Most of the credit cards with really good benefits require you to have excellent credit. Having a good credit score is so important since among other benefits, it will help you save money on interest rates as well as qualify for the best credit cards. Some of the cards below carry high annual fees, but if you use your card to the full and take advantage of all its benefits, you will see that the fees are generally more than worth it.

For example, in January, 2014, Chase and United Airlines announced a Chase United VIP Lounge located at NYC's Times Square to celebrate football's biggest week - 'Big Game Week'. United MileagePlus® cardholders were invited to attend these exclusive week-long events for free and benefit from amenities such as free beverages and snacks, dinners prepared by celeb chefs, Tailgate and Big Game Parties, and much more. These events also featured football legends!

Incredible perks like the one above are a great example of the invaluable benefits and experiences that come with top-notch credit cards.

Top-tier credit cards generally offer some type of rewards and benefits such as points or cash back to reward cardmembers on their spending. However, there are some exclusive cards that offer additional benefits and perks to cardholders. I'm going to show you some of the exclusive cards which offer real benefits and perks including VIP benefits. And, let's face it, feeling like a VIP is priceless.