Bank of America® credit cards, in our opinion, are some of the most wide-ranging in the U.S., and they offer a variety of rewards and perks such as cash back, points and travel rewards. This is not surprising, considering that Bank of America is the second largest bank in the U.S. by assets. As well as issuing credit cards, the bank offers banking, investment, and asset management services, as well as other financial and risk management products and services. With around 4,600 retail financial centers, award winning online banking, and about 16,000 ATMs, you can manage your Bank of America credit card account, get in-person help and use your card to get cash even when you travel throughout the country.

GET.com's best Bank of America credit cards

Best ForCredit Card
TravelBankAmericard Travel Rewards® Credit Card
Cash backBankAmericard Cash Rewards™ Credit Card
Balance transfersBankAmericard® Credit Card

Since Bank of America offers quite a number of credit cards, with some of them being co-branded cards for frequent flyers or sports fans, we have narrowed this down to GET.com's picks of the 3 best Bank of America credit cards for people with excellent/good credit, which have solid benefits for most credit card users. These cards now come with chip technology, which provides added security at chip-enabled merchant terminals and allows you to use the card anywhere in the world. They also come with account alerts, mobile and text banking, $0 Liability Guarantee and a paperless statement option.

Best Credit Card For Flexible Travel Rewards

  • 20,000 online bonus points if you make at least $1,000 in purchases in the first 90 days - that can be a $200 statement credit toward travel purchases

    Why we like it
    • Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire
    • 20,000 online bonus points if you make at least $1,000 in purchases in the first 90 days - that can be a $200 statement credit toward travel purchases
    • Use your card to book your trip how and where you want – you’re not limited to specific websites with blackout dates or restrictions
    • Redeem points for a statement credit to pay for flights, hotels, vacation packages, cruises, rental cars, or baggage fees
    • Comes with chip technology for enhanced security and protection at chip-enabled terminals
    • 0% Introductory APR for 12 billing cycles for purchases, then 15.49% - 23.49% Variable APR
    • Get an additional 10% customer points bonus on every purchase when you have an active Bank of America® checking or savings account
    • If you’re a Preferred Rewards client, you can increase that bonus to 25% - 75%.
    APPLY NOWAt Bank of America's secure website
    or Call 800-335-4319 or Call 866-408-2765

    Intro APR

    0% Introductory APR for 12 billing cycles for purchases

    Regular APR

    15.49% - 23.49% Variable APR

    Annual Fee

    $0

    Credit Required

    Good, Excellent
    APPLY NOWAt Bank of America's secure website
    or Call 800-335-4319 or Call 866-408-2765
    Why we like it
    • Earn unlimited 1.5 points per $1 spent on all purchases.
    • With no annual fee and no foreign transaction fees and your points don't expire.

    Intro APR

    0% Introductory APR for 12 billing cycles for purchases

    Regular APR

    15.49% - 23.49% Variable APR

    Annual Fee

    $0

    Credit Required

    Good, Excellent
    • Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire
    • 20,000 online bonus points if you make at least $1,000 in purchases in the first 90 days - that can be a $200 statement credit toward travel purchases
    • Use your card to book your trip how and where you want – you’re not limited to specific websites with blackout dates or restrictions
    • Redeem points for a statement credit to pay for flights, hotels, vacation packages, cruises, rental cars, or baggage fees
    • Comes with chip technology for enhanced security and protection at chip-enabled terminals
    • 0% Introductory APR for 12 billing cycles for purchases, then 15.49% - 23.49% Variable APR
    • Get an additional 10% customer points bonus on every purchase when you have an active Bank of America® checking or savings account
    • If you’re a Preferred Rewards client, you can increase that bonus to 25% - 75%.
    APPLY NOWAt Bank of America's secure website
    or Call 800-335-4319 or Call 866-408-2765

