Bank of Texas is a division of BOK Financial, a publicly held regional financial services company. It claims to be the most reliable bank in Texas providing full service banking. They offer a vast array of full service banking solutions that include business, commercial and corporate, energy, commercial real estate, international, consumer, mortgage, investments and wealth management.

Below is a selection of Bank of Texas credit cards.

  • Cash Rewards American Express® Card

    Cash Rewards American Express<sup>®</sup> Card

    Cash Rewards American Express® Card

    • Our Rating:
    • Our Rating:
    • 3.90/5
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    $25 cash back bonus after first purchase.

    Why we like it
    • $25 cash back bonus after first purchase.
    • 3% cash back on gas on the first $6,000 in annual fuel spend.
    • 2% cash back on supermarket purchases.
    • 1% cash back on all other purchases.
    • Enjoy chip-enhanced acceptance and security, plus a variety of important features including zero fraud liability protection, rental car insurance, extended warranty coverage, and merchandise return protection. Plus, get access to popular events before the general public, from American Express.

    Intro APR

    0.00% APR for the first 6 billing cycles on purchases.   * and balance transfers.

    Regular APR

    variable APR, currently 12.49% to 23.49%

    Annual Fee

    No Annual Fee

    Intro APR

    0.00% APR for the first 6 billing cycles on purchases.   * and balance transfers.

    Regular APR

    variable APR, currently 12.49% to 23.49%

    Annual Fee

    No Annual Fee
    • $25 cash back bonus after first purchase.
    • 3% cash back on gas on the first $6,000 in annual fuel spend.
    • 2% cash back on supermarket purchases.
    • 1% cash back on all other purchases.
    • Enjoy chip-enhanced acceptance and security, plus a variety of important features including zero fraud liability protection, rental car insurance, extended warranty coverage, and merchandise return protection. Plus, get access to popular events before the general public, from American Express.
  • College Rewards Visa® Card

    College Rewards Visa<sup>®</sup> Card

    College Rewards Visa® Card

    • Our Rating:
    • Our Rating:
    • 3.80/5
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    Earn 1,000 bonus points with your first purchase.

    Why we like it
    • Earn 1,000 bonus points with your first purchase.
    • Earn 1 reward point for every $1 in net purchases. Plus, you have five years to redeem points for rewards.2
    • Redeem your points for a wide variety of valuable reward options including, cash back, merchandise, travel and gift cards from your favorite retailers and restaurants.
    • The creditor and issuer of these Cards is Elan Financial Services.

    Regular APR

    Variable APR currently 11.99% to 20.99%.*  See Terms and Conditions for complete details.

    Annual Fee

    No Annual Fee
    Why we like it
    • Earn rewards points when you make eligible purchases and redeem for rewards.
    • No annual fee.
    We least like
    • No low intro APR.

    Regular APR

    Variable APR currently 11.99% to 20.99%.*  See Terms and Conditions for complete details.

    Annual Fee

    No Annual Fee
    • Earn 1,000 bonus points with your first purchase.
    • Earn 1 reward point for every $1 in net purchases. Plus, you have five years to redeem points for rewards.2
    • Redeem your points for a wide variety of valuable reward options including, cash back, merchandise, travel and gift cards from your favorite retailers and restaurants.
    • The creditor and issuer of these Cards is Elan Financial Services.
  • Travel Rewards American Express® Card

    Travel Rewards American Express<sup>®</sup> Card

    Travel Rewards American Express® Card

    • Our Rating:
    • Our Rating:
    • 3.80/5
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    7,500 bonus points awarded after first purchase

    Why we like it
    • 7,500 bonus points awarded after first purchase
    • 3 points per $1 spent on airline purchases.1
    • 2 points for every $1 spent on hotel and restaurant purchases.
    • 1 point per $1 spent on all other purchases.
    • 7,500 bonus points awarded after first purchase 2, redeemable for $75 cash back, merchandise, gift cards or travel savings.
    • Travel starting at just 25,000 points for a ticket up to $325.
    • Domestic Air Savings Program - As a Cardmember, you are eligible to save 10% when you fly within the contiguous 48 states. Simply book your travel using the Air Savings Program via Amex CONNECT. With no blackout dates and no minimum price, you are free to use this benefit as many times as you like.3
    • No foreign transaction fees
    • The creditor and issuer of these Cards is Elan Financial Services.

