Bank of Arkansas is a division of BOK Financial (BOKF), a regional financial services company with operations in eight states. Bank of Arkansas offers commercial and consumer banking products, investment and trust services, mortgage origination and servicing, and an electronic funds transfer network.

Below is a selection of Bank of Arkansas credit cards.

  • Cash Rewards American Express® Card

    Cash Rewards American Express<sup>®</sup> Card

    Cash Rewards American Express® Card

    • Our Rating:
    • Our Rating:
    • 3.90/5
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    $25 cash back bonus after first purchase.

    Why we like it
    • $25 cash back bonus after first purchase.
    • 3% cash back on gas on the first $6,000 in annual fuel spend.
    • 2% cash back on supermarket purchases.
    • 1% cash back on all other purchases.
    • Enjoy chip-enhanced acceptance and security, plus a variety of important features including zero fraud liability protection, rental car insurance, extended warranty coverage, and merchandise return protection. Plus, get access to popular events before the general public, from American Express.

    Intro APR

    Introductory  0.00% APR for the first 6 billing cycles on purchases.   * and balance transfers.

    Regular APR

    variable APR, currently 12.24% to 23.24%.

    Annual Fee

    No Annual Fee
    Why we like it
    • 3% cash back on gas on the first $6,000 in annual fuel spend.
    • $25 cash back bonus after first purchase.
    • No Annual Fee.

    Intro APR

    Introductory  0.00% APR for the first 6 billing cycles on purchases.   * and balance transfers.

    Regular APR

    variable APR, currently 12.24% to 23.24%.

    Annual Fee

    No Annual Fee
    • $25 cash back bonus after first purchase.
    • 3% cash back on gas on the first $6,000 in annual fuel spend.
    • 2% cash back on supermarket purchases.
    • 1% cash back on all other purchases.
    • Enjoy chip-enhanced acceptance and security, plus a variety of important features including zero fraud liability protection, rental car insurance, extended warranty coverage, and merchandise return protection. Plus, get access to popular events before the general public, from American Express.
  • College Rewards Visa® Card

    College Rewards Visa<sup>®</sup> Card

    College Rewards Visa® Card

    • Our Rating:
    • Our Rating:
    • 3.80/5
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    Earn 1,000 bonus points after your first purchase.

    Why we like it
    • Earn 1,000 bonus points after your first purchase.
    • Earn 1 reward point for every $1 in net purchases. Plus, you have five years to redeem points for rewards.
    • Redeem your points for a wide variety of valuable reward options including, cash back, merchandise, travel and gift cards from your favorite retailers and restaurants.
    • Earn 500 reward points by enrolling in auto-pay.
    • Earn 500 reward points by enrolling in e-statements.
    • No Annual Fee

    Regular APR

    Variable APR currently 11.99% to 22.99%.

    Annual Fee

    No Annual Fee
    Why we like it
    • Rewards Program.
    • No Annual Fee.

    Regular APR

    Variable APR currently 11.99% to 22.99%.

    Annual Fee

    No Annual Fee
    • Earn 1,000 bonus points after your first purchase.
    • Earn 1 reward point for every $1 in net purchases. Plus, you have five years to redeem points for rewards.
    • Redeem your points for a wide variety of valuable reward options including, cash back, merchandise, travel and gift cards from your favorite retailers and restaurants.
    • Earn 500 reward points by enrolling in auto-pay.
    • Earn 500 reward points by enrolling in e-statements.
    • No Annual Fee
  • Travel Rewards American Express® Card

    Travel Rewards American Express<sup>®</sup> Card

    Travel Rewards American Express® Card

    • Our Rating:
    • Our Rating:
    • 3.80/5
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    7,500 bonus points awarded after first purchase, redeemable for $75 cash back, merchandise, gift cards or travel savings.

    Why we like it
    • 7,500 bonus points awarded after first purchase, redeemable for $75 cash back, merchandise, gift cards or travel savings.
    • 3 points per $1 spent on airline purchases.
    • 2 points for every $1 spent on hotel and restaurant purchases.
    • 1 point per $1 spent on all other purchases.
    • Travel starting at just 25,000 points for a ticket up to $325.
    • Domestic Air Savings Program - As a Cardmember, you are eligible to save 10% when you fly within the contiguous 48 states. Simply book your travel using the Air Savings Program via Amex CONNECT. With no blackout dates and no minimum price, you are free to use this benefit as many times as you like.
    • No foreign transaction fees

    Intro APR

    0.00% APR for the first 6 billing cycles on purchases.  * and balance transfers.

