With 1,300 ATMs and over 600 branches in Illinois, Indiana, Arizona, Missouri, Minnesota, Kansas, Florida, and Wisconsin, BMO Harris is a well established bank. Credit cards from BMO Harris Bank include reward cards and low interest cards.

Below is a selection of BMO Harris credit cards.

Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least liket_cc_credit_requiredRelated links
BMO Harris Bank Rewards MasterCard<sup>®</sup>

BMO Harris Bank Rewards MasterCard®

BMO Harris Bank Rewards MasterCard<sup>®</sup>
  • Our Rating:
  • Our Rating:
  • 3.70/5
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  • Earn 2 points for every $3 of purchases
  • Redeem your rewards points for flights — any seat, on any airline, with no blackout dates — as well as gift cards to popular stores, restaurants and more
  • No point cap
  • MasterCard Zero Liability provides peace of mind and protection when you notify us promptly of an unauthorized purchase transaction
  • Detailed year-end summary statement
  • Exclusive offers and experiences in your city with Priceless Cities
  • SecureCodeTM provides additional protection to keep online transactions private, helping ensure that only you can make online purchases with your BMO Harris credit card. It's safe, easy and free. And it's supported by more than 1 million participating merchants.
  • Apple PayTM, contactless technology that lets you use your compatible device to pay with just a touch.

4.99%, 6.99% or 9.99% introductory purchase APR for six months based on your creditworthiness

8.24%, 10.24% or 13.24% variable based on your creditworthiness, 14.24% variable APR for balance transfers

No annual fee

Why we like it
  • Earn 2 points for every $3 of purchases.
BMO Harris Bank Rewards MasterCard BusinessCard<sup>®</sup>

BMO Harris Bank Rewards MasterCard BusinessCard®

BMO Harris Bank Rewards MasterCard BusinessCard<sup>®</sup>
  • Our Rating:
  • Our Rating:
  • 3.60/5
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  • MasterRental with Collision Damage Waiver covers physical damage and theft to most rental vehicles
  • Detailed monthly statements, plus a year-end categorized spending statement, make tax time easier
  • Manage the risk of employee misuse with complimentary MasterCoverage insurance up to $100,000 per card
  • Purchase Assurance** and Extended Warranty*** automatically protects many new purchases you make
  • Earn 1 point for every $1 you spend, and redeem points for a variety of great awards such as airfare, hotel reservations, gift cards, merchandise, or even a statement credit

8.99%, 14.24% or 16.24% Variable

$49

Why we like it
  • Earn 1 point for every $1 you spend.
BMO Harris Bank MasterCard<sup>®</sup>

BMO Harris Bank MasterCard®

BMO Harris Bank MasterCard<sup>®</sup>
  • Our Rating:
  • Our Rating:
  • 3.50/5
  • Your Rating:
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  • Low introductory rates on purchases
  • MasterCard Zero Liability provides peace of mind and protection when you notify us promptly of an unauthorized purchase transaction
  • Detailed year-end summary statement
  • SecureCodeTM provides additional protection to keep online transactions private, helping ensure that only you can make online purchases with your BMO Harris credit card. It's safe, easy and free. And it's supported by more than 1 million participating merchants.
  • Apple PayTM, contactless technology that lets you use your compatible device to pay with just a touch.
  • MasterRental with Collision Damage Waiver
  • Detailed year-end summary statement
  • MasterCard Global ServiceTM for Emergency Card Replacement & Emergency Cash Advance assistance available worldwide
  • Lost/Stolen Card Reporting
  • Extended Warranty registers your product warranties and provides extended protection on purchases

4.99%, 6.99% or 9.99% introductory APR for six months based on your creditworthiness

8.24%, 10.24% or 13.24%

No annual fee

Why we like it
  • Low introductory rates on purchases.
BMO Harris Bank Premier Rewards MasterCard<sup>®</sup>