    Intro APR

    Introductory 0.00% APR for the first 6 billing cycles on purchases.  * and balance transfers.

    Regular APR

    Purchase APR After that, a variable APR, currently 9.99% to 20.99%.*  See the Terms and Conditions for complete details.

    Annual Fee

    $95 annual fee
    Why we like it
    • 7,500 bonus points awarded after first purchase 2, redeemable for $75 cash back, merchandise, gift cards or travel savings.
    • No foreign transaction fees.
    We least like
    • Annual Fee.

    Intro APR

    Introductory 0.00% APR for the first 6 billing cycles on purchases.  * and balance transfers.

    Regular APR

    Purchase APR After that, a variable APR, currently 9.99% to 20.99%.*  See the Terms and Conditions for complete details.

    Annual Fee

    $95 annual fee
    • 7,500 bonus points awarded after first purchase
    • 3 points per $1 spent on airline purchases.1
    • 2 points for every $1 spent on hotel and restaurant purchases.
    • 1 point per $1 spent on all other purchases.
    • 7,500 bonus points awarded after first purchase 2, redeemable for $75 cash back, merchandise, gift cards or travel savings.
    • Travel starting at just 25,000 points for a ticket up to $325.
    • Domestic Air Savings Program - As a Cardmember, you are eligible to save 10% when you fly within the contiguous 48 states. Simply book your travel using the Air Savings Program via Amex CONNECT. With no blackout dates and no minimum price, you are free to use this benefit as many times as you like.3
    • No foreign transaction fees
    • The creditor and issuer of these Cards is Elan Financial Services.
  • Visa® Business Bonus Rewards Card

    Visa<sup>®</sup> Business Bonus Rewards Card

    Visa® Business Bonus Rewards Card

    • Our Rating:
    • Our Rating:
    • 3.50/5
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    $25 cash back with your first purchase.3

    Why we like it
    • $25 cash back with your first purchase.3
    • Get a 25% bonus on all points earned every month, automatically.
    • No caps or limits on the points you can earn, plus you have five years to redeem points for rewards.
    • $25 cash back with your first purchase.
    • Redemption starts at 2,500 points for $25 cash back, or redeem 25,000 points for round-trip airfare up to $325.
    • Free employee cards with individual credit limits.
    • Accumulate employee card rewards points to the business owner's points total.
    • See Business Card Features and Benefits for a complete listing of all card benefits.
    • The creditor and issuer of these Cards is Elan Financial Services.

    Intro APR

    Special Offers Introductory 0% APR for the first 6 billing cycles on purchases* and balance transfers.

    Regular APR

    Purchase APR After that, a variable APR, currently 9.99% to 20.99%.*  See the Terms and Conditions for complete details. Annual FeeNo Annual Fee 

    Annual Fee

    No Annual Fee
    Why we like it
    • No annual fee.

    Intro APR

    Special Offers Introductory 0% APR for the first 6 billing cycles on purchases* and balance transfers.

