Bank of Texas is a division of BOK Financial, a publicly held regional financial services company. It claims to be the most reliable bank in Texas providing full service banking. They offer a vast array of full service banking solutions that include business, commercial and corporate, energy, commercial real estate, international, consumer, mortgage, investments and wealth management.

Below is a selection of Bank of Texas credit cards.

Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least liket_cc_credit_requiredRelated links
Cash Rewards American Express<sup>®</sup> Card

Cash Rewards American Express® Card

Cash Rewards American Express<sup>®</sup> Card
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  • 3.90/5
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  • $25 cash back bonus after first purchase.
  • 3% cash back on gas on the first $6,000 in annual fuel spend.
  • 2% cash back on supermarket purchases.
  • 1% cash back on all other purchases.
  • $25 cash back bonus after first purchase.
  • Enjoy chip-enhanced acceptance and security, plus a variety of important features including zero fraud liability protection, rental car insurance, extended warranty coverage, and merchandise return protection. Plus, get access to popular events before the general public, from American Express.

0.00% APR for the first 6 billing cycles on purchases.   * and balance transfers.

variable APR, currently 12.49% to 23.49%

No Annual Fee

College Rewards Visa<sup>®</sup> Card

College Rewards Visa® Card

College Rewards Visa<sup>®</sup> Card
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  • 3.80/5
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  • Earn 1,000 bonus points with your first purchase.
  • Earn 1 reward point for every $1 in net purchases. Plus, you have five years to redeem points for rewards.2
  • Redeem your points for a wide variety of valuable reward options including, cash back, merchandise, travel and gift cards from your favorite retailers and restaurants.
  • Earn 1,000 bonus points with your first purchase.
  • The creditor and issuer of these Cards is Elan Financial Services.

Variable APR currently 11.99% to 20.99%.*  See Terms and Conditions for complete details.

No Annual Fee

Why we like it
  • Earn rewards points when you make eligible purchases and redeem for rewards.
  • No annual fee.
We least like
  • No low intro APR.
Travel Rewards American Express<sup>®</sup> Card

Travel Rewards American Express® Card

Travel Rewards American Express<sup>®</sup> Card
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  • 3.80/5
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  • 7,500 bonus points awarded after first purchase
  • 3 points per $1 spent on airline purchases.1
  • 2 points for every $1 spent on hotel and restaurant purchases.
  • 1 point per $1 spent on all other purchases.
  • 7,500 bonus points awarded after first purchase 2, redeemable for $75 cash back, merchandise, gift cards or travel savings.
  • Travel starting at just 25,000 points for a ticket up to $325.
  • Domestic Air Savings Program - As a Cardmember, you are eligible to save 10% when you fly within the contiguous 48 states. Simply book your travel using the Air Savings Program via Amex CONNECT. With no blackout dates and no minimum price, you are free to use this benefit as many times as you like.3
  • No foreign transaction fees
  • The creditor and issuer of these Cards is Elan Financial Services.

Introductory 0.00% APR for the first 6 billing cycles on purchases.  * and balance transfers.

Purchase APR After that, a variable APR, currently 9.99% to 20.99%.*  See the Terms and Conditions for complete details.

$95 annual fee

Why we like it
  • 7,500 bonus points awarded after first purchase 2, redeemable for $75 cash back, merchandise, gift cards or travel savings.
  • No foreign transaction fees.
We least like
  • Annual Fee.
Visa<sup>®</sup> Business Bonus Rewards Card

Visa® Business Bonus Rewards Card

Visa<sup>®</sup> Business Bonus Rewards Card
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  • 3.50/5
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  • $25 cash back with your first purchase.3
  • Get a 25% bonus on all points earned every month, automatically.
  • No caps or limits on the points you can earn, plus you have five years to redeem points for rewards.
  • $25 cash back with your first purchase.
  • Redemption starts at 2,500 points for $25 cash back, or redeem 25,000 points for round-trip airfare up to $325.
  • Free employee cards with individual credit limits.
  • Accumulate employee card rewards points to the business owner's points total.
  • See Business Card Features and Benefits for a complete listing of all card benefits.
  • The creditor and issuer of these Cards is Elan Financial Services.

Special Offers Introductory 0% APR for the first 6 billing cycles on purchases* and balance transfers.

Purchase APR After that, a variable APR, currently 9.99% to 20.99%.*  See the Terms and Conditions for complete details. Annual FeeNo Annual Fee 

No Annual Fee

Why we like it
  • No annual fee.
Visa<sup>®</sup> Business Bonus Rewards PLUS Card

Visa® Business Bonus Rewards PLUS Card

Visa<sup>®</sup> Business Bonus Rewards PLUS Card
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  • 3.50/5
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  • $50 cash back with your first purchase.3
  • Earn 1 point for every net $1 you spend.
  • Get a 50% bonus on all points earned every month, automatically.
  • No caps or limits on the points you can earn, plus you have five years to redeem points for rewards.2
  • $50 cash back with your first purchase.3
  • Redemption starts at 2,500 points for $25 cash back, or redeem 25,000 points for round-trip airfare up to $325.
  • ScoreBoard, an award-winning expense management tool to help you organize and track your overall spending.
  •  Free employee cards with individual credit limits.
  • Accumulate employee card rewards points to the business owner's points total.
  • See Business Card Features and Benefits for a complete listing of all card benefits.