    Regular APR

    variable APR, currently 12.24% to 23.24%.

    Annual Fee

    $95
    Why we like it
    • Rewards Program.
    • No foreign transaction fees.
    • Cardmember Benefits.
    We least like
    • $95 annual fee.

    Intro APR

    0.00% APR for the first 6 billing cycles on purchases.  * and balance transfers.

    Regular APR

    variable APR, currently 12.24% to 23.24%.

    Annual Fee

    $95
    • 7,500 bonus points awarded after first purchase, redeemable for $75 cash back, merchandise, gift cards or travel savings.
    • 3 points per $1 spent on airline purchases.
    • 2 points for every $1 spent on hotel and restaurant purchases.
    • 1 point per $1 spent on all other purchases.
    • Travel starting at just 25,000 points for a ticket up to $325.
    • Domestic Air Savings Program - As a Cardmember, you are eligible to save 10% when you fly within the contiguous 48 states. Simply book your travel using the Air Savings Program via Amex CONNECT. With no blackout dates and no minimum price, you are free to use this benefit as many times as you like.
    • No foreign transaction fees
  • Visa® Business Bonus Rewards Card

    Visa<sup>®</sup> Business Bonus Rewards Card

    Visa® Business Bonus Rewards Card

    • Our Rating:
    • Our Rating:
    • 3.50/5
    • Your Rating:
    Rate This Card

    $25 cash back with your first purchase.

    Why we like it
    • $25 cash back with your first purchase.
    • Earn 1 point for every net $1 you spend.
    • Get a 25% bonus on all points earned every month, automatically.
    • No caps or limits on the points you can earn, plus you have five years to redeem points for rewards.
    • Redemption starts at 2,500 points for $25 cash back, or redeem 25,000 points for round-trip airfare up to $325.
    • Business Card Benefits
    • No Annual Fee

    Intro APR

    0% APR for the first 6 billing cycles on purchases* and balance transfers.

    Regular APR

    variable APR, currently 12.24% to 23.24%.

    Annual Fee

    No Annual Fee
    Why we like it
    • Get a 25% bonus on all points earned every month, automatically.
    • $25 cash back with your first purchase.
    • No Annual Fee.

    Intro APR

    0% APR for the first 6 billing cycles on purchases* and balance transfers.

    Regular APR

    variable APR, currently 12.24% to 23.24%.

    Annual Fee

    No Annual Fee
    • $25 cash back with your first purchase.
    • Earn 1 point for every net $1 you spend.
    • Get a 25% bonus on all points earned every month, automatically.
    • No caps or limits on the points you can earn, plus you have five years to redeem points for rewards.
    • Redemption starts at 2,500 points for $25 cash back, or redeem 25,000 points for round-trip airfare up to $325.
    • Business Card Benefits
    • No Annual Fee
  • Visa® Business Bonus Rewards PLUS Card

    Visa<sup>®</sup> Business Bonus Rewards PLUS Card

    Visa® Business Bonus Rewards PLUS Card

    • Our Rating:
    • Our Rating:
    • 3.50/5
    • Your Rating:
    Rate This Card

    $50 cash back with your first purchase.3

    Why we like it
    • $50 cash back with your first purchase.3
    • Earn 1 point for every net $1 you spend.
    • Get a 50% bonus on all points earned every month, automatically.
    • No caps or limits on the points you can earn, plus you have five years to redeem points for rewards.
    • $50 cash back with your first purchase.
    • Redemption starts at 2,500 points for $25 cash back, or redeem 25,000 points for round-trip airfare up to $325.
    • $50 Annual Fee
    • The creditor and issuer of this card is Elan Financial Services

    Intro APR

    Introductory 0% APR for the first 6 billing cycles on purchases* and balance transfers.

    Regular APR

    After that, a variable APR, currently 9.99% to 20.99%.*

    Annual Fee

    $50 Annual Fee
    Why we like it
    • $50 cash back with your first purchase.3.
    • Get a 50% bonus on all points earned every month, automatically.
    We least like
    • $50 Annual Fee.

