Bank of America® credit cards, in our opinion, are some of the most wide-ranging in the U.S., and they offer a variety of rewards and perks such as cash back, points and travel rewards. This is not surprising, considering that Bank of America is one of the world's leading financial institutions. As well as issuing credit cards, the bank offers banking, investment, and asset management services, as well as other financial and risk management products and services. With around 4,400 retail financial centers, award winning online banking, and about 16,000 ATMs, you can manage your Bank of America credit card account, get in-person help and use your card to get cash even when you travel throughout the country.

GET.com's best Bank of America credit cards

Best ForCredit Card
TravelBank of America® Travel Rewards Credit Card
Cash backBank of America® Cash Rewards Credit Card
Balance transfersBankAmericard® Credit Card
BonusBank of America® Premium Rewards® Credit Card

Here is our pick of Bank of America credit cards which most credit card users could benefits from. These cards come with chip technology, which provides added security at chip-enabled merchant terminals and allows you to use the card anywhere in the world. They also come with account alerts, mobile and text banking, $0 Liability Guarantee and a paperless statement option.

Best Credit Card For Flexible Travel Rewards

Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least likeCredit RequiredRelated links
Bank of America<sup>®</sup> Travel Rewards Credit Card

Bank of America® Travel Rewards Credit Card

APPLY NOWAt Bank of America's secure website
  • 20,000 online bonus points if you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $200 statement credit toward travel purchases
  • Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire
  • 20,000 online bonus points if you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $200 statement credit toward travel purchases
  • Use your card to book your trip how and where you want – you’re not limited to specific websites with blackout dates or restrictions
  • Redeem points for a statement credit to pay for flights, hotels, vacation packages, cruises, rental cars, or baggage fees
  • Comes with chip technology for enhanced security and protection at chip-enabled terminals
  • 0% Introductory APR for 12 billing cycles for purchases, then 16.49% - 24.49% Variable APR
  • Get an additional 10% customer points bonus on every purchase when you have an active Bank of America® checking or savings account
  • If you’re a Preferred Rewards client, you can increase that bonus to 25% - 75%
APPLY NOWAt Bank of America's secure website

0% Introductory APR for 12 billing cycles for purchases

16.49% - 24.49% Variable APR

$0

Why we like it
  • Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire.
Excellent/Good

Bank of America® Travel Rewards credit card is a rewards credit card that allows you to earn points that can be redeemed for your travel purchases. You will qualify for 20,000 online bonus points if you make at least $1,000 in purchases within 90 days of opening your account (that can be a $200 statement credit towards travel purchases). Earn 1.5 points per $1 spent on every purchase. You can earn unlimited points that do not expire and which can be redeemed for statement credit toward travel purchases made with this card (like flights, rental cars, cruises, baggage fees, vacation packages or hotels). To redeem points just book travel as usual and call or go online to redeem your points for a statement credit toward part or all of your travel purchases. Pay no foreign transaction fees. No annual fee. If you are a Bank of America customer you will benefit from an additional 10% customer points bonus on every purchase when you have an active Bank of America® checking or savings account. That bonus can increase to 25%-75% if you're a Preferred Rewards client.

Read our review of Bank of America® Travel Rewards credit card.

Best Cash Back Card For Gas And Groceries

Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least likeCredit RequiredRelated links
Bank of America<sup>®</sup> Cash Rewards Credit Card

Bank of America® Cash Rewards Credit Card

APPLY NOWAt Bank of America's secure website
  • $150 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
  • No annual fee
  • $150 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
  • Earn 1% cash back on every purchase, 2% at grocery stores and wholesale clubs, and 3% on gas for the first $2,500 in combined grocery/wholesale club/gas purchases each quarter
  • No changing categories and no expiration on rewards
  • 0% Introductory APR for 12 billing cycles for purchases AND for any balance transfers made in the first 60 days, then, 14.74% - 24.74% Variable APR. 3% fee (min $10) applies to balance transfers
  • Get a 10% customer bonus every time you redeem your cash back into a Bank of America® checking or savings account
  • If you're a Preferred Rewards client, you can increase that bonus to 25% - 75%
  • Easily add your Mastercard® credit card to any digital wallet for a simple, secure, and convenient way to pay online, in-app, and in-store
APPLY NOWAt Bank of America's secure website

0% Intro APR for 12 billing cycles for purchases, and for any balance transfers made in the first 60 days

14.74% - 24.74% Variable APR on purchases and balance transfers

$0

Why we like it
  • $150 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening.
  • Earn 1% cash back on every purchase, 2% at grocery stores and wholesale clubs, and 3% on gas for the first $2,500 in combined grocery/wholesale club/gas purchases each quarter.
We least like
  • 3% foreign transaction fee.
Excellent/Good