Introductory 0% APR for the first 6 billing cycles on purchases* and balance transfers.

After that, a variable APR, currently 9.99% to 20.99%.*  See Terms and Conditions for complete details.

$50 Annual Fee

Why we like it
  • Get a 50% bonus on all points earned every month, automatically.
  • $50 cash back with your first purchase.3.
We least like
  • $50 Annual Fee.
Visa Signature<sup>®</sup> Bonus Rewards Card

Visa Signature® Bonus Rewards Card

Visa Signature<sup>®</sup> Bonus Rewards Card
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  • 3.50/5
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  • $25 cash back with your first purchase.3
  • Earn 1 point for every net $1 you spend.
  • Get a 25% bonus on all points earned every month, automatically.
  • No caps or limits on the points you can earn, plus you have five years to redeem points for rewards2
  • $25 cash back with your first purchase.3
  • Redemption starts at 2,500 points for $25 cash back, or redeem 25,000 points for round-trip airfare up to $325.
  • Visa credit cards also come with a variety of important features, including zero fraud liability protection and auto rental collision damage waiver.
  • The creditor and issuer of these Cards is Elan Financial Services.

Introductory 0.00% APR for the first 6 billing cycles on purchases. * and balance transfers.

After that, a variable APR, currently 9.99% to 20.99%.*  See the Terms and Conditions for complete details.

No Annual Fee

Why we like it
  • Earn 1 point for every net $1 you spend.
  • Get a 25% bonus on all points earned every month, automatically.
We least like
  • Points expire after 5 years.
Visa Signature<sup>®</sup> Bonus Rewards PLUS Card

Visa Signature® Bonus Rewards PLUS Card

Visa Signature<sup>®</sup> Bonus Rewards PLUS Card
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  • 3.50/5
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  • $50 cash back with your first purchase.3
  • Earn 1 point for every net $1 you spend.
  • Get a 50% bonus on all points earned every month, automatically. 
  • No caps or limits on the points you can earn, plus you have five years to redeem points for rewards.2
  • $50 cash back with your first purchase.3
  • Redemption starts at 2,500 points for $25 cash back, or redeem 25,000 points for round-trip airfare up to $325.
  • Cardmember Benefits include zero fraud liability4 protection and auto rental collision damage waiver.
  • The creditor and issuer of these Cards is Elan Financial Services.

Introductory 0.00% APR for the first 6 billing cycles on purchases. * and balance transfers.

After that, a variable APR, currently 9.99% to 20.99%.*  See the Terms and Conditions for complete details.

$50 Annual Fee

Why we like it
  • $50 cash back with your first purchase.3.
  • Earn 1 point for every net $1 you spend.
We least like
  • Annual Fee.
Visa<sup>®</sup> Business Card

Visa® Business Card

Visa<sup>®</sup> Business Card
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  • 3.40/5
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  • ScoreBoard, an award-winning expense management tool to help you organize and track your overall spending.  
  • Free employee cards with individual credit limits.
  • See Business Card Features and Benefits for a complete listing of all card benefits.
  • No Annual Fee
  • The creditor and issuer of these Cards is Elan Financial Services.

0% intro APR for the first 12 billing cycles on purchases* and balance transfers

After that, a variable APR, currently  9.99% to 20.99%.*  See the Terms and Conditions for complete details.

No Annual Fee

Why we like it
  • ENJOY A LONGER INTRO RATE.
  • Business Card Features and Benefits.
  • No annual fee.
We least like
  • No signing bonus offered.
  • No rewards or cash back program.
Visa<sup>®</sup> Platinum Card

Visa® Platinum Card

Visa<sup>®</sup> Platinum Card
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  • 3.40/5
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  • Special Offers Introductory 0.00% APR for the first 12 billing cycles on purchases. * and balance transfers.
  • Purchase APR After that, a variable APR, currently 9.99% to 20.99%.*  See Terms and Conditions for complete details. Annual FeeNo Annual Fee
  • Cardmember Benefits Consumer Credit cards also come with a variety of important features, including: extended warranty coverage, auto rental collision damage waiver coverage and zero fraud liability1.  See Consumer Card Features and Benefits for a complete listing of all card benefits.

Introductory 0.00% APR for the first 12 billing cycles on purchases. * and balance transfers.

After that, a variable APR, currently 9.99% to 20.99%.*  See Terms and Conditions for complete details.

No Annual Fee

Why we like it
  • Low intro APR for 12 billing cycles on purchases and balance transfers.
We least like
  • No rewards or cash back.
Secured Visa<sup>®</sup> Card

Secured Visa® Card

Secured Visa<sup>®</sup> Card
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  • Our Rating:
  • 3.20/5
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  • Simply open a secured savings account that is pledged as security for your credit card account.
  • Merchants and retailers won't know your card is secured when you use it to make purchases.
  • Cardmember Benefits include extended warranty coverage, auto rental collision damage waiver coverage and zero fraud liability. See Consumer Card Features and Benefits for a complete listing of all card benefits.
  • The creditor and issuer of these Cards is Elan Financial Services.

Variable APR currently 20.99%. *  See Terms and Conditions for complete details.

$35 Annual Fee

Why we like it
  • Receive up to a $5,000 credit limit.
We least like
  • Annual Fee.
  • No low intro APR.
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