Are you thinking of getting a BP, Shell or Chevron credit card just so you can save on fuel purchases? Hold that off. While brand-specific cards give you rebates when you use their pump, I strongly recommend that you get gas credit cards that do not limit your fuel purchase to a certain petrol company; and not only give you rewards when you buy fuel, but also give you rebates when you use your card for other everyday purchases.

GET.com's best gas cards

Best ForCredit Card
No Annual FeeBlue Cash Everyday® Card from American Express
Category Choice Cash BackBank of America® Cash Rewards credit card - $200 Cash Rewards Offer
GroceriesBlue Cash Preferred® Card from American Express
Unlimited Cash BackChase Freedom Unlimited®
Rotating CategoriesChase Freedom®
2% Cash BackCiti® Double Cash Card
Costco RewardsCostco Anywhere Visa® Card by Citi

When looking through our best rated gas credit cards in the US, you will see that many do not charge an annual fee, and some offer 0% introductory APR on purchases and balance transfers as well.

Many gas credit cards offer a 2-5% rebate at gas stations and 1% back on other purchases, thus reducing the cost of your fuel. Gas rebates are usually given out in the form of an account credit, check or gift card. Keep in mind that with some card issuers, you need to request for your rebate in advance, and that some cards impose a cap on the amount of rebates you can get in a year.

Below are our best rated gas credit cards in the US offering gas rebates so that you can find the card that best matches your preferences.

Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least likeCredit RequiredRelated links
Blue Cash Everyday<sup>®</sup> Card from American Express

Blue Cash Everyday® Card from American Express

APPLY NOWAt American Express' secure website
  • Earn a $150 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months.
  • 3% Cash Back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%).
  • 2% Cash Back at U.S. gas stations and at select U.S. department stores, 1% back on other purchases.
  • Low intro APR: 0% for 15 months on purchases and balance transfers, then a variable rate, currently 14.49% to 25.49%.
  • Over 3 million more places in the U.S. started accepting American Express® Cards in 2017 and 2018.
  • Cash back is received in the form of Reward Dollars that can be easily redeemed for statement credits, gift cards, and merchandise.
  • No annual fee.
  • Terms Apply.
  • See Rates & Fees
APPLY NOWAt American Express' secure website

0% intro APR on purchases and balance transfers for 15 months

14.49% - 25.49% Variable

$0

Excellent, Good

Blue Cash Everyday® Card from American Express, a GET.com advertiser, lets you earn 2% cash back on purchases from U.S. gas stations, 3% cash back on up to $6,000 spent per year in purchases at U.S. supermarkets and 1% cash back on other purchases. No rotating or changing reward categories, so you probably won't have much difficulty figuring out how much you can save on gas. This rewarding card has 0% intro APR on purchases and balance transfers for 15 months (See Rates & Fees), then a 14.49% - 25.49% variable APR (See Rates & Fees) depending on creditworthiness and other factors. This card has a signing bonus that lets you earn $150 back (as a statement credit) after you spend at least $1,000 in purchases within the 3 first months of card membership. This card has no annual fee (See Rates & Fees). Terms apply.

For rates and fees of the Blue Cash Everyday® Card from American Express, please click here.
Read our review of Blue Cash Everyday® Card from American Express here.

Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least likeCredit RequiredRelated links
Bank of America<sup>®</sup> Cash Rewards credit card - $200 Cash Rewards Offer

Bank of America® Cash Rewards credit card - $200 Cash Rewards Offer

APPLY NOWAt Bank of America's secure website
  • $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening
  • No annual fee
  • $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening
  • Earn 3% cash back in the category of your choice, 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases) and unlimited 1% on all other purchases
  • 0% Introductory APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 15.74% - 25.74% Variable APR will apply. A 3% fee (min $10) applies to all balance transfers
  • No expiration on rewards
  • If you're a Preferred Rewards member, you can earn 25% - 75% more cash back on every purchase
APPLY NOWAt Bank of America's secure website

0% Introductory APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days

15.74% - 25.74% Variable APR

$0

Why we like it
  • $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.
We least like
  • 3% foreign transaction fee.
Excellent/Good

