People with excellent credit not only have the upper hand when it comes to getting a mortgage, paying lower interest or even being accepted for a job, they also get to earn the most rewards when making purchases with their credit cards. To attract more new customers with excellent credit scores, credit card issuers in the US have created a wide range of credit cards for people with excellent credit. These high-end credit cards offer more rewards and special privileges than the cards offered to consumers with lower credit scores.

Credit cards for excellent credit are mainly for people who have a credit score of 740-850. Most of these cards are rewards and travel credit cards that offer large signing bonuses and extra benefits and perks that are not offered elsewhere, with many of them offering 0% foreign transaction fee, no balance transfer fee, travel accident insurance, purchase protection, extended warranty and many more.

For those of you who have very good to excellent credit score (740-850), I have compiled a list of our best rated credit cards for excellent credit offering the juiciest rewards and largest signing incentives so that you can browse through them easily and find the card that will reward you most for your spending.

Here is a list of our top rated credit cards for excellent credit:

Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least liket_cc_credit_requiredRelated links
Chase Sapphire Preferred<sup>®</sup> Card

Chase Sapphire Preferred® Card

APPLY NOWAt Chase's secure website
Chase Sapphire Preferred<sup>®</sup> Card
  • Our Rating:
  • Our Rating:
  • 4.60/5
  • User Rating:
  • 5.00/5
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  • Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®
  • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
  • Earn 5,000 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening
  • No foreign transaction fees
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 50,000 points are worth $625 toward travel
  • No blackout dates or travel restrictions - as long as there's a seat on the flight, you can book it through Chase Ultimate Rewards
APPLY NOWAt Chase's secure website

N/A

16.99% - 23.99% Variable

Introductory Annual Fee of $0 the first year, then $95

Why we like it
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 50,000 points are worth $625 toward travel.
  • 1:1 point transfer to leading airline and hotel loyalty programs.
Excellent Credit
Southwest Rapid Rewards<sup>®</sup> Plus Credit Card

Southwest Rapid Rewards® Plus Credit Card

APPLY NOWAt Chase's secure website
Southwest Rapid Rewards<sup>®</sup> Plus Credit Card
  • Our Rating:
  • Our Rating:
  • 4.60/5
  • User Rating:
  • 1.00/5
Rate This Card
  • Earn 40,000 points after you spend $1,000 on purchases in the first 3 months your account is open
  • 3,000 bonus points after your Cardmember anniversary
  • 2 points per $1 spent on Southwest® purchases and Rapid Rewards® Hotel and Car Rental Partner purchases
  • 1 point per $1 spent on all other purchases
  • Earn unlimited points that don't expire as long as your card account is open
  • No blackout dates or seat restrictions
  • Bags fly free® and no change fees
  • Redeem your points for flights, hotel stays, gift cards, access to events and more
APPLY NOWAt Chase's secure website

N/A

16.99% - 23.99% Variable

$69

Excellent Credit
Barclaycard CashForward™ World Mastercard<sup>®</sup>

Barclaycard CashForward™ World Mastercard®

APPLY NOWAt Barclaycard's secure website
Barclaycard CashForward™ World Mastercard<sup>®</sup>
  • Our Rating:
  • Our Rating:
  • 4.50/5
  • Your Rating:
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  • Get a $200 cash rewards bonus after you spend $1,000 in purchases in the first 90 days after account opening
  • Earn unlimited 1.5% cash rewards on every purchase. Every time you redeem, get a 5% cash rewards redemption bonus to use toward your next redemption
  • Redeem your cash rewards for a deposit into a U.S. checking or savings account, a statement credit or gift cards. Redemptions start at $50
  • Cash rewards do not expire as long as your account is open, active and in good standing
  • Enjoy a 0% introductory APR for the first 15 months on purchases.
  • Plus, you'll get a 0% introductory APR for 15 months on each balance transfer made within 45 days of account opening. After that a variable APR will apply, 15.99%, 20.99% or 23.99%, based on your creditworthiness.
  • Please note, there is a fee for balance transfers
  • No annual fee
APPLY NOWAt Barclaycard's secure website

0% on purchases and balance transfers for 15 months (on balance transfers made within 45 days of account opening)

