Credit One Bank is a leading US issuer of VISA® cards. It provides both MasterCards and VISA® cards. Credit card solutions from Credit One will benefit you if you have fair or poor credit. Most cards issued by this bank have high interest and are designed for building or rebuilding credit. They report directly to the three major credit bureaus: TransUnion, Experian, and Equifax.

Below is our selection of Credit One Bank credit cards.

  • Receive 1% cash back on eligible purchases, terms apply.

    Why we like it
    • Receive 1% cash back on eligible purchases, terms apply
    • Make paying your bill easier with the ability to choose your payment date. Terms apply.
    • See if you Pre-Qualify without harming your credit score
    • Zero fraud liability protects you from unauthorized charges
    • Monitor your credit with free online access to your credit score
    • Show off your style with a premium card design, a fee may apply
    • Receive opportunities for credit line increases, a fee may apply
    • Email or text alerts to remind you when your payment is due
    APPLY NOWAt Credit One Bank's secure website

    Regular APR

    15.90% - 24.40% Variable

    Annual Fee

    $0 - $99

    Credit Required

    Fair
    APPLY NOWAt Credit One Bank's secure website
    Why we like it
    • Receive 1% cash back on eligible purchases, terms apply.
    • See if you Pre-Qualify without harming your credit score.

    Regular APR

    15.90% - 24.40% Variable

    Annual Fee

    $0 - $99

    Credit Required

    Fair
    • Receive 1% cash back on eligible purchases, terms apply
    • Make paying your bill easier with the ability to choose your payment date. Terms apply.
    • See if you Pre-Qualify without harming your credit score
    • Zero fraud liability protects you from unauthorized charges
    • Monitor your credit with free online access to your credit score
    • Show off your style with a premium card design, a fee may apply
    • Receive opportunities for credit line increases, a fee may apply
    • Email or text alerts to remind you when your payment is due
    APPLY NOWAt Credit One Bank's secure website
  • Find out if you Pre-Qualify without affecting your credit score

    Why we like it
    • Find out if you Pre-Qualify without affecting your credit score
    • This unsecured card provides opportunities to raise your credit score
    • Receive opportunities for credit line increases, a fee may apply
    • Monitor your credit with free online access to your credit score
    • 1% cash back on eligible purchases, terms apply
    • Zero fraud liability protects you from unauthorized charges
    • Email or text alerts to remind you when your payment is due
    APPLY NOWAt Credit One Bank's secure website

    Regular APR

    15.90% - 24.40% Variable

    Annual Fee

    $0 - $99

    Credit Required

    Bad
    APPLY NOWAt Credit One Bank's secure website

    Regular APR

    15.90% - 24.40% Variable

    Annual Fee

    $0 - $99

    Credit Required

    Bad
    • Find out if you Pre-Qualify without affecting your credit score
    • This unsecured card provides opportunities to raise your credit score
    • Receive opportunities for credit line increases, a fee may apply
    • Monitor your credit with free online access to your credit score
    • 1% cash back on eligible purchases, terms apply
    • Zero fraud liability protects you from unauthorized charges
    • Email or text alerts to remind you when your payment is due
    APPLY NOWAt Credit One Bank's secure website
  • Get 1% cash back on eligible purchases including gas, groceries, and services such as mobile phone, internet, cable and satellite TV. Terms apply.

    Why we like it
    • No security deposit required. Get a 100% unsecured card that can help grow and build credit.
    • Focused on growing or rebuilding your credit? We report account activity to all three major credit bureaus each month to help keep your credit score up-to-date.
    • Find out if you're Pre-Qualified without harming your credit score. It's fast, easy, and secure.
    • Looking for more credit? Get credit line increase opportunities, a fee may apply
    • Get 1% cash back on eligible purchases including gas, groceries, and services such as mobile phone, internet, cable and satellite TV. Terms apply.
    • Your account is safeguarded against unauthorized charges with Zero Fraud Liability at no additional charge
    • Stay in-the-know about your account with custom email and text alerts that remind you of your payment due date, notify you when a payment posts, or warn you if your available credit runs low
    • Show off your style with a premium card design, a fee may apply.
    APPLY NOWAt Credit One Bank's secure website

    Intro APR

    N/A*

    Regular APR

    15.90% - 24.40% Variable

    Annual Fee

    $0 - $99

    Credit Required

    Bad
    APPLY NOWAt Credit One Bank's secure website
    Why we like it
    • Get 1% cash back on eligible purchases including gas, groceries, and services such as mobile phone, internet, cable and satellite TV. Terms apply.

