With 1,300 ATMs and over 600 branches in Illinois, Indiana, Arizona, Missouri, Minnesota, Kansas, Florida, and Wisconsin, BMO Harris is a well established bank. Credit cards from BMO Harris Bank include reward cards and low interest cards.

Below is a selection of BMO Harris credit cards.

  • BMO Harris Bank MasterCard BusinessCard®

    BMO Harris Bank MasterCard BusinessCard<sup>®</sup>

    BMO Harris Bank MasterCard BusinessCard®

    • Our Rating:
    • Our Rating:
    • 3.70/5
    • Your Rating:
    Rate This Card

    MasterRental® Car Rental Collision Damage Waiver Insurance pays for covered damages (physical damage and theft) to a rental vehicle when your eligible MasterCard card is used to initiate and pay for the entire rental transaction and you decline optional collision/damage waiver offered by the rental company.

    Why we like it
    • MasterRental® Car Rental Collision Damage Waiver Insurance pays for covered damages (physical damage and theft) to a rental vehicle when your eligible MasterCard card is used to initiate and pay for the entire rental transaction and you decline optional collision/damage waiver offered by the rental company.
    • Detailed monthly statements, plus a year-end categorized spending statement to make tax time easier.
    • MasterCard Global Service™ get assistance virtually anytime, anywhere with your card related questions. Call 1-800-MASTERCARD (1-800-627-8372). MasterCard Global Service helps you with reporting a Lost or Stolen Card, obtaining an Emergency Card Replacement or Cash Advance, finding an ATM location, and answering questions on your account.
    • Manage the risk of employee misuse with complimentary MasterCoverage insurance up to $100,000 per card Purchase Assurance** and Extended Warranty*** automatically protects many new purchases you make.
    • MasterAssist Travel Assistance Services for emergency ticket replacement, medical/legal referral, card replacement, emergency cash advance assistance and much more.
    • MasterCard® SecureCode™ provides additional protection to keep online transactions private, helping ensure that only you can make online purchases with your BMO Harris Bank MasterCard BusinessCard®.
    • Access your account online, anytime

    Regular APR

    14.24%, 16.24% or 18.24% based on your creditworthiness

    Annual Fee

    Regular APR

    14.24%, 16.24% or 18.24% based on your creditworthiness

    Annual Fee

    None
    • MasterRental® Car Rental Collision Damage Waiver Insurance pays for covered damages (physical damage and theft) to a rental vehicle when your eligible MasterCard card is used to initiate and pay for the entire rental transaction and you decline optional collision/damage waiver offered by the rental company.
    • Detailed monthly statements, plus a year-end categorized spending statement to make tax time easier.
    • MasterCard Global Service™ get assistance virtually anytime, anywhere with your card related questions. Call 1-800-MASTERCARD (1-800-627-8372). MasterCard Global Service helps you with reporting a Lost or Stolen Card, obtaining an Emergency Card Replacement or Cash Advance, finding an ATM location, and answering questions on your account.
    • Manage the risk of employee misuse with complimentary MasterCoverage insurance up to $100,000 per card Purchase Assurance** and Extended Warranty*** automatically protects many new purchases you make.
    • MasterAssist Travel Assistance Services for emergency ticket replacement, medical/legal referral, card replacement, emergency cash advance assistance and much more.
    • MasterCard® SecureCode™ provides additional protection to keep online transactions private, helping ensure that only you can make online purchases with your BMO Harris Bank MasterCard BusinessCard®.
    • Access your account online, anytime
  • BMO Harris Bank Rewards MasterCard®

    BMO Harris Bank Rewards MasterCard<sup>®</sup>

    BMO Harris Bank Rewards MasterCard®

    • Our Rating:
    • Our Rating:
    • 3.70/5
    • Your Rating:
    Rate This Card

    Earn 2 points for every $3 of purchases.

    Why we like it
    • Earn 2 points for every $3 of purchases
    • Redeem your rewards points for flights — any seat, on any airline, with no blackout dates — as well as gift cards to popular stores, restaurants and more
    • No point cap
    • MasterCard Zero Liability provides peace of mind and protection when you notify us promptly of an unauthorized purchase transaction
    • Detailed year-end summary statement
    • Exclusive offers and experiences in your city with Priceless Cities
    • SecureCodeTM provides additional protection to keep online transactions private, helping ensure that only you can make online purchases with your BMO Harris credit card. It's safe, easy and free. And it's supported by more than 1 million participating merchants.
    • Apple PayTM, contactless technology that lets you use your compatible device to pay with just a touch.