BankAmericard Travel Rewards® credit card is a rewards credit card that allows you to earn points that can be redeemed for your travel purchases. You will qualify for 20,000 online bonus points if you make at least $1,000 in purchases within 90 days of opening your account (that can be a $200 statement credit towards travel purchases). Earn 1.5 points per $1 spent on every purchase. You can earn unlimited points that do not expire and which can be redeemed for statement credit toward travel purchases made with this card (like flights, rental cars, cruises, baggage fees, vacation packages or hotels). To redeem points just book travel as usual and call or go online to redeem your points for a statement credit toward part or all of your travel purchases. Pay no foreign transaction fees. No annual fee. If you are a Bank of America customer you will benefit from an additional 10% customer points bonus on every purchase when you have an active Bank of America® checking or savings account. That bonus can increase to 25%-75% if you're a Preferred Rewards client (click "Apply Now" to learn more about Preferred Rewards).

Read our review of BankAmericard Travel Rewards® credit card.

Best Cash Back Card For Gas And Groceries

  • $100 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening

    Why we like it
    • No annual fee
    • $100 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
    • Earn 1% cash back on every purchase, 2% at grocery stores and wholesale clubs, and 3% on gas up to the first $2,500 in combined grocery/wholesale club/gas purchases each quarter
    • No changing categories and no expiration on rewards
    • 0% Introductory APR for 12 billing cycles for purchases AND for any balance transfers made in the first 60 days, then, 13.49% - 23.49% Variable APR. 3% fee (min $10) applies to balance transfers
    • Get a 10% customer bonus every time you redeem your cash back into a Bank of America® checking or savings account
    • If you're a Preferred Rewards client, you can increase that bonus to 25% - 75%

    Intro APR

    0% Introductory APR for 12 billing cycles for purchases AND for any balance transfers made in the first 60 days

    Regular APR

    13.49% - 23.49% Variable APR

    Annual Fee

    No annual fee

    Credit Required

    Excellent
    Why we like it
    • $100 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening.
    • Earn 1% cash back on every purchase, 2% at grocery stores and wholesale clubs, and 3% on gas up to the first $2,500 in combined grocery/wholesale club/gas purchases each quarter.
    We least like
    • Foreign transaction fee.

    Intro APR

    0% Introductory APR for 12 billing cycles for purchases AND for any balance transfers made in the first 60 days

    Regular APR

    13.49% - 23.49% Variable APR

    Annual Fee

    No annual fee

    Credit Required

    Excellent
    • No annual fee
    • $100 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
    • Earn 1% cash back on every purchase, 2% at grocery stores and wholesale clubs, and 3% on gas up to the first $2,500 in combined grocery/wholesale club/gas purchases each quarter
    • No changing categories and no expiration on rewards
    • 0% Introductory APR for 12 billing cycles for purchases AND for any balance transfers made in the first 60 days, then, 13.49% - 23.49% Variable APR. 3% fee (min $10) applies to balance transfers
    • Get a 10% customer bonus every time you redeem your cash back into a Bank of America® checking or savings account
    • If you're a Preferred Rewards client, you can increase that bonus to 25% - 75%

BankAmericard Cash Rewards™ credit card is a cash rewards credit card with no annual fee for those of you who like to earn cash rewards when you make purchases. With this card, you will get a $100 online cash rewards bonus after you make at least $500 in purchases in the first 90 days of account opening. As for cash rewards, you will earn 2% cash back at grocery stores and wholesale clubs as well as 3% cash back on gas on the first $2,500 you spend on combined grocery store, wholesale clubs and gas purchases each quarter. For all other purchases, you will earn 1% cash back. Unlike many other credit cards, you don't have to enroll in any rewards program to receive your cash back and there are no changing categories. Your cash back doesn't expire, and you can choose to redeem it in the form of a statement credit or deposit into any Bank of America checking or savings account. You will get a 10% customer bonus every time you redeem your cash back into a Bank of America® checking or savings account. (Preferred Rewards clients can increase that bonus to 25%-75% - click the "Apply Now" button to learn more). Also enjoy 0% intro APR for 12 billing cycles for purchases and for any balance transfers made in the first 60 days. After that, 13.49% - 23.49% variable APR. Balance transfer fees equal 3% of each transaction (minimum $10). See terms and conditions for fees that apply to other transaction types.