Bank of America® Cash Rewards credit card is a cash rewards credit card with no annual fee for those of you who like to earn cash rewards when you make purchases. With this card, you will get a $150 online cash rewards bonus after you make at least $500 in purchases in the first 90 days of account opening. As for cash rewards, you will earn 2% cash back at grocery stores and wholesale clubs as well as 3% cash back on gas on the first $2,500 you spend on combined grocery store, wholesale clubs and gas purchases each quarter. For all other purchases, you will earn 1% cash back. Unlike many other credit cards, you don't have to enroll in any rewards program to receive your cash back and there are no changing categories. Your cash back doesn't expire, and you can choose to redeem it in the form of a statement credit or deposit into any Bank of America checking or savings account. You will get a 10% customer bonus every time you redeem your cash back into a Bank of America® checking or savings account. Also enjoy 0% intro APR for 12 billing cycles for purchases and for any balance transfers made in the first 60 days. After that, 14.74% - 24.74% variable APR. Balance transfer fees equal 3% of each transaction (minimum $10). See terms and conditions for fees that apply to other transaction types.

Read our review of Bank of America® Cash Rewards credit card.

Chip Technology And $0 Liability Guarantee

Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least likeCredit RequiredRelated links
BankAmericard<sup>®</sup> Credit Card

BankAmericard® Credit Card

APPLY NOWAt Bank of America's secure website
  • 0% Introductory APR for 15 billing cycles for purchases and for any balance transfers made in the first 60 days, then, 14.49% - 24.49% Variable APR. 3% fee (min $10) applies to balance transfers
  • No annual fee
  • No penalty APR. Paying late won't automatically raise your interest rate (APR). Other account pricing and terms apply.
  • Access your FICO® Score for free within Online Banking or your Mobile Banking app
APPLY NOWAt Bank of America's secure website

0% Intro APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days

14.49% - 24.49% Variable APR

$0

Excellent/Good

BankAmericard® credit card is the card to get if you want a 0% intro APR on qualifying balance transfers for a longer period of time. You'll enjoy 0% intro APR for 15 billing cycles for purchases and any balance transfers made in the first 60 days. After that, there is a 14.49% - 24.49% variable APR. Enjoy a balance transfer fee of 3% of each transaction (minimum $10). This card also comes with $0 Liability Guarantee so you won't be responsible for fraudulent purchases made with your card. Chip technology provides enhanced security when you use your card at chip-enabled terminals. No annual fee.

Read our review of BankAmericard® credit card.

Best Credit Card Bonus Offer

Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least likeCredit RequiredRelated links
Bank of America<sup>®</sup> Premium Rewards<sup>®</sup> Credit Card

Bank of America® Premium Rewards® Credit Card

APPLY NOWAt Bank of America's secure website
  • Receive 50,000 bonus points- a $500 value – after you make at least $3,000 in purchases in the first 90 days of account opening.
  • Earn unlimited 2 points for every $1 spent on travel and dining purchases and unlimited 1.5 points per $1 spent on all other purchases
  • If you’re a Bank of America Preferred Rewards client, you can get a 25%-75% rewards bonus on every purchase.
  • No limit to the points you can earn and your points don’t expire
  • Flexibility to redeem for a statement credit, deposit into eligible Bank of America® or Merrill Lynch® accounts like checking, savings, and 529, for gift cards or use at the Bank of America Travel Center.
  • Get up to $200 in combined airline incidental and airport expedited screening statement credits + valuable travel insurance protections
  • No Foreign Transaction Fees
  • Low $95 annual fee
APPLY NOWAt Bank of America's secure website

N/A

17.49% - 24.49% variable APR

$95 annual fee

Excellent/Good

Bank of America® Premium Rewards® Credit Card lets you receive 50,000 bonus points after you make at least $3,000 on purchases in the first 90 days of account opening. This is a great bonus offer, since 50,000 bonus points have a value of $500! Earn 2 points for every $1 on purchases made on travel and dining and 1.5 points per $1 spent on all other purchases. These points are unlimited, don't expire and can be redeemed for gift cards, a statement credit, deposit into eligible Bank of America® or Merrill Lynch® accounts like checking, savings, and 529, or use at the Bank of America Travel Center. As an extra perk, if you're a Bank of America Preferred Rewards client, you can get a 25%-75% rewards bonus on every purchase. Get up to $200 in combined Airline Incidental and TSA Pre✓®/ Global Entry statement credits. This card has no foreign transaction fees and a $95 annual fee.

Business Credit Card With Travel Rewards And Benefits

Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least likeCredit RequiredRelated links
Bank of America<sup>®</sup> Business Advantage Travel Rewards World Mastercard<sup>®</sup> credit card

Bank of America® Business Advantage Travel Rewards World Mastercard® credit card

APPLY NOWAt Bank of America's secure website
  • Earn 25,000 bonus points when you make at least $1,000 in net purchases within 60 days of your account opening which can be redeemed for a $250 statement credit towards travel purchases.
  • Earn unlimited 1.5 points for every $1 spent on all purchases everywhere, every time-no matter how much you spend. Points don't expire.
  • Earn 25,000 bonus points when you make at least $1,000 in net purchases within 60 days of your account opening which can be redeemed for a $250 statement credit towards travel purchases.
  • Earn 3 points per every dollar spent on travel purchases (car, hotel, airline) booked through the Bank of America® Travel Center - powered by Orbitz®.
  • No annual fee and no international transaction fees.
  • 0% Introductory APR on purchases for your first 9 billing cycles.
  • Redeem points for travel with no blackout dates, cash back or gift cards.
  • Plus, if you're a Business Advantage Relationship Rewards client, you can get a 25% - 75% rewards bonus on the base earn of every purchase you make.
APPLY NOWAt Bank of America's secure website

