Citi® / AAdvantage® Executive World Elite™ Mastercard®, a partner card, is a credit card that is great for anyone who is an American Airlines regular as it lets you enjoy a host of amazing American Airlines benefits and travel perks. This credit card lets you earn double miles when you spend on American Airlines purchases but also rewards you on practically everything you spend on. While it has a $450 annual fee, this credit card has a lot to offer and may help you have a better travel experience.
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Citi® / AAdvantage® Executive World Elite™ Mastercard®
17.24% - 25.24% (Variable)
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Here, GET.com provides answers to key questions about how Citi® / AAdvantage® Executive World Elite™ Mastercard® works and what it offers.
Questions And Answers For Citi® / AAdvantage® Executive World Elite™ Mastercard®
Answer: Yes, as a welcome offer you can earn 50,000 American Airlines Aadvantage® bonus miles after spending $5,000 in purchases within the first 3 months of account opening if you are a new cardmember. If you qualify for the bonus miles, you should see these miles in your Aadvantage® account 8-10 weeks after you have met the $5,000 purchase requirements. Take note - these American Airlines Aadvantage® bonus miles will not be available to you if you have had any Citi® / AAdvantage® card (other than a CitiBusiness® / AAdvantage® card) opened or closed in the past 24 months.
Answer: Yes, this credit card lets you earn rewards on literally every purchase you make! You will earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases; and 1 AAdvantage® mile for every $1 spent on other purchases (with the exception of returned goods and services, cash advances, convenience checks, transferred balances, credits, fees and interest charges).
What are considered American Airlines purchases you wonder? These can include items billed by American Airlines as merchant of record booked through American Airlines channels (aa.com, American Airlines reservations, and American Airlines airport and city ticket counters).
What's not considered eligible American Airlines purchases? According to the T&Cs, products or services that do not qualify include car rentals and hotel reservations (except taxes and charges paid when redeeming miles for car/hotel), purchase of elite status boost or renewal, and AA Cargo℠ products and services.
Answer: Yes, you do. In fact, you will earn 10,000 AAdvantage® Elite Qualifying Miles (EQMs) after spending $40,000 in eligible purchases that post to your cardmember account during a calendar year, from January 1st through December 31st. These EQMs will only count toward elite status qualification for the AAdvantage® program and not the AAdvantage Million Miler℠ status. Also, keep in mind that your EQMs cannot be redeemed for award travel, AAdvantage® miles or any other AAdvantage® program awards.
Answer: Absolutely, you get to enjoy Admirals Club® Membership and get access to more than 50 lounge locations globally along with your authorized user, even when you are not with them. You will also enjoy an enhanced airport experience thanks to perks like priority check-in, screening and boarding privileges for you and up to 8 travel companions on the same reservation.
Additionally, you stand to receive a statement credit, up to $100 every 5 years, as reimbursement for your application fee for Global Entry or The TSA Pre✓®. Enrollment in any of these programs will help you speed through security - a handy perk that will save you time and stress when you travel.
What's more, there is the perk of first free checked bag for you and up to 8 travel companions in the same reservation on domestic itineraries marketed and operated by American Airlines, or on domestic itineraries marketed by American Airlines and operated as American Eagle® flights by Compass Airlines, LLC, Envoy Air Inc., ExpressJet Airlines, Inc., Mesa Airlines, Inc., Republic Airline Inc., PSA Airlines, Inc., Piedmont Airlines, Inc., Air Wisconsin Airline Corp., SkyWest Airlines, Inc., Trans States Airlines, LLC.
You also get to save 25% on in-flight purchases of food and drinks on flights that are operated by American Airlines when you pay with your Citi® / AAdvantage® Executive World Elite™ Mastercard®. Take note this benefit does not apply to other in-flight purchases like wireless internet access and is not available on codeshare flights booked with an American Airlines flight number but operated by another airline.
Answer: Yes, you need to pay to use Citi® / AAdvantage® Executive World Elite™ Mastercard® as it has a $450 annual fee
Answer: Yes, this credit card is a good one to reach for when you are overseas or when you shop from international stores online in foreign currencies as it has no foreign transaction fee. If you travel abroad frequently or if you shop from international websites on the regular, you will certainly appreciate this particular benefit because most credit cards that do not offer a $0 foreign transaction fee often come with a 3% foreign transaction fee on transactions converted to the U.S. dollar.
Answer: This credit card has a 17.24% - 25.24% variable APR, depending on your creditworthiness. It is not a good credit card for purchases if you are someone who tends to carry balances.
Answer: No, you will need to pay a lot to get cash out of the ATM using Citi® / AAdvantage® Executive World Elite™ Mastercard®. It has a 26.74% variable cash advance APR and a cash advance fee amounting to 5% of each cash advance; $10 minimum, whichever is greater.
Answer: Yes, you may be penalized with up to 29.99% variable penalty APR if you make a late payment or make a payment that is returned.
Answer: Unfortunately, the answer is no. Citi® / AAdvantage® Executive World Elite™ Mastercard® is reserved for people with excellent credit. If you do not have excellent credit, we would suggest you consider other credit cards on the market instead because getting rejected can hurt your credit.
Answer: No, this credit card does not give you free access to your credit score.
Answer: Citi® / AAdvantage® Executive World Elite™ Mastercard® is an excellent choice for you if you want premium travel experiences, travel at least a good number of times with American Airlines each year, and have excellent credit. This credit card is exclusive and it targets those who want VIP travel perks such as lounge access, priority check-in, boarding privileges and other travel perks. It also helps you climb the American Airlines' frequent flyer program ladder quicker by letting you earn Elite Qualifying Miles.
Citi® / AAdvantage® Executive World Elite™ Mastercard® lets you earn miles on all your spending and double the number of miles when you spend on American Airlines purchases. If you fly with American Airlines regularly, there are surely savings to be had since you can look forward to perks like first free checked bags for you and your travel companions as well as access to lounges worldwide which even applies to your authorized users when you aren't with them.
Plus, you get to speed through security when you enroll in Global Entry or The TSA Pre✓® - a great perk that can save you lots of time and stress. You don't even need to pay this perk thanks to the statement credit of up to $100 every 5 years as reimbursement for your Global Entry or The TSA Pre✓® application fee.
More about Citi® / AAdvantage® Executive World Elite™ Mastercard®:
Read Our Citi® / AAdvantage® Executive World Elite™ Mastercard® Review
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