®</sup> Card

Chase Sapphire Preferred® Card

APPLY NOWAt Chase's secure website
  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®
  • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 60,000 points are worth $750 toward travel
  • No delivery fees for a minimum of one year on qualifying food purchases with a DashPass subscription from DoorDash -over a $100 value. Activate with your Chase Sapphire card by December 31, 2021.
  • Earn 5X points on Lyft rides through March 2022. That’s 3X points in addition to the 2X points you already earn on travel.
APPLY NOWAt Chase's secure website

N/A

17.49% - 24.49% Variable

$95

Why we like it
  • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
Excellent/Good
Chase Freedom Unlimited<sup>®</sup>

Chase Freedom Unlimited®

APPLY NOWAt Chase's secure website
  • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening.
  • Earn unlimited 1.5% cash back on all purchases.
  • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 16.49 - 25.24%.
  • 3% intro balance transfer fee when you transfer a balance during the first 60 days your account is open, with a minimum of $5.
  • No annual fee
  • No minimum to redeem for cash back
  • Cash Back rewards do not expire as long as your account is open
APPLY NOWAt Chase's secure website

0% Intro APR for 15 months from account opening on purchases and balance transfers

16.49% - 25.24% Variable

$0

Why we like it
  • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening.
Excellent/Good