People with excellent credit not only have the upper hand when it comes to getting a mortgage, paying lower interest or even being accepted for a job, they also get to earn the most rewards when making purchases with their credit cards. To attract more new customers with excellent credit scores, credit card issuers in the US have created a wide range of credit cards for people with excellent credit. These high-end credit cards offer more rewards and special privileges than the cards offered to consumers with lower credit scores.

Credit cards for excellent credit are mainly for people who have a credit score of 740-850. Most of these cards are rewards and travel credit cards that offer large signing bonuses and extra benefits and perks that are not offered elsewhere, with many of them offering 0% foreign transaction fee, no balance transfer fee, travel accident insurance, purchase protection, extended warranty and many more.

For those of you who have very good to excellent credit score (740-850), I have compiled a list of our best rated credit cards for excellent credit offering the juiciest rewards and largest signing incentives so that you can browse through them easily and find the card that will reward you most for your spending.

Here is a list of our top rated credit cards for excellent credit:

Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least likeCredit RequiredRelated links
ABOC Platinum Rewards Mastercard<sup>®</sup>

ABOC Platinum Rewards Mastercard®

APPLY NOWAt Amalgamated Bank of Chicago's secure website
  • Earn $150 Statement Credit after you spend $1,200 on purchases within the first 90 days from account opening
  • 0% Intro APR on Purchases for 12 months; after that the variable APR will be 12.90% – 22.90% (V), based on your creditworthiness
  • Earn $150 Statement Credit after you spend $1,200 on purchases within the first 90 days from account opening
  • Earn 5x rewards on up to $1,500 in combined purchases each quarter in popular categories such as dining, groceries, travel, and automotive
  • No upper limit on the points you can accumulate, and since points never expire, you can save up for a big award!
  • Earn Points on Every Purchase! It's simple: $1 = 1 Point
  • No Annual Fee or Foreign Transaction Fee
  • Select Your Rewards Your Way
APPLY NOWAt Amalgamated Bank of Chicago's secure website

0% Intro APR on Purchases for 12 months

12.90% - 22.90% Variable APR on purchases and balance transfers

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