    Intro APR

    N/A*

    Regular APR

    15.90% - 24.40% Variable

    Annual Fee

    $0 - $99

    Credit Required

    Bad
    • No security deposit required. Get a 100% unsecured card that can help grow and build credit.
    • Focused on growing or rebuilding your credit? We report account activity to all three major credit bureaus each month to help keep your credit score up-to-date.
    • Find out if you're Pre-Qualified without harming your credit score. It's fast, easy, and secure.
    • Looking for more credit? Get credit line increase opportunities, a fee may apply
    • Get 1% cash back on eligible purchases including gas, groceries, and services such as mobile phone, internet, cable and satellite TV. Terms apply.
    • Your account is safeguarded against unauthorized charges with Zero Fraud Liability at no additional charge
    • Stay in-the-know about your account with custom email and text alerts that remind you of your payment due date, notify you when a payment posts, or warn you if your available credit runs low
    • Show off your style with a premium card design, a fee may apply.
    APPLY NOWAt Credit One Bank's secure website
  • See if you Pre-Qualify without harming your credit score

    Why we like it
    • See if you Pre-Qualify without harming your credit score
    • 1% cash back on eligible purchases, terms apply
    • No deposit requirements and opportunities to build your credit
    • Enjoy the flexibility to choose your payment due date. Terms apply.
    • Receive opportunities for credit line increases, a fee may apply
    APPLY NOWAt Credit One Bank's secure website

    Regular APR

    15.90% - 24.40% Variable

    Annual Fee

    $0 - $99

    Credit Required

    Bad
    APPLY NOWAt Credit One Bank's secure website

    Regular APR

    15.90% - 24.40% Variable

    Annual Fee

    $0 - $99

    Credit Required

    Bad
    • See if you Pre-Qualify without harming your credit score
    • 1% cash back on eligible purchases, terms apply
    • No deposit requirements and opportunities to build your credit
    • Enjoy the flexibility to choose your payment due date. Terms apply.
    • Receive opportunities for credit line increases, a fee may apply
    APPLY NOWAt Credit One Bank's secure website
  • See if you're Pre-Qualified in less than 60 seconds.

    Why we like it
    • Interested in growing or rebuilding your credit? We report monthly payment activity to all three major credit bureaus to help keep your credit score up-to-date.
    • Take advantage of free online access to your monthly Experian credit score and credit report summary
    • See if you're Pre-Qualified in less than 60 seconds.
    • This is a fully functional, unsecured credit card - not a debit, prepaid, or secured card. No need to load funds or tie up cash in deposits. There are no out-of-pocket costs to open your account.
    • Automatically get 1% cash back on eligible purchases, terms apply.
    • Choose your monthly payment due date for added convenience, terms apply.
    APPLY NOWAt Credit One Bank's secure website

    Intro APR

    N/A*

    Regular APR

    15.90% - 24.40% Variable

    Annual Fee

    $0 - $99

    Credit Required

    Fair
    APPLY NOWAt Credit One Bank's secure website
    Why we like it
    • See if you're Pre-Qualified in less than 60 seconds.
    • Automatically get 1% cash back on eligible purchases, terms apply. Choose your monthly payment due date for added convenience, terms apply.

    Intro APR

    N/A*

    Regular APR

    15.90% - 24.40% Variable

    Annual Fee

    $0 - $99

    Credit Required

    Fair
    • Interested in growing or rebuilding your credit? We report monthly payment activity to all three major credit bureaus to help keep your credit score up-to-date.
    • Take advantage of free online access to your monthly Experian credit score and credit report summary
    • See if you're Pre-Qualified in less than 60 seconds.
    • This is a fully functional, unsecured credit card - not a debit, prepaid, or secured card. No need to load funds or tie up cash in deposits. There are no out-of-pocket costs to open your account.
    • Automatically get 1% cash back on eligible purchases, terms apply.
    • Choose your monthly payment due date for added convenience, terms apply.
    APPLY NOWAt Credit One Bank's secure website
  • This unsecured card requires no deposit and can help build your credit

