A Citi credit card may just be the right card for you whether you are looking for a card with rewards or one with a long period of 0% APR on balance transfers and purchases. Citicards are one of GET.com's preferred choice of cards that can help you earn more air miles when you fly on American Airlines or earn free hotel nights at Hilton. What's more, most Citicards now have chip technology, which makes it safer against fraud. If you have good to excellent credit, take a look at these best Citicards in the market right now.

GET.com's Best Citicards

Best ForCredit Card
2% Cash BackCiti® Double Cash Card
Balance TransferCiti Simplicity® Card
No Annual FeeAmerican Airlines AAdvantage MileUp℠ Card
Low InterestCiti® Diamond Preferred® Card- 21 Month Balance Transfer Offer

Best Rewards Card That Earns You Cash Back Twice

Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least likeCredit RequiredRelated links
Citi<sup>®</sup> Double Cash Card – 18 month BT offer

Citi® Double Cash Card – 18 month BT offer

APPLY NOWAt Citi's secure website
  • Earn cash back twice. Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
  • To earn cash back, pay at least the minimum due on time.
  • Balance Transfer Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 15.49% - 25.49%, based on your creditworthiness.
  • Balance Transfers do not earn cash back.
  • If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
  • The standard variable APR for Citi Flex Plan is 15.49% - 25.49% based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.
APPLY NOWAt Citi's secure website

0% intro APR for 18 months on Balance Transfers

15.49% - 25.49% (Variable)

$0

Why we like it
  • Earn cash back twice. Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
  • Introductory APR offer.
Excellent, Good

Citi® Double Cash Card – 18 month BT offer, a partner card, stands out because it lets you earn 2% cash back on your purchases (1% cash back when you buy and 1% as you pay for those purchases). Now, that is a real opportunity to earn decent cash back just by being responsible with your card payments. Cash back can be redeemed for gift cards, checks, or statement credit. There's no need to enroll in cash back categories and there's no limit to the amount of cash back you can earn. You get a 0% intro APR for 18 months on balance transfers. After that, the regular 15.49% - 25.49% variable APR will apply based on your creditworthiness. If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month. This card has a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater. If you are looking for a card that earns you 2% cash back on your purchases with no annual fee, Citi® Double Cash Card – 18 month BT offer is the best option. Here's our review of Citi® Double Cash Card – 18 month BT offer.

Best Balance Transfer And Low Interest Card

Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least likeCredit RequiredRelated links
Citi Simplicity<sup>®</sup> Card - No Late Fees Ever

Citi Simplicity® Card - No Late Fees Ever

APPLY NOWAt Citi's secure website
  • 0% Intro APR on purchases for 12 months from date of account opening. After that, the variable APR will be 16.24% - 26.24%, based on your creditworthiness.
  • No Late Fees, No Penalty Rate, and No Annual Fee... Ever
  • 0% Intro APR on balance transfers for 21 months from date of first transfer. All transfers must be completed in first 4 months. After that, the variable APR will be 16.24% - 26.24%, based on your creditworthiness.
  • 0% Intro APR on purchases for 12 months from date of account opening. After that, the variable APR will be 16.24% - 26.24%, based on your creditworthiness.
  • If you transfer a balance with this offer, after your 0% Intro purchase APR expires, both new purchases and unpaid purchase balances will automatically accrue interest until all balances, including your transferred balances, are paid in full
  • There is a balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater.
  • The standard variable APR for Citi Flex Plan is 16.24% - 26.24%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.
  • Stay protected with Citi® Quick Lock and $0 liability on unauthorized charges
APPLY NOWAt Citi's secure website

0% intro APR on Purchases for 12 months and Balance Transfers for 21 months

16.24% - 26.24% (Variable)

$0

Why we like it
  • 0% Intro APR on purchases for 12 months from date of account opening. After that, the variable APR will be 16.24% - 26.24%, based on your creditworthiness.
We least like
  • No rewards program.
Excellent, Good

Citi Simplicity® Card - No Late Fees Ever is a great card for people who want to do a 0% balance transfer to cut any existing debt. It comes with 0% intro APR on purchases for 12 months and balance transfers for 21 months, and after that, you will have a 16.24% - 26.24% variable APR on purchases and balance transfers. You can transfer almost any kind of debt to this card, including student loans, car loans or store card debt. Citi Simplicity® Card - No Late Fees Ever can truly simplify your life - there are no late fees, no penalty APR, no annual fee, ever. So there's less worry for those times when you don't manage to pay on time. We absolutely love the free Citi® Price Rewind benefit which searches for a lower online price on your registered purchases after checkout. Here's our Citi Simplicity® Card - No Late Fees Ever review.

