HighlightsCredit Card Feature
Things We LikeWelcome Offer: Earn up to 75,000 Membership Rewards® points
Our Least Favorite $450 annual fee
Our Verdict Great card for prestigious travel and lifestyle benefits

Rates & Fees Terms Apply

The Business Platinum® Card from American Express OPEN from American Express OPEN, a GET.com advertiser, is a charge card for those of you who are business owners who have a strong business credit history, and are often flying for business. This business card offers a myriad of benefits, such as airport lounge access, plus a generous welcome offer. However, this card has an annual fee of $450. Considering that some business credit cards out there do not have any annual fees, the question to ask is, is this card a good choice of card for your business needs? Read on to find out if the benefits outweigh the cost, and if the The Business Platinum® Card from American Express OPEN is right for your business.

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The Business Platinum<sup>®</sup> Card from American Express OPEN

The Business Platinum® Card from American Express OPEN

APPLY NOWAt American Express' secure website
  • Welcome Offer: Earn up to 75,000 Membership Rewards® points.
  • Earn 50,000 Membership Rewards® points after you spend $10,000 and an extra 25,000 points after you spend an additional $10,000 all on qualifying purchases within your first 3 months of Card Membership.
  • Get 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com.
  • Get 50% more Membership Rewards® points. That's 1.5 points per dollar, on each eligible purchase of $5,000 or more. You can get up to 1 million additional points per year.
  • 35% Airline Bonus: Use Membership Rewards® Pay with Points for all or part of a flight with your selected qualifying airline, and you can get 35% of the points back, up to 500,000 bonus points per calendar year.
  • You can also receive 35% points back on all First and Business class flights, with all airlines available through American Express Travel.
  • You can enjoy access to The American Express Global Lounge CollectionSM offering access to the most lounges across the globe, when compared with other U.S. credit card offerings. As of 6/2017
  • Terms Apply
  • See Rates & Fees
Terms Apply
APPLY NOWAt American Express' secure website

N/A

N/A

$450

Excellent Credit

Things We Like About The Business Platinum® Card from American Express OPEN

Earn up to 75,000 Membership Rewards® points. You can earn 50,000 Membership Rewards points after you spend $10,000, plus an extra 25,000 points after you spend an additional $10,000 all on qualifying purchases within your first 3 months of Card Membership. Only people who haven't had a Business Gold or Green Card in the last 12 months will be eligible to receive these bonus points.

No pre-set spending limit. Since this is a charge card, you won't be capped by a spending limit, thus giving you more spending flexibility. Purchasing power adjusts with your use of the card, your payment history, credit record and other factors. Remember that you must pay off your balances in full each month.

Access to over 900 airport lounges worldwide. Enjoy two complimentary airport lounge programs - Priority Pass Select and the Airport Club Access Program. Once enrolled in the Priority Pass Select Program, you can access participating Priority Pass Select lounges, and if you bring an accompanying guest to the lounge, you will be charged $27 per guest to your card after you have signed for the visit and it has been reported to Priority Pass by the participating lounge. These two programs allow you access to more than 900 airport lounges worldwide and in the US, including the Delta Sky Club and American Express CenturionSM lounges. We think this is a generous benefit for the frequent flyer since a comparable Priority Pass Prestige membership alone costs $399.

Enjoy $200 airline fee credit each year. You must enroll and select a qualifying airline to be able to enjoy this benefit (you may change your airline of choice in January of each year). This credit can cover incidental fees, such as checked bags and in-flight refreshments, incurred on the airline of your choice, and each card account may get up to a total of $200 in statement credit per calendar year. Do note that claimable amounts must be charged by the airline company itself onto your Business Platinum Card® from American Express OPEN. You may receive your credit 2-4 weeks after the qualifying incidental air travel fee is charged to your account.

Global Entry Fee Credit. Want quick clearance when going through US customs? As a card member, you can apply for Global Entry, a US government program that allows expedited clearance for travelers who have been approved, pay a $100 application fee (this must be paid whether you are approved or not), and then receive the $100 statement credit 6-8 weeks after the transaction is charged to your card account.

Earn points through the Membership Rewards® program. You will automatically be enrolled in this program, and you won't have to pay any enrollment fee. You will earn 1 point for every dollar spent on eligible purchases under $5,000 with your Business Platinum Card® from American Express OPEN. Get 50% more Membership Rewards® points, that's 1.5 points per dollar, on each qualifying purchase of $5,000 or more. You will be pleased to know that there is no limit to the points you can earn and points don't expire. You can also use Membership Rewards® Pay with Points for all or part of a flight with your selected qualifying airline, and you can get 35% of the points back (on up to 500,000 bonus points per calendar year).