    Regular APR

    Purchase APR After that, a variable APR, currently 9.99% to 20.99%.*  See the Terms and Conditions for complete details. Annual FeeNo Annual Fee 

    Annual Fee

    No Annual Fee
    • $25 cash back with your first purchase.3
    • Get a 25% bonus on all points earned every month, automatically.
    • No caps or limits on the points you can earn, plus you have five years to redeem points for rewards.
    • $25 cash back with your first purchase.
    • Redemption starts at 2,500 points for $25 cash back, or redeem 25,000 points for round-trip airfare up to $325.
    • Free employee cards with individual credit limits.
    • Accumulate employee card rewards points to the business owner's points total.
    • See Business Card Features and Benefits for a complete listing of all card benefits.
    • The creditor and issuer of these Cards is Elan Financial Services.
  • Visa® Business Bonus Rewards PLUS Card

    Visa<sup>®</sup> Business Bonus Rewards PLUS Card

    Visa® Business Bonus Rewards PLUS Card

    • Our Rating:
    • Our Rating:
    • 3.50/5
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    $50 cash back with your first purchase.3

    Why we like it
    • $50 cash back with your first purchase.3
    • Earn 1 point for every net $1 you spend.
    • Get a 50% bonus on all points earned every month, automatically.
    • No caps or limits on the points you can earn, plus you have five years to redeem points for rewards.2
    • Redemption starts at 2,500 points for $25 cash back, or redeem 25,000 points for round-trip airfare up to $325.
    • ScoreBoard, an award-winning expense management tool to help you organize and track your overall spending.
    •  Free employee cards with individual credit limits.
    • Accumulate employee card rewards points to the business owner's points total.
    • See Business Card Features and Benefits for a complete listing of all card benefits.

    Intro APR

    Introductory 0% APR for the first 6 billing cycles on purchases* and balance transfers.

    Regular APR

    After that, a variable APR, currently 9.99% to 20.99%.*  See Terms and Conditions for complete details.

    Annual Fee

    $50 Annual Fee
    Why we like it
    • Get a 50% bonus on all points earned every month, automatically.
    • $50 cash back with your first purchase.3.
    We least like
    • $50 Annual Fee.

    Intro APR

    Introductory 0% APR for the first 6 billing cycles on purchases* and balance transfers.

    Regular APR

    After that, a variable APR, currently 9.99% to 20.99%.*  See Terms and Conditions for complete details.

    Annual Fee

    $50 Annual Fee
    • $50 cash back with your first purchase.3
    • Earn 1 point for every net $1 you spend.
    • Get a 50% bonus on all points earned every month, automatically.
    • No caps or limits on the points you can earn, plus you have five years to redeem points for rewards.2
    • Redemption starts at 2,500 points for $25 cash back, or redeem 25,000 points for round-trip airfare up to $325.
    • ScoreBoard, an award-winning expense management tool to help you organize and track your overall spending.
    •  Free employee cards with individual credit limits.
    • Accumulate employee card rewards points to the business owner's points total.
    • See Business Card Features and Benefits for a complete listing of all card benefits.
  • Visa Signature® Bonus Rewards Card

    Visa Signature<sup>®</sup> Bonus Rewards Card

    Visa Signature® Bonus Rewards Card

    • Our Rating:
    • Our Rating:
    • 3.50/5
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    $25 cash back with your first purchase.3

    Why we like it
    • $25 cash back with your first purchase.3
    • Earn 1 point for every net $1 you spend.
    • Get a 25% bonus on all points earned every month, automatically.
    • No caps or limits on the points you can earn, plus you have five years to redeem points for rewards2
    • Redemption starts at 2,500 points for $25 cash back, or redeem 25,000 points for round-trip airfare up to $325.
    • Visa credit cards also come with a variety of important features, including zero fraud liability protection and auto rental collision damage waiver.
    • The creditor and issuer of these Cards is Elan Financial Services.

    Intro APR

    Introductory 0.00% APR for the first 6 billing cycles on purchases. * and balance transfers.

    Regular APR

    After that, a variable APR, currently 9.99% to 20.99%.*  See the Terms and Conditions for complete details.

    Annual Fee

    No Annual Fee
    Why we like it
    • Earn 1 point for every net $1 you spend.
    • Get a 25% bonus on all points earned every month, automatically.
    We least like
    • Points expire after 5 years.

    Intro APR

    Introductory 0.00% APR for the first 6 billing cycles on purchases. * and balance transfers.

