HighlightsCredit Card Feature
Things We LikeEarn 2X points on everyday business purchases
Our Least Favorite Can't earn cash back on purchases
Our Verdict Great card to get rewarded on your business purchases

See Rates & Fees Terms Apply

  • Our Rating:
  • 4.10/5
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The Blue Business℠ Plus Credit Card from American Express is a rewards card for businesses from American Express, a GET.com advertiser, and it has a $0 annual fee. I think one of this card's standout features is that it has a 0% intro APR on purchases and balance transfers for 15 months (12.24% - 20.24% variable APR thereafter).

If you are a business owner who's looking for a business credit card, read my detailed review of the The Blue Business℠ Plus Credit Card from American Express to see the pros and cons of this business rewards card.

Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least liket_cc_credit_requiredRelated links
The Blue Business℠ Plus Credit Card from American Express

The Blue Business℠ Plus Credit Card from American Express

APPLY NOWAt American Express' secure website
The Blue Business℠ Plus Credit Card from American Express
  • Our Rating:
  • Our Rating:
  • 4.10/5
  • Your Rating:
Rate This Card
  • Get rewarded for business as usual. Earn 2X points on everyday business purchases such as office supplies or client dinners.
  • 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter.
  • Enjoy the flexibility to put more purchases on the Card and earn rewards when you buy above your credit limit*.
  • More buying power for your business* means more opportunities to earn points. That's everyday business with the new Blue Business Plus Card.
  • *The amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to us, and other factors.
  • 0.0% intro APR on purchases and balance transfers for 15 months, then a variable rate, currently 12.24%, 16.24% or 20.24%, based on your creditworthiness and other factors as determined at the time of account opening.
  • No Annual Fee
  • Terms Apply
  • See Rates & Fees
Terms Apply
APPLY NOWAt American Express' secure website

0% on Purchases and Balance Transfers for 15 months

12.24% - 20.24% Variable

$0

Excellent, Good

Things We Like About The Blue Business℠ Plus Credit Card from American Express

$0 annual fee. The Blue Business℠ Plus Credit Card from American Express has a $0 annual fee, so you won't have to worry about having an additional business expense! There is also no annual fee for each additional Employee Card.

Earn Membership Rewards® points. Earn 2X points on everyday business purchases, such as office supplies or client dinners, on the first $50,000 in purchases per year. After that you will earn 1 point.

Low introductory APR on purchases. You will have a 0% intro APR on purchases and balance transfers for 15 months. After that, 12.24% - 20.24% variable APR on purchases.

Choose your rewards. You can use your rewards toward merchandise, entertainment, gift cards and travel from over 500 leading brands.

Receive Purchase Protection. Your eligible purchases are protected in case of damage or theft for up to 90 days from the day of purchase. The coverage of each eligible purchase is limited to up to $1,000 and up to $50,000 annually per cardmember account.

Baggage Insurance Plan. When purchasing a ticket with your card, If you lose your baggage, or if it gets stolen or broken while traveling, you can receive coverage.

24/7 roadside assistance. If you experience car trouble, you can call emergency services at any time and they can send assistance. You can use your card to pay the bills.

Car Rental Loss and Damage Insurance. When using your card to reserve and pay for a car rental, you can be covered if the car is damaged or stolen in the U.S.

Global Assist hotline. If you are more than 100 miles away from your home you can benefit from 24/7 legal, financial, medical, and emergency assistance.

Travel accident insurance. If you use your card to purchase a ticket on a plane, train, ship, helicopter, or bus, you and your family can be protected with up to $100,000 in travel accident insurance.

Extended warranty on purchases. You can double your original warranty up to an additional year on eligible purchases with manufacturer warranties of 5 years or less.

OPEN Savings lets you earn up to 4 additional points per eligible dollar spent, or up to a 10% discount on eligible purchases with OPEN Savings partners when using your The Blue Business℠ Plus Credit Card from American Express.

Terms apply.

Our Least Favorite Things About The Blue Business℠ Plus Credit Card from American Express

The $50,000 cap on earning 2X points. The 2X points that you can earn on business purchases only applies to the first $50,000 in purchases per year, 1 point per dollar thereafter.

How Other Cards Compare With The Blue Business℠ Plus Credit Card from American Express

APPLY NOWAt American Express' secure website
Get rewarded for business as usual. Earn 2X points on everyday business purchases such as office supplies or client dinners.
Intro APR:0% on Purchases and Balance Transfers for 15 months
Regular APR:12.24% - 20.24% Variable
Annual Fee:$0
Credit Required:Excellent, Good
APPLY NOWAt American Express' secure website
Welcome Offer: Earn 50,000 Membership Rewards® points after you spend $5,000 in purchases on the Card within your first 3 months of Card Membership
Intro APR:N/A [You must pay your balance in full each month]
Regular APR:N/A
Annual Fee:$0 introductory annual fee for the first year, then $175
Credit Required:Excellent Credit
APPLY NOWAt American Express' secure website
Earn 5,000 Membership Rewards® points after your first purchase on the Card
Intro APR:N/A
Regular APR:N/A
Annual Fee:$0 introductory annual fee for the first year, then $95
Credit Required:Excellent Credit

The Blue Business℠ Plus Credit Card from American Express gives you good business benefits, the option of carrying a balance, and Membership Rewards® points earning for no annual fee.

With The Blue Business℠ Plus Credit Card from American Express, you will enjoy a 0% intro APR on purchases and balance transfers for 15 months (12.24% - 20.24% variable APR thereafter) of account opening. This could be an advantage for your business if you need to make big purchases during the first months with a low introductory APR since you won't have to pay any interest on purchases during that period.

In conclusion, the The Blue Business℠ Plus Credit Card from American Express can be a good choice for business owners looking for a business rewards card that lets you earn points on your purchases. However, if you prefer a business cash back card, you could consider SimplyCash® Plus Business Credit Card from American Express instead. This business rewards credit card has a $0 annual fee. Terms apply.

Click here to go to the official American Express website to apply online for The Blue Business℠ Plus Credit Card from American Express now.