Best Credit Card For American Airlines Frequent Flyers

Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least likeCredit RequiredRelated links
Citi<sup>®</sup> / AAdvantage<sup>®</sup> Platinum Select<sup>®</sup> World Elite™ Mastercard<sup>®</sup>

Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard®

APPLY NOWAt Citi's secure website
  • Earn 50,000 American Airlines AAdvantage® bonus miles after $2,500 in purchases within the first 3 months of account opening
  • Earn 2 AAdvantage® miles for every $1 spent at gas stations and restaurants
  • Earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases
  • Earn a $125 American Airlines Flight Discount after you spend $20,000 or more in purchases during your cardmembership year and renew your card
  • No Foreign Transaction Fees
  • First checked bag is free on domestic American Airlines itineraries for you and up to four companions traveling with you on the same reservation
  • Enjoy preferred boarding on American Airlines flights
  • The standard variable APR for Citi Flex Plan is 17.49% - 26.49%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.
APPLY NOWAt Citi's secure website

N/A

17.49% - 26.49% (Variable)

$99, waived for first 12 months

Why we like it
  • Earn 50,000 American Airlines AAdvantage® bonus miles after $2,500 in purchases within the first 3 months of account opening.
Excellent, Good

Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard® is designed to help you earn AAdvantage® miles just by using it for your everyday spending. As a welcome offer you can earn 50,000 American Airlines AAdvantage® bonus miles after making $2,500 in purchases in the first 3 months after account opening. You earn 2 AAdvantage® miles for every $1 of purchases made at gas stations and restaurants. Plus you also earn 2 AAdvantage® miles for every $1 that you spend on eligible American Airlines purchases. But besides helping you get miles, this card also entitles you to special privileges when flying with American Airlines. For example, your first checked bag is free on domestic American Airlines itineraries. This free first checked bag benefit applies to you and up to 4 companions traveling with you on the same reservation, so your family can enjoy it too. Enjoy a $125 American Airlines flight discount after you spend $20,000 or more in purchases during your card year and renew your card and receive 25% savings when you use this card to make in-flight food and beverage purchases on American Airlines flights. You can use this Mastercard to pay at millions of merchants around the world, and it has no foreign transaction fees. There is a $99 annual fee (waived for the first 12 months). Find out more in our Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard® review.

Best American Airlines Card With No Annual Fee

Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least likeCredit RequiredRelated links
American Airlines AAdvantage MileUp℠ Card

American Airlines AAdvantage MileUp℠ Card

APPLY NOWAt Citi's secure website
  • Earn 10,000 American Airlines AAdvantage® bonus miles and receive a $50 statement credit after making $500 in purchases within the first 3 months of account opening
  • No Annual Fee
  • Earn 2 AAdvantage® miles for each $1 spent at grocery stores, including grocery delivery services
  • Earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases
  • Earn 1 AAdvantage® mile for every $1 spent on other purchases
  • Save 25% on inflight food and beverage purchases when you use your card on American Airlines flights
  • The standard variable APR for Citi Flex Plan is 17.49% - 26.49%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.
APPLY NOWAt Citi's secure website

N/A

17.49% - 26.49% (Variable)

$0

Excellent/Good

American Airlines AAdvantage MileUp℠ Card is a great card to have if you want to earn AAdvantage® miles with a $0 annual fee. Earn 10,000 American Airlines AAdvantage® bonus miles and a $50 statement credit after you make $500 in purchases within the first 3 months of account opening. You can earn 2 AAdvantage® miles for each $1 spent at grocery stores (including grocery delivery services) and on eligible American Airlines purchases. Earn 1 AAdvantage® mile for every $1 spent on other purchases. There is no cap on how many AAdvantage® miles you can earn! As an added perk, save 25% on inflight food and beverage purchases you make on American Airlines flights.

Best Credit Card With A Long Intro APR Offer

Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least likeCredit RequiredRelated links
Citi<sup>®</sup> Diamond Preferred<sup>®</sup> Card- 21 Month Balance Transfer Offer

Citi® Diamond Preferred® Card- 21 Month Balance Transfer Offer

APPLY NOWAt Citi's secure website
  • 0% Intro APR on balance transfers for 21 months from date of first transfer. After that, the variable APR will be 15.24% - 25.24%, based on your creditworthiness. All transfers must be completed in first 4 months.
  • 0% Intro APR on purchases for 12 months from date of account opening. After that, the variable APR will be 15.24% - 25.24%, based on your creditworthiness.
  • If you transfer a balance with this offer, after your 0% Intro purchase APR expires, both new purchases and unpaid purchase balances will automatically accrue interest until all balances, including your transferred balance, are paid in full.
  • There is a balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater
  • Get free access to your FICO® score online.
  • With Citi EntertainmentSM, get special access to purchase tickets to thousands of events, including concerts, sporting events, dining experiences and more.
  • Shop with confidence knowing that you have dependable protection benefits, including $0 Liability on Unauthorized Purchases and Citi® Identity Theft Solutions.
  • The standard variable APR for Citi Flex Plan is 15.24% - 25.24%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.
APPLY NOWAt Citi's secure website

0% for 21 months on Balance Transfers and 12 months on Purchases

15.24% - 25.24% (Variable)

$0

Excellent, Good

Citi® Diamond Preferred® Card- 21 Month Balance Transfer Offer has a very attractive introductory 0% APR period and no annual fee. You benefit from 0% intro APR for 21 months on balance transfers made in the first 4 months and 0% intro APR for 12 months on purchases, which makes this a very useful card for paying off large credit card debts. You can transfer balances from your other credit cards within 4 months of opening your new account to take advantage of the long intro APR period this card offers, just note that a balance transfer fee of either 5% of each balance transfer; $5 minimum applies. After the intro APR period, the standard 15.24% - 25.24% variable APR (based on your creditworthiness) applies. If you plan to make a big purchase, the intro APR period on purchases makes it easy to pay off big-ticket items over time without paying interest. If you like to be entertained, the special access you get to preferred seating, presale tickets, and other event perks through Citi EntertainmentSM could make your life that little bit more fun. Read our review of Citi® Diamond Preferred® Card- 21 Month Balance Transfer Offer here.