    Regular APR

    After that, a variable APR, currently 9.99% to 20.99%.*  See the Terms and Conditions for complete details.

    Annual Fee

    No Annual Fee
    • $25 cash back with your first purchase.3
    • Earn 1 point for every net $1 you spend.
    • Get a 25% bonus on all points earned every month, automatically.
    • No caps or limits on the points you can earn, plus you have five years to redeem points for rewards2
    • Redemption starts at 2,500 points for $25 cash back, or redeem 25,000 points for round-trip airfare up to $325.
    • Visa credit cards also come with a variety of important features, including zero fraud liability protection and auto rental collision damage waiver.
    • The creditor and issuer of these Cards is Elan Financial Services.
  • Visa Signature® Bonus Rewards PLUS Card

    Visa Signature<sup>®</sup> Bonus Rewards PLUS Card

    Visa Signature® Bonus Rewards PLUS Card

    • Our Rating:
    • Our Rating:
    • 3.50/5
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    Rate This Card

    $50 cash back with your first purchase.3

    Why we like it
    • $50 cash back with your first purchase.3
    • Earn 1 point for every net $1 you spend.
    • Get a 50% bonus on all points earned every month, automatically. 
    • No caps or limits on the points you can earn, plus you have five years to redeem points for rewards.2
    • Redemption starts at 2,500 points for $25 cash back, or redeem 25,000 points for round-trip airfare up to $325.
    • Cardmember Benefits include zero fraud liability4 protection and auto rental collision damage waiver.
    • The creditor and issuer of these Cards is Elan Financial Services.

    Intro APR

    Introductory 0.00% APR for the first 6 billing cycles on purchases. * and balance transfers.

    Regular APR

    After that, a variable APR, currently 9.99% to 20.99%.*  See the Terms and Conditions for complete details.

    Annual Fee

    $50 Annual Fee
    Why we like it
    • $50 cash back with your first purchase.3.
    • Earn 1 point for every net $1 you spend.
    We least like
    • Annual Fee.

    Intro APR

    Introductory 0.00% APR for the first 6 billing cycles on purchases. * and balance transfers.

    Regular APR

    After that, a variable APR, currently 9.99% to 20.99%.*  See the Terms and Conditions for complete details.

    Annual Fee

    $50 Annual Fee
    • $50 cash back with your first purchase.3
    • Earn 1 point for every net $1 you spend.
    • Get a 50% bonus on all points earned every month, automatically. 
    • No caps or limits on the points you can earn, plus you have five years to redeem points for rewards.2
    • Redemption starts at 2,500 points for $25 cash back, or redeem 25,000 points for round-trip airfare up to $325.
    • Cardmember Benefits include zero fraud liability4 protection and auto rental collision damage waiver.
    • The creditor and issuer of these Cards is Elan Financial Services.
  • Visa® Business Card

    Visa<sup>®</sup> Business Card

    Visa® Business Card

    • Our Rating:
    • Our Rating:
    • 3.40/5
    • Your Rating:
    Rate This Card

    ENJOY A LONGER INTRO RATE.

    Why we like it
    • ScoreBoard, an award-winning expense management tool to help you organize and track your overall spending.  
    • Free employee cards with individual credit limits.
    • See Business Card Features and Benefits for a complete listing of all card benefits.
    • No Annual Fee
    • The creditor and issuer of these Cards is Elan Financial Services.

    Intro APR

    0% intro APR for the first 12 billing cycles on purchases* and balance transfers

    Regular APR

    After that, a variable APR, currently  9.99% to 20.99%.*  See the Terms and Conditions for complete details.

    Annual Fee

    No Annual Fee
    Why we like it
    • ENJOY A LONGER INTRO RATE.
    • Business Card Features and Benefits.
    • No annual fee.
    We least like
    • No signing bonus offered.
    • No rewards or cash back program.

    Intro APR

    0% intro APR for the first 12 billing cycles on purchases* and balance transfers

    Regular APR

    After that, a variable APR, currently  9.99% to 20.99%.*  See the Terms and Conditions for complete details.

    Annual Fee

    No Annual Fee
    • ScoreBoard, an award-winning expense management tool to help you organize and track your overall spending.  
    • Free employee cards with individual credit limits.
    • See Business Card Features and Benefits for a complete listing of all card benefits.
    • No Annual Fee
    • The creditor and issuer of these Cards is Elan Financial Services.
  • Visa® Platinum Card

    Visa<sup>®</sup> Platinum Card

    Visa® Platinum Card

    • Our Rating:
    • Our Rating:
    • 3.40/5
    • Your Rating:
    Rate This Card

    Low intro APR for 12 billing cycles on purchases and balance transfers.

    Why we like it
    • Special Offers Introductory 0.00% APR for the first 12 billing cycles on purchases. * and balance transfers.
    • Purchase APR After that, a variable APR, currently 9.99% to 20.99%.*  See Terms and Conditions for complete details. Annual FeeNo Annual Fee
    • Cardmember Benefits Consumer Credit cards also come with a variety of important features, including: extended warranty coverage, auto rental collision damage waiver coverage and zero fraud liability1.  See Consumer Card Features and Benefits for a complete listing of all card benefits.

    Intro APR

    Introductory 0.00% APR for the first 12 billing cycles on purchases. * and balance transfers.

    Regular APR

    After that, a variable APR, currently 9.99% to 20.99%.*  See Terms and Conditions for complete details.

    Annual Fee

    No Annual Fee
    Why we like it
    • Low intro APR for 12 billing cycles on purchases and balance transfers.
    We least like
    • No rewards or cash back.

    Intro APR

    Introductory 0.00% APR for the first 12 billing cycles on purchases. * and balance transfers.

    Regular APR

    After that, a variable APR, currently 9.99% to 20.99%.*  See Terms and Conditions for complete details.

    Annual Fee

    No Annual Fee
    • Special Offers Introductory 0.00% APR for the first 12 billing cycles on purchases. * and balance transfers.
    • Purchase APR After that, a variable APR, currently 9.99% to 20.99%.*  See Terms and Conditions for complete details. Annual FeeNo Annual Fee
    • Cardmember Benefits Consumer Credit cards also come with a variety of important features, including: extended warranty coverage, auto rental collision damage waiver coverage and zero fraud liability1.  See Consumer Card Features and Benefits for a complete listing of all card benefits.
  • Secured Visa® Card

    Secured Visa<sup>®</sup> Card

    Secured Visa® Card

    • Our Rating:
    • Our Rating:
    • 3.20/5
    • Your Rating:
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    Receive up to a $5,000 credit limit.

    Why we like it
    • Simply open a secured savings account that is pledged as security for your credit card account.
    • Merchants and retailers won't know your card is secured when you use it to make purchases.
    • Cardmember Benefits include extended warranty coverage, auto rental collision damage waiver coverage and zero fraud liability. See Consumer Card Features and Benefits for a complete listing of all card benefits.
    • The creditor and issuer of these Cards is Elan Financial Services.

    Regular APR

    Variable APR currently 20.99%. *  See Terms and Conditions for complete details.

    Annual Fee

    $35 Annual Fee

    Credit Required

    Bad
    Why we like it
    • Receive up to a $5,000 credit limit.
    We least like
    • Annual Fee.
    • No low intro APR.

    Regular APR

    Variable APR currently 20.99%. *  See Terms and Conditions for complete details.

    Annual Fee

    $35 Annual Fee

    Credit Required

    Bad
    • Simply open a secured savings account that is pledged as security for your credit card account.
    • Merchants and retailers won't know your card is secured when you use it to make purchases.
    • Cardmember Benefits include extended warranty coverage, auto rental collision damage waiver coverage and zero fraud liability. See Consumer Card Features and Benefits for a complete listing of all card benefits.
    • The creditor and issuer of these Cards is Elan Financial Services.