Credit Cards Offers For Those With No Credit In 2018

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Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least likeCredit RequiredRelated links
Capital One<sup>®</sup> QuicksilverOne<sup>®</sup> Cash Rewards Credit Card

Capital One® QuicksilverOne® Cash Rewards Credit Card

APPLY NOWAt Capital One's secure website
  • Earn unlimited 1.5% cash back on every purchase, every day
  • Earn cash rewards without signing up for rotating categories
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • Monitor your credit profile with the CreditWise® app, free for everyone
  • $0 fraud liability if your card is ever lost or stolen
  • No limit to how much cash back you can earn, and cash back doesn't expire for the life of the account
  • Help strengthen your credit for the future with responsible card use
  • Get customized alerts and manage your account with the Capital One mobile app
APPLY NOWAt Capital One's secure website

N/A

24.99% (Variable)

$39

Why we like it
  • Earn cash rewards without signing up for rotating categories.
  • Earn unlimited 1.5% cash back on every purchase, every day.
We least like
  • $39 Annual fee.
Average, Fair, Limited
Discover it<sup>®</sup> Secured

Discover it® Secured

APPLY NOWAt Discover's secure website
  • No Annual Fee, earn cash back, and build your credit with responsible use.
  • It's a real credit card. You can build a credit history with the three major credit bureaus. Generally, debit and prepaid cards can't help you build a credit history.
  • Establish your credit line by providing a refundable security deposit from $200-$2500 after being approved. Bank information must be provided when submitting your deposit.
  • Automatic reviews starting at 8 months to see if we can transition you to an unsecured line of credit and return your deposit.
  • 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases every quarter, automatically. Plus, earn unlimited 1% cash back on all other purchases.
  • Get 100% U.S. based customer service & get your free Credit Scorecard with your FICO® Credit Score
  • We automatically match all the cash back you've earned at the end of your first year.
  • Receive Free Social Security number alerts— Discover will monitor thousands of risky websites when you sign up.
APPLY NOWAt Discover's secure website

10.99% on balance transfers for 6 months

24.99% Variable

$0

Limited/Bad Credit
Capital One<sup>®</sup> Secured Mastercard<sup>®</sup>

Capital One® Secured Mastercard®

APPLY NOWAt Capital One's secure website
  • No annual fee, and all the credit building benefits with responsible card use
  • Unlike a prepaid card, it builds credit when used responsibly, with regular reporting to the 3 major credit bureaus
  • You will get an initial $200 credit line after making a security deposit of $49, $99, or $200, determined based on your creditworthiness
  • Get access to a higher credit line after making your first 5 monthly payments on time with no additional deposit needed
  • Easily manage your account 24/7 with online access, by phone or using our mobile app
  • It's a credit card accepted at millions of locations worldwide
APPLY NOWAt Capital One's secure website

N/A

24.99% (Variable)

$0

Why we like it
  • No annual fee, and all the credit building benefits with responsible card use.
Limited, Bad
AchieveCard Visa<sup>®</sup> Prepaid Card

AchieveCard Visa® Prepaid Card

APPLY NOWAt The Bancorp Bank's secure website
  • Get paid faster than a paper check
  • Quick and easy sign up
  • No minimum balance
  • Online banking and SMS alerts
  • Shop online, pay bills, and make everyday purchases
  • Send paper checks with Online Bill Pay - we print & mail them for free!
  • Exclusive AchieveRewards Loyalty Program
APPLY NOWAt The Bancorp Bank's secure website

N/A

N/A

$0

No Credit Check
Citi<sup>®</sup> Secured Mastercard<sup>®</sup>

Citi® Secured Mastercard®

APPLY NOWAt Citi's secure website
  • No Annual Fee, and unlike a prepaid card, it helps build credit history with monthly notifications to the credit bureaus
  • A security deposit is required for this product (minimum $200)
  • Pay your bill on time every month to avoid damaging your credit. Citi can help keep you on track with Auto Pay, online Bill Pay and alerts.
  • Use the card anywhere Mastercard® is accepted — worldwide
APPLY NOWAt Citi's secure website

N/A

24.49%* (Variable)

$0

Why we like it
  • Use the card anywhere Mastercard® is accepted — worldwide.
  • You get complimentary travel insurance.
Limited History, No Credit, New-to-Credit, Good
Green Dot primor<sup>®</sup> Visa<sup>®</sup> Classic Secured Credit Card

