If you love to travel and want to earn rewards for money that you would spend anyway so that you can travel even more, taking out an airline credit card can be a smart choice. Generally, airline credit cards are cards issued by banks in partnership with specific airlines. If you are loyal to a certain airline, then obtaining a card through that airline can help you to earn extra travel benefits and free trips. Not all cards are the same, though.

Many airline credit cards provide incentives not only for primary card holders but also for authorized users. Adding an authorized user for your airline credit card can often make it much easier to hit minimum spending thresholds in order to earn sign-up bonuses or calendar-year bonuses based on spending thresholds. Which credit cards provide the best incentives? Read on to find out what we at GET.com have gathered for you.

1. Chase Sapphire Preferred®

Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least likeCredit RequiredRelated links
Chase Sapphire Preferred<sup>®</sup> Card

Chase Sapphire Preferred® Card

APPLY NOWAt Chase's secure website
  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®
  • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 60,000 points are worth $750 toward travel
  • No delivery fees for a minimum of one year on qualifying food purchases with a DashPass subscription from DoorDash -over a $100 value. Activate with your Chase Sapphire card by December 31, 2021.
  • Earn 5X points on Lyft rides through March 2022. That’s 3X points in addition to the 2X points you already earn on travel.
APPLY NOWAt Chase's secure website

N/A

17.49% - 24.49% Variable

$95

Why we like it
  • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
Excellent/Good

With this credit card, a new cardmember gets to earn 5,000 bonus points after the first authorized user is added and you make a purchase within the first three months from account opening. It is really as simple as that to earn some extra points without much effort required on your end.

2. Citi® / AAdvantage® Executive World Elite™ Mastercard®

Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least likeCredit RequiredRelated links
Citi<sup>®</sup> / AAdvantage<sup>®</sup> Executive World Elite™ Mastercard<sup>®</sup>

Citi® / AAdvantage® Executive World Elite™ Mastercard®

APPLY NOWAt Citi's secure website
  • Earn 50,000 American Airlines AAdvantage® bonus miles after spending $5,000 in purchases within the first 3 months of account opening
  • Earn 50,000 American Airlines AAdvantage® bonus miles after spending $5,000 in purchases within the first 3 months of account opening
  • Admirals Club® membership for you and access for guests traveling with you
  • Complimentary Admirals Club® lounge access for authorized users
  • Earn 10,000 AAdvantage® Elite Qualifying Miles (EQMs) after you spend $40,000 in purchases within the year
  • No Foreign Transaction Fees on purchases
  • Earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases and 1 AAdvantage® mile for every $1 spent on other purchases
  • First checked bag is free on domestic American Airlines itineraries for you and up to 8 companions traveling with you on the same reservation
  • The standard variable APR for Citi Flex Plan is 17.24% - 25.24%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.
APPLY NOWAt Citi's secure website

N/A

17.24% - 25.24% (Variable)

$450

Why we like it
  • Earn 50,000 American Airlines AAdvantage® bonus miles after spending $5,000 in purchases within the first 3 months of account opening.
  • Admirals Club® membership for you and access for guests traveling with you.
We least like
  • High annual fee.
Excellent

Citi® / AAdvantage® Executive World Elite™ Mastercard®, a partner card, not only helps you to earn a welcome offer of 50,000 American Airlines AAdvantage bonus miles after you have spent $5,000 within the first three months of account opening, it also provides Admirals Club lounge access at no charge for you and your authorized users.

2. Southwest Rapid Rewards® Premier Credit Card

Even though there are no additional benefits for authorized users, the additional spending chalked up by an authorized user does count toward earning Tier-Qualifying Points as well as Companion Pass Qualification. For those who don't know, Companion Pass allows you to pick one travel companion to fly with you anytime for a full year.

3. Gold Delta SkyMiles® Credit Card from American Express

Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least likeCredit RequiredRelated links
Gold Delta SkyMiles<sup>®</sup> Credit Card from American Express

Gold Delta SkyMiles® Credit Card from American Express

APPLY NOWAt American Express' secure website
  • Earn 30,000 bonus miles after you use your new Card to make $1,000 in purchases within your first 3 months and a $50 Statement Credit after you make a Delta purchase with your new Card within your first 3 months.
  • Earn 2 miles on every eligible dollar spent on purchases made directly with Delta.
  • Earn 1 mile for every eligible dollar spent on purchases.
  • Check your first bag free on Delta flights -that’s a savings of up to $240 for a family of 4 roundtrip.
  • Receive Main Cabin 1 Priority Boarding on Delta flights, stow your carry-on bag and settle in sooner.
  • Enjoy a $0 introductory annual fee for the first year, then $95.
  • Terms Apply.
  • See Rates & Fees
APPLY NOWAt American Express' secure website

N/A

17.24%-26.24% Variable

$0 introductory annual fee for the first year, then $95.

Excellent/Good

There's no cost involved for additional Cards. Similar to the above, there are no extra benefits provided to authorized users, but the purchases made by them can help the primary Cardmember of Gold Delta SkyMiles® Credit Card from American Express, a GET.com advertiser, to meet spending thresholds and earn welcome offers.

For instance, a new Cardmember gets to receive a $50 Statement Credit after you make a Delta purchase with your new Card within your first 3 months. This purchase can be made by the principal Cardmember or additional authorized Card members on the Card account. Terms apply.

4. British Airways Visa Signature® card

It costs nothing to obtain an additional card, and while there are no additional benefits for authorized users, this can be a good way to bump up spending toward earning a Travel Together Companion Ticket.

What To Keep In Mind When Choosing Airline Credit Cards

When choosing an airline credit card, it's important to think about how the card works in conjunction with the airline's frequent flyer program. The best cards tend to remain competitive by providing distinctive membership features. Among some of the best features offered by airline credit cards include:

  • Large sign-up bonuses
  • Annual companion fares
  • Opportunities for earning additional rewards
  • Travel perks
  • High availability for flights

Generally speaking, an airline credit card may be a good option if the following sounds like you:

  • You tend to use only one airline for most of your flights
  • You fly at least five times per year
  • You could benefit from companion fares
  • You pay your balance in a timely manner