Bank of America® Cash Rewards credit card - $200 Cash Rewards Offer has no annual fee and you will get a $200 online cash rewards bonus if you make at least $1,000 in purchases in the first 90 days. As for cash rewards, you will earn 2% cash back at grocery stores and wholesale clubs and 3% cash back on the category of your choice (gas, online shopping, dining, travel, drug stores, or home improvement /furnishings) on the first $2,500 you spend in combined grocery store, wholesale clubs and choice category purchases each quarter. You can even update your choice category for future purchases once each calendar month if you want to. For all other purchases, you will earn 1% cash back. Unlike many other credit cards, you don't have to enroll in any rewards program to earn your cash back and there are no changing categories. Your cash back doesn't expire, and you can choose to redeem it in the form of a statement credit, check, or directly into a Bank of America® checking or savings account. If you're a Preferred Rewards client you can increase that bonus amount to 25%-75%. You will also enjoy 0% intro APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After that, 15.74% - 25.74% variable APR. Balance transfer fees equal 3% of the amount of each transaction or $10, whichever is greater. See terms and conditions.

Read our review of Bank of America® Cash Rewards credit card - $200 Cash Rewards Offer.

Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least likeCredit RequiredRelated links
Blue Cash Preferred<sup>®</sup> Card from American Express

Blue Cash Preferred® Card from American Express

APPLY NOWAt American Express' secure website
  • Earn a $250 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months.
  • New 6% Cash Back on select U.S. streaming subscriptions.
  • New 3% Cash Back on transit including taxis/rideshare, parking, tolls, trains, buses and more.
  • 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%). 3% Cash Back at U.S. gas stations. 1% Cash Back on other purchases.
  • Over 3 million more places in the U.S. started accepting American Express® Cards in 2017 and 2018.
  • Low intro APR: 0% for 12 months on purchases and balance transfers, then a variable rate, currently 14.49% to 25.49%
  • $95 annual fee.
  • Terms Apply.
  • See Rates & Fees
APPLY NOWAt American Express' secure website

0% intro APR on purchases and balance transfers for 12 months

14.49%-25.49% Variable

$95

Excellent, Good

Blue Cash Preferred® Card from American Express, a GET.com advertiser. Blue Cash Preferred® Card from American Express lets you earn 3% cash back on purchases you make at U.S. gas stations and transit (includes taxis/rideshare, parking, tolls, trains, buses and more). You earn 6% cash back on up to $6,000 in purchases at U.S. supermarkets per year and on select U.S. streaming subscriptions, 1% thereafter, and 1% cash back for your other purchases. The ongoing cash back you get is received in the form of Reward Dollars that you can redeem as a statement credit. Benefit from a 0% intro APR on purchases and balance transfers for 12 months (See Rates & Fees) (14.49%-25.49% variable APR (See Rates & Fees) thereafter). This card lets you earn $250 back as statement credit after you make $1,000 in purchases with your new Card within the first 3 months after account opening. Terms apply. There is a $95 annual fee (See Rates & Fees).

Read our Blue Cash Preferred® Card from American Express review here. For rates and fees of the Blue Cash Preferred® Card from American Express, please click here.

Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least likeCredit RequiredRelated links
Chase Freedom Unlimited<sup>®</sup>

Chase Freedom Unlimited®

APPLY NOWAt Chase's secure website
  • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening.
  • Earn unlimited 1.5% cash back on all purchases.
  • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 16.74-25.49%.
  • 3% intro balance transfer fee when you transfer a balance during the first 60 days your account is open, with a minimum of $5.
  • No annual fee
  • No minimum to redeem for cash back
  • Cash Back rewards do not expire as long as your account is open
APPLY NOWAt Chase's secure website

0% Intro APR for 15 months from account opening on purchases and balance transfers

16.74% - 25.49% Variable

$0

Why we like it
  • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening.
Excellent/Good

Chase Freedom Unlimited® lets you earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening. Earn unlimited 1.5% cash back automatically on every purchase you make, including gas. This card has a 0% intro APR for 15 months from account opening on purchases and balance transfers (16.74% - 25.49% variable APR after that). A nice plus is that this card has no annual fee.

Read our review of Chase Freedom Unlimited® here.

Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least likeCredit RequiredRelated links
Chase Freedom<sup>®</sup>

Chase Freedom®

APPLY NOWAt Chase's secure website
  • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
  • Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter!
  • Unlimited 1% cash back on all other purchases – it's automatic
  • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 16.74-25.49%.
  • 3% intro balance transfer fee when you transfer a balance during the first 60 days your account is open, with a minimum of $5.
  • No annual fee
  • Cash Back rewards do not expire as long as your account is open and there is no minimum to redeem for cash back.
  • Free credit score, updated weekly with Credit Journey℠
APPLY NOWAt Chase's secure website

0% Intro APR for 15 months from account opening on purchases and balance transfers

16.74% - 25.49% Variable

$0

Why we like it
  • Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter. Unlimited 1% cash back on all other purchases - it's automatic.
Excellent/Good

Chase Freedom® lets you earn 5% cash back on up to $1,500 spent on combined purchases that you make in bonus categories each quarter. Bonus categories change every 3 months, you can earn it by activating your bonus each quarter (it's easy), and you earn unlimited 1% cash back on every other purchase you make. This card also comes with a bonus offer which lets you earn a $150 bonus after spending $500 on purchases within your first 3 months after account opening. This cash back credit card has no annual fee.

Read our Chase Freedom® review here.

Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least likeCredit RequiredRelated links
Citi<sup>®</sup> Double Cash Card – 18 month BT offer

Citi® Double Cash Card – 18 month BT offer

APPLY NOWAt Citi's secure website
  • Earn cash back twice. Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
  • To earn cash back, pay at least the minimum due on time.
  • Balance Transfer Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 15.49% - 25.49%, based on your creditworthiness.
  • Click "Apply Now" to see the applicable balance transfer fee and how making a balance transfer impacts interest on purchases.
  • Balance Transfers do not earn cash back.
  • The standard variable APR for Citi Flex Plan is 15.49% - 25.49%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.
APPLY NOWAt Citi's secure website

0% intro APR for 18 months on Balance Transfers

15.49% - 25.49% (Variable)

$0

Why we like it
  • Earn cash back twice. Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
  • Introductory APR offer.
Excellent, Good

Citi® Double Cash Card – 18 month BT offer lets you earn 2% cash back on all purchases: 1% cash back when you buy, plus an additional 1% as you pay for those purchases. There are no categories to track and there isn't any cap on the amount of cashback you can earn. So just by using this card, you can earn 2% cash back on all eligible purchases, including gas. If you need to transfer a balance, this card gives you 0% intro APR for 18 months on balance transfers, after which the regular 15.49% - 25.49% variable APR (depending on your creditworthiness) on purchases and balance transfers applies. Click 'Apply Now' to see the applicable balance transfer fee and how making a balance transfer impacts interest on purchases. No annual fee.

Read our review of Citi® Double Cash Card – 18 month BT offer here.

Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least likeCredit RequiredRelated links
Avianca Vuela Visa<sup>®</sup> Card

Avianca Vuela Visa® Card

APPLY NOWAt Avianca's secure website
  • Standard 40,000 welcome bonus after first purchase, plus 20,000 bonus miles after at least $1,000 spend on purchases within the first 90 days of account opening (total of 60,000). Promo code SB4060 must be entered when completing application in order to receive the additional 20,000 welcome bonus miles after qualifying purchases.
  • Earn 3 LifeMiles per $1 spent on Avianca purchases
  • Earn 2 LifeMiles per $1 spent at gas stations and grocery stores
  • Earn 1 LifeMile per $1 spent on all other purchases
  • No foreign transaction fees
  • 15% discount on purchases of miles with Multiply Your Miles
APPLY NOWAt Avianca's secure website

0% intro APR for the first 12 months. Applies to BTs made within the first 90 days.

14.74% to 27.74%, based on your creditworthiness

$149

Excellent, Good

Avianca Vuela Visa® Card lets you earn a welcome bonus of 40,000 LifeMiles after you make your first purchase, plus 20,000 bonus miles after at least $1,000 spend on purchases made within the first 90 days of account opening, which would come out to a total of 60,000 LifeMiles. You must enter the promo code - SB4060 - when completing your application in order to receive the additional 20,000 welcome bonus miles after qualifying purchases. 3 LifeMiles per $1 spent on Avianca purchases, 2 LifeMiles per $1 spent at gas stations and grocery stores and 1 LifeMile per $1 spent on all other purchases. This card has a 0% intro APR for the first 12 months (14.74% to 27.74% variable APR after that). This card has a $149 annual fee.

Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least likeCredit RequiredRelated links
Costco Anywhere Visa<sup>®</sup> Card by Citi

Costco Anywhere Visa® Card by Citi

APPLY NOWAt Citi's secure website
  • Discover one of Citi’s best cash back rewards cards designed exclusively for Costco members
  • 4% cash back on eligible gas for the first $7,000 per year and then 1% thereafter
  • 3% cash back on restaurants and eligible travel purchases
  • 2% cash back on all other purchases from Costco and Costco.com
  • 1% cash back on all other purchases
  • No annual fee with your paid Costco membership and enjoy no foreign transaction fees on purchases
  • Receive an annual credit card reward certificate, which is redeemable for cash or merchandise at U.S. Costco warehouses, including Puerto Rico
  • The standard variable APR for Citi Flex Plan is 16.74%. Citi Flex Plan offers are made available at Citi's discretion.
APPLY NOWAt Citi's secure website

N/A

16.74% (Variable)

$0

Why we like it
  • 4% cash back on eligible gas for the first $7,000 per year and then 1% thereafter.
  • 2% cash back on all other purchases from Costco and Costco.com.
Excellent

Costco Anywhere Visa® Card by Citi. You have to be a Costco member to apply for this credit card, so it won't work for everyone. But we at GET.com felt it was too good a gas credit card not to include in this list. This Visa credit card lets you earn 4% cash back on the first $7,000 of gas purchases you make at gas stations (worldwide) and at Costco gas stations every year, and then 1% thereafter. You only earn 1% cash back on gas purchases made at other warehouse clubs (besides Costco), and at supermarkets, convenience stores and superstores, so stick to gas stations that aren't connected to those. This card also lets you earn 3% cash back at restaurants and on eligible travel purchases, and (of course) 2% cash back on all other purchases from Costco and Costco.com. You earn 1% cash back on all other purchases charged to this card.

Click here to see our full selection of Gas Credit Cards.

What Is A Gas Credit Card?

If there is one thing that almost everybody spends money on, its gas. Unless you are the type who doesn't mind taking a 5 hour coffee break while your electric car charges, you will need gas if you want to get anywhere by car.

A gas credit card let's you earn rewards like points or cash back when you fill up your tank. Some gas cards reward you for all purchases that you make at gas stations, and some only let you earn rewards when you pay at the pump. Depending on your spending habits, you may get better value out of one or the other.

If you make a lot of extra purchases at gas stations (food, drinks, convenience purchases), then you will probably earn more by using a card that rewards you for all gas station purchases. If most of your spending at gas stations is for gas, then a card that rewards you when you pay at the pump might work just as well.

How Much Can I Save On Gas?

Some gas credit cards put limits on the amount of cash back or points you can earn each month, quarter or year. Other cards let you earn unlimited rewards on gas purchases.

What Credit Do I Need To Apply For A Gas Card?

You can apply for certain gas credit cards even if you have bad credit or no credit. Credit One Bank® Unsecured Visa® with Cash Back Rewards lets you earn unlimited 1% cash back on gas and groceries, and you can get it even if you have bad credit. But you will pay the 19.74% to 25.74% variable APR right from the posting date, so if you use this card to fill up your tank, make sure to do it just before your billing date and make your payment in full each month, or the APR will bite.

However, if you have excellent credit, you can get much more rewarding gas credit cards like Bank of America® Cash Rewards credit card - $200 Cash Rewards Offer which lets you earn 2% cash back at grocery stores and wholesale clubs as well as 3% cash back on the category of your choice (either gas, online shopping, dining, travel, drug stores, or home improvement /furnishings) on the first $2,500 you spend in combined grocery store, wholesale clubs and choice category each quarter.

Are There Other Credit Cards For Gas Savings?

If you don't want to be limited to earning rewards in set categories, you could use a more general credit card to save on gas.

Citi® Double Cash Card – 18 month BT offer lets you earn cash back twice on every purchase. You earn 1% cash back when you buy and another 1% cash back as you pay off those purchases, whether you pay in full or over time (as long as you make the minimum payments). So you can earn cash back on all purchases including gas by using that card.

Another card that lets you earn cash back on all purchases is Capital One® Quicksilver® Cash Rewards Credit Card. This card lets you earn unlimited 1.5% cash back on all your purchases.

If your budget is very irregular and your expenses change month by month, then a flexible cash back card might be a better choice, compared to getting a dedicated gas credit card.

How We Rate Gas Credit Cards

Gas credit cards are rated by GET.com based on the gas rewards and other rewards you can earn (cash back, points, discounts) in relation to the annual fee. Other fees are also taken into account including the APR, grace period, penalty fees, and foreign transaction fees.

We also look at flexibility in how you earn gas rewards, where you earn gas rewards, and how you can redeem your gas rewards. Benefits like travel insurance, purchase protection and price protection are also taken into account.