Green Dot primor® Visa® Classic Secured Credit Card

APPLY NOWAt Green Dot primor's secure website
  • Credit lines available from $200 to $5,000! Low fixed 13.99% interest rate on purchases - with no penalty rate!
  • No minimum credit score requirements! We invite all credit types to apply! No processing or application fees!
  • Helps strengthen your credit with responsible card use. Reports to three national bureaus
  • Fast, easy application process. Choose your credit line and open your Personal Savings Deposit Account to secure your line.
APPLY NOWAt Green Dot primor's secure website

N/A

13.99% (Fixed)

$39

No credit check
Capital One<sup>®</sup> Platinum Credit Card

Capital One® Platinum Credit Card

APPLY NOWAt Capital One's secure website
  • Pay no annual fee
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • Fraud coverage if your card is lost or stolen
  • Use online banking to access your account, even from your smartphone, with our mobile app
  • Pay by check, online or at a local branch, all with no fee - and pick the monthly due date that works best for you
  • Get access to your account 24 hours a day, 7 days a week
  • Help strengthen your credit for the future with responsible card use
APPLY NOWAt Capital One's secure website

N/A

24.99% (Variable)

$0

Average, Fair, Limited
Green Dot primor<sup>®</sup> Visa<sup>®</sup> Gold Secured Credit Card

Green Dot primor® Visa® Gold Secured Credit Card

APPLY NOWAt Green Dot primor's secure website
  • Credit lines available from $200 to $5,000! Super Low Fixed 9.99% interest rate on purchases - with no penalty rate!
  • No minimum credit score requirements! We invite all credit types to apply! No processing or application fees!
  • Helps strengthen your credit with responsible card use. Reports to three national bureaus
  • Fast, easy application process. Choose your credit line and open your Personal Savings Deposit Account to secure your line.
APPLY NOWAt Green Dot primor's secure website

N/A

9.99% (Fixed)

$49

Limited/No Credit
OpenSky<sup>®</sup> Secured Visa<sup>®</sup> Credit Card

OpenSky® Secured Visa® Credit Card

APPLY NOWAt Capital Bank's secure website
  • No credit check necessary to apply. OpenSky believes in giving an opportunity to everyone.
  • The refundable* deposit you provide becomes your credit line limit on your Visa card. Choose it yourself, from as low as $200.
  • Build credit quickly. OpenSky reports to all 3 major credit bureaus.
  • 99% of our customers who started without a credit score earned a credit score record with the credit bureaus in as little as 6 months.
  • We have a Facebook community of people just like you; there is a forum for shared experiences, and insights from others on our Facebook Fan page. (Search "OpenSky Card" in Facebook.)
  • OpenSky provides credit tips and a dedicated credit education page on our website to support you along the way.
  • *View our Cardholder Agreement located at the bottom of the application page for details of the card.
APPLY NOWAt Capital Bank's secure website

N/A

19.14% (variable)

$35

Why we like it
  • No credit check necessary to apply.
  • OpenSky believes in giving an opportunity to everyone.
No credit check
Univision MasterCard<sup>®</sup> Prepaid Card

Univision MasterCard® Prepaid Card

APPLY NOWAt Univision Prepaid's secure website
  • Get your paycheck fast with free* direct deposit. $10 bonus for signing up.
  • No credit check, late fees or interest payments
  • No fee cash withdrawals at over 55,000 Allpoint locations.
  • Easily Pay Bills — online, over the phone or in person.
  • Add additional Cards to your account* for family & friends.
  • Real time email & SMS* alerts to confirm every transaction and get your available balance.
  • Protect your money...if your Card is lost or stolen, we'll replace it.*
  • *Card issued by MetaBank®, Member FDIC. Terms & Conditions apply. Click "Apply Now" for full details and to learn more.
APPLY NOWAt Univision Prepaid's secure website

N/A

N/A

$0 (Monthly Fee Applies)

No credit check

How We Rate Credit Cards

At GET.com we compare credit cards and rate them objectively based on the credit card's features, interest rates and fees.

Cards are rated by our team based primarily on the basis of value for money to the cardholder. The GET.com team rates each card based on its annual fee, rewards, benefits, bonus, introductory APR, ongoing APR, flexibility (in how its benefits can be used and how rewards are earned and redeemed), and other card features.

Editorial Disclosure: Any personal views and opinions expressed by the author in this article are the author's own and do not necessarily reflect the viewpoint of GET.com. The editorial content on this page is not provided by any of the companies mentioned, and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are author's alone, not those of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities.