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Capital One® QuicksilverOne® Cash Rewards Credit Card is a cash back credit card that helps you save money on all the purchases you make year round. It is one of the best options on the market available to people with average credit. In addition to letting you earn unlimited 1.5% cash back on all the purchases you make, this credit card offers you a slew of perks and benefits ranging from travel accident insurance to extended warranty. Capital One® QuicksilverOne® Cash Rewards Credit Card can be very rewarding if you do not carry balances on your card.

Here, GET.com provides answers to key questions about how Capital One® QuicksilverOne® Cash Rewards Credit Card works and what it offers.

See More Details Of Capital One® QuicksilverOne® Cash Rewards Credit Card Here

Frequently Asked Questions About Capital One® QuicksilverOne® Cash Rewards Credit Card
Is this a good rewards credit card?
Can I get access to a higher credit line?
Do I get any special benefits from this card?
Does this card have an annual fee?
Is this card good for purchases?
Is this card good for for taking cash out of the ATM?
Will my rewards expire?
Is there a penalty if I pay late?
Can I get this card even if I have bad credit?
Do I get a welcome bonus if I go for this card?
Do I get access to my credit score?
Who is this card for?

Questions And Answers For Capital One® QuicksilverOne® Cash Rewards Credit Card

Question: Is this a good rewards credit card?

Answer: Yes, this credit card lets you earn unlimited 1.5% cash back on all your purchases, every day. There is no limit to how much cash back you can earn. Also, we like the fact that it is as fuss-free as it is made out to be - cardholders do not have to bother with rotating cash back categories or specific categories. Some credit cards require that you accumulate at least a certain amount before you can redeem your rewards, Capital One® QuicksilverOne® Cash Rewards Credit Card doesn't have this requirement. You can redeem your cash back for any amount you want in the form of a statement credit or a check.

Question: Can I get access to a higher credit line?

Answer: Yes, this card gives you the opportunity to raise your credit limit with its Credit Steps feature. All you have to do is make your first 5 monthly credit card payments on time. Not only can this encourage you to make your payments punctually by the due date each month, you will also get to avoid chalking up nasty credit card debt in the process.

Question: Do I get any special benefits from this card?

Answer: Yes, this card offers a host of perks and benefits such as extended warranty, auto rental insurance, travel accident insurance, 24/7 travel assistance services, 24/7 roadside assistance, price protection, fraud protection and security and account alerts. Terms and conditions apply.

Question: Does this card have an annual fee?

Answer: Yes, although you need to pay to use this card, its $39 annual fee is considerably low compared to other credit cards on the market. With the unlimited 1.5% cash back you can earn on every purchase, every day, it will be no time before your savings exceed the amount you need to pay to use this card. Remember, this card offers you a host of tangible perks that can help you save a fair bit of money, too.

Question: Is this card good for purchases?

Answer: This card is good for purchases if you are confident in paying for your purchases in full and on time every month without carrying a balance. Capital One® QuicksilverOne® Cash Rewards Credit Card has a 26.99% variable APR for purchases and balance transfers. There is no 0% introductory APR for purchases, unlike many other credit cards available to people with excellent credit.

Question: Is this card good for taking cash out of the ATM?

Answer: No, this card is not a card to reach for when it comes to getting cash out of the ATM. It has a 26.99% variable cash advance APR. In addition, you will be liable for the cash advance fee of either $10 or 3% of the amount of each cash advance, whichever is greater, each time you take cash out of the ATM.

Question: Will my rewards expire?

Answer: No, your cash back rewards are yours to keep for the life of your account so long as your account is open, active and in good standing. They do not expire, so feel free to collect all the cash back you want without time pressure.

Question: Is there a penalty if I pay late?

Answer: Yes, a late payment fee of up to $39 applies if you do not make your payment punctually before the due date.

Question: Can I get this card even if I have bad credit?

Answer: If you have at least average credit, this card could be something for you to consider. To be honest, there are not many credit cards available to those with fair credit that let you earn decent rewards alongside favorable terms. Capital One® QuicksilverOne® Cash Rewards Credit Card, fortunately, is one of those rare cards.

Question: Do I get a welcome bonus if I go for this card?

Answer: No, unlike most cash rewards credit cards reserved for people with excellent credit, you will not receive a welcome bonus when you sign up for this credit card.

Question: Do I get access to my credit score?

Answer: Yes, Capital One® QuicksilverOne® Cash Rewards Credit Card lets you enjoy unlimited access to your credit score. You can also access tools that help you monitor your credit profile with CreditWise. This perk is free-of-charge and available to anyone who has the ability to obtain their credit history from TransUnion®.

Question: Who is this card for?

Answer: Capital One® QuicksilverOne® Cash Rewards Credit Card is an excellent cash back credit card for people with average credit. This card lets you earn unlimited cash back on your purchases all year round, without category restrictions. Along with the wide range of benefits this card affords - such as travel accident insurance, price protection, extended warranty and more - it gives you the opportunity to raise your credit limit if you fulfill the requirement Capital One has established. Most credit cards for people with fair credit do not offer very high credit limits to begin with, so this card feature is one undeniably unique to Capital One® QuicksilverOne® Cash Rewards Credit Card. All in all, Capital One® QuicksilverOne® Cash Rewards Credit Card can be very rewarding if you pay your balance off in full by the due date.

More about Capital One® QuicksilverOne® Cash Rewards Credit Card:
Read Our Capital One® QuicksilverOne® Cash Rewards Credit Card Review
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This card offer is currently unavailable through GET.com! However, click here to check out our best rated Cash Back Credit Cards.