Credit One Bank is a leading US issuer of VISA® cards. It provides both MasterCards and VISA® cards. Credit card solutions from Credit One will benefit you if you have fair or poor credit. Most cards issued by this bank have high interest and are designed for building or rebuilding credit. They report directly to the three major credit bureaus: TransUnion, Experian, and Equifax.

Below is our selection of Credit One Bank credit cards.

Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least likeCredit RequiredRelated links
Credit One Bank<sup>®</sup> Platinum Visa<sup>®</sup> with Cash Back Rewards

Credit One Bank® Platinum Visa® with Cash Back Rewards

APPLY NOWAt Credit One Bank's secure website
  • Seeing if you Pre-Qualify is fast, easy, and secure
  • Get 1% cash back rewards on eligible purchase, terms apply
  • Rewards post automatically to your account each month
  • Looking for more credit? Get credit line increase opportunities, a fee may apply
  • With $0 Fraud Liability, you won't be responsible for unauthorized charges
  • Pick a card that fits your style. Multiple card designs are available, a fee may apply
  • Enjoy exclusive offers available to Credit One Bank card members through Visa® Discounts.
  • Your card includes travel accident and auto rental collision insurance from Visa®
APPLY NOWAt Credit One Bank's secure website

N/A

19.99% - 25.99% Variable

$0 - $99

Why we like it
  • Get 1% cash back rewards on eligible purchase, terms apply.
  • Seeing if you Pre-Qualify is fast, easy, and secure.
Fair Credit
Credit One Bank<sup>®</sup> Unsecured Platinum Visa<sup>®</sup>

Credit One Bank® Unsecured Platinum Visa®

APPLY NOWAt Credit One Bank's secure website
  • Find out if you Pre-Qualify without harming your credit score
  • Eligible purchases earn 1% cash back rewards automatically, terms apply
  • Get a credit line between $300 and $3,000 based on your credit history
  • Accounts are automatically reviewed for credit line increase opportunities
  • Choose your monthly payment due date for added convenience, terms apply
  • With $0 Fraud Liability, you won't be responsible for unauthorized charges
  • Manage your account on-the-go with the Credit One Bank mobile app
  • Looking to rebuild credit? We report to the major credit bureaus monthly
  • View your Experian credit score online for free, terms apply
APPLY NOWAt Credit One Bank's secure website

N/A

19.99% - 25.99% Variable

$0 - $99

Bad Credit
Credit One Bank<sup>®</sup> Unsecured Visa<sup>®</sup> with Cash Back Rewards

Credit One Bank® Unsecured Visa® with Cash Back Rewards

APPLY NOWAt Credit One Bank's secure website
  • See if you Pre-Qualify in less than 60 seconds-without affecting your credit score. It's fast, easy, and secure.
  • Get 1% cash back rewards on eligible purchases including gas, groceries, and services such as mobile phone, internet, cable and satellite TV. Terms apply.
  • This is a fully functional, unsecured credit card-not a debit card, prepaid card, or secured credit card with deposit requirements.
  • Credit One Bank evaluates every account for credit line increase opportunities. We'll let you know as soon as you're eligible for a higher credit line.
  • Take advantage of free online access to your Experian credit score and credit report summary so you can track the key factors impacting your credit health. Terms apply.
  • Zero Fraud Liability protects you if your card is ever lost or stolen. Rest easy knowing you won't be held responsible for unauthorized charges.
  • Access your account easily from your computer, smartphone, or tablet at CreditOneBank.com or the Credit One Bank Mobile App. You can make payments, see recent transactions, and update your account preferences all at the click of a button.
  • Carry a card that makes you smile by choosing from over 20 unique card designs in Credit One Bank's card gallery. A fee may apply.
APPLY NOWAt Credit One Bank's secure website

N/A*

19.99% - 25.99% Variable

$0 - $99

Why we like it
  • Get 1% cash back rewards on eligible purchases including gas, groceries, and services such as mobile phone, internet, cable and satellite TV. Terms apply.
Bad Credit
Credit One Bank<sup>®</sup> Platinum Visa<sup>®</sup> for Rebuilding Credit

