Are you thinking of getting a BP, Shell or Chevron credit card just so you can save on fuel purchases? Hold that off. While brand-specific cards give you rebates when you use their pump, I strongly recommend that you get gas credit cards that do not limit your fuel purchase to a certain petrol company; and not only give you rewards when you buy fuel, but also give you rebates when you use your card for other everyday purchases.

GET.com's best gas cards

Best ForCredit Card
BonusWells Fargo Cash Wise Visa® Card
Gas RewardsBank of America® Cash Rewards credit card - $200 Cash Rewards Offer
2% Cash BackCiti® Double Cash Card

When looking through our best rated gas credit cards in the US, you will see that many do not charge an annual fee, and some offer 0% introductory APR on purchases and balance transfers as well.

Many gas credit cards offer a 2-5% rebate at gas stations and 1% back on other purchases, thus reducing the cost of your fuel. Gas rebates are usually given out in the form of an account credit, check or gift card. Keep in mind that with some card issuers, you need to request for your rebate in advance, and that some cards impose a cap on the amount of rebates you can get in a year.

Below are our best rated gas credit cards in the US offering gas rebates so that you can find the card that best matches your preferences.

Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least likeCredit RequiredRelated links
Blue Cash Everyday<sup>®</sup> Card from American Express

Blue Cash Everyday® Card from American Express

APPLY NOWAt American Express' secure website
  • $150 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months.
  • 3% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%).
  • 2% cash back at U.S. gas stations and at select U.S. department stores, 1% back on other purchases.
  • Low intro APR: 0% for 15 months on purchases and balance transfers, then a variable rate, currently 14.99% to 25.99%.
  • Over 1.5 million more places in the U.S. started accepting American Express® Cards in 2017.
  • Cash back is received in the form of Reward Dollars that can be easily redeemed for statement credits, gift cards, and merchandise.
  • No annual fee.
  • Terms Apply.
  • See Rates & Fees
APPLY NOWAt American Express' secure website

0% intro APR on purchases and balance transfers for 15 months

14.99%-25.99% Variable

$0

Excellent, Good

Blue Cash Everyday® Card from American Express, a GET.com advertiser, lets you earn 2% cash back on purchases from U.S. gas stations, 3% cash back on up to $6,000 spent per year in purchases at U.S. supermarkets and 1% cash back on other purchases. No rotating or changing reward categories, so you probably won't have much difficulty figuring out how much you can save on gas. This rewarding card has 0% intro APR on purchases and balance transfers for 15 months, then a 14.99% - 25.99% variable APR depending on creditworthiness and other factors. This card has a signing bonus that lets you earn $150 back (as a statement credit) after you spend at least $1,000 in purchases within the 3 first months of card membership. This card has no annual fee. Terms apply.

Read our review of Blue Cash Everyday® Card from American Express here.

Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least likeCredit RequiredRelated links
Wells Fargo Cash Wise Visa<sup>®</sup> Card

Wells Fargo Cash Wise Visa® Card

APPLY NOWAt Wells Fargo's secure website
  • Earn a $200 cash rewards bonus after spending $1,000 in the first 3 months
  • Earn unlimited 1.5% cash rewards on purchases
  • Enjoy 1.8% cash rewards on qualified mobile wallet purchases, like Apple Pay® or Google Pay™, during the first 12 months from account opening
  • No category restrictions or sign ups and cash rewards don't expire as long as your account remains open
  • Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Cash Wise Visa® Card
  • 0% Intro APR for 12 months on purchases and balance transfers (fees apply), then a 15.99%-26.99% variable APR; balance transfers made within 120 days qualify for the intro rates and fees
  • $0 Annual Fee
  • Select "Apply Now" to learn more about the product features, terms, and conditions
APPLY NOWAt Wells Fargo's secure website

0% Intro APR for 12 months on purchases and balance transfers (fees apply), balance transfers made within 120 days qualify for the intro rates and fees

15.99%-26.99% (Variable)

