British Airways, together with Chase (JPM), are now offering an amazing offer for new US sign-ups to their British Airways Visa Signature® Card. In what could be one of the most attractive credit card bonuses in 2017, they are offering a bonus consisting of 50,000 Bonus Avios which can be redeemed for one round-trip economy class air tickets from North America to Europe. To be approved for this Visa (V) card, you need a good to excellent credit score.
Things We Like About British Airways Visa Signature® Card
Earn 50,000 bonus Avios after you spend $3,000 on purchases within the first 3 months of account opening! New sign-ups can receive 50,000 Bonus Avios points after spending $3,000 on purchases within the first 3 months of account opening. These 50,000 Bonus Avios points are sufficient to redeem a round-trip flight from the US to certain European destinations. Here's the catch: You'll have to fork out any taxes, fees and surcharges from your own pocket, and flights are subject to availability.
You'll also earn 3 Avios points per $1 spent on British Airways purchases and 1 Avios per $1 spent on all other purchases. There isn't any limit to the amount of Avios points you can earn. Avios points can be redeemed for flights on British Airways, partner airlines (including American Airlines) or flight upgrades.
This card has no foreign transaction fees, which means that when you use it to pay outside of the U.S. you won't pay a fee for the currency conversion. Most cards charge 3% of the transaction amount.
Every calendar year you'll receive a Travel Together Ticket for a companion that's valid for two years, when you spend $30,000 on your British Airways Visa card within that year. Watch out! After reading the fine print, I found out that first of all, you must be a member of the BA Executive Club (its frequent flyer program), which isn't a problem as you'll automatically be enrolled as a member when you sign up for this card, and secondly, you only get this companion ticket (in the form of a voucher) if you book your own British Airways flight (not on codeshare, franchise or alliance airlines) by redeeming accumulated Avios points. This means that you will need to earn enough points to cover your own flight before you can take advantage of this great offer. Both the cardholder and the companion must travel together on the same outbound and return flight, and they must be booked at the same time. It's also "subject to availability". Taxes, fees and carrier charges can come to nearly the cost of the ticket, which makes this companion ticket a less attractive perk than it would seem. But the good news is that your travel companion's ticket will match yours, so if you have enough points to redeem for a business class ticket, your companion will fly business class with you, in which case the companion ticket would still be a good deal, even considering the money you spend on fees and taxes.
This card comes with chip technology which also lets you use your card in Europe and other destinations for chip based purchases. Plus, there are no foreign transaction fees when you use your British Airways Visa card to make purchases when overseas.
Our Least Favorite Things About British Airways Visa Signature® Card
The $95 annual fee which you have to pay. Most frequent flyer credit cards from other airlines have similar fees, but there are other travel cards which don't.
No introductory offer on balance transfers or purchases. From the time you sign up, the 16.49% to 23.49% variable APR applies for both balance transfers and purchases. To avoid paying any interest on your purchases, make sure to pay in full by the due date every month.
How Other Cards Compare With British Airways Visa Signature® Card
|Regular APR:||16.49% - 23.49% Variable|
|Annual Fee:||Introductory Annual Fee of $0 the first year, then $95|
|Regular APR:||16.49% - 23.49% Variable|
|Annual Fee:||$0 intro annual fee for the first year, then $95|
Depending on how you spend, the welcome offers you get with British Airways Visa Signature® Card are some of the best around.
This card has a $95 annual fee, and considering the generous welcome offer, the good rates of Avios for various purchases, and the companion ticket perk, you can definitely get back your money's worth if you spend a fair amount with this card. If you already fly British Airways, the current offer is truly a hard-to-come-by deal. If you plan to fly to Europe in the future, you can certainly go places if you earn the bonus offer of 50,000 Bonus Avios. However, if you don't expect to spend a lot on British Airways purchases, or if you prefer to keep your options open, then a more flexible travel card like Chase Sapphire Preferred® Card might be a better choice.
Ivan Daniel is a writer at GET.com. Email: email@example.com.Editorial Disclosure: Any personal views and opinions expressed by the author in this article are the author's own and do not necessarily reflect the viewpoint of GET.com. The editorial content on this page is not provided by any of the companies mentioned, and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are author's alone, not those of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities.
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