Are you a business owner looking for a Capital One Business credit card to help with your business financing and other needs? Having reviewed many credit cards, I find that Capital One business credit cards, issued by Capital One Financial, are among some of the most versatile cards in the U.S. Since there are quite a few of them, it can be quite time-consuming for you to find the right one. That's why we've rated their business cards to help you easily find one that suits your needs.

Here are our best rated Capital One Business cards:

Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least liket_cc_credit_requiredRelated links
Capital One<sup>®</sup> Spark<sup>®</sup> Cash for Business

Capital One® Spark® Cash for Business

Capital One<sup>®</sup> Spark<sup>®</sup> Cash for Business
  • Our Rating:
  • Our Rating:
  • 4.60/5
  • Your Rating:
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  • Plus, a one-time $500 cash bonus once you spend $4,500 on purchases within 3 months from account opening
  • Earning unlimited 2% cash back could mean thousands of dollars each year going back into your business
  • Plus, a one-time $500 cash bonus once you spend $4,500 on purchases within 3 months from account opening
  • Use Spark Cash across all your business spend, with no categories to limit your purchasing
  • $0 intro annual fee for the first year; $59 after that
  • Rewards don't expire, and you can redeem your cash back for any amount, anytime
  • Get employee cards at no additional cost, and earn rewards from their business spend

N/A

17.74% (Variable)

$0 intro for first year; $59 after that

Why we like it
  • Earning unlimited 2% cash back could mean thousands of dollars each year going back into your business.
Excellent, Good
Capital One<sup>®</sup> Spark<sup>®</sup> Miles for Business

Capital One® Spark® Miles for Business

Capital One<sup>®</sup> Spark<sup>®</sup> Miles for Business
  • Our Rating:
  • Our Rating:
  • 4.50/5
  • Your Rating:
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  • Earn a one-time bonus of 50,000 miles once you spend $4,500 on purchases within 3 months from account opening
  • Earn 2 miles per $1 on every purchase, every day
  • Plus, a one-time bonus of 50,000 miles once you spend $4,500 on purchases within 3 months from account opening
  • Miles don't expire, and there are no categories to limit where or what you buy
  • $0 intro annual fee for the first year; $59 after that
  • There's no limit to the amount of miles you can earn and miles don't expire
  • Redeem miles for travel, cash back, gift cards and more
  • No foreign transaction fees and fly on any airline, anytime, with no blackout dates or seat restrictions

N/A

17.74% (Variable)

$0 intro for first year; $59 after that

Why we like it
  • Earn 2 miles per $1 on every purchase, every day.
Excellent, Good
Capital One<sup>®</sup> Spark<sup>®</sup> Cash Select for Business

Capital One® Spark® Cash Select for Business

Capital One<sup>®</sup> Spark<sup>®</sup> Cash Select for Business
  • Our Rating:
  • Our Rating:
  • 4.30/5
  • Your Rating:
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  • Plus, a one-time $200 cash bonus once you spend $3,000 on purchases within 3 months from account opening
  • Earning unlimited 1.5% cash back could mean thousands of dollars each year going back into your business
  • Plus, a one-time $200 cash bonus once you spend $3,000 on purchases within 3 months from account opening
  • Save on interest with 0% intro APR on purchases for 9 months; 13.74%-21.74% variable APR after that
  • No annual fee
  • Use Spark Cash Select across all your business spend, with no categories to limit your purchasing
  • Rewards don't expire, and you can redeem your cash back for any amount, anytime
  • Get employee cards at no additional cost, and earn rewards from their business spend

0% on purchases for 9 months

13.74% - 21.74% (Variable)

$0

Why we like it
  • Earning unlimited 1.5% cash back could mean thousands of dollars each year going back into your business.
Excellent, Good
Capital One<sup>®</sup> Spark<sup>®</sup> Miles Select for Business

Capital One® Spark® Miles Select for Business

Capital One<sup>®</sup> Spark<sup>®</sup> Miles Select for Business
  • Our Rating:
  • Our Rating:
  • 4.20/5
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  • Plus, a one-time bonus of 20,000 miles once you spend $3,000 on purchases within 3 months from account opening
  • Earn 1.5 miles per $1 on every purchase, every day
  • Plus, a one-time bonus of 20,000 miles once you spend $3,000 on purchases within 3 months from account opening
  • Miles don't expire, and there are no categories to limit where or what you buy
  • Save on interest with 0% intro APR on purchases for 9 months; 13.74%-21.74% variable APR after that
  • Pay no annual fee or foreign transaction fees
  • Get online Quarterly and Year-End Summaries
  • There's no limit to the amount of miles you can earn and miles don't expire
  • Fly on any airline, anytime, with no blackout dates or seat restrictions

0% intro on purchases for 9 months

13.74% - 21.74% (Variable)

$0

Why we like it
  • Earn 1.5 miles per $1 on every purchase, every day.
Excellent, Good
Capital One<sup>®</sup> Spark<sup>®</sup> Classic for Business

Capital One® Spark® Classic for Business

Capital One<sup>®</sup> Spark<sup>®</sup> Classic for Business
  • Our Rating:
  • Our Rating:
  • 3.70/5
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  • Enjoy no annual fee
  • Earn 1% cash back on every purchase, every day
  • Build business credit with responsible use
  • Fraud coverage if your card is ever lost or stolen
  • No foreign transaction fees
  • Enjoy business benefits including Year-End Summaries, employee cards at no extra cost, and experienced small business customer service

23.74% (Variable)

$0

Why we like it
  • Earn 1% cash back on every purchase, every day.
Average, Fair, Limited