|Highlights||Credit Card Feature|
|Things We Like||$0 annual fee|
|Our Least Favorite||Can't earn cash back on purchases|
|Our Verdict||Great card to earn a 30% annual points bonus based on the past year's purchases on your Blue for Business Card|
Rates & Fees Terms Apply
The Blue for Business® Credit Card from American Express is a rewards card for businesses from American Express, a GET.com advertiser, and it has a $0 annual fee. I think one of this card's standout features is that it has a 0% intro APR on purchases for 15 months (11.99% - 19.99% variable APR thereafter). This can be beneficial to your cash flow as it allows you to make big purchases on this card without having to pay any interest for the first 15 months.
If you are a business owner who's looking for a business credit card, read my detailed review of the The Blue for Business® Credit Card from American Express to see the pros and cons of this business rewards card.
Things We Like About The Blue for Business® Credit Card from American Express
Earn Up To 25,000 Membership Rewards® points. After your first qualifying purchase on this card made within your first 3 months of card membership, you will get 10,000 Membership Rewards points. Earn an additional 15,000 points after you spend $5,000 in purchases with this card in the first 6 months of Card Membership. These 25,000 Membership Rewards® points are valued at up to $250 in gift cards at select merchants. The catch is that you must be enrolled in the Membership Rewards® program at the time of purchase for your purchase to be considered eligible.
$0 annual fee. The Blue for Business® Credit Card has a $0 annual membership fee, so you won't have to worry about having an additional business expense! There is also no annual fee for each additional Employee Blue for Business® Credit Card.
You can earn a 30% annual relationship bonus. Receive an anniversary relationship bonus in the form of Membership Rewards® points for eligible purchases made on this card. The amount of points you get will equal 30% of eligible purchases on your card during an anniversary year. Purchases for goods and services are considered eligible purchases - not including fees, interest charges, balance transfers or cash advances.
Earn Membership Rewards® points. You can earn 1 point per dollar spent on eligible purchases, plus an additional 1 point per 1 dollar spent on eligible purchases when booking your travel at amextravel.com. Make sure to enroll your card in the Membership Rewards program first!
Low introductory APR on purchases. You will have a 0% intro APR on purchases for 15 months. After that, 11.99% - 19.99% variable APR on purchases.
Choose your rewards. You can use your rewards toward merchandise, entertainment, gift cards and travel from over 500 leading brands.
Receive Purchase Protection. Your eligible purchases are protected in case of damage or theft for up to 90 days from the day of purchase. The coverage of each eligible purchase is limited to up to $1,000 and up to $50,000 annually per cardmember account.
Baggage Insurance Plan. When purchasing a ticket with your card, If you lose your baggage, or if it gets stolen or broken while traveling, you can receive coverage.
24/7 roadside assistance. If you experience car trouble, you can call emergency services at any time and they can send assistance. You can use your card to pay the bills.
Car Rental Loss and Damage Insurance. When using your card to reserve and pay for a car rental, you can be covered if the car is damaged or stolen in the U.S.
Global Assist hotline. If you are more than 100 miles away from your home you can benefit from 24/7 legal, financial, medical, and emergency assistance.
Travel accident insurance. If you use your card to purchase a ticket on a plane, train, ship, helicopter, or bus, you and your family can be protected with up to $100,000 in travel accident insurance.
Extended warranty on purchases. You can double your original warranty up to an additional year on eligible purchases with manufacturer warranties of 5 years or less.
OPEN Savings lets you earn up to 4 additional points per eligible dollar spent, or up to a 10% discount on eligible purchases with OPEN Savings partners when using your Blue for Business® Credit Card.
Our Least Favorite Things About The Blue for Business® Credit Card from American Express
Reward points system. The Membership Rewards program from American Express is one of the most flexible and well-developed rewards programs out there. But it may be a better idea for a busy business owner to get a cash back business card that lets you earn cash back on your spending instead of reward points. If you prefer to have a business credit card that automatically credits cash back into your card account, SimplyCash® Plus Business Credit Card from American Express (read our review of SimplyCash® Plus Business Credit Card from American Express) may be a better choice of card for your needs.
How Other Cards Compare With The Blue for Business® Credit Card from American Express
|Intro APR:||0% on Purchases for 15 months|
|Regular APR:||11.99% - 19.99% Variable|
|Annual Fee:||No annual fee|
|Credit Required:||Good, Excellent|
|Intro APR:||N/A [You must pay your balance in full each month]|
|Annual Fee:||$0 introductory annual fee for the first year, then $175|
|Credit Required:||Good, Excellent|
|Annual Fee:||$0 introductory annual fee for the first year, then $95|
|Credit Required:||Good, Excellent|
The Blue for Business® Credit Card from American Express gives you good business benefits, the option of carrying a balance, and Membership Rewards® points earning for no annual fee.
With The Blue for Business® Credit Card from American Express, you will enjoy a 0% intro APR on purchases for 15 months (11.99% - 19.99% variable APR thereafter) of account opening. This could be an advantage for your business if you need to make big purchases during the first months with a low introductory APR since you won't have to pay any interest on purchases during that period. This business rewards credit card has a $0 annual fee. Terms apply.
In conclusion, the The Blue for Business® Credit Card from American Express can be a good choice for business owners looking for a business rewards card that lets you earn points on your purchases. However, if you prefer a business cash back card, you could consider SimplyCash® Plus Business Credit Card from American Express instead.
Ivan Daniel is a writer at GET.com. Email: email@example.com.Editorial Disclosure: Any personal views and opinions expressed by the author in this article are the author's own and do not necessarily reflect the viewpoint of GET.com. The editorial content on this page is not provided by any of the companies mentioned, and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are author's alone, not those of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities.
At GET.com it's all about your saving and getting experience. There's nothing more helpful for all of us Getters than a true life experience, a tip or a trick relating to a reviewed product. Read more about comments.