15.99%, 20.99% or 23.99% Variable

$0

Why we like it
  • Get a $200 cash rewards bonus after you spend $1,000 in purchases in the first 90 days after account opening.
  • Earn unlimited 1.5% cash rewards on every purchase. Every time you redeem, get a 5% cash rewards redemption bonus to use toward your next redemption.
Excellent
Capital One<sup>®</sup> Savor℠ Cash Rewards Credit Card

Capital One® Savor℠ Cash Rewards Credit Card

APPLY NOWAt Capital One's secure website
Capital One<sup>®</sup> Savor℠ Cash Rewards Credit Card
  • Our Rating:
  • Our Rating:
  • 4.50/5
  • Your Rating:
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  • Earn a one-time $150 cash bonus after you spend $500 on purchases within the first 3 months from account opening.
  • Earn unlimited 3% cash back on dining, 2% on groceries and 1% on all other purchases
  • No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
  • 0% intro APR on purchases for 9 months; 15.49%-24.49% variable APR after that
  • 0% intro APR on balance transfers for 9 months; 15.49%-24.49% variable APR after that; 3% fee on the amounts transferred within the first 9 months
  • No annual fee
  • No foreign transaction fees
APPLY NOWAt Capital One's secure website

0% intro on purchases and balance transfers for 9 months

15.49% - 24.49% (Variable)

$0

Excellent
Costco Anywhere Visa<sup>®</sup> Card by Citi

Costco Anywhere Visa® Card by Citi

APPLY NOWAt Citi's secure website
Costco Anywhere Visa<sup>®</sup> Card by Citi
  • Our Rating:
  • Our Rating:
  • 4.50/5
  • Your Rating:
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  • Exclusively for Costco Members: Go Big with Cash Back Rewards
  • 4% cash back on eligible gas for the first $7,000 per year and then 1% thereafter
  • 3% cash back on restaurants and eligible travel purchases
  • 2% cash back on all other purchases from Costco and Costco.com
  • 1% cash back on all other purchases
APPLY NOWAt Citi's secure website

0%* for 7 months on Purchases*

16.24%* (Variable)

$0

Why we like it
  • 4% cash back on eligible gas for the first $7,000 per year and then 1% thereafter.
  • 2% cash back on all other purchases from Costco and Costco.com.
Excellent
Barclaycard Arrival Plus<sup>®</sup> World Elite Mastercard<sup>®</sup>

Barclaycard Arrival Plus® World Elite Mastercard®

APPLY NOWAt Barclaycard's secure website
Barclaycard Arrival Plus<sup>®</sup> World Elite Mastercard<sup>®</sup>
  • Our Rating:
  • Our Rating:
  • 4.40/5
  • User Rating:
  • 4.00/5
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  • Enjoy 40,000 bonus miles after you spend $3,000 on purchases in the first 90 days - that's enough to redeem for a $400 travel statement credit toward an eligible travel purchase
  • Earn 2X miles on all purchases
  • Get 5% miles back to use toward your next redemption, every time you redeem
  • Miles don't expire as long as your account is open, active and in good standing
  • No foreign transaction fees on purchases made while traveling abroad
  • 0% introductory APR for 12 months on Balance Transfers made within 45 days of account opening. After that, a variable APR will apply, 16.99%, 20.99% or 23.99%, based on your creditworthiness.
  • There is a fee for balance transfers.
APPLY NOWAt Barclaycard's secure website

0% on balance transfers for 12 months (on balance transfers made within 45 days of account opening)

16.99%, 20.99% or 23.99% Variable

$89 - Waived first year

Why we like it
  • Excellent travel rewards program.
  • Intro APR period for balance transfers.
We least like
  • No intro APR period for purchases.
Excellent
Citi ThankYou<sup>®</sup> Premier Card

Citi ThankYou® Premier Card

APPLY NOWAt Citi's secure website
Citi ThankYou<sup>®</sup> Premier Card
  • Our Rating:
  • Our Rating:
  • 4.40/5
  • Your Rating:
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  • Earn more on travel purchases - redeem points for meaningful rewards
  • Earn 3X Points on Travel, Including Gas Stations
  • Earn 2X Points on Dining Out & Entertainment
  • Earn 1X Points on All Other Purchases
  • Points are redeemable for airfare on any airline, anytime with no blackout dates when booked through the ThankYou® Travel Center or for gift cards when redeemed at thankyou.com
  • No expiration and no limit to the amount of points you can earn with this card
  • Points Transfer allows you to transfer points to participating airline loyalty programs
  • No Foreign Transaction Fees on purchases*
APPLY NOWAt Citi's secure website

