A Chase credit card is one of the best credit cards to have in your wallet these days. Issued by JPMorgan Chase, one of the biggest banks in the US, a Chase card may let you earn rewards, cash rebates, free air tickets, free hotel nights or even unique experiences.
GET.com's best Chase credit cards
|Best For||Credit Card|
|Travel||Chase Sapphire Preferred® Card|
|Unlimited flat-rate cashback||Chase Freedom Unlimited℠|
|Balance transfers||Chase Slate®|
|Cashback in changing categories||Chase Freedom®|
|Rewards Business Card||Ink Business Preferred℠ Credit Card|
Besides offering MasterCard and Visa cards, Chase also partners with hotels and airlines like United to offer co-branded cards. Chase credit card offers include a large selection of cards in many different categories. Here is a list of the best Chase cards with rewards, 0% APR or bonus miles.
GET.com's Best Chase Credit Cards
Best Rewards Card For Dining And Travel
Chase Sapphire Preferred® Card is a travel rewards card with an introductory annual fee of $0 for the first year, then $95. It lets you earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 in travel when you redeem through Chase Ultimate Rewards®. Plus, you can also earn 5,000 points when adding an authorized user and making a purchase during the first 3 months. This card appeals to those who like to travel and like to earn amazing rewards such as flights, hotel stays, gift cards, cash and many others. Earn 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases worldwide. Get up to 20% off when redeeming your points for travel purchases through Ultimate Rewards. You can transfer you points to a number of popular leading airlines and hotel loyalty programs at a 1:1 point transfer rate (1,000 partner miles/points for each 1,000 Chase Ultimate Rewards points). Trip cancellation/trip interruption insurance coverage and a primary auto rental collision damage waiver which reimburses up to the actual cash value of most rental vehicles in the case of theft or a collision.
Read review of Chase Sapphire Preferred® Card here.
Best Unlimited Cash Back
Chase Freedom Unlimited℠ lets you get unlimited 1.5% cash back automatically on all purchases (you don't need to activate it each quarter). That's a lot compared to the standard 1% unlimited cash back you receive when you use many other cash back cards. This card has no annual fee and it also comes with a 0% intro APR for 15 months from account opening on purchases and balance transfers, after that a standard 14.24% - 23.24% variable APR applies. Just a reminder that this card has a 5% balance transfer fee ($5 minimum) of whatever amount you transfer. As a special bonus for new cardmembers earn a $150 Bonus after you spend $500 or more on purchases within the first 3 months of opening your account!
Read our review of Chase Freedom Unlimited℠ here.
Best Balance Transfer Credit Card With Introductory Balance Transfer Fee
Chase Slate® is a balance transfer credit card that lets you enjoy 0% introductory APR for 15 months on purchases and balance transfers. After this introductory period you'll have to pay 13.24%-23.24% variable APR on purchases and balance transfers depending on your creditworthiness. You get a $0 introductory balance transfer fee when you make a transfer within the first 60 days of account opening (5% of amount transferred or $5 minimum thereafter). Plan your balance repayment with the Blueprint feature. $0 annual fee.
Read review of Chase Slate® here.
Best Cash Back In Changing Categories
Chase Freedom® is Chase's flagship card. In my opinion, Chase Freedom offers the most value to shoppers as it is one of the best cash back cards on the market. You get 5% cash back on bonus categories each quarter (up to $1,500 in combined purchases), and a standard 1% cash back (unlimited) on all others. You also earn a $150 Bonus after you spend $500 on purchases during the first 3 months, and an extra $25 Bonus after you add an authorized user and make a purchase within this same 3-month period. There is no minimum purchase required and your cash rewards do not expire. This card has no annual fee. New cardholders get a 0% intro APR for 15 months for purchases and balance transfers with a balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater. After that, there is a 14.24%-23.24% variable APR for both purchases and balance transfers.
Read review of Chase Freedom® here.
Best United Airlines Credit Card
United MileagePlus® Explorer Card is a top-notch airline credit card with some of the best benefits I've seen. You can earn double miles on tickets purchased from United, and 1 mile per $1 on all other purchases. Get 30,000 bonus miles after you spend $1,000 on purchases in the first 3 months from account opening. You also earn 5,000 miles when you add an authorized user and make a purchase in the first 3 months. VIP perks such as free visits to any United Club airport lounge with 2 one-time passes per year, free first bag check in (up to $100 saved per round trip), priority boarding, and a host of travel benefits like insurance. $0 foreign transaction fee. $0 intro annual fee for the first year, then $95.
Read review of United MileagePlus® Explorer Card.
Best Southwest Credit Card
Southwest Rapid Rewards® Premier Credit Card has an amazing bonus offer that lets you earn 40,000 bonus points after spending only $1,000 on purchases in the first 3 months of opening your account. You earn 2 points per $1 you spend on participating Hotel and Car Rental partners and Southwest® purchases. Earn 1 point per $1 spent on all other purchases. As an anniversary bonus each year you will receive 6,000 bonus points. With Bags Fly Free® from Southwest, you can get your first and second bag checked in for free! Use this card to book your Southwest flight and pay no change fees if you need to change the date of your flight. This card has a $99 annual fee (the annual fee will be applied to your first billing statement). If you're a Southwest frequent flyer who likes to earn points, just use this card to pay for your day-to-day purchases. In our opinion, the value-added benefits you get with Southwest Rapid Rewards® Premier Credit Card make it the best Southwest credit card.
Read our review of Southwest Rapid Rewards® Premier Credit Card.
Business Credit Cards
Best Rewards Credit Card For Business
Ink Business Preferred℠ Credit Card rewards you from the very start by letting you earn 80,000 bonus points after you spend $5,000 on purchases made within the first 3 months from account opening. Points are worth 25% more when you redeem for travel through Chase Ultimate Rewards, so this welcome offer alone can give you $1,000 toward travel when you redeem through Chase Ultimate Rewards®. Earn 3 points per $1 on the first $150,000 spent in select categories each account anniversary year and 1 point per $1 on all other purchases. There is no limit to the amount of points you can earn and they won't expire as long as your account remains open. This card has no foreign transaction fees although there is a $95 annual fee. You can also get employee cards at no additional cost.
See more Chase credit cards here.
Pedro Pla is co-founder of GET.com. He has been around the globe several times and considers collecting air miles and points from credit cards to be a hobby, if not, an obsession. Email: email@example.com.Editorial Disclosure: Any personal views and opinions expressed by the author in this article are the author's own and do not necessarily reflect the viewpoint of GET.com. The editorial content on this page is not provided by any of the companies mentioned, and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are author's alone, not those of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities.
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