    Intro APR

    Introductory 0% APR for the first 6 billing cycles on purchases* and balance transfers.

    Regular APR

    After that, a variable APR, currently 9.99% to 20.99%.*

    Annual Fee

    $50 Annual Fee
    • $50 cash back with your first purchase.3
    • Earn 1 point for every net $1 you spend.
    • Get a 50% bonus on all points earned every month, automatically.
    • No caps or limits on the points you can earn, plus you have five years to redeem points for rewards.
    • $50 cash back with your first purchase.
    • Redemption starts at 2,500 points for $25 cash back, or redeem 25,000 points for round-trip airfare up to $325.
    • $50 Annual Fee
    • The creditor and issuer of this card is Elan Financial Services
  • Visa Signature® Bonus Rewards Card

    Visa Signature<sup>®</sup> Bonus Rewards Card

    Visa Signature® Bonus Rewards Card

    • Our Rating:
    • Our Rating:
    • 3.50/5
    • Your Rating:
    Rate This Card

    $25 cash back with your first purchase.3

    Why we like it
    • $25 cash back with your first purchase.3
    • Earn 1 point for every net $1 you spend.
    • Get a 25% bonus on all points earned every month, automatically.
    • No caps or limits on the points you can earn, plus you have five years to redeem points for rewards
    • $25 cash back with your first purchase.
    • Redemption starts at 2,500 points for $25 cash back, or redeem 25,000 points for round-trip airfare up to $325.
    • No Annual Fee
    • The creditor and issuer of this card is Elan Financial Services

    Intro APR

    Introductory 0.00% APR for the first 6 billing cycles on purchases* and balance transfers.

    Regular APR

    After that, a variable APR, currently 9.99% to 20.99%.*

    Annual Fee

    No Annual Fee
    Why we like it
    • $25 cash back with your first purchase.3.
    • Get a 25% bonus on all points earned every month, automatically.
    • No Annual Fee.

    Intro APR

    Introductory 0.00% APR for the first 6 billing cycles on purchases* and balance transfers.

    Regular APR

    After that, a variable APR, currently 9.99% to 20.99%.*

    Annual Fee

    No Annual Fee
    • $25 cash back with your first purchase.3
    • Earn 1 point for every net $1 you spend.
    • Get a 25% bonus on all points earned every month, automatically.
    • No caps or limits on the points you can earn, plus you have five years to redeem points for rewards
    • $25 cash back with your first purchase.
    • Redemption starts at 2,500 points for $25 cash back, or redeem 25,000 points for round-trip airfare up to $325.
    • No Annual Fee
    • The creditor and issuer of this card is Elan Financial Services
  • Visa Signature® Bonus Rewards PLUS Card

    Visa Signature<sup>®</sup> Bonus Rewards PLUS Card

    Visa Signature® Bonus Rewards PLUS Card

    • Our Rating:
    • Our Rating:
    • 3.50/5
    • Your Rating:
    Rate This Card

    $50 cash back with your first purchase.3

    Why we like it
    • $50 cash back with your first purchase.3
    • Earn 1 point for every net $1 you spend.
    • Get a 50% bonus on all points earned every month, automatically.
    • No caps or limits on the points you can earn, plus you have five years to redeem points for rewards.2
    • Redemption starts at 2,500 points for $25 cash back, or redeem 25,000 points for round-trip airfare up to $325.

    Intro APR

    0.00% APR for the first 6 billing cycles on purchases. * and balance transfers.

    Regular APR

    After that, a variable APR, currently 11.99% to 22.99%.

    Annual Fee

    $50 Annual Fee
    Why we like it
    • Get a 50% bonus on all points earned every month, automatically.
    We least like
    • $50 Annual Fee.

    Intro APR

    0.00% APR for the first 6 billing cycles on purchases. * and balance transfers.

    Regular APR

    After that, a variable APR, currently 11.99% to 22.99%.