$0

Excellent/Good

Wells Fargo Cash Wise Visa® Card. If you spend $1,000 within the first 3 months of card membership you get a sweet $200 cash rewards bonus! Earn unlimited 1.5% cash rewards on all the purchases you make every single day. You also get to enjoy 1.8% cash rewards on qualified mobile wallet purchases like Google PayTM or Apple Pay® made within the first 12 months of opening your account. There are no category restrictions or quarterly sign ups and cash rewards never expire as long as you keep your account open. There is a $0 annual fee and a 0% intro APR for 12 months on purchases and balance transfers (fees apply; balance transfers made within 120 days qualify for the intro rates and fees), after that period you get a 15.99%-26.99% variable APR.

Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least likeCredit RequiredRelated links
Bank of America<sup>®</sup> Cash Rewards credit card - $200 Cash Rewards Offer

Bank of America® Cash Rewards credit card - $200 Cash Rewards Offer

APPLY NOWAt Bank of America's secure website
  • NEW OFFER: $200 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
  • No annual fee
  • NEW OFFER: $200 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
  • Earn 1% cash back on every purchase, 2% at grocery stores and wholesale clubs, and 3% on gas for the first $2,500 in combined grocery/wholesale club/gas purchases each quarter
  • No changing categories and no expiration on rewards
  • 0% Introductory APR for 12 billing cycles for purchases AND for any balance transfers made in the first 60 days, then, 15.24% - 25.24% Variable APR. 3% fee (min $10) applies to balance transfers
  • Get a 10% customer bonus every time you redeem your cash back into a Bank of America® checking or savings account
  • If you're a Preferred Rewards client, you can increase that bonus to 25% - 75%
  • Easily add your Mastercard® credit card to any digital wallet for a simple, secure, and convenient way to pay online, in-app, and in-store
APPLY NOWAt Bank of America's secure website

0% Introductory APR for 12 billing cycles for purchases AND for any balance transfers made in the first 60 days

15.24% - 25.24% Variable APR

$0

Why we like it
  • NEW OFFER: $200 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening.
  • Earn 1% cash back on every purchase, 2% at grocery stores and wholesale clubs, and 3% on gas for the first $2,500 in combined grocery/wholesale club/gas purchases each quarter.
We least like
  • 3% foreign transaction fee.
Excellent/Good

Bank of America® Cash Rewards credit card - $200 Cash Rewards Offer has no annual fee and you will get a $200 online cash rewards bonus if you make at least $500 in purchases in the first 90 days. As for cash rewards, you will earn 2% cash back at grocery stores and wholesale clubs and 3% cash back on gas on the first $2,500 you spend in combined grocery store, wholesale clubs and gas purchases each quarter. For all other purchases, you will earn 1% cash back. Unlike many other credit cards, you don't have to enroll in any rewards program to earn your cash back and there are no changing categories. Your cash back doesn't expire, and you can choose to redeem it in the form of a statement credit, check, or directly into a Bank of America® checking or savings account. You can benefit from a 10% customer bonus every time you redeem your cash back into a Bank of America® checking or savings account. If you're a Preferred Rewards client you can increase that bonus amount to 25%-75%. You will also enjoy 0% intro APR for 12 billing cycles for purchases AND for any balance transfers made in the first 60 days. After that, 15.24% - 25.24% variable APR. Balance transfer fees equal 3% of the amount of each transaction or $10, whichever is greater. See terms and conditions.

Read our review of Bank of America® Cash Rewards credit card - $200 Cash Rewards Offer.

Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least likeCredit RequiredRelated links
Blue Cash Preferred<sup>®</sup> Card from American Express

Blue Cash Preferred® Card from American Express

APPLY NOWAt American Express' secure website
  • $200 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months.
  • 6% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%) - that means spending $60 a week at U.S. supermarkets could earn over $180 back per year.
  • 3% cash back at U.S. gas stations and at select U.S. department stores, 1% back on other purchases.
  • Low intro APR: 0% for 12 months on purchases and balance transfers, then a variable rate, currently 14.99% to 25.99%.
  • Over 1.5 million more places in the U.S. started accepting American Express® Cards in 2017.
  • Cash back is received in the form of Reward Dollars that can be easily redeemed for statement credits, gift cards, and merchandise.
  • $95 annual fee.
  • Terms Apply.
  • See Rates & Fees
APPLY NOWAt American Express' secure website

0% intro APR on Purchases and Balance Transfers for 12 months

14.99%-25.99% Variable

$95

Excellent, Good

Blue Cash Preferred® Card from American Express, a GET.com advertiser. Blue Cash Preferred® Card from American Express lets you earn 3% cash back on purchases you make at U.S. gas stations and select U.S. department stores. You earn 6% cash back on up to $6,000 in purchases at U.S. supermarkets per year, 1% thereafter, and 1% cash back for your other purchases. The ongoing cash back you get is received in the form of Reward Dollars that you can redeem as a statement credit. Benefit from a 0% intro APR on Purchases and Balance Transfers for 12 months (14.99% - 25.99% variable APR thereafter). This card lets you earn $200 back as statement credit after you make $1,000 in purchases with your new Card within the first 3 months after account opening. Terms apply. There is a $95 annual fee.

Read our Blue Cash Preferred® Card from American Express review here.

Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least likeCredit RequiredRelated links
Wells Fargo Propel American Express<sup>®</sup> Card

Wells Fargo Propel American Express® Card

APPLY NOWAt Wells Fargo's secure website
  • New! Earn 30K bonus points when you spend $3,000 in purchases in the first 3 months – that's a $300 cash redemption value
  • Earn 3X points for eating out and ordering in
  • Earn 3X points for gas stations, rideshares and transit
  • Earn 3X points for travel including flights, hotels, homestays and car rentals
  • Earn 1X points on other purchases
  • $0 Annual Fee
  • 0% Intro APR for 12 months on purchases and balance transfers (fees apply), then a 14.49%-26.99% variable APR; balance transfers made within 120 days qualify for the intro rates and fees
  • Select "Apply Now" to learn more about the product features, terms, and conditions
APPLY NOWAt Wells Fargo's secure website

0% Intro APR for 12 months on purchases and balance transfers

14.49%-26.99% (Variable)

$0

Excellent/Good

Wells Fargo Propel American Express® Card lets you earn 3X points at U.S. gas stations. That means that for every dollar you spend on gas purchases (in the U.S.) you will earn 3X points! Besides being a winner at the pump you also get 3X points at U.S. restaurants, on rideshares and transit and for travel purchases, which includes flights, hotels, homestays and car rentals. Earn 1X point on any other purchases you might make with this card. As a welcome bonus you can earn 30,000 bonus points after you spend $3,000 in the first 3 months of being a cardholder. You can redeem points for travel, gift cards, cash redemption options or merchandise through Go Far® Rewards. You'll also enjoy some exclusive offers on airline tickets, hotels, car rentals, and cruises. This card has a long 0% Intro APR for 12 months on purchases and balance transfers (balance transfers made within 120 days qualify for the intro rates and fees) and a 14.49%-26.99% variable APR thereafter; balance transfer fees apply. $0 annual fee.

Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least likeCredit RequiredRelated links
Chase Freedom Unlimited<sup>®</sup>

Chase Freedom Unlimited®

APPLY NOWAt Chase's secure website
  • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
  • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 16.99-25.74%. Balance transfer fee is 5% of the amount transferred, $5 minimum
  • Unlimited 1.5% cash back on every purchase - it's automatic
  • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
  • No minimum to redeem for cash back
  • Cash Back rewards do not expire as long as your account is open
  • Free credit score, updated weekly with Credit Journey℠
  • No annual fee
APPLY NOWAt Chase's secure website

0% Intro APR for 15 months from account opening on purchases and balance transfers

16.99% - 25.74% Variable

$0

Why we like it
  • Unlimited 1.5% cash back on every purchase - it's automatic.
  • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening.
Excellent/Good

Chase Freedom Unlimited® lets you earn unlimited 1.5% cash back automatically on every purchase you make, including gas. This card also comes with a neat bonus offer (you earn a $150 Bonus after spending $500 on purchases in your first 3 months from account opening) and a 0% intro APR for 15 months from account opening on purchases and balance transfers (16.99% - 25.74% variable APR after that). A nice plus is that this card has no annual fee.

