This card offer is no longer available through GET.com and may show outdated information.

The Blue Business® Plus Credit Card from American Express is a business credit card that lets you earn rewards points on everyday purchases, such as client dinners, business travel, office supplies and more. This card lets you earn 2X points on the first $50,000 in purchases per year along with an enviable array of perks and benefits anyone will be happy to have. This credit card has a $0 annual fee, plus 0% intro APR on purchases and balance transfers for the first 12 months (13.24% - 19.24% variable APR thereafter) - a standout feature that you may find beneficial for your business.

Here, GET.com provides answers to key questions about how The Blue Business® Plus Credit Card from American Express works and what it offers.

Frequently Asked Questions About The Blue Business® Plus Credit Card from American Express
Is this a good rewards credit card?
Are there ways to earn additional rewards points?
Are there any limits on the amount of rewards I can earn?
Do I get any special benefits from this card?
Does this card have an annual fee?
Is this a good card for international spending??
Is there a penalty if I pay late?
Who is this card for?

Questions And Answers For The Blue Business® Plus Credit Card from American Express

Question: Is this a good rewards credit card?

Answer: Yes, this credit card lets you earn 2X Membership Rewards® points on everyday business purchases such as office supplies or client dinners up to $50,000 with no category restrictions in a calendar year. All purchases thereafter will earn you 1X Membership Rewards® point. Keep in mind eligible purchases include goods and services minus returns and other credits; balance transfers, fees or interest charges, purchases of travelers checks, purchases or reloading of prepaid cards, or purchases of other cash equivalents do not count as eligible purchases.

Question: Are there ways to earn additional rewards points?

Answer: Yes, you can also get additional Cards for your employees so that they can rack up rewards for you each time they make purchases with The Blue Business® Plus Credit Card from American Express. There is a $0 annual fee for additional Employee Cards.

Question: Are there any limits on the amount of rewards I can earn?

Answer: There is no limit to how much rewards you can earn with this credit card in a year. The more you use The Blue Business® Plus Credit Card from American Express and your employees use their Employee Cards, the more rewards you will bag since every Card earns Membership Rewards® points on eligible purchases for goods and services minus returns and other credits.

Question: Do I get any special benefits from this card?

Answer: Yes, of course. Besides getting to enjoy the perk of having 0% intro APR on purchases and balance transfers for the first 12 months (13.24% - 19.24% variable APR thereafter), you get to enjoy a wide array of benefits such as expanded buying power that lets you buy above your credit limit so you don't miss out on rewards-earning opportunities for your business; travel accident insurance; baggage insurance plan; round-the-clock Relationship Care® service; 24/7 global access to medical, legal, financial or other select emergency coordination and assistance services, including medical and legal referrals and more; roadside assistance; car rental loss and damage insurance; extended warranty; purchase protection; OPEN Savings® and more. Terms and limitations apply. In addition to the above-mentioned, you also have access to a suite of expense management tools to aid you in tracking and organizing expenses.

Question: Does this card have an annual fee?

Answer: No, you do not have to pay to use this credit card as it has a $0 annual fee. All rewards earned from using the Card equal pure savings on your end.

Question: Is this a good card for international spending?

Answer: Not really, this credit card is not the one you should reach for if you travel a lot on business trips or if you make purchases regularly from international stores. It has a foreign transaction fee that amounts to 2.7% of each transaction after conversion to U.S. dollars.

Question: Is there a penalty if I pay late?

Answer: Yes, if you pay late, you will be penalized with a late payment fee of up to $39 in addition to a 29.24% variable penalty APR. There are no charges for overlimit, though a charge of $39 for returned payments applies.

Question: Who is this card for?

Answer: The Blue Business® Plus Credit Card from American Express could be the credit card for you if you are looking for something with a $0 annual fee that lets you earn rewards on all your business purchases. It also lets you get Employee Cards at no charge. Besides letting you earn rewards points and offering a slew of practical perks like travel accident insurance, purchase protection and more, you may also benefit from the 0% intro APR on purchases and balance transfers for the first 12 months and a (13.24% - 19.24% variable APR thereafter. This could be a huge advantage for your business if you have to make big purchases during the first couple of months with a low introductory APR or if you need to transfer a balance.

This card offer is no longer available through GET.com and may show outdated information.