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Discover card is America's first cash rewards credit card and we personally feel they have one of the best customer service in the credit card industry. There are several types and versions of Discover credit cards (cash back or rewards cards), and many have similar features. Having reviewed so many credit cards, we can say with confidence that Discover credit cards are some of the more competitive ones out there in the market.

Highlights of Discover Credit Cards:

- Discover it® cash back cards give you up to 5% cash back on your spending. This 5% applies (after you sign up for 5% cash back) to certain categories of purchases that change every quarter. The categories are wide-ranging, and include, gas stations, grocery stores and many more, so you always have an opportunity to save more money on your regular expenses. You earn this 5% for total category purchases you make each quarter up to the quarterly maximum each time you activate. Think of cash back cards as discount cards!

- Discover it® chrome cards let you earn 2% cash back automatically on certain types of spending right throughout the year (up to $1,000 in combined purchases each quarter).

- Discover credit cards are very flexible. Your cash rewards can be exchanged for real cash or if you prefer, other types of rewards such as store gift cards or merchandise.

- Great customer service. J.D. Power awarded Discover "Highest in Customer Satisfaction with Credit Card Companies. Tied in 2014" after it received an equal score with American Express.

- Freeze It® on/off switch helps prevent unauthorized use of your card, including new purchases, balance transfers and cash advances, by letting you freeze or unfreeze your account in a matter of seconds through the Discover website or mobile app.

- Choose from a large selection of card designs. With this option, you don't have to stick to a boring card image.

Discover regularly partners with merchants to bring you special deals. Using a Discover credit card is a hassle free way to earn cash back or miles, and enjoy excellent customer service.

You can use your Discover card to get cash advances at any ATM in the PULSE network. When you travel outside of the U.S. you can use your Discover card at merchants and ATM's that accept Diners Club International. Discover has also partnered with credit cards networks JCB, UnionPay, BC Card and Dinacard, so you can use your Discover card at most merchants that accept those card networks.

These card offers are no longer available through and may show outdated information.