For a music lover, nothing beats the feeling of being at a concert in person. The music, the vibe and the (small) chance of meeting your favorite band in person is priceless. But the difficulty and cost of getting into the good seats can put a damper on the concert experience. Many top billing concerts reserve the prime seats or locations for exclusive customers, making these tickets hard to come by. But although back row tickets tend to be the rule of thumb, there are ways to get around these concert hazards (as with all rules) and get a whole lot more out of your live experience.

The key to that impassable door comes in the form of a sliver of plastic. A handful of exceptionally helpful credit card issuers and rewards program creators have included perks on credit cards that entitle you to exclusive or early access to purchase tickets for live events, including concerts. Just using the right credit card can help you get to those coveted front row seats! On top of that, you may get additional perks like priority entry and even backstage access.

For example American Express® Card Members enjoy exclusive access to tickets for concerts and other live events before the tickets become available to the public. American Express also provides discounted concert tickets from time to time.

Citi cardholders can score good tickets (and concert perks) through Citi® Private Pass®.

If you hold a Chase credit card, you can get access to unique events through Inside Access, though these events tend to be limited and somewhat exclusive (classical, country). New York residents that hold a Chase card can also access a broad range of great concerts organized by the Madison Square Garden Company.

Here are our top picks of credit cards for concerts:

Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least likeCredit RequiredRelated links
Chase Sapphire Preferred<sup>®</sup> Card

Chase Sapphire Preferred® Card

APPLY NOWAt Chase's secure website
  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®
  • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 60,000 points are worth $750 toward travel
APPLY NOWAt Chase's secure website

N/A

18.24% - 25.24% Variable

$95

Why we like it
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 60,000 points are worth $750 toward travel.
Excellent/Good
Blue Cash Preferred<sup>®</sup> Card from American Express

Blue Cash Preferred® Card from American Express

APPLY NOWAt American Express' secure website
  • Earn a $250 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months.
  • New 6% Cash Back on select U.S. streaming subscriptions.
  • New 3% Cash Back on transit including taxis/rideshare, parking, tolls, trains, buses and more.
  • 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%). 3% Cash Back at U.S. gas stations. 1% Cash Back on other purchases.
  • You spoke, we listened. Over 1.6 million more places in the U.S. started accepting American Express® Cards in 2018.
  • Low intro APR: 0% for 12 months on purchases and balance transfers, then a variable rate, currently 15.24% to 26.24%
  • $95 annual fee.
  • Terms Apply.
  • See Rates & Fees
APPLY NOWAt American Express' secure website

0% intro APR on purchases and balance transfers for 12 months

15.24%-26.24% Variable

$95

Excellent, Good
Chase Freedom<sup>®</sup>

Chase Freedom®

APPLY NOWAt Chase's secure website
  • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
  • Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter!
  • Unlimited 1% cash back on all other purchases – it's automatic
  • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 17.24-25.99%.
  • 3% intro balance transfer fee when you transfer a balance during the first 60 days your account is open, with a minimum of $5.
  • No annual fee
  • Cash Back rewards do not expire as long as your account is open and there is no minimum to redeem for cash back.
  • Free credit score, updated weekly with Credit Journey℠
APPLY NOWAt Chase's secure website

0% Intro APR for 15 months from account opening on purchases and balance transfers

17.24%-25.99% Variable

$0

Why we like it
  • Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter. Unlimited 1% cash back on all other purchases - it's automatic.
Excellent/Good
Citi Premier℠ Card

Citi Premier Card

APPLY NOWAt Citi's secure website
  • Earn 60,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening
  • Earn 3 points per $1 spent on travel including gas stations
  • Earn 2 points per $1 spent at restaurants and on entertainment
  • Earn 1 point per $1 spent on all other purchases
  • 60,000 Points are redeemable for $750 in airfare on any airline, anytime with no blackout dates when booked through the ThankYou® Travel Center, or $600 in gift cards when redeemed at thankyou.com
  • No expiration and no limit to the amount of points you can earn with this card
  • Points Transfer allows you to transfer points to participating airline loyalty programs
  • No Foreign Transaction Fees on purchases
APPLY NOWAt Citi's secure website

N/A

18.24%-26.24% (Variable)

$95

Why we like it
  • Earn 3 points per $1 spent on travel including gas stations, Earn 2 points per $1 spent at restaurants and on entertainment, Earn 1 point per $1 spent on all other purchases.
We least like
  • No intro APR.
Excellent