    Why we like it
    • This unsecured card requires no deposit and can help build your credit
    • Receive opportunities for credit line increases, a fee may apply
    • See if you Pre-Qualify in less than 60 seconds
    • Receive 1% cash back on eligible purchases, terms apply
    • Choose your monthly payment due date for added convenience, terms apply
    • Monitor your credit with free online access to your credit score
    APPLY NOWAt Credit One Bank's secure website

    Regular APR

    15.90% - 24.40% Variable

    Annual Fee

    $0 - $99

    Credit Required

    Fair
    APPLY NOWAt Credit One Bank's secure website

    Regular APR

    15.90% - 24.40% Variable

    Annual Fee

    $0 - $99

    Credit Required

    Fair
    • This unsecured card requires no deposit and can help build your credit
    • Receive opportunities for credit line increases, a fee may apply
    • See if you Pre-Qualify in less than 60 seconds
    • Receive 1% cash back on eligible purchases, terms apply
    • Choose your monthly payment due date for added convenience, terms apply
    • Monitor your credit with free online access to your credit score
    APPLY NOWAt Credit One Bank's secure website
  • Credit One Bank automatically monitors every account for credit line increase opportunities each month. We'll let you know as soon as you're eligible for a higher credit line. A fee may apply.

    Why we like it
    • Credit One Bank automatically monitors every account for credit line increase opportunities each month. We'll let you know as soon as you're eligible for a higher credit line. A fee may apply.
    • See if you Pre-Qualify without harming your credit score. Find the card that's right for you in less than 60 seconds.
    • Eligible purchases will automatically get you 1% cash back, terms apply.
    • This is a fully functional, unsecured credit card-not a debit, prepaid, or secured card. No need to load funds or tie up cash in deposits. There are no out-of-pocket costs to open your account.
    • Enjoy peace of mind with $0 Fraud Liability
    • Email and text alerts remind you when your bill is due, your payment posts, or your available credit is running low
    APPLY NOWAt Credit One Bank's secure website

    Regular APR

    15.90% - 24.40% Variable

    Annual Fee

    $0 - $99

    Credit Required

    Bad
    APPLY NOWAt Credit One Bank's secure website

    Regular APR

    15.90% - 24.40% Variable

    Annual Fee

    $0 - $99

    Credit Required

    Bad
    • Credit One Bank automatically monitors every account for credit line increase opportunities each month. We'll let you know as soon as you're eligible for a higher credit line. A fee may apply.
    • See if you Pre-Qualify without harming your credit score. Find the card that's right for you in less than 60 seconds.
    • Eligible purchases will automatically get you 1% cash back, terms apply.
    • This is a fully functional, unsecured credit card-not a debit, prepaid, or secured card. No need to load funds or tie up cash in deposits. There are no out-of-pocket costs to open your account.
    • Enjoy peace of mind with $0 Fraud Liability
    • Email and text alerts remind you when your bill is due, your payment posts, or your available credit is running low
    APPLY NOWAt Credit One Bank's secure website
  • See if you Pre-Qualify without harming your credit score.

    Why we like it
    • See if you Pre-Qualify without harming your credit score.
    • This fully unsecured credit card with no deposit requirement can be helpful in growing or building credit. Your account activity will be reported monthly to all three major credit bureaus.
    • All the features you want in a credit card are included. Get 1% cash back on eligible purchases, take advantage of free online credit score tracking, and enjoy credit line increase opportunities. Terms apply.
    APPLY NOWAt Credit One Bank's secure website

    Intro APR

    N/A*

    Regular APR

    15.90% - 24.40% Variable

    Annual Fee

    $0 - $99

    Credit Required

    Bad
    APPLY NOWAt Credit One Bank's secure website
    Why we like it
    • See if you Pre-Qualify without harming your credit score.

