Bank of America® credit cards, in our opinion, are some of the most wide-ranging in the U.S., and they offer a variety of rewards and perks such as cash back, points and travel rewards. This is not surprising, considering that Bank of America is one of the world's leading financial institutions. As well as issuing credit cards, the bank offers banking, investment, and asset management services, as well as other financial and risk management products and services. With around 4,300 retail financial centers, award winning online banking, and about 16,600 ATMs, you can manage your Bank of America credit card account, get in-person help and use your card to get cash even when you travel throughout the country.

GET.com's best Bank of America credit cards

Best ForCredit Card
TravelBank of America® Travel Rewards Visa® credit card - 25,000 Bonus Points Offer
Cash backBank of America® Cash Rewards credit card - $200 Cash Rewards Offer
Balance transfersBankAmericard® credit card
BonusBank of America® Premium Rewards® Visa® credit card

Here is our pick of Bank of America credit cards which most credit card users could benefits from. These cards come with chip technology, which provides added security at chip-enabled merchant terminals and allows you to use the card anywhere in the world. They also come with account alerts, mobile and text banking, $0 Liability Guarantee and a paperless statement option.

Best Credit Card For Flexible Travel Rewards

Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least likeCredit RequiredRelated links
Bank of America<sup>®</sup> Travel Rewards Visa<sup>®</sup> credit card - 25,000 Bonus Points Offer

Bank of America® Travel Rewards Visa® credit card - 25,000 Bonus Points Offer

APPLY NOWAt Bank of America's secure website
  • 25,000 online bonus points if you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases
  • Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire
  • 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases
  • Use your card to book your trip how and where you want – you’re not limited to specific websites with blackout dates or restrictions
  • Redeem points for a statement credit to pay for flights, hotels, vacation packages, cruises, rental cars, or baggage fees
  • 0% Introductory APR for 12 billing cycles for purchases. After the intro APR ends, 16.49% - 24.49% Variable APR will apply
  • If you’re a Preferred Rewards member, you can earn 25% - 75% more points on every purchase
APPLY NOWAt Bank of America's secure website

0% Introductory APR for 12 billing cycles for purchases

16.49% - 24.49% Variable APR

$0

Why we like it
  • Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire.
Excellent/Good

Bank of America® Travel Rewards Visa® credit card - 25,000 Bonus Points Offer is a rewards credit card that allows you to earn points that can be redeemed for your travel purchases. You will qualify for 25,000 online bonus points if you make at least $1,000 in purchases within 90 days of opening your account (that can be a $250 statement credit towards travel purchases). Earn 1.5 points per $1 spent on every purchase. You can earn unlimited points that do not expire and which can be redeemed for statement credit toward travel purchases made with this card (like flights, rental cars, cruises, baggage fees, vacation packages or hotels). To redeem points just book travel as usual and call or go online to redeem your points for a statement credit toward part or all of your travel purchases. Pay no foreign transaction fees. No annual fee. Preferred Rewards clients can get a 25% - 75% rewards bonus on every purchase.

Read our review of Bank of America® Travel Rewards Visa® credit card - 25,000 Bonus Points Offer.

Best Cash Back Card For Cash Back Category Of Your Choice

Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least likeCredit RequiredRelated links
Bank of America<sup>®</sup> Cash Rewards credit card - $200 Cash Rewards Offer

Bank of America® Cash Rewards credit card - $200 Cash Rewards Offer

APPLY NOWAt Bank of America's secure website
  • $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening
  • No annual fee
  • $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening
  • Earn 3% cash back in the category of your choice, 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases) and unlimited 1% on all other purchases
  • 0% Introductory APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 15.49% - 25.49% Variable APR will apply. A 3% fee (min $10) applies to all balance transfers
  • No expiration on rewards
  • If you're a Preferred Rewards member, you can earn 25% - 75% more cash back on every purchase
APPLY NOWAt Bank of America's secure website

0% Introductory APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days

15.49% - 25.49% Variable APR

$0

Why we like it
  • $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.
We least like
  • 3% foreign transaction fee.
Excellent/Good

Bank of America® Cash Rewards credit card - $200 Cash Rewards Offer is a cash rewards credit card with no annual fee for those of you who like to earn cash rewards when you make purchases. With this card, you will get a $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening. As for cash rewards, you will earn 2% cash back at grocery stores and wholesale clubs as well as 3% cash back on the category of your choice (to choose from gas, online shopping, dining, travel, drug stores, or home improvement /furnishings) on the first $2,500 you spend on combined grocery store, wholesale clubs and choice category each quarter. You can update your choice category for future purchases once each calendar month (through the bank app or online), or leave it in the same category. For all other purchases, you will earn 1% cash back. Unlike many other credit cards, you don't have to enroll in any rewards program to receive your cash back and there are no changing categories. Your cash back doesn't expire, and you can choose to redeem it in the form of a statement credit or deposit into any Bank of America checking or savings account. Also enjoy 0% intro APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After that, 15.49% - 25.49% variable APR. Balance transfer fees equal 3% of the amount of each transaction or $10, whichever is greater See terms and conditions for fees that apply to other transaction types.