N/A

15.49% - 24.49% (Variable)

$95, waived for first 12 months*

Why we like it
  • Earn 3X Points on Travel, Including Gas Stations, Earn 2X Points on Dining Out & Entertainment, Earn 1X Points on All Other Purchases.
We least like
  • No intro APR.
Excellent
Premier Rewards Gold Card from American Express

Premier Rewards Gold Card from American Express

APPLY NOWAt American Express' secure website
Premier Rewards Gold Card from American Express
  • Our Rating:
  • Our Rating:
  • 4.38/5
  • Your Rating:
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  • Earn 25,000 Membership Rewards® Points after you use your new Card to make $2,000 in purchases within the first 3 months.
  • 3X points for flights booked directly with airlines. 2X points at US restaurants, US gas stations, and at US supermarkets. 1X points on other purchases.
  • No Foreign Transaction Fees.
  • $100 Airline Fee Credit. Up to $100 a calendar year for baggage fees at one airline.
  • Get a $75 hotel credit on qualifying charges, plus a room upgrade upon arrival, when available with The Hotel Collection at americanexpress.com/hc.
  • $0 Intro Annual Fee for the 1st year, then $195.
  • Expanding merchant acceptance: Over 1 million more places in the U.S. started accepting American Express® Cards in the last year.
  • Terms Apply.
  • See Rates & Fees
APPLY NOWAt American Express' secure website

N/A

N/A

Introductory annual fee of $0 for the first year, then $195.

Why we like it
  • 3X points for flights booked directly with airlines. 2X points at US restaurants, US gas stations, and at US supermarkets. 1X points on other purchases.
  • Earn 25,000 Membership Rewards® Points after you use your new Card to make $2,000 in purchases within the first 3 months.
Excellent Credit
Citi ThankYou<sup>®</sup> Preferred Card

Citi ThankYou® Preferred Card

APPLY NOWAt Citi's secure website
Citi ThankYou<sup>®</sup> Preferred Card
  • Our Rating:
  • Our Rating:
  • 4.30/5
  • Your Rating:
Rate This Card
  • Enjoy 0% Intro APR on purchases for 15 months from date of account opening and 0% Intro APR on balance transfers for 15 months from date of first transfer; after that, the variable APR will be 14.49% - 24.49% based upon your creditworthiness*
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater*
  • Earn 2X Points on Dining Out & Entertainment
  • Earn 1X Points on All Other Purchases
  • Points are redeemable for gift cards to popular retailers, restaurants, and department and home stores. 2,500 ThankYou® Points can be redeemed for a $25 gift card at thankyou.com
  • No expiration and no limit to the amount of points you can earn with this card
  • No annual fee*
APPLY NOWAt Citi's secure website

0%* intro APR on purchases and balance transfers for 15 months

14.49% - 24.49%* (Variable)

$0*

Excellent
Southwest Rapid Rewards<sup>®</sup> Premier Credit Card

Southwest Rapid Rewards® Premier Credit Card

APPLY NOWAt Chase's secure website
Southwest Rapid Rewards<sup>®</sup> Premier Credit Card
  • Our Rating:
  • Our Rating:
  • 4.30/5
  • Your Rating:
Rate This Card
  • Earn 40,000 points after you spend $1,000 on purchases in the first 3 months your account is open
  • 6,000 bonus points after your Cardmember anniversary
  • 2 points per $1 spent on Southwest® purchases and Rapid Rewards® Hotel and Car Rental Partner purchases
  • 1 point per $1 spent on all other purchases
  • Earn unlimited points that don't expire as long as your card account is open
  • No foreign transaction fees
  • No blackout dates or seat restrictions, Bags fly free® and no change fees
  • Redeem your points for flights, hotel stays, gift cards, access to events and more
APPLY NOWAt Chase's secure website

