Having a fair credit score (660-699) doesn't mean you cannot get a credit card. The credit card offers here are our best rated cards for people with a fair to average credit score. Apply for the fair credit card of your choice by completing the online application.

GET.com's best credit cards for fair credit

Best ForCredit Card
CashbackCapital One® QuicksilverOne® Cash Rewards Credit Card

  • No rotating categories or sign ups needed to earn cash rewards; plus, cash back doesn't expire and there's no limit to how much you can earn.

    Why we like it
    • Earn unlimited 1.5% cash back on every purchase, every day
    • No rotating categories or sign ups needed to earn cash rewards; plus, cash back doesn't expire and there's no limit to how much you can earn
    • Get access to a higher credit line after making your first 5 monthly payments on time
    • Fraud coverage if your card is ever lost or stolen
    • Use online banking to access your account, even from your smartphone, with our mobile app
    • Help strengthen your credit for the future with responsible card use

    Regular APR

    24.99% (Variable)

    Annual Fee

    $39

    Credit Required

    Fair
    Why we like it
    • No rotating categories or sign ups needed to earn cash rewards; plus, cash back doesn't expire and there's no limit to how much you can earn.
    • Earn unlimited 1.5% cash back on every purchase, every day.
    We least like
    • $39 Annual fee.

    Regular APR

    24.99% (Variable)

    Annual Fee

    $39

    Credit Required

    Fair
    • Earn unlimited 1.5% cash back on every purchase, every day
    • No rotating categories or sign ups needed to earn cash rewards; plus, cash back doesn't expire and there's no limit to how much you can earn
    • Get access to a higher credit line after making your first 5 monthly payments on time
    • Fraud coverage if your card is ever lost or stolen
    • Use online banking to access your account, even from your smartphone, with our mobile app
    • Help strengthen your credit for the future with responsible card use


  • Receive 1% cash back on eligible purchases, terms apply.

    Why we like it
    • Receive 1% cash back on eligible purchases, terms apply
    • Make paying your bill easier with the ability to choose your payment date. Terms apply.
    • See if you Pre-Qualify without harming your credit score
    • Zero fraud liability protects you from unauthorized charges
    • Monitor your credit with free online access to your credit score
    • Show off your style with a premium card design, a fee may apply
    • Receive opportunities for credit line increases, a fee may apply
    • Email or text alerts to remind you when your payment is due
    APPLY NOWAt Credit One Bank's secure website

    Regular APR

    15.90% - 24.40% Variable

    Annual Fee

    $0 - $99

    Credit Required

    Fair
    APPLY NOWAt Credit One Bank's secure website
    Why we like it
    • Receive 1% cash back on eligible purchases, terms apply.
    • See if you Pre-Qualify without harming your credit score.

    Regular APR

    15.90% - 24.40% Variable

    Annual Fee

    $0 - $99

    Credit Required

    Fair
    • Receive 1% cash back on eligible purchases, terms apply
    • Make paying your bill easier with the ability to choose your payment date. Terms apply.
    • See if you Pre-Qualify without harming your credit score
    • Zero fraud liability protects you from unauthorized charges
    • Monitor your credit with free online access to your credit score
    • Show off your style with a premium card design, a fee may apply
    • Receive opportunities for credit line increases, a fee may apply
    • Email or text alerts to remind you when your payment is due
    APPLY NOWAt Credit One Bank's secure website

  • Best for members looking to rebuild credit history.

    Why we like it
    • Best for members looking to rebuild credit history.
    • No foreign transaction fees when you travel outside the United States.
    • Consistent, on-time payments could improve your credit rating.
    APPLY NOWAt USAA's secure website

    Regular APR

    18.40% - 24.40% (Variable)

    Annual Fee

    $35

    Credit Required

    Fair
    APPLY NOWAt USAA's secure website

    Regular APR

    18.40% - 24.40% (Variable)

    Annual Fee

    $35

    Credit Required

    Fair
    • Best for members looking to rebuild credit history.
    • No foreign transaction fees when you travel outside the United States.
    • Consistent, on-time payments could improve your credit rating.
    APPLY NOWAt USAA's secure website

  • Best for members looking to rebuild credit history.