0% Introductory APR on purchases for your first 9 billing cycles

12.74% - 22.74% Variable APR

No annual fee

Why we like it
  • No annual fee and no international transaction fees.
  • Earn 25,000 bonus points when you make at least $1,000 in net purchases within 60 days of your account opening which can be redeemed for a $250 statement credit towards travel purchases.
Excellent

Bank of America® Business Advantage Travel Rewards World Mastercard® credit card. With this travel credit card you earn 1.5 points for every $1 on all purchases. Earn 3 points for every $1 spent for travel booked through Bank of America's Travel Center®. Earn 25,000 bonus points when you make at least $1,000 in net purchases within 60 days of your account opening which can be redeemed for a $250 statement credit towards travel purchases. You can redeem points for gift cards, cash, and travel with no blackout dates. Aside from earning rewards, paying for travel with this card also lets you enjoy travel benefits such as lost luggage reimbursement, travel accident insurance, and auto rental collision coverage. You get a 0% introductory APR on purchases for your first 9 billing cycles. A standard 12.74% - 22.74% variable APR applies after that introductory period. This card has no annual fee and has no international transaction fee.

Read our review of Bank of America® Business Advantage Travel Rewards World Mastercard® credit card here.

Business Credit Card With Cash Back Rewards

Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least likeCredit RequiredRelated links
Bank of America<sup>®</sup> Business Advantage Cash Rewards Mastercard<sup>®</sup> credit card

Bank of America® Business Advantage Cash Rewards Mastercard® credit card

APPLY NOWAt Bank of America's secure website
  • Get a $200 statement credit when you make at least $500 in net purchases within 60 days of your account opening – with no annual fee, no cap on the amount of cash rewards you can earn and they don't expire.
  • 3% cash back on purchases at gas stations and office supply stores (up to $250,000 each calendar year, 1% after that), 2% on purchases at restaurants, and 1% on all other purchases.
  • 0% Introductory APR on purchases for your first 9 billing cycles.
  • Redeem your cash rewards as a statement credit, check, or have cash deposited into a Bank of America® checking or savings account.
  • Plus, if you're a Business Advantage Relationship Rewards client, you can get a 25% - 75% rewards bonus on the base earn of every purchase you make.
APPLY NOWAt Bank of America's secure website

0% Introductory APR on purchases for your first 9 billing cycles

12.74% - 22.74% Variable APR

No annual fee

Excellent

Bank of America® Business Advantage Cash Rewards Mastercard® credit card lets you earn 3% cash back for purchases at gas stations and office supply stores, 2% on purchases at restaurants, and 1% cash back on all other purchases (annual cap of $250,000 each calendar year on combined gas station and office supply store purchases, then 1% earn rate after that). You can redeem your cash rewards as a statement credit, check, or have cash deposited into a Bank of America® checking or savings account. Benefit from a 0% intro APR on purchases for your first 9 billing cycles, after which a 12.74% - 22.74% variable APR applies. This card has a special promotional offer which lets you get a $200 statement credit after charging at least $500 in net purchases to this card within 60 days of account opening. No annual fee. This card has many useful business benefits which you can read about in our full review.

Read our full review of Bank of America® Business Advantage Cash Rewards Mastercard® credit card here.

Business Credit Card With Low Interest

Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least likeCredit RequiredRelated links
Bank of America<sup>®</sup> Platinum Visa<sup>®</sup> Business credit card

Bank of America® Platinum Visa® Business credit card

APPLY NOWAt Bank of America's secure website
  • Get a $200 statement credit when you make at least $500 in net purchases within 60 days of your account opening.
  • Save on interest with a competitive purchase APR.
  • No annual fee.
  • 0% Introductory APR on purchases for your first 7 billing cycles.
  • Employee cards at no additional cost to you and with credit limits you set.
  • Get a flexible suite of online services that adopts to your business needs with MyReport Center.
APPLY NOWAt Bank of America's secure website

0% Introductory APR on purchases for your first 7 billing cycles

10.74% - 21.74% Variable APR

No annual fee

Excellent

Bank of America® Platinum Visa® Business credit card lets you get a welcome offer of $200 statement credit when you make at least $500 in net purchases within 60 days of your account opening. This business card has a decent 0% intro APR on purchases for your first 7 billing cycles with a low 10.74% - 21.74% variable APR thereafter, which makes it a good card to use on a big purchase that you are going to pay over time. Get employee cards at no additional cost and you can set their credit limits. Take advantage of the management tools this card offers, such as MyReport Center (to manage business credit card transactions), scheduling automatic bill payments and online and mobile banking. No annual fee.