Credit One Bank® Platinum Visa® for Rebuilding Credit

APPLY NOWAt Credit One Bank's secure website
  • See if you Pre-Qualify without harming your credit score
  • Track your progress with free online access to your Experian credit score, terms apply
  • Looking to rebuild credit? We report to the major credit bureaus monthly
  • Accounts are automatically reviewed for credit line increase opportunities
  • Make paying your bill easier with the ability to choose your payment due date, terms apply
  • Stay in-the-know with customizable account alerts via email and text
  • Receive 1% cash back rewards on eligible purchases, terms apply
  • Enjoy peace of mind with $0 Fraud Liability
APPLY NOWAt Credit One Bank's secure website

N/A*

19.99% - 25.99% Variable

$0 - $99

Why we like it
  • See if you Pre-Qualify without harming your credit score.
  • Make paying your bill easier with the ability to choose your payment due date, terms apply.
Fair Credit
Credit One Bank<sup>®</sup> Unsecured Platinum Visa<sup>®</sup>

Credit One Bank® Unsecured Platinum Visa®

APPLY NOWAt Credit One Bank's secure website
  • Enjoy peace of mind with $0 Fraud Liability
  • See if you Pre-Qualify in less than 60 seconds
  • Receive 1% cash back rewards on eligible purchases, terms apply
  • Automatic reviews for credit line increases give you opportunities to get even more credit
  • Choose your monthly payment due date for added convenience, terms apply
  • View updates to your Experian credit score with free online access, terms apply
  • Access your account on-the-go with the Credit One Bank mobile app
  • Never miss an account update with customizable text and email alerts
APPLY NOWAt Credit One Bank's secure website

N/A

19.99% - 25.99% Variable

$0 - $99

Fair Credit
Credit One Bank<sup>®</sup> Unsecured Visa<sup>®</sup> for Rebuilding Credit

Credit One Bank® Unsecured Visa® for Rebuilding Credit

APPLY NOWAt Credit One Bank's secure website
  • See if you Pre-Qualify without harming your credit score. Find the card that's right for you in less than 60 seconds.
  • CreditOneBank.com and the Credit One Bank mobile app makes it easy to access and manage all your account information and make payments whether you're at home or on-the-go.
  • Know you're protected from unauthorized charges with Zero Fraud Liability—included with every Credit One Bank account
  • Take advantage of free online access to your Experian credit score and credit report summary so you can track the key factors impacting your credit health. Terms apply.
  • Give your credit a boost with credit line increase opportunities, a fee may apply.
  • Eligible purchases such as gas, groceries, mobile phone, internet, cable and satellite TV will automatically earn 1% cash back rewards. Terms apply.
  • Always know what's happening with your account with custom email and text alerts to remind you about your payment due date, notify you when a payment posts, or warn you if your available credit runs low.
  • Customize your card by selecting a unique design from Credit One Bank's card gallery. There are more than 20 options to choose from. A fee may apply.
APPLY NOWAt Credit One Bank's secure website

N/A

19.99% - 25.99% Variable

$0 - $99

Bad Credit
Credit One Bank<sup>®</sup> Visa<sup>®</sup> Credit Card

Credit One Bank® Visa® Credit Card

APPLY NOWAt Credit One Bank's secure website
  • Find the card that's right for you without affecting your credit score.
  • Show off your personality by selecting from a variety of card designs, a fee may apply.
  • Get 1% cash back rewards on eligible purchases including gas, groceries, and services such as mobile phone, internet, cable and satellite TV, terms apply.
  • Set up custom email or text alerts so you'll always be aware of your payment due date, when your payment posts, or if your available credit runs low.
  • Don't get stuck with a payment date that doesn't work with your schedule. Credit One Bank allows you to choose your monthly payment due date. Terms apply.
  • Take advantage of free online access to your Experian credit score and credit report summary so you can track the key factors impacting your credit health. Terms apply.
  • Credit One Bank evaluates every account for credit line increase opportunities. We'll let you know as soon as you're eligible for a higher credit line.
  • Know you're protected from unauthorized charges with Zero Fraud Liability—included with every Credit One Bank account.
APPLY NOWAt Credit One Bank's secure website