Read our review of Bank of America® Cash Rewards credit card - $200 Cash Rewards Offer.

Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least likeCredit RequiredRelated links
BankAmericard<sup>®</sup> credit card

BankAmericard® credit card

APPLY NOWAt Bank of America's secure website
  • 0% Introductory APR for 18 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 14.49% - 24.49% Variable APR will apply. A 3% fee (min $10) applies to all balance transfers
  • No annual fee
  • No penalty APR. Paying late won't automatically raise your interest rate (APR). Other account pricing and terms apply
  • Access your FICO® Score for free within Online Banking or your Mobile Banking app
APPLY NOWAt Bank of America's secure website

0% Intro APR for 18 billing cycles for purchases and any balance transfers made in the first 60 days

14.49% - 24.49% Variable APR

$0

Excellent/Good

BankAmericard® credit card is the card to get if you want a 0% intro APR on qualifying balance transfers for a longer period of time. You'll enjoy 0% intro APR for 18 billing cycles for purchases and any balance transfers made in the first 60 days. After that, there is a 14.49% - 24.49% variable APR. Enjoy a balance transfer fee of 3% of the amount of each transaction or $10, whichever is greater. This card also comes with $0 Liability Guarantee so you won't be responsible for fraudulent purchases made with your card. Chip technology provides enhanced security when you use your card at chip-enabled terminals. No annual fee.

Read our review of BankAmericard® credit card.

Best Credit Card Bonus Offer

Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least likeCredit RequiredRelated links
Bank of America<sup>®</sup> Premium Rewards<sup>®</sup> Visa<sup>®</sup> credit card

Bank of America® Premium Rewards® Visa® credit card

APPLY NOWAt Bank of America's secure website
  • Receive 50,000 bonus points- a $500 value – after you make at least $3,000 in purchases in the first 90 days of account opening.
  • Receive 50,000 bonus points - a $500 value - after you make at least $3,000 in purchases in the first 90 days of account opening
  • Earn unlimited 2 points for every $1 spent on travel and dining purchases and unlimited 1.5 points per $1 spent on all other purchases
  • If you're a Bank of America Preferred Rewards member, you can earn 25%-75% more points on every purchase
  • No limit to the points you can earn and your points don't expire
  • Redeem for cash back as a statement credit, deposit into eligible Bank of America® accounts, credit to eligible Merrill accounts, or gift cards or purchases at the Bank of America Travel Center
  • Get up to $200 in combined airline incidental and airport expedited screening statement credits + valuable travel insurance protections
  • No Foreign Transaction Fees
  • Low $95 annual fee
APPLY NOWAt Bank of America's secure website

N/A

17.49% - 24.49% Variable APR

$95 annual fee

Excellent/Good

Bank of America® Premium Rewards® Visa® credit card lets you receive 50,000 bonus points after you make at least $3,000 on purchases in the first 90 days of account opening. This is a great bonus offer, since 50,000 bonus points have a value of $500! Earn 2 points for every $1 on purchases made on travel and dining and 1.5 points per $1 spent on all other purchases. These points are unlimited, don't expire and can be redeemed for gift cards, a statement credit, deposit into eligible Bank of America® or Merrill® accounts like checking, savings, and 529, or use at the Bank of America Travel Center. As an extra perk, if you're a Bank of America Preferred Rewards client, you can get a 25%-75% rewards bonus on every purchase. Get up to $200 in combined Airline Incidental and TSA Pre✓®/ Global Entry statement credits. This card has no foreign transaction fees and a $95 annual fee.

Business Credit Card With Travel Rewards And Benefits

Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least likeCredit RequiredRelated links
Bank of America<sup>®</sup> Business Advantage Travel Rewards World Mastercard<sup>®</sup> credit card

Bank of America® Business Advantage Travel Rewards World Mastercard® credit card

APPLY NOWAt Bank of America's secure website
  • Earn 25,000 bonus points when you make at least $1,000 in net purchases within 60 days of your account opening which can be redeemed for a $250 statement credit towards travel purchases.
  • Earn unlimited 1.5 points for every $1 spent on all purchases everywhere, every time-no matter how much you spend. Points don't expire.
  • Earn 3 points per every dollar spent on travel purchases (car, hotel, airline) booked through the Bank of America® Travel Center - powered by Expedia®.
  • No annual fee and no international transaction fees.
  • 0% Introductory APR on purchases for your first 9 billing cycles.
  • Redeem points for travel with no blackout dates, cash back or gift cards.
  • Get a 75% rewards bonus on the base earn of every purchase you make when you’re a Business Advantage Relationship Rewards Platinum Honors tier client. That means you will earn 2.62 points for every $1 you spend and 4.12 points per every $1 you spend at the Bank of America® Travel Center.
APPLY NOWAt Bank of America's secure website

