M&T Bank is a financial services company that issues payment cards and offers additional financial services in the US.

Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least likeCredit RequiredRelated links
M&T Visa Signature Credit Card

M&T Visa Signature Credit Card

  • 10,000 bonus points after $1,000 in purchases within 90 days of account opening; good for $100 cash
  • ​Unlimited 1.5% cash back on every purchase1
  • Rewards program with 10,000 bonus points after $500 in purchases the first 90 days – good for $100 cash1
  • Redeem points for cash, travel, gift cards, merchandise and more
  • 0% introductory APR on balance transfers and purchases for 12 months2
  • Variable APR 12.49%–19.49% thereafter2
  • No foreign transaction fee on purchases made outside the U.S.2
  • No annual fee2
  • Global acceptance with chip technology
  • Exclusive Signature benefits such as annual summary statements, complimentary concierge service and travel protection
  • M&T Assurance® ​for fraud prevention, detection and resolution
  • Multiple convenient ways to make payments, transfer funds, or review account detail
  • Online with M&T Online Banking, Mobile Banking and Bill Pay
  • Mobile app
  • At an M&T Bank ATM
  • In person at any local M&T branch
  • Pay for purchases conveniently with Apple Pay®, Android Pay™ or Samsung Pay at millions of stores around the world by adding your card to a supported iPhone®3, Android®4 or an eligible Samsung5 device.
  • Customize your M&T credit card6

12.49% and 19.49% based on your creditworthiness.

No Annual Fee

Why we like it
  • Rewards program with 10,000 bonus points after $500 in purchases the first 90 days – good for $100 cash.