Vectra Bank is a financial services company that issues payment cards and offers additional financial services in the US.

Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least likeCredit RequiredRelated links
AmaZing Cash<sup>®</sup> Credit Card

AmaZing Cash® Credit Card

  • $75 cash bonus when you spend $500 or 20,000 rewards points when you spend $1,000 in the first 90 days from account opening date
  • Earn cash back on all purchases!
  • 1% cash back on all purchases, no cap1
  • Annual Rewards Bonus2
  • 0% Intro APR for 6 months, 11.74% to 18.74% variable APR thereafter3
  • 0% Intro APR on balance transfers for 12 months, 11.74% to 18.74% variable APR thereafter. 3% fee, $10 minimum3
  • $75 CASH BONUS4 IN THE FIRST 90 DAYS
  • No annual fee
  • Low introductory APR on purchases and balance transfers
  • "Show–your–phone" mobile couponing application – Vectra AmaZing Deals®
  • Visa® Zero Liability for fraudulent activity
  • Travel Accident Insurance
  • Warranty Manager
  • Roadside Dispatch and Visa 911 emergency services
  • Purchase Alerts to monitor spending by text or email5

0% Intro APR for 6 months, 11.24% to 18.24% variable APR thereafter3

11.24% to 18.24% variable APR on purchases and balance transfers

No annual fee

AmaZing Rewards<sup>®</sup> for Business Credit Card

AmaZing Rewards® for Business Credit Card

  • Earn 25,000 Rewards Points when you spend $2,500 in the first 90 days of account opening.
  • You can earn 3X, 2X or 1X AmaZing Rewards® Points for Business!1 3X Categories: –Cellular Services –Internet –Office Supplies –Cable TV –Telecommunications (Landline) 2X Categories: –Airlines –Car Rentals 1X Categories: –All Other
  • 0% Intro APR on new purchases for 6 months, 14.90% APR thereafter2
  • Special Limited Time Offer! Get 100,000 bonus points when you spend $7,500 in the first 90 days!3 – OR – Get 50,000 bonus points when you spend $4,000 in the first 90 days!3
  • No annual fee
  • Low rates on purchases and balance transfers
  • Visa® Zero Liability on fraudulent activity
  • Purchase security and extended protection
  • Purchase Alerts to monitor spending by text or email6
  • Visa 911 emergency services
  • Auto rental collision damage waiver
  • Travel Accident Insurance
  • Visa SavingsEdge®: automatic statement credits at these popular merchants and many others7

0% intro APR for 6 months on purchases and balance transfers

13.90% variable APR thereafter

No annual fee

AmaZing Rewards<sup>®</sup> Credit Card

AmaZing Rewards® Credit Card

  • EARN 20,000 REWARDS POINTS5IN THE FIRST 90 DAYS
  • Earn 20,000 Rewards Points when you spend $1000 in the first 90 days of account opening.
  • Earn 1 rewards point for every dollar spent, no cap1
  • Apply your points toward any purchase made with your card
  • Earn up to 25% annual bonus2
  • 0% Intro APR for 6 months, 11.24% to 18.24% variable APR thereafter3
  • 0% Intro APR on balance transfers for 12 months, 11.24% to 18.24% variable APR thereafter. 3% fee, $10 minimum4

0% Intro APR for 6 months on purchases and 0% intro APR for 12 months for balance transfers

11.24% to 18.24% variable APR thereafter on purchases and balance transfers

No annual fee

AmaZing Rate<sup>®</sup> Credit Card

AmaZing Rate® Credit Card

  • Great low rate if you plan to carry a balance
  • 0% Intro APR for 6 months, 9.24%–15.24% variable APR thereafter1
  • 0% Intro APR on balance transfers for 12 months, 9.24%–15.24% variable APR thereafter. 3% fee, $10 minimum2
  • No annual fee
  • Low introductory APR on purchases and balance transfers
  • "Show–your–phone" mobile couponing application – Vectra AmaZing Deals®
  • Visa® Zero Liability for fraudulent activity
  • Travel Accident Insurance
  • Warranty Manager
  • Roadside Dispatch and Visa 911 emergency services
  • Purchase Alerts to monitor spending by text or email3
  • Online Banking for 24/7 access
  • Weekly or monthly updates that track spending
  • Year–end summary statements
  • Mobile Banking3
  • EasyPay: manage your payments with automatic withdrawals
  • myPhotocard®: upload a custom photo4

0% intro APR for 6 months on purchases and 0% intro APR for 12 months on balance transfers

9.24% to 12.24% variable APR on purchases and balance transfers

No annual fee