Read our review of BankAmericard Cash Rewards™ credit card.

Chip Technology And $0 Liability Guarantee

  • 0% Introductory APR for 18 billing cycles for balance transfers made in the first 60 days, then 11.49% - 21.49% Variable APR.

    Why we like it
    • 0% Introductory APR for 18 billing cycles for balance transfers made in the first 60 days, then 11.49% - 21.49% Variable APR.
    • Balance transfer fee of either 3% of the amount of the transfer or $10 (whichever is greater) applies
    • No annual fee
    • Saves you more on interest when you transfer balances from higher rate credit cards
    • $0 Liability Guarantee, so you're not responsible for any fraudulent charges made on your account
    • Access your FICO® Score for free within Online and Mobile Banking
    • If you apply for a card over the phone and are approved, our representatives can transfer your balance over the phone
    APPLY NOWAt Bank of America's secure website
    or Call 800-579-4293 or Call 800-579-4293

    Intro APR

    0% Introductory APR for 18 billing cycles for balance transfers made in the first 60 days

    Regular APR

    11.49% - 21.49% Variable APR

    Annual Fee

    $0

    Credit Required

    Excellent
    APPLY NOWAt Bank of America's secure website
    or Call 800-579-4293 or Call 800-579-4293

    Intro APR

    0% Introductory APR for 18 billing cycles for balance transfers made in the first 60 days

    Regular APR

    11.49% - 21.49% Variable APR

    Annual Fee

    $0

    Credit Required

    Excellent
    • 0% Introductory APR for 18 billing cycles for balance transfers made in the first 60 days, then 11.49% - 21.49% Variable APR.
    • Balance transfer fee of either 3% of the amount of the transfer or $10 (whichever is greater) applies
    • No annual fee
    • Saves you more on interest when you transfer balances from higher rate credit cards
    • $0 Liability Guarantee, so you're not responsible for any fraudulent charges made on your account
    • Access your FICO® Score for free within Online and Mobile Banking
    • If you apply for a card over the phone and are approved, our representatives can transfer your balance over the phone
    APPLY NOWAt Bank of America's secure website
    or Call 800-579-4293 or Call 800-579-4293

BankAmericard® credit card is the card to get if you want a 0% intro APR on qualifying balance transfers for a longer period of time. You'll enjoy . After that, there is a 11.49% - 21.49% variable APR. Balance transfer fees equal 3% of each transaction (minimum $10). This card also comes with $0 Liability Guarantee so you won't be responsible for fraudulent purchases made with your card. Chip technology provides enhanced security when you use your card at chip-enabled terminals. No annual fee.

Read our review of BankAmericard® credit card.

Business Credit Card With Travel Rewards And Benefits

  • Earn 25,000 bonus points when you spend $1,000 in the first 60 days

    Why we like it
    • Earn an unlimited base of 1.5 points for every $1 you spend on all purchases, everywhere, every time -- no matter how much you spend
    • Earn 25,000 bonus points when you spend $1,000 in the first 60 days
    • No annual fee and no international transaction fees
    • Earn 3 points per every dollar spent when you book your travel (car, hotel, airline) through the Bank of America Travel Center - powered by Orbitz®
    • 0% Introductory APR on purchases for your first 9 billing cycles
    • Flexibility to redeem points for a statement credit to pay for your flights, hotels, vacation packages, cruises, rental cars, or baggage fees; option for cash back and gift cards

    Intro APR

    0% Introductory APR on purchases for your first 9 billing cycles

    Regular APR

    11.74% - 21.74% Variable APR on balance transfers

    Annual Fee

    No annual fee

    Credit Required

    Excellent
    Why we like it
    • No annual fee and no international transaction fees.
    • Earn 25,000 bonus points when you spend $1,000 in the first 60 days.