BMO Harris Bank Premier Rewards MasterCard®

BMO Harris Bank Premier Rewards MasterCard<sup>®</sup>
  • Our Rating:
  • Our Rating:
  • 3.50/5
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  • Earn 1 point for every $1 of purchases
  • Redeem your rewards points for flights – any seat, on any airline, with no blackout dates – as well as merchandise and gift cards to popular stores, restaurants and more
  • No point cap
  • MasterCard Zero Liability provides peace of mind and protection when you notify us promptly of an unauthorized purchase transaction
  • Detailed year-end summary statement
  • Exclusive offers and experiences in your city with Priceless Cities
  • SecureCodeTM provides additional protection to keep online transactions private, helping ensure that only you can make online purchases with your BMO Harris credit card. It's safe, easy and free. And it's supported by more than 1 million participating merchants.
  • Apple PayTM, contactless technology that lets you use your compatible device to pay with just a touch.

4.99%, 6.99% or 9.99% introductory purchase APR for six months based on your creditworthiness

8.24%, 10.24% or 13.24% variable APR for purchases, 14.24% variable APR for balance transfers

$49 annual fee after the first year

Why we like it
  • Earn 1 point for every $1 of purchases.
BMO Harris Bank Premier World MasterCard<sup>®</sup>

BMO Harris Bank Premier World MasterCard®

BMO Harris Bank Premier World MasterCard<sup>®</sup>
  • Our Rating:
  • Our Rating:
  • 3.50/5
  • Your Rating:
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  • Receive a bonus of 5,000 rewards points with your first purchase
  • Earn 1 point for every $1 of purchases
  • Redeem your rewards points for flights — any seat, on any airline, with no blackout dates — as well as gift cards to popular stores, restaurants and retailers
  • First purchase bonus of 5,000 points — simply begin using your card to accumulate valuable points
  • 5,000 rewards points with $50,000 of purchases annually
  • No point cap
  • Exclusive offers and experiences in your city with Priceless Cities
  • Complimentary airport lounge access allows two visits per year in major airport lounges
  • Concierge Service, featuring 24-hour assistance
  • Elite privileges at MasterCard World Elite Luxury Hotel & Resort Portfolio, fine dining, sporting events and more
  • MasterCard Zero Liability provides peace of mind and protection when you notify us promptly of an unauthorized purchase transaction
  • Detailed year-end summary statement
  • SecureCodeTM provides additional protection to keep online transactions private, helping ensure that only you can make online purchases with your BMO Harris credit card. It's safe, easy and free. And it's supported by more than 1 million participating merchants.
  • Apple PayTM, contactless technology that lets you use your compatible device to pay with just a touch.

14.24% or 16.24% variable for purchases, 14.24% variable for balance transfers

$250 annual fee

Why we like it
  • First purchase bonus of 5,000 points — simply begin using your card to accumulate valuable points.
BMO Harris Bank Select World MasterCard<sup>®</sup>

BMO Harris Bank Select World MasterCard®

BMO Harris Bank Select World MasterCard<sup>®</sup>
  • Our Rating:
  • Our Rating:
  • 3.50/5
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  • Earn 1,000 bonus points with your first purchase
  • Earn 1 point for every $1 of purchases
  • Redeem your rewards points for flights — any seat, on any airline, with no blackout dates — as well as gift cards to popular stores, restaurants and more
  • First purchase bonus of 1,000 points — simply begin using your card to accumulate valuable points
  • No point cap
  • Exclusive offers and experiences in your city with Priceless Cities
  • Concierge Service, featuring 24-hour assistance
  • Elite privileges at MasterCard World Elite Luxury Hotels & Resorts Portfolio, fine dining, sporting events and more
  • MasterCard Zero Liability provides peace of mind and protection when you notify us promptly of an unauthorized purchase transaction
  • Detailed year-end summary statement
  • SecureCodeTM provides additional protection to keep online transactions private, helping ensure that only you can make online purchases with your BMO Harris credit card. It's safe, easy and free. And it's supported by more than 1 million participating merchants.
  • Apple PayTM, contactless technology that lets you use your compatible device to pay with just a touch.

14.24% or 16.24% variable purchase APR, 14 .24% variable balance transfer APR

$75 annual fee

Why we like it
  • Earn 1 point for every $1 of purchases.