0% introductory APR on purchases for the first 9 billing cycles

12.74% - 22.74% Variable APR

No annual fee

Why we like it
  • No annual fee and no international transaction fees.
  • Earn 25,000 bonus points when you make at least $1,000 in net purchases within 60 days of your account opening which can be redeemed for a $250 statement credit towards travel purchases.
Excellent

Bank of America® Business Advantage Travel Rewards World Mastercard® credit card. With this travel credit card you earn 1.5 points for every $1 on all purchases. Earn 3 points for every $1 spent for travel booked through Bank of America's Travel Center®. Earn 25,000 bonus points when you make at least $1,000 in net purchases within 60 days of your account opening which can be redeemed for a $250 statement credit towards travel purchases. You can redeem points for gift cards, cash, and travel with no blackout dates. Aside from earning rewards, paying for travel with this card also lets you enjoy travel benefits such as lost luggage reimbursement, travel accident insurance, and auto rental collision coverage. This card has no annual fee and has no international transaction fee.

Read our review of Bank of America® Business Advantage Travel Rewards World Mastercard® credit card here.

Business Credit Card With Cash Back Rewards

Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least likeCredit RequiredRelated links
Bank of America<sup>®</sup> Business Advantage Cash Rewards Mastercard<sup>®</sup> credit card

Bank of America® Business Advantage Cash Rewards Mastercard® credit card

APPLY NOWAt Bank of America's secure website
  • Get a $300 statement credit when you make at least $3,000 in net purchases within 90 days of your account opening – with no annual fee, no cap on the amount of cash rewards you can earn and they don't expire.
  • Earn 3% cash back in the category of your choice, 2% cash back on dining and unlimited 1% cash back on all other purchases.
  • You'll get 3% and 2% cash back on the first $50,000 in combined choice category/dining purchases each calendar year, 1% thereafter.
  • 0% Introductory APR on purchases for your first 9 billing cycles.
  • Redeem your cash rewards as a statement credit, check, or have cash deposited into a Bank of America® checking or savings account.
  • Get a 75% rewards bonus on every purchase when you're a Business Advantage Relationship Rewards Platinum Honors tier client. That means you will earn 5.25% on your selected choice category, 3.5% on dining and unlimited 1.75% cash back on all other purchases.
APPLY NOWAt Bank of America's secure website

0% Introductory APR on purchases for the first 9 billing cycles

13.74% - 23.74% Variable APR

No annual fee

Excellent

Bank of America® Business Advantage Cash Rewards Mastercard® credit card lets you earn 3% cash back for your choice category (gas stations, office supply stores, travel, TV/telecom & wireless, computer services or business consulting services), 2% on dining purchases, and 1% cash back on all other purchases (annual cap of $50,000 each calendar year on combined choice category/dining purchases, then 1% earn rate after that). You can redeem your cash rewards as a statement credit, check, or have cash deposited into a Bank of America® checking or savings account. This card has a special promotional offer which lets you get a $300 statement credit after charging at least $3,000 in net purchases to this card within 90 days of account opening. No annual fee. This card has many useful business benefits which you can read about in our full review.

Read our full review of Bank of America® Business Advantage Cash Rewards Mastercard® credit card here.

Business Credit Card With Low Interest

Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least likeCredit RequiredRelated links
Bank of America<sup>®</sup> Platinum Plus<sup>®</sup> Mastercard<sup>®</sup> Business card

Bank of America® Platinum Plus® Mastercard® Business card

APPLY NOWAt Bank of America's secure website
  • Get a $300 statement credit when you make at least $3,000 in net purchases within 90 days of your account opening.
  • Save on interest with a competitive purchase APR.
  • No annual fee.
  • 0% Introductory APR on purchases for your first 7 billing cycles.
  • Employee cards at no additional cost to you and with credit limits you set.
APPLY NOWAt Bank of America's secure website

0% Introductory APR on purchases for the first 7 billing cycles

11.74% - 22.74% Variable APR

No annual fee

Excellent

Bank of America® Platinum Plus® Mastercard® Business card lets you get a welcome offer of $300 statement credit when you make at least $3,000 in net purchases within 90 days of your account opening. Get employee cards at no additional cost and you can set their credit limits. No annual fee.