N/A

16.99% - 23.99% Variable

$99

Why we like it
  • Rewards program.
  • No foreign transaction fees.
  • Earn 40,000 points after you spend $1,000 on purchases in the first 3 months your account is open.
We least like
  • No introductory APR available.
Excellent Credit
Blue Delta SkyMiles<sup>®</sup> Credit Card from American Express

Blue Delta SkyMiles® Credit Card from American Express

APPLY NOWAt American Express' secure website
Blue Delta SkyMiles<sup>®</sup> Credit Card from American Express
  • Our Rating:
  • Our Rating:
  • 4.20/5
  • Your Rating:
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  • Earn 10,000 bonus miles after spending $500 in purchases on your new Card in your first 3 months.
  • No Annual Fee.
  • Earn 2 miles per dollar at US restaurants.
  • Earn 2 miles per dollar spent on purchases made directly with Delta. Earn 1 mile on every eligible dollar spent on purchases.
  • Receive a 20% savings in the form of a statement credit after you use your Card on eligible Delta in-flight purchases of food, beverages, and audio headsets.
  • Terms Apply.
  • See Rates & Fees
APPLY NOWAt American Express' secure website

N/A

16.74%-25.74% Variable

$0

Excellent Credit
United℠ TravelBank Card

United℠ TravelBank Card

APPLY NOWAt Chase's secure website
  • $150 in TravelBank cash after you spend $1,000 on purchases in the first 3 months your account is open
  • Earn 2% in TravelBank cash per $1 spent on airline tickets purchased from United
  • Earn 1.5% in TravelBank cash per $1 spent on all other purchases
  • No foreign transaction fees
  • Enjoy 25% back as a statement credit on purchases of food and beverages onboard United-operated flights, when you pay with your United TravelBank Card.
  • TravelBank cash is easy to use. $1 in TravelBank cash = $1 when used toward the purchase of a United ticket.
  • Your TravelBank cash accumulates in your United TravelBank account on United.com. There's no limit to how much TravelBank cash you can earn.
  • $0 Annual fee
APPLY NOWAt Chase's secure website

N/A

16.99% - 23.99% Variable

$0

Excellent Credit
Citi<sup>®</sup> / AAdvantage<sup>®</sup> Executive World Elite™ Mastercard<sup>®</sup>

Citi® / AAdvantage® Executive World Elite™ Mastercard®

APPLY NOWAt Citi's secure website
Citi<sup>®</sup> / AAdvantage<sup>®</sup> Executive World Elite™ Mastercard<sup>®</sup>
  • Our Rating:
  • Our Rating:
  • 4.10/5
  • Your Rating:
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  • Earn 50,000 American Airlines AAdvantage® bonus miles after spending $5,000 in purchases within the first 3 months of account opening*
  • Admirals Club® membership for you and guests with you*
  • Complimentary Admirals Club® lounge access for authorized users
  • Earn 10,000 AAdvantage® Elite Qualifying Miles (EQMs) after you spend $40,000 in purchases within the year*
  • No Foreign Transaction Fees on purchases*
  • Earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases and 1 AAdvantage® mile for every $1 spent on other purchases*
  • First checked bag is free on domestic American Airlines itineraries for you and up to eight companions traveling with you on the same reservation*
APPLY NOWAt Citi's secure website

N/A

16.74%-24.74%* (Variable)

$450

Why we like it
  • Earn 50,000 American Airlines AAdvantage® bonus miles after spending $5,000 in purchases within the first 3 months of account opening*.
  • Admirals Club® membership for you and guests with you*.
We least like
  • High annual fee.
Excellent
Expedia<sup>®</sup>+ Voyager Card from Citi

Expedia®+ Voyager Card from Citi

APPLY NOWAt Citi's secure website
Expedia<sup>®</sup>+ Voyager Card from Citi
  • Our Rating:
  • Our Rating:
  • 4.10/5
  • Your Rating:
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  • Earn 25,000 Expedia+ bonus points after $2,000 in purchases within 3 months of account opening*
  • Points redeemable for $350 towards your stay at a +VIP Access™ hotel
  • 4 Expedia+ bonus points per $1 spent on eligible Expedia purchases including flights, hotels, activities and travel packages*
  • 2 Expedia+ bonus points per $1 spent on dining out and entertainment*
  • 1 Expedia+ bonus point per $1 spent on other purchases