    Intro APR

    4.99%, 6.99% or 9.99% introductory purchase APR for six months based on your creditworthiness

    Regular APR

    8.24%, 10.24% or 13.24% variable based on your creditworthiness, 14.24% variable APR for balance transfers

    Annual Fee

    No annual fee
    Why we like it
    • Earn 2 points for every $3 of purchases.

    Intro APR

    4.99%, 6.99% or 9.99% introductory purchase APR for six months based on your creditworthiness

    Regular APR

    8.24%, 10.24% or 13.24% variable based on your creditworthiness, 14.24% variable APR for balance transfers

    Annual Fee

    No annual fee
    • Earn 2 points for every $3 of purchases
    • Redeem your rewards points for flights — any seat, on any airline, with no blackout dates — as well as gift cards to popular stores, restaurants and more
    • No point cap
    • MasterCard Zero Liability provides peace of mind and protection when you notify us promptly of an unauthorized purchase transaction
    • Detailed year-end summary statement
    • Exclusive offers and experiences in your city with Priceless Cities
    • SecureCodeTM provides additional protection to keep online transactions private, helping ensure that only you can make online purchases with your BMO Harris credit card. It's safe, easy and free. And it's supported by more than 1 million participating merchants.
    • Apple PayTM, contactless technology that lets you use your compatible device to pay with just a touch.
  • BMO Harris Bank Rewards MasterCard BusinessCard®

    BMO Harris Bank Rewards MasterCard BusinessCard<sup>®</sup>

    BMO Harris Bank Rewards MasterCard BusinessCard®

    • Our Rating:
    • Our Rating:
    • 3.60/5
    • Your Rating:
    Rate This Card

    Earn 1 point for every $1 you spend.

    Why we like it
    • MasterRental with Collision Damage Waiver covers physical damage and theft to most rental vehicles
    • Detailed monthly statements, plus a year-end categorized spending statement, make tax time easier
    • Manage the risk of employee misuse with complimentary MasterCoverage insurance up to $100,000 per card
    • Purchase Assurance** and Extended Warranty*** automatically protects many new purchases you make
    • Earn 1 point for every $1 you spend, and redeem points for a variety of great awards such as airfare, hotel reservations, gift cards, merchandise, or even a statement credit

    Regular APR

    8.99%, 14.24% or 16.24% Variable

    Annual Fee

    $49
    Why we like it
    • Earn 1 point for every $1 you spend.

    Regular APR

    8.99%, 14.24% or 16.24% Variable

    Annual Fee

    $49
    • MasterRental with Collision Damage Waiver covers physical damage and theft to most rental vehicles
    • Detailed monthly statements, plus a year-end categorized spending statement, make tax time easier
    • Manage the risk of employee misuse with complimentary MasterCoverage insurance up to $100,000 per card
    • Purchase Assurance** and Extended Warranty*** automatically protects many new purchases you make
    • Earn 1 point for every $1 you spend, and redeem points for a variety of great awards such as airfare, hotel reservations, gift cards, merchandise, or even a statement credit
  • BMO Harris Bank MasterCard®

    BMO Harris Bank MasterCard<sup>®</sup>

    BMO Harris Bank MasterCard®

    • Our Rating:
    • Our Rating:
    • 3.50/5
    • Your Rating:
    Rate This Card

    Low introductory rates on purchases.

    Why we like it
    • Low introductory rates on purchases
    • MasterCard Zero Liability provides peace of mind and protection when you notify us promptly of an unauthorized purchase transaction
    • Detailed year-end summary statement
    • SecureCodeTM provides additional protection to keep online transactions private, helping ensure that only you can make online purchases with your BMO Harris credit card. It's safe, easy and free. And it's supported by more than 1 million participating merchants.
    • Apple PayTM, contactless technology that lets you use your compatible device to pay with just a touch.
    • MasterRental with Collision Damage Waiver
    • Detailed year-end summary statement
    • MasterCard Global ServiceTM for Emergency Card Replacement & Emergency Cash Advance assistance available worldwide
    • Lost/Stolen Card Reporting
    • Extended Warranty registers your product warranties and provides extended protection on purchases

    Intro APR

    4.99%, 6.99% or 9.99% introductory APR for six months based on your creditworthiness

    Regular APR

    8.24%, 10.24% or 13.24%

    Annual Fee

    No annual fee
    Why we like it
    • Low introductory rates on purchases.