    Intro APR

    0% Introductory APR on purchases for your first 9 billing cycles

    Regular APR

    11.74% - 21.74% Variable APR on balance transfers

    Annual Fee

    No annual fee

    Credit Required

    Excellent
    • Earn an unlimited base of 1.5 points for every $1 you spend on all purchases, everywhere, every time -- no matter how much you spend
    • Earn 25,000 bonus points when you spend $1,000 in the first 60 days
    • No annual fee and no international transaction fees
    • Earn 3 points per every dollar spent when you book your travel (car, hotel, airline) through the Bank of America Travel Center - powered by Orbitz®
    • 0% Introductory APR on purchases for your first 9 billing cycles
    • Flexibility to redeem points for a statement credit to pay for your flights, hotels, vacation packages, cruises, rental cars, or baggage fees; option for cash back and gift cards

Bank of America® Travel Rewards World MasterCard® for Business credit card. With this travel credit card you earn 1.5 points for every $1 on all purchases. Earn 3 points for every $1 spent for travel booked through Bank of America's Travel Center. Earn 25,000 bonus points after you make $1,000 in purchases on your account within 60 days of account opening. You can redeem points for gift cards, cash, and travel with no blackout dates. Aside from earning rewards, paying for travel with this card also lets you enjoy travel benefits such as lost luggage reimbursement, travel accident insurance, and auto rental collision coverage. You get a 0% introductory APR for the first 9 billing cycles on purchases. A standard 11.74% - 21.74% variable APR applies after that introductory period. This card has no annual fee and has no international transaction fee. Read our review of Bank of America® Travel Rewards World MasterCard® for Business credit card here.

Business Credit Card With Cash Back Rewards

  • Earn a $200 statement credit after $500 in purchases within 60 days of account opening – with no annual fee and no limit to the base cash back you can earn

    Why we like it
    • Earn a $200 statement credit after $500 in purchases within 60 days of account opening – with no annual fee and no limit to the base cash back you can earn
    • 3% cash back on purchases at gas stations and office supply stores, 2% on purchases at restaurants, and 1% on all other purchases (Annual cap of $250,000 on combined gas station and office supply store purchases; then 1% earn rate after that)
    • Redeem your cash rewards for cash back, or apply them to a Bank of America® savings or checking account

    Intro APR

    0% Introductory APR on purchases for the first 9 billing cycles

    Regular APR

    11.74% - 21.74% Variable APR on balance transfers

    Annual Fee

    No annual fee

    Credit Required

    Excellent

    Intro APR

    0% Introductory APR on purchases for the first 9 billing cycles

    Regular APR

    11.74% - 21.74% Variable APR on balance transfers

    Annual Fee

    No annual fee

    Credit Required

    Excellent
    • Earn a $200 statement credit after $500 in purchases within 60 days of account opening – with no annual fee and no limit to the base cash back you can earn
    • 3% cash back on purchases at gas stations and office supply stores, 2% on purchases at restaurants, and 1% on all other purchases (Annual cap of $250,000 on combined gas station and office supply store purchases; then 1% earn rate after that)
    • Redeem your cash rewards for cash back, or apply them to a Bank of America® savings or checking account

Bank of America® Cash Rewards for Business MasterCard® credit card lets you earn 3% cash back for purchases at gas stations and office supply stores, 2% on purchases at restaurants, and 1% cash back on all other purchases (annual cap of $250,000 on combined gas station and office supply store purchases, then 1% earn rate after that). You can redeem your cash rewards for cash back, or apply them to a Bank of America® savings or checking account. Benefit from a 0% intro APR on purchases for the first 9 billing cycles, after which a 11.74% - 21.74% variable APR applies. This card has a special promotional offer which lets you earn a $200 statement credit after charging $500 in purchases to this card within 60 days of account opening. No annual fee. This card has many useful business benefits which you can read about in out full review.

Read our full review of Bank of America® Cash Rewards for Business MasterCard® credit card here.