    Annual Fee

    $50 Annual Fee
    • $50 cash back with your first purchase.3
    • Earn 1 point for every net $1 you spend.
    • Get a 50% bonus on all points earned every month, automatically.
    • No caps or limits on the points you can earn, plus you have five years to redeem points for rewards.2
    • Redemption starts at 2,500 points for $25 cash back, or redeem 25,000 points for round-trip airfare up to $325.
  • Visa® Business Card

    Visa<sup>®</sup> Business Card

    Visa® Business Card

    • Our Rating:
    • Our Rating:
    • 3.40/5
    • Your Rating:
    Rate This Card

    Enjoy a longer intro rate.

    Why we like it
    • Business Cardmember Benefits
    • Special Offers 0% intro APR for the first 12 billing cycles on purchases* and balance transfers
    • After that, a variable APR, currently  9.99% to 20.99%.*
    • No Annual Fee
    • The creditor and issuer of this card is Elan Financial Services

    Intro APR

    0% intro APR for the first 12 billing cycles on purchases* and balance transfers

    Regular APR

    Purchase APR After that, a variable APR, currently  9.99% to 20.99%.*

    Annual Fee

    No Annual Fee
    Why we like it
    • Enjoy a longer intro rate.
    • No Annual Fee.

    Intro APR

    0% intro APR for the first 12 billing cycles on purchases* and balance transfers

    Regular APR

    Purchase APR After that, a variable APR, currently  9.99% to 20.99%.*

    Annual Fee

    No Annual Fee
    • Business Cardmember Benefits
    • Special Offers 0% intro APR for the first 12 billing cycles on purchases* and balance transfers
    • After that, a variable APR, currently  9.99% to 20.99%.*
    • No Annual Fee
    • The creditor and issuer of this card is Elan Financial Services
  • Visa® Platinum Card

    Visa<sup>®</sup> Platinum Card

    Visa® Platinum Card

    • Our Rating:
    • Our Rating:
    • 3.40/5
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    Introductory 0.00% APR for the first 12 billing cycles on purchases. * and balance transfers.

    Why we like it
    • Visa Credit cards also come with a variety of important features, including: extended warranty coverage, auto rental collision damage waiver coverage and zero fraud liability.  See Consumer Card Features and Benefits for a complete listing of all card benefits.
    • No Annual Fee
    • The creditor and issuer of this card is Elan Financial Services

    Intro APR

    Introductory 0.00% APR for the first 12 billing cycles on purchases* and balance transfers.

    Regular APR

    After that, a variable APR, currently 9.99% to 20.99%.*

    Annual Fee

    No Annual Fee
    Why we like it
    • Introductory 0.00% APR for the first 12 billing cycles on purchases. * and balance transfers.
    We least like
    • No rewards program.

    Intro APR

    Introductory 0.00% APR for the first 12 billing cycles on purchases* and balance transfers.

    Regular APR

    After that, a variable APR, currently 9.99% to 20.99%.*

    Annual Fee

    No Annual Fee
    • Visa Credit cards also come with a variety of important features, including: extended warranty coverage, auto rental collision damage waiver coverage and zero fraud liability.  See Consumer Card Features and Benefits for a complete listing of all card benefits.
    • No Annual Fee
    • The creditor and issuer of this card is Elan Financial Services
  • Secured Visa® Card

    Secured Visa<sup>®</sup> Card

    Secured Visa® Card

    • Our Rating:
    • Our Rating:
    • 3.20/5
    • Your Rating:
    Rate This Card

    Receive up to a $5,000 credit limit.

    Why we like it
    • Simply open a secured savings account that is pledged as security for your credit card account.
    • Merchants and retailers won't know your card is secured when you use it to make purchases.
    • Consumer Credit cards also come with a variety of important features, including: extended warranty coverage, auto rental collision damage waiver coverage and zero fraud liability.

    Regular APR

    Variable APR currently 21.24%.

    Annual Fee

    $35 Annual Fee

    Credit Required

    Bad
    Why we like it
    • Receive up to a $5,000 credit limit.
    We least like
    • $35 Annual Fee.

    Regular APR

    Variable APR currently 21.24%.

    Annual Fee

    $35 Annual Fee

    Credit Required

    Bad
    • Simply open a secured savings account that is pledged as security for your credit card account.
    • Merchants and retailers won't know your card is secured when you use it to make purchases.
    • Consumer Credit cards also come with a variety of important features, including: extended warranty coverage, auto rental collision damage waiver coverage and zero fraud liability.