WE LIKE
No annual fee, and all the credit building benefits with responsible card use.
WHY WE LIKE IT
- No annual fee, and all the credit building benefits with responsible card use.
CARD DETAILS
- No annual fee, and all the credit building benefits with responsible card use
- Unlike a prepaid card, it builds credit when used responsibly, with regular reporting to the 3 major credit bureaus
- Access to an authorized bank account is required to make your $49, $99 or $200 refundable security deposit
- Make the minimum required security deposit and you'll get an initial credit line of $200. Plus, deposit more money before your account opens to get a higher credit line
- Get access to a higher credit line after making your first 5 monthly payments on time with no additional deposit needed
- Easily manage your account 24/7 with online access, by phone or using our mobile app
- It's a credit card accepted at millions of locations worldwide
INTRO APR
N/A
REGULAR APR
26.74% (Variable)
ANNUAL FEE
$0
CREDIT REQUIRED
Limited, Bad
APPLY NOWAt Capital One's secure website