Read our review of Chase Freedom Unlimited® here.

Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least likeCredit RequiredRelated links
Chase Freedom<sup>®</sup>

Chase Freedom®

APPLY NOWAt Chase's secure website
  • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
  • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 16.99-25.74%. Balance transfer fee is 5% of the amount transferred, $5 minimum
  • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
  • Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate
  • Enjoy new 5% categories each quarter
  • Unlimited 1% cash back on all other purchases - it's automatic
  • Cash Back rewards do not expire as long as your account is open and there is no minimum to redeem for cash back.
  • Free credit score, updated weekly with Credit Journey℠
  • No annual fee
APPLY NOWAt Chase's secure website

0% Intro APR for 15 months from account opening on purchases and balance transfers

16.99% - 25.74% Variable

$0

Why we like it
  • Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter. Unlimited 1% cash back on all other purchases - it's automatic.
Excellent/Good

Chase Freedom® lets you earn 5% cash back on up to $1,500 spent on combined purchases that you make in bonus categories each quarter. Bonus categories change every 3 months, you can earn it by activating your bonus each quarter (it's easy), and you earn unlimited 1% cash back on every other purchase you make. This card also comes with a bonus offer which lets you earn a $150 bonus after spending $500 on purchases within your first 3 months after account opening. This cash back credit card has no annual fee.

Read our Chase Freedom® review here.

Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least likeCredit RequiredRelated links
Citi<sup>®</sup> Double Cash Card – 18 month BT offer

Citi® Double Cash Card – 18 month BT offer

APPLY NOWAt Citi's secure website
  • Earn 2% cash back on purchases: 1% when you buy plus 1% as you pay
  • Balance Transfers do not earn cash back
  • 0% Intro APR on Balance Transfers for 18 months. After that, the variable APR will be 15.49% - 25.49% based on your creditworthiness*
  • Click 'Apply Now' to see the applicable balance transfer fee and how making a balance transfer impacts interest on purchases
  • No categories to track, no caps on cash back, no annual fee*
APPLY NOWAt Citi's secure website

0% Intro APR on Balance Transfers for 18 months*

15.49% - 25.49%* (Variable)

$0*

Why we like it
  • Earn 2% cash back on purchases: 1% when you buy plus 1% as you pay.
  • Introductory APR offer.
Excellent, Good

Citi® Double Cash Card – 18 month BT offer lets you earn 2% cash back on all purchases: 1% cash back when you buy, plus an additional 1% as you pay for those purchases. There are no categories to track and there isn't any cap on the amount of cashback you can earn. So just by using this card, you can earn 2% cash back on all eligible purchases, including gas. If you need to transfer a balance, this card gives you 0% intro APR for 18 months on balance transfers, after which the regular 15.49% - 25.49% variable APR (depending on your creditworthiness) on purchases and balance transfers applies. Click 'Apply Now' to see the applicable balance transfer fee and how making a balance transfer impacts interest on purchases. No annual fee.

Read our review of Citi® Double Cash Card – 18 month BT offer here.

Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least likeCredit RequiredRelated links
Costco Anywhere Visa<sup>®</sup> Card by Citi

Costco Anywhere Visa® Card by Citi

APPLY NOWAt Citi's secure website
  • Exclusively for Costco Members: Go Big with Cash Back Rewards
  • 4% cash back on eligible gas for the first $7,000 per year and then 1%
  • 3% cash back on restaurants and eligible travel purchases
  • 2% cash back on all other purchases from Costco and Costco.com
  • 1% cash back on all other purchases
APPLY NOWAt Citi's secure website

N/A

17.24%* (Variable)

$0

Why we like it
  • 4% cash back on eligible gas for the first $7,000 per year and then 1%.
  • 2% cash back on all other purchases from Costco and Costco.com.
Excellent

Costco Anywhere Visa® Card by Citi. You have to be a Costco member to apply for this credit card, so it won't work for everyone. But we at GET.com felt it was too good a gas credit card not to include in this list. This Visa credit card lets you earn 4% cash back on the first $7,000 of gas purchases you make at gas stations (worldwide) and at Costco gas stations every year, and then 1% thereafter. You only earn 1% cash back on gas purchases made at other warehouse clubs (besides Costco), and at supermarkets, convenience stores and superstores, so stick to gas stations that aren't connected to those. This card also lets you earn 3% cash back at restaurants and on eligible travel purchases, and (of course) 2% cash back on all other purchases from Costco and Costco.com. You earn 1% cash back on all other purchases charged to this card.

Click here to see our full selection of Gas Credit Cards.

What Is A Gas Credit Card?

If there is one thing that almost everybody spends money on, its gas. Unless you are the type who doesn't mind taking a 5 hour coffee break while your electric car charges, you will need gas if you want to get anywhere by car.

A gas credit card let's you earn rewards like points or cash back when you fill up your tank. Some gas cards reward you for all purchases that you make at gas stations, and some only let you earn rewards when you pay at the pump. Depending on your spending habits, you may get better value out of one or the other.

If you make a lot of extra purchases at gas stations (food, drinks, convenience purchases), then you will probably earn more by using a card that rewards you for all gas station purchases. If most of your spending at gas stations is for gas, then a card that rewards you when you pay at the pump might work just as well.

How Much Can I Save On Gas?

Some gas credit cards put limits on the amount of cash back or points you can earn each month, quarter or year. Other cards let you earn unlimited rewards on gas purchases.

What Credit Do I Need To Apply For A Gas Card?

You can apply for certain gas credit cards even if you have bad credit or no credit. Credit One Bank® Unsecured Visa® with Cash Back Rewards lets you earn unlimited 1% cash back on gas and groceries, and you can get it even if you have bad credit. But you will pay the 19.99% - 25.99% variable APR right from the posting date, so if you use this card to fill up your tank, make sure to do it just before your billing date and make your payment in full each month, or the APR will bite.

However, if you have excellent credit, you can get much more rewarding gas credit cards like Bank of America® Cash Rewards credit card - $200 Cash Rewards Offer which lets you earn 2% cash back at grocery stores and wholesale clubs as well as 3% cash back on gas on the first $2,500 you spend in combined grocery store, wholesale clubs and gas purchases each quarter.

Are There Other Credit Cards For Gas Savings?

If you don't want to be limited to earning rewards in set categories, you could use a more general credit card to save on gas.

Citi® Double Cash Card – 18 month BT offer lets you earn cash back twice on every purchase. You earn 1% cash back when you buy and another 1% cash back as you pay off those purchases, whether you pay in full or over time (as long as you make the minimum payments). So you can earn cash back on all purchases including gas by using that card.

Another card that lets you earn cash back on all purchases is Capital One® Quicksilver® Card - 0% Intro APR for 15 Months. This card lets you earn unlimited 1.5% cash back on all your purchases.

If your budget is very irregular and your expenses change month by month, then a flexible cash back card might be a better choice, compared to getting a dedicated gas credit card.

How We Rate Gas Credit Cards

Gas credit cards are rated by GET.com based on the gas rewards and other rewards you can earn (cash back, points, discounts) in relation to the annual fee. Other fees are also taken into account including the APR, grace period, penalty fees, and foreign transaction fees.

We also look at flexibility in how you earn gas rewards, where you earn gas rewards, and how you can redeem your gas rewards. Benefits like travel insurance, purchase protection and price protection are also taken into account.