Get 5X Membership Rewards® points. You can get 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com. That means that every time you book flights and prepaid hotels on amextravel.com you get 5X points.

Redeem points in many different ways. The American Express Membership Rewards® program is one of our best rated rewards programs in the US. Rewards can be redeemed towards the cost of purchases charged to your Card, transferred to many popular frequent travel programs, used to book travel through American Express, redeemed right at the counter or online checkout at partner merchants, or redeemed for merchandise and gift cards. You can even redeem points towards Airbnb stays and Uber rides.

No foreign transaction fees. When using this card to pay for purchases in a non-US currency, you won't be charged with a foreign transaction fee, which some credit cards charge a 3-5% for.

Enjoy unlimited complimentary Boingo Wi-Fi at over 1,000,000 Boingo hotspots worldwide and get 10 Gogo inflight internet passes annually. You must first create a Boingo American Express Preferred Plan account and be authenticated to enjoy this benefit. This way you can get connected to the Internet at over 1,000,000 locations around the world. You may also receive alerts and connect seamlessly to Boingo by downloading the Wi-Finder App to your mobile device, laptop or tablet. Enroll your Card with Gogo to get 10 Gogo inflight internet passes annually.

Purchase Protection. Your purchases can be covered if they get accidentally damaged or stolen within 90 days of your purchase being made.

Concierge services with Business Platinum Concierge. You can have access to 24/7 concierge service to help you when planning events, shopping or whenever you need help both personally and professionally.

Enjoy Extended Warranty. You can enjoy extended warranty on your purchases which can double the original warranty period to a maximum of one additional warranty year.

Free Uber ride (up to $30) with promo code UBERAMEX when you use an American Express card as the payment method to get your free ride. Keep in mind that the promo code must be applied to your Uber account prior to taking first Uber ride and is valid on all vehicle options except uberT. This offer is available in U.S. only and it expires on July 31, 2018.

Our Least Favorite Things About The Business Platinum® Card from American Express OPEN

Annual fee of $450. You must pay this annual fee each year for this card. If you frequently fly for business, this card's many benefits can more than outweigh its cost. For example, if you are in the habit of paying $40-$100 for airport lounge access several times a year, use Global Entry, and spend around $200 or more every year on checked bags and in-flight refreshments with your preferred airline, the annual savings you get can easily cover the annual fee (and then some).

How Other Cards Compare With The Business Platinum® Card from American Express OPEN

Welcome Offer: Earn up to 75,000 Membership Rewards® points.
Intro APR:N/A
Regular APR:N/A
Annual Fee:$450
Credit Required:Excellent Credit
Welcome Offer: Earn 50,000 Membership Rewards® points after you spend $5,000 in purchases on the Card within your first 3 months of Card Membership
Intro APR:N/A [You must pay your balance in full each month]
Regular APR:N/A
Annual Fee:$0 introductory annual fee for the first year, then $175
Credit Required:Excellent Credit
For a limited time, earn 60,000 American Airlines AAdvantage® bonus miles after making $3,000 in purchases within the first 3 months of account opening*
Intro APR:N/A
Regular APR:16.74% - 24.74% (Variable)
Annual Fee:$95, waived for first 12 months*
Credit Required:Excellent, Good

The Business Platinum® Card from American Express OPEN is a prestigious business charge card with almost unparalleled travel and lifestyle benefits that will serve the traveling business person well.

The Business Platinum® Card from American Express OPEN is an excellent choice of charge card to get if you are a small business owner who fly frequently for work and want to enjoy travel-related privileges whether you are in the US or overseas. The standout benefit of this The Business Platinum® Card from American Express OPEN is that you get to earn 75,000 Membership Rewards points as signing bonus after meeting the minimum spend requirements. You'll earn 50,000 points after you spend $10,000, plus an extra 25,000 points after you spend an additional $10,000 all on qualifying purchases within your first 3 months of Card Membership. This offer will only apply to those who haven't had a Business Gold or Green Card in the last 12 months.

Although this card has a $450 annual fee that you must pay each year, if you travel often, you can enjoy airport lounge access when you travel, as well as up to $200 in statement credit to cover your selected airline incidental charges. What I particularly like is that it gives you a $100 statement credit if you pay $100 for Global Entry, a government program that allows expedited clearance for travelers who have been approved.

You will earn 1 point per eligible dollar spent on this card. You can also enjoy additional benefits such as Purchase Protection, Extended Warranty and Travel Accident Insurance. Terms apply.

If your business has a strong credit history with a positive cash flow, and you are looking for a charge card with travel-related perks, the The Business Platinum® Card from American Express OPEN might be a good choice of card for your business needs.

Click here to go to the official American Express website to apply online for the The Business Platinum® Card from American Express OPEN now.