If you love to travel and want to earn rewards for money that you would spend anyway so that you can travel even more, taking out an airline credit card can be a smart choice. Generally, airline credit cards are cards issued by banks in partnership with specific airlines. If you are loyal to a certain airline, then obtaining a card through that airline can help you to earn extra travel benefits and free trips. Not all cards are the same, though.

Many airline credit cards provide incentives not only for primary card holders but also for authorized users. Adding an authorized user for your airline credit card can often make it much easier to hit minimum spending thresholds in order to earn sign-up bonuses or calendar-year bonuses based on spending thresholds. Which credit cards provide the best incentives? Read on to find out what we at GET.com have gathered for you.

1. Chase Sapphire Preferred®

Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least likeCredit RequiredRelated links
Chase Sapphire Preferred<sup>®</sup> Card

Chase Sapphire Preferred® Card

APPLY NOWAt Chase's secure website
  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®
  • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 60,000 points are worth $750 toward travel
  • Get unlimited deliveries with a $0 delivery fee and reduced service fees on orders over $12 for a minimum of one year on qualifying food purchases with DashPass, DoorDash's subscription service. Activate by 12/31/21.
  • Earn 5X points on Lyft rides through March 2022. That's 3X points in addition to the 2X points you already earn on travel.
APPLY NOWAt Chase's secure website

N/A

17.49% - 24.49% Variable

$95

Why we like it
  • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
Excellent/Good

With this credit card, a new cardmember gets to earn 5,000 bonus points after the first authorized user is added and you make a purchase within the first three months from account opening. It is really as simple as that to earn some extra points without much effort required on your end.

2. Southwest Rapid Rewards® Premier Credit Card

Even though there are no additional benefits for authorized users, the additional spending chalked up by an authorized user does count toward earning Tier-Qualifying Points as well as Companion Pass Qualification. For those who don't know, Companion Pass allows you to pick one travel companion to fly with you anytime for a full year.

3. Gold Delta SkyMiles® Credit Card from American Express

Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least likeCredit RequiredRelated links
Delta SkyMiles<sup>®</sup> Gold American Express Card

Delta SkyMiles® Gold American Express Card

  • Earn 35,000 bonus miles after you spend $1,000 in purchases on your new Card in your first 3 months.
  • Enjoy your first checked bag free and Main Cabin 1 Priority Boarding on Delta flights.
  • New! Get ready for your next trip - spend $10,000 in purchases on your Card in a calendar year and receive a $100 Delta Flight Credit to get you there sooner.
  • Earn 2X Miles on Delta purchases, at restaurants worldwide and at U.S. supermarkets.
  • Earn 1X Mile on all other eligible purchases.
  • Receive a 20% savings in the form of a statement credit after you use your Card on eligible Delta in-flight purchases of food, beverages, and audio headsets.
  • Enjoy a $0 introductory annual fee for the first year, then $99.
  • Terms Apply.
  • See Rates & Fees

N/A

15.74%-24.74% Variable

$0 introductory annual fee for the first year, then $99.

Excellent/Good

There's no cost involved for additional Cards. Similar to the above, there are no extra benefits provided to authorized users, but the purchases made by them can help the primary Cardmember of Delta SkyMiles® Gold American Express Card, a GET.com advertiser, to meet spending thresholds and earn welcome offers.

4. British Airways Visa Signature® card

It costs nothing to obtain an additional card, and while there are no additional benefits for authorized users, this can be a good way to bump up spending toward earning a Travel Together Companion Ticket.

What To Keep In Mind When Choosing Airline Credit Cards

When choosing an airline credit card, it's important to think about how the card works in conjunction with the airline's frequent flyer program. The best cards tend to remain competitive by providing distinctive membership features. Among some of the best features offered by airline credit cards include:

  • Large sign-up bonuses
  • Annual companion fares
  • Opportunities for earning additional rewards
  • Travel perks
  • High availability for flights

Generally speaking, an airline credit card may be a good option if the following sounds like you:

  • You tend to use only one airline for most of your flights
  • You fly at least five times per year
  • You could benefit from companion fares
  • You pay your balance in a timely manner