    Intro APR

    N/A*

    Regular APR

    15.90% - 24.40% Variable

    Annual Fee

    $0 - $99

    Credit Required

    Bad
    • See if you Pre-Qualify without harming your credit score.
    • This fully unsecured credit card with no deposit requirement can be helpful in growing or building credit. Your account activity will be reported monthly to all three major credit bureaus.
    • All the features you want in a credit card are included. Get 1% cash back on eligible purchases, take advantage of free online credit score tracking, and enjoy credit line increase opportunities. Terms apply.
    APPLY NOWAt Credit One Bank's secure website
  • Receive 1% cash back on eligible purchases and double cash back at the NASCAR.com Superstore. Terms apply.

    Why we like it
    • Receive 1% cash back on eligible purchases and double cash back at the NASCAR.com Superstore. Terms apply.
    • $0 Fraud Liability protects you from unauthorized charges
    • Email or text alerts to remind you when your payment is due
    • Choose your monthly payment due date for added convenience, terms apply
    • Accounts are automatically reviewed for credit line increases, a fee may apply
    • Get free access to your credit score online
    APPLY NOWAt Credit One Bank's secure website

    Regular APR

    16.90% - 24.40% Variable

    Annual Fee

    $0 - $99

    Credit Required

    Fair
    APPLY NOWAt Credit One Bank's secure website

    Regular APR

    16.90% - 24.40% Variable

    Annual Fee

    $0 - $99

    Credit Required

    Fair
    • Receive 1% cash back on eligible purchases and double cash back at the NASCAR.com Superstore. Terms apply.
    • $0 Fraud Liability protects you from unauthorized charges
    • Email or text alerts to remind you when your payment is due
    • Choose your monthly payment due date for added convenience, terms apply
    • Accounts are automatically reviewed for credit line increases, a fee may apply
    • Get free access to your credit score online
    APPLY NOWAt Credit One Bank's secure website
  • 1% cash back on eligible purchases, terms apply

    Why we like it
    • 1% cash back on eligible purchases, terms apply
    • Double cash back at the NASCAR.com Superstore
    • Access to exclusive offers and discounts from NASCAR partners
    • Zero Fraud Liability ensures that your account is protected against unauthorized charges
    • Stay in-the-know with customizable account alerts via email and text
    • Monitor your credit with free online access to your credit score
    APPLY NOWAt Credit One Bank's secure website

    Regular APR

    16.90% - 24.40% Variable

    Annual Fee

    $0 - $99

    Credit Required

    Good, Excellent
    APPLY NOWAt Credit One Bank's secure website

    Regular APR

    16.90% - 24.40% Variable

    Annual Fee

    $0 - $99

    Credit Required

    Good, Excellent
    • 1% cash back on eligible purchases, terms apply
    • Double cash back at the NASCAR.com Superstore
    • Access to exclusive offers and discounts from NASCAR partners
    • Zero Fraud Liability ensures that your account is protected against unauthorized charges
    • Stay in-the-know with customizable account alerts via email and text
    • Monitor your credit with free online access to your credit score
    APPLY NOWAt Credit One Bank's secure website
  • Receive 1% cash back on eligible purchases and double cash back at the NASCAR.com Superstore. Terms apply.

    Why we like it
    • Receive 1% cash back on eligible purchases and double cash back at the NASCAR.com Superstore. Terms apply.
    • $0 Fraud Liability protects you from unauthorized charges
    • Email or text alerts to remind you when your payment is due
    • Choose your monthly payment due date for added convenience, terms apply
    • Accounts are automatically reviewed for credit line increases, a fee may apply
    • Get free access to your credit score online
    APPLY NOWAt Credit One Bank's secure website

    Regular APR

    16.90% - 24.40% Variable

    Annual Fee

    $0 - $99

    Credit Required

    Bad
    APPLY NOWAt Credit One Bank's secure website

    Regular APR

    16.90% - 24.40% Variable

    Annual Fee

    $0 - $99

    Credit Required

    Bad
    • Receive 1% cash back on eligible purchases and double cash back at the NASCAR.com Superstore. Terms apply.
    • $0 Fraud Liability protects you from unauthorized charges
    • Email or text alerts to remind you when your payment is due
    • Choose your monthly payment due date for added convenience, terms apply
    • Accounts are automatically reviewed for credit line increases, a fee may apply
    • Get free access to your credit score online
    APPLY NOWAt Credit One Bank's secure website