Discover card is America's first cash rewards credit card and we personally feel they have one of the best customer service in the credit card industry. There are several types and versions of Discover credit cards (cash back or rewards cards), and many have similar features. Having reviewed so many credit cards, we can say with confidence that Discover credit cards are some of the more competitive ones out there in the market.
GET.com's Best Discover Cards
|Best For||Credit Card|
|Travel||Discover it® Miles - Unlimited 1.5x Rewards Card|
|Cash back||Discover it® Cashback Match™|
|Balance transfers||Discover it® 21 Month Balance Transfer Offer|
|Students||Discover it® for Students|
Are you thinking of getting a Discover credit card, but are not sure which one exactly you should get, and which are the latest offers? You've come to the right place. We at GET.com will share with you the best Discover cards this season.
Here are GET.com's picks of the best Discover cards:
Best Travel Rewards Credit Card With Matched Miles Bonus Offer
Discover it® Miles - Unlimited 1.5x Rewards Card gives you unlimited 1.5x Miles on every dollar you spend on purchases. Every 100 Miles = $1 value and you can redeem Miles in any amount toward travel credit or cash. This card has a 0% intro APR on purchases and 10.99% intro APR on balance transfers for 14 months, 11.49% - 23.49% variable APR after that. Free FICO® Credit Score on statements, online & by mobile app. Enjoy 100% U.S.based costumer service. This card now comes with an exclusive offer for new cardmembers: At the end of your first year, Discover will automatically give you a dollar-for-dollar match of all the cash back you've earned. No annual fee.
Read our review of Discover it® Miles - Unlimited 1.5x Rewards Card here.
Best Cash Back In Rotating Categories And Cashback Match Offer
Discover it® Cashback Match™ is the main and most popular Discover card. You get 5% cash back up to $1,500 for combined purchases each quarter in certain categories that change every 3 months, after you sign up for 5% cash back. Earn unlimited 1% cash back on all other purchases. Get a dollar-for-dollar match of all the cash back you've earned at the end of your first year, automatically (only for new cardmembers). Get additional cash back when shopping with Discover Deals to save even more money. It also has a special 0% intro APR on purchases and balance transfers for the first 14 months (11.49% - 23.49% variable APR, applies thereafter). A 3% fee applies to balance transfers. No annual fee.
Read our review of Discover it® Cashback Match™.
Best Cash Back Credit Card For Students
Discover it® for Students is the student version of the flagship Discover it® Cashback Match™ which also has the 5% cash back up to the quarterly maximum ($1,500) for purchases in rotating bonus categories (like gas stations, restaurants, Amazon.com, wholesale clubs and more) after you sign up for 5% cash back. You receive 1% cash back on all other purchases. This is a good card if you want to build up your credit while in college and it lets you track your recent FICO® credit score for free in monthly statements and online. It has 0% intro APR on purchases for 6 months, and 13.49% - 22.49% variable APR on purchases thereafter, as well as a 10.99% intro APR on balance transfers for 6 months with 13.49% - 22.49% variable APR thereafter. Receive $20 cash back each school year your GPA is equal or above 3.0 (for up to the next 5 years). No annual fee.
Read our review of Discover it® for Students.
Best Card For Balance Transfers And High Cash Back
Discover it® 21 Month Balance Transfer Offer is one of the best balance transfer cards on the market now. This version of the card that offers a special 0% intro APR for people who transfer any card balance to this new credit card, for a period of 21 months (11.49% - 23.49% variable APR thereafter). Cut your card debts and pay no interest for 21 months with this card. Keep in mind that a 3% balance transfer fee still applies. You'll also enjoy 0% introductory APR on purchases for 6 months, and a standard APR (currently 11.49% - 23.49% variable APR based on your creditworthiness) after that. Discover lets you get a dollar-for-dollar match of all the cash back you've earned at the end of your first year, automatically (only for new cardmembers), you will earn 5% cash back in bonus categories that change each quarter up a quarterly maximum, when you sign up. You earn 1% cash back on all your other purchases. This card has no annual fee.
Read our review of Discover it® 21 Month Balance Transfer Offer.
Best Cash Back Card For Gas And Eating Out
Discover it® chrome is a no annual fee credit card that gives you 2% cash back on up to $1,000 in combined purchases at restaurants and gas stations every quarter. And you don't need to sign-up to a cash back program in order to earn the 2% cash back - it's automatic. You also earn 1% cash back on all other purchases. As an offer only for new cardmembers all the cash back you've earned at the end of your 1st year will be matched automatically. There is a 0% intro APR on purchases and balance transfers for 14 months, after that there is a standard 11.49% - 23.49% variable APR. There is a 3% fee for each balance transfer. Track your recent FICO® score for free on your monthly statements or online. Customer service at all hours, 100% US based. No foreign transaction fee, no overlimit fee and no late fee on your first late payment.
Read our review of Discover it® chrome here.
Best Student Cash Back Credit Card For Gas And Eating Out
Discover it® chrome for Students. If you're looking for a fair credit student card that offers decent cash back on ordinary expenses, this credit card's a good place to start. First of all, it won't cost you much as it has no annual fee, no overlimit fee, no late fee on your first late payment, and for those who like traveling or shopping abroad, it has no foreign transaction fee. Then there's the 2% cash back that you earn if you spend at restaurants and gas stations, up to a combined purchase limit of $1,000 per quarter. No need to sign up to earn this 2% cash back. You get a full 1% cash back for all other purchases. Benefit from a 0% on purchases for 6 months (after that, there is a 13.49% - 22.49% variable APR). You'll also enjoy a 10.99% intro APR on balances transferred to this account by March 10, 2017 (13.49% - 22.49% variable APR thereafter). For up to the next 5 years, as a new cardholder you will be rewarded for your good grades with $20 cash back each school year your GPA is 3.0 or higher. Your cash back will be matched at the end of your first year automatically (this offer is only for new cardmembers)*.
Read our review of Discover it® chrome for Students here.
Best Credit Card For NHL Fans With Cash Back
NHL® Discover it® Card gives you a stunning NHL design and benefits, while still bringing you all the everyday perks of a Discover card. For starters you get to choose a card that represents your favorite team. Plus, you get 10% off at NHL.TV™ and at Shop.NHL.com. This card lets you earn 5% cash back up to the quarterly maximum in categories that change every quarter, when you sign up. You earn 1% cash back on all other purchases, so just using this card to pay any purchase earns decent cash back. This card has a special offer for new cardmembers only: At the end of your first year as a new cardmember, Discover will automatically give you a dollar-for-dollar match of all the cash back you've earned. This sports credit card has no annual fee.
Read our full NHL® Discover it® Card review here.
Best Cash Back Credit Card For Repairing Your Credit
Discover it® Secured Credit Card - No Annual Fee is a secured credit card which lets you earn 2% cash back on up to $1,000 in combined purchases at restaurants and gas stations every quarter. You earn 1% cash back on all other purchases you make with this card. At the end of your first year, Discover will automatically give you a dollar-for-dollar match of all the cash back you've earned (for new cardmembers only). Your minimum deposit of $200 will establish your credit line (up to the amount Discover can approve), and monthly reviews determine if you qualify to get your security deposit back, while still continuing to enjoy your card benefits, starting at 7 months. Your credit behavior is reported to all 3 major credit bureaus to help you build or rebuild credit with responsible use. You also get to see your FICO® Credit Score on your monthly statements or online for free. As long as you make you payments in full by the due date, you can avoid the 23.49% variable APR. This cash back secured credit card has no foreign transaction fee and no annual fee.
Read our review of Discover it® Secured Credit Card - No Annual Fee here.
Highlights of Discover Credit Cards:
- Discover it® cash back cards give you up to 5% cash back on your spending. This 5% applies (after you sign up for 5% cash back) to certain categories of purchases that change every quarter. The categories are wide-ranging, and include Amazon.com, Department Stores, Sam's Club and many more, so you always have an opportunity to save more money on your regular expenses. You earn this 5% for total category purchases you make each quarter up to the quarterly maximum. Think of cash back cards as discount cards!
- Discover it® chrome cards let you earn 2% cash back automatically on certain types of spending right throughout the year.
- Discover credit cards are very flexible. Your cash rewards can be exchanged for real cash or if you prefer, other types of rewards such as store gift cards or merchandise.
- Shop with Discover Deals to earn extra cash back when you buy stuff from big-name online retailers such as BestBuy, Groupon, Home Depot, JCPenney etc. Miles card members earn extra miles with Discover Deals.
- Great customer service. J.D. Power awarded Discover "Highest in Customer Satisfaction with Credit Card Companies. Tied in 2014" after it received an equal score with American Express.
- Freeze It® on/off switch helps prevent unauthorized use of your card, including new purchases, balance transfers and cash advances, by letting you freeze or unfreeze your account in a matter of seconds through the Discover website or mobile app.
- Choose from a large selection of card designs. With this option, you don't have to stick to a boring card image.
Discover regularly partners with merchants to bring you special deals. Using a Discover credit card is a hassle free way to earn cash back or miles, and enjoy excellent customer service.
You can use your Discover card to get cash advances at any ATM in the PULSE network. When you travel outside of the U.S. you can use your Discover card at merchants and ATM's that accept Diners Club International. Discover has also partnered with credit cards networks JCB, UnionPay, BC Card and Dinacard, so you can use your Discover card at most merchants that accept those card networks.
Ivan Daniel is a writer at GET.com. Email: firstname.lastname@example.org.Editorial Disclosure: Any personal views and opinions expressed by the author in this article are the author's own and do not necessarily reflect the viewpoint of GET.com. The editorial content on this page is not provided by any of the companies mentioned, and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are author's alone, not those of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities.
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I like my silver discover silver card they have cash back bonuses and give you your fido score free awesome!
July 17 2015 at 23:33
I like the card
June 04 2015 at 18:01
Best Card there is !!
October 28 2014 at 01:46
I really like my discover card I like the cash back rewards. But they are very dependable when there is a problem they are very courteous, I am glad I got my discover card.
October 22 2014 at 15:23