    Why we like it
    • Best for members looking to rebuild credit history.
    • No foreign transaction fees when you travel outside the United States.
    • Consistent, on-time payments could improve your credit rating.
    APPLY NOWAt USAA's secure website

    Regular APR

    18.40% - 24.40% (Variable)

    Annual Fee

    $35

    Credit Required

    Fair
    APPLY NOWAt USAA's secure website

    Regular APR

    18.40% - 24.40% (Variable)

    Annual Fee

    $35

    Credit Required

    Fair
    • Best for members looking to rebuild credit history.
    • No foreign transaction fees when you travel outside the United States.
    • Consistent, on-time payments could improve your credit rating.
    APPLY NOWAt USAA's secure website

  • Pay no annual fee

    Why we like it
    • Pay no annual fee
    • Get access to a higher credit line after making your first 5 monthly payments on time
    • Fraud coverage if your card is lost or stolen
    • Use online banking to access your account, even from your smartphone, with our mobile app
    • Pay by check, online or at a local branch, all with no fee - and pick the monthly due date that works best for you
    • Get access to your account 24 hours a day, 7 days a week
    • Help strengthen your credit for the future with responsible card use

    Regular APR

    24.99% (Variable)

    Annual Fee

    $0

    Credit Required

    Fair

    Regular APR

    24.99% (Variable)

    Annual Fee

    $0

    Credit Required

    Fair
    • Pay no annual fee
    • Get access to a higher credit line after making your first 5 monthly payments on time
    • Fraud coverage if your card is lost or stolen
    • Use online banking to access your account, even from your smartphone, with our mobile app
    • Pay by check, online or at a local branch, all with no fee - and pick the monthly due date that works best for you
    • Get access to your account 24 hours a day, 7 days a week
    • Help strengthen your credit for the future with responsible card use

  • See if you're Pre-Qualified in less than 60 seconds.

    Why we like it
    • Interested in growing or rebuilding your credit? We report monthly payment activity to all three major credit bureaus to help keep your credit score up-to-date.
    • Take advantage of free online access to your monthly Experian credit score and credit report summary
    • See if you're Pre-Qualified in less than 60 seconds.
    • This is a fully functional, unsecured credit card - not a debit, prepaid, or secured card. No need to load funds or tie up cash in deposits. There are no out-of-pocket costs to open your account.
    • Automatically get 1% cash back on eligible purchases, terms apply.
    • Choose your monthly payment due date for added convenience, terms apply.
    APPLY NOWAt Credit One Bank's secure website

    Intro APR

    N/A*

    Regular APR

    15.90% - 24.40% Variable

    Annual Fee

    $0 - $99

    Credit Required

    Fair
    APPLY NOWAt Credit One Bank's secure website
    Why we like it
    • See if you're Pre-Qualified in less than 60 seconds.
    • Automatically get 1% cash back on eligible purchases, terms apply. Choose your monthly payment due date for added convenience, terms apply.

    Intro APR

    N/A*

    Regular APR

    15.90% - 24.40% Variable

    Annual Fee

    $0 - $99

    Credit Required

    Fair
    • Interested in growing or rebuilding your credit? We report monthly payment activity to all three major credit bureaus to help keep your credit score up-to-date.
    • Take advantage of free online access to your monthly Experian credit score and credit report summary
    • See if you're Pre-Qualified in less than 60 seconds.
    • This is a fully functional, unsecured credit card - not a debit, prepaid, or secured card. No need to load funds or tie up cash in deposits. There are no out-of-pocket costs to open your account.
    • Automatically get 1% cash back on eligible purchases, terms apply.
    • Choose your monthly payment due date for added convenience, terms apply.
    APPLY NOWAt Credit One Bank's secure website

  • Checking Account Required

    Why we like it
    • Checking Account Required
    • Fast and easy application process; response provided in seconds
    • A genuine VISA card accepted by merchants nationwide across the USA and online
    • Manageable monthly payments
    • If approved, simply pay a Processing Fee to open your account and access your available credit
    • Reports monthly to all three major credit bureaus
    • This program is not currently available in New York or Wisconsin
    APPLY NOWAt Mid America Bank & Trust Company's secure website

    Regular APR

    See Terms*

    Annual Fee

    See Terms*

    Credit Required

    Bad, No Credit, Fair
    APPLY NOWAt Mid America Bank & Trust Company's secure website

    Regular APR

    See Terms*

    Annual Fee

    See Terms*

    Credit Required

    Bad, No Credit, Fair
    • Checking Account Required
    • Fast and easy application process; response provided in seconds
    • A genuine VISA card accepted by merchants nationwide across the USA and online
    • Manageable monthly payments
    • If approved, simply pay a Processing Fee to open your account and access your available credit
    • Reports monthly to all three major credit bureaus
    • This program is not currently available in New York or Wisconsin
    APPLY NOWAt Mid America Bank & Trust Company's secure website