    Intro APR

    4.99%, 6.99% or 9.99% introductory APR for six months based on your creditworthiness

    Regular APR

    8.24%, 10.24% or 13.24%

    Annual Fee

    No annual fee
    • Low introductory rates on purchases
    • MasterCard Zero Liability provides peace of mind and protection when you notify us promptly of an unauthorized purchase transaction
    • Detailed year-end summary statement
    • SecureCodeTM provides additional protection to keep online transactions private, helping ensure that only you can make online purchases with your BMO Harris credit card. It's safe, easy and free. And it's supported by more than 1 million participating merchants.
    • Apple PayTM, contactless technology that lets you use your compatible device to pay with just a touch.
    • MasterRental with Collision Damage Waiver
    • Detailed year-end summary statement
    • MasterCard Global ServiceTM for Emergency Card Replacement & Emergency Cash Advance assistance available worldwide
    • Lost/Stolen Card Reporting
    • Extended Warranty registers your product warranties and provides extended protection on purchases
  • BMO Harris Bank Premier Rewards MasterCard®

    BMO Harris Bank Premier Rewards MasterCard<sup>®</sup>

    BMO Harris Bank Premier Rewards MasterCard®

    • Our Rating:
    • Our Rating:
    • 3.50/5
    • Your Rating:
    Rate This Card

    Earn 1 point for every $1 of purchases.

    Why we like it
    • Earn 1 point for every $1 of purchases
    • Redeem your rewards points for flights – any seat, on any airline, with no blackout dates – as well as merchandise and gift cards to popular stores, restaurants and more
    • No point cap
    • MasterCard Zero Liability provides peace of mind and protection when you notify us promptly of an unauthorized purchase transaction
    • Detailed year-end summary statement
    • Exclusive offers and experiences in your city with Priceless Cities
    • SecureCodeTM provides additional protection to keep online transactions private, helping ensure that only you can make online purchases with your BMO Harris credit card. It's safe, easy and free. And it's supported by more than 1 million participating merchants.
    • Apple PayTM, contactless technology that lets you use your compatible device to pay with just a touch.

    Intro APR

    4.99%, 6.99% or 9.99% introductory purchase APR for six months based on your creditworthiness

    Regular APR

    8.24%, 10.24% or 13.24% variable APR for purchases, 14.24% variable APR for balance transfers

    Annual Fee

    $49 annual fee after the first year
    Why we like it
    • Earn 1 point for every $1 of purchases.

    Intro APR

    4.99%, 6.99% or 9.99% introductory purchase APR for six months based on your creditworthiness

    Regular APR

    8.24%, 10.24% or 13.24% variable APR for purchases, 14.24% variable APR for balance transfers

    Annual Fee

    $49 annual fee after the first year
    • Earn 1 point for every $1 of purchases
    • Redeem your rewards points for flights – any seat, on any airline, with no blackout dates – as well as merchandise and gift cards to popular stores, restaurants and more
    • No point cap
    • MasterCard Zero Liability provides peace of mind and protection when you notify us promptly of an unauthorized purchase transaction
    • Detailed year-end summary statement
    • Exclusive offers and experiences in your city with Priceless Cities
    • SecureCodeTM provides additional protection to keep online transactions private, helping ensure that only you can make online purchases with your BMO Harris credit card. It's safe, easy and free. And it's supported by more than 1 million participating merchants.
    • Apple PayTM, contactless technology that lets you use your compatible device to pay with just a touch.
  • BMO Harris Bank Premier World MasterCard®

    BMO Harris Bank Premier World MasterCard<sup>®</sup>

    BMO Harris Bank Premier World MasterCard®

    • Our Rating:
    • Our Rating:
    • 3.50/5
    • Your Rating:
    Rate This Card

    Receive a bonus of 5,000 rewards points with your first purchase

    Why we like it
    • Receive a bonus of 5,000 rewards points with your first purchase
    • Earn 1 point for every $1 of purchases
    • Redeem your rewards points for flights — any seat, on any airline, with no blackout dates — as well as gift cards to popular stores, restaurants and retailers
    • First purchase bonus of 5,000 points — simply begin using your card to accumulate valuable points
    • 5,000 rewards points with $50,000 of purchases annually
    • No point cap
    • Exclusive offers and experiences in your city with Priceless Cities
    • Complimentary airport lounge access allows two visits per year in major airport lounges
    • Concierge Service, featuring 24-hour assistance
    • Elite privileges at MasterCard World Elite Luxury Hotel & Resort Portfolio, fine dining, sporting events and more
    • MasterCard Zero Liability provides peace of mind and protection when you notify us promptly of an unauthorized purchase transaction
    • Detailed year-end summary statement
    • SecureCodeTM provides additional protection to keep online transactions private, helping ensure that only you can make online purchases with your BMO Harris credit card. It's safe, easy and free. And it's supported by more than 1 million participating merchants.
    • Apple PayTM, contactless technology that lets you use your compatible device to pay with just a touch.