N/A

19.99% - 25.99% Variable

$0 - $99

Bad Credit
Credit One Bank<sup>®</sup> Unsecured Visa<sup>®</sup> with Free Credit Score Tracking

Credit One Bank® Unsecured Visa® with Free Credit Score Tracking

APPLY NOWAt Credit One Bank's secure website
  • See if you Pre-Qualify without harming your credit score
  • This unsecured card requires no deposit and can help build your credit
  • Track your progress with free online access to your Experian credit score, terms apply
  • Build your credit history-we report to the credit bureaus monthly
  • Accounts are automatically reviewed for credit line increase opportunities
  • Enjoy the flexibility to choose your payment due date, terms apply
  • Receive 1% cash back rewards on eligible purchases, terms apply
  • No need to fret-you're covered by $0 Fraud Liability
APPLY NOWAt Credit One Bank's secure website

N/A*

19.99% - 25.99% Variable

$0 - $99

Why we like it
  • See if you Pre-Qualify without harming your credit score.
Bad Credit
Credit One Bank<sup>®</sup> NASCAR<sup>®</sup> Visa<sup>®</sup> Credit Card

Credit One Bank® NASCAR® Visa® Credit Card

APPLY NOWAt Credit One Bank's secure website
  • Qualified applicants will receive exclusive benefits such as 1% cash back rewards on all purchases, no annual fee, and a competitive APR. Terms apply.
  • Get double cash back rewards at the NASCAR.com Superstore. Terms Apply.
  • Find out if you Pre-Qualify without harming your credit score. It's fast, easy, and secure.
  • Zero Fraud Liability ensures that your account is protected against unauthorized charges.
  • Accounts are automatically reviewed for credit line increase opportunities.
  • Take advantage of free online access to your Experian credit score and credit report summary. Terms apply.
  • CreditOneBank.com and the Credit One Bank mobile app makes it easy to access and manage all your account information and make payments whether you're at home or on-the-go.
  • Always know what's happening with your account with custom email and text alerts to remind you about your payment due date, notify you when a payment posts, or warn you if your available credit runs low.
APPLY NOWAt Credit One Bank's secure website

N/A

19.99% - 25.99% Variable

$0 - $99

Fair Credit
NASCAR<sup>®</sup> Credit Card from Credit One Bank<sup>®</sup>

NASCAR® Credit Card from Credit One Bank®

APPLY NOWAt Credit One Bank's secure website
  • See if you Pre-Qualify without harming your credit score
  • Get 1% cash back rewards on eligible purchases and double cash back rewards at the NASCAR.com Superstore, terms apply
  • No need to fret-you're covered by $0 Fraud Liability
  • Accounts are automatically reviewed for credit line increase opportunities
  • Choose your monthly payment due date for added convenience, terms apply
  • Monitor your credit with free online access to your Experian credit score, terms apply
  • Looking to rebuild credit? We report to the major credit bureaus monthly
  • Never miss an account update with customizable text and email alerts
APPLY NOWAt Credit One Bank's secure website

N/A

19.99% - 25.99% Variable

$0 - $99

Good/Excellent
Official NASCAR<sup>®</sup> Credit Card from Credit One Bank<sup>®</sup>

Official NASCAR® Credit Card from Credit One Bank®

APPLY NOWAt Credit One Bank's secure website
  • Qualified applicants will receive exclusive benefits such as 1% cash back rewards on all purchases, no annual fee, and a competitive APR. Terms apply.
  • Get double cash back rewards at the NASCAR.com Superstore. Terms Apply.
  • Find out if you Pre-Qualify without harming your credit score. It's fast, easy, and secure.
  • Zero Fraud Liability ensures that your account is protected against unauthorized charges.
  • Accounts are automatically reviewed for credit line increase opportunities.
  • Take advantage of free online access to your Experian credit score and credit report summary. Terms apply.
  • CreditOneBank.com and the Credit One Bank mobile app makes it easy to access and manage all your account information and make payments whether you're at home or on-the-go.
  • Always know what's happening with your account with custom email and text alerts to remind you about your payment due date, notify you when a payment posts, or warn you if your available credit runs low.
APPLY NOWAt Credit One Bank's secure website

N/A

19.99% - 25.99% Variable

$0 - $99

Bad Credit