Award travel, whether inside the U.S. or to more exotic destinations, is becoming more popular all the time. While frequent flyer credit cards remain a popular choice, a number of more flexible travel credit cards have appeared in recent years. Bank of America® Travel Rewards Visa® credit card - 25,000 Bonus Points Offer is Bank of America's take on a flexible travel rewards credit card. The first question that comes to mind is: How does this card stand up against competition from other major issuers like Capital One and Discover?

Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least likeCredit RequiredRelated links
Bank of America<sup>®</sup> Travel Rewards Visa<sup>®</sup> credit card - 25,000 Bonus Points Offer

Bank of America® Travel Rewards Visa® credit card - 25,000 Bonus Points Offer

APPLY NOWAt Bank of America's secure website
  • 25,000 online bonus points if you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases
  • Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire
  • 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases
  • Use your card to book your trip how and where you want – you’re not limited to specific websites with blackout dates or restrictions
  • Redeem points for a statement credit to pay for flights, hotels, vacation packages, cruises, rental cars, or baggage fees
  • 0% Introductory APR for 12 billing cycles for purchases. After the intro APR ends, 16.49% - 24.49% Variable APR will apply
  • If you’re a Preferred Rewards member, you can earn 25% - 75% more points on every purchase
APPLY NOWAt Bank of America's secure website

0% Introductory APR for 12 billing cycles for purchases

16.49% - 24.49% Variable APR

$0

Why we like it
  • Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire.
Excellent/Good

GET.com answers this and many more questions about Bank of America® Travel Rewards Visa® credit card - 25,000 Bonus Points Offer in this Q&A.

Frequently Asked Questions About Bank of America® Travel Rewards Visa® credit card - 25,000 Bonus Points Offer
Does this card help me get frequent flyer miles?
How many points do I earn when I use this card?
Do I earn more points if I bank with Bank of America?
Are there ways to earn extra points?
Are there any purchases which I do not earn points on?
How much are my points worth?
Do I get free checked baggage or free in-flight internet with this card?
Do I pay an annual card fee to use this card?
Do I pay a foreign transaction fee when I use this card to pay outside of the U.S.?
Do my points expire?
Do I pay a penalty if I make a late payment?
Do I get access to my credit score?
Who is this card for?

Questions And Answers For Bank of America® Travel Rewards Visa® credit card - 25,000 Bonus Points Offer

Question: Does this card help me get frequent flyer miles?

Answer: No, Bank of America® Travel Rewards Visa® credit card - 25,000 Bonus Points Offer doesn't earn actual frequent flyer miles. Instead, you earn points which you can redeem for a statement credit to pay for flights, hotels, baggage fees, vacation packages, rental cars and cruises. Unlike some other travel rewards programs, you get no blackout dates and no restrictions when booking your trip.

Question: How many points do I earn when I use this card?

Answer: You earn unlimited 1.5 points per $1 spent on all purchases.

Question: Do I earn more points if I bank with Bank of America?

Answer: Yes. If you're a Preferred Rewards client, you get 25%-75% more points on every purchase. As a regular or Gold Preferred Rewards member you earn 25% more points. Platinum members earn 50% more points and you earn 75% more points if you have a Platinum Honors relationship.

Question: Are there ways to earn extra points?

Answer: You can earn unlimited 3 points for every $1 of net purchases (not including insurance) which you make through Bank of America's Travel Center (the standard 1.5 bonus points plus 1.5 bonus points). If you prefer to have a travel service help you with your bookings, you can earn extra points by using the bank's service. However, you won't always find the best deals that way so make sure to compare travel deals to make sure you get the best deals.

Question: Are there any purchases which I do not earn points on?

Answer: You earn points on all purchases, minus returns and credits and adjustments. You also do not earn points on cash advances, balance transfers, fees, interest charges and fraudulent transactions. Certain other charges may also not be eligible. The main criteria is: If you are actually permanently buying a product or service and paying for it with this card, rather than just shifting value to another form of currency, you will generally get your points.

Question: How much are my points worth?

Answer: Each point you redeem for a travel credit is worth $0.01. That means that 2,500 points are worth $25. That means you get $25 worth of travel with approximately every $1,667 of purchases charged to your Bank of America® Travel Rewards Visa® credit card - 25,000 Bonus Points Offer.

Question: Do I get free checked baggage or free in-flight internet with this card?

Answer: No, that benefit is primarily offered by airlines for their frequent flyer credit card holders. However, you can redeem your points towards baggage charges.

Question: Do I pay an annual card fee to use this card?

Answer: This card has no annual fee, so you do not pay a yearly card fee. That means the points you earn are pure "profit" so to speak. Other flexible travel cards like Capital One® Venture® Rewards Credit Card have higher points earning rates, but have annual fees.

Question: Do I pay a foreign transaction fee when I use this card to pay outside of the U.S.?

Answer: No you do not. This card has no foreign transaction fee.

Question: Do my points expire?

Answer: No, your points do not expire, so you can collect them for as long as you want and redeem them for travel when you choose to. Just make sure your account remains open and in good standing because if your account is closed for one reason or another, you will lose any points you have on your account.

Question: Do I pay a penalty if I make a late payment?

Answer: Absolutely, and a pretty hefty one at that. This card has a late payment fee of up to $39. Whatever you do, do not make a late payment.

Question: Do I get access to my credit score?

Answer: Yes, the FICO® Score Program is a benefit available for primary cardholders and can be accessed through the Mobile website and the Mobile Banking app.

Question: Who is this card for?

Answer: Anyone looking for a credit card which lets them earn a decent flat rate of travel rewards on all their purchases, and redeem those points towards most travel purchases will benefit from this card. However, the travel-earning potential of this Bank of America card really comes into its own for Bank of America banking customers thanks to the bonus for Bank of America checking and savings account holders and the even higher bonus for Preferred Rewards customers.

More about Bank of America® Travel Rewards Visa® credit card - 25,000 Bonus Points Offer:

Our Bank of America® Travel Rewards Visa® credit card Review
Best Travel Credit Cards
Best Airline Credit Cards