    Regular APR

    14.24% or 16.24% variable for purchases, 14.24% variable for balance transfers

    Annual Fee

    $250 annual fee
    Why we like it
    • First purchase bonus of 5,000 points — simply begin using your card to accumulate valuable points.

    Regular APR

    14.24% or 16.24% variable for purchases, 14.24% variable for balance transfers

    Annual Fee

    $250 annual fee
    • Receive a bonus of 5,000 rewards points with your first purchase
    • Earn 1 point for every $1 of purchases
    • Redeem your rewards points for flights — any seat, on any airline, with no blackout dates — as well as gift cards to popular stores, restaurants and retailers
    • First purchase bonus of 5,000 points — simply begin using your card to accumulate valuable points
    • 5,000 rewards points with $50,000 of purchases annually
    • No point cap
    • Exclusive offers and experiences in your city with Priceless Cities
    • Complimentary airport lounge access allows two visits per year in major airport lounges
    • Concierge Service, featuring 24-hour assistance
    • Elite privileges at MasterCard World Elite Luxury Hotel & Resort Portfolio, fine dining, sporting events and more
    • MasterCard Zero Liability provides peace of mind and protection when you notify us promptly of an unauthorized purchase transaction
    • Detailed year-end summary statement
    • SecureCodeTM provides additional protection to keep online transactions private, helping ensure that only you can make online purchases with your BMO Harris credit card. It's safe, easy and free. And it's supported by more than 1 million participating merchants.
    • Apple PayTM, contactless technology that lets you use your compatible device to pay with just a touch.
  • BMO Harris Bank Select World MasterCard®

    BMO Harris Bank Select World MasterCard<sup>®</sup>

    BMO Harris Bank Select World MasterCard®

    • Our Rating:
    • Our Rating:
    • 3.50/5
    • Your Rating:
    Rate This Card

    Earn 1,000 bonus points with your first purchase

    Why we like it
    • Earn 1,000 bonus points with your first purchase
    • Earn 1 point for every $1 of purchases
    • Redeem your rewards points for flights — any seat, on any airline, with no blackout dates — as well as gift cards to popular stores, restaurants and more
    • First purchase bonus of 1,000 points — simply begin using your card to accumulate valuable points
    • No point cap
    • Exclusive offers and experiences in your city with Priceless Cities
    • Concierge Service, featuring 24-hour assistance
    • Elite privileges at MasterCard World Elite Luxury Hotels & Resorts Portfolio, fine dining, sporting events and more
    • MasterCard Zero Liability provides peace of mind and protection when you notify us promptly of an unauthorized purchase transaction
    • Detailed year-end summary statement
    • SecureCodeTM provides additional protection to keep online transactions private, helping ensure that only you can make online purchases with your BMO Harris credit card. It's safe, easy and free. And it's supported by more than 1 million participating merchants.
    • Apple PayTM, contactless technology that lets you use your compatible device to pay with just a touch.

    Regular APR

    14.24% or 16.24% variable purchase APR, 14 .24% variable balance transfer APR

    Annual Fee

    $75 annual fee
    Why we like it
    • Earn 1 point for every $1 of purchases.

    Regular APR

    14.24% or 16.24% variable purchase APR, 14 .24% variable balance transfer APR

    Annual Fee

    $75 annual fee
    • Earn 1,000 bonus points with your first purchase
    • Earn 1 point for every $1 of purchases
    • Redeem your rewards points for flights — any seat, on any airline, with no blackout dates — as well as gift cards to popular stores, restaurants and more
    • First purchase bonus of 1,000 points — simply begin using your card to accumulate valuable points
    • No point cap
    • Exclusive offers and experiences in your city with Priceless Cities
    • Concierge Service, featuring 24-hour assistance
    • Elite privileges at MasterCard World Elite Luxury Hotels & Resorts Portfolio, fine dining, sporting events and more
    • MasterCard Zero Liability provides peace of mind and protection when you notify us promptly of an unauthorized purchase transaction
    • Detailed year-end summary statement
    • SecureCodeTM provides additional protection to keep online transactions private, helping ensure that only you can make online purchases with your BMO Harris credit card. It's safe, easy and free. And it's supported by more than 1 million participating merchants.
    • Apple PayTM, contactless technology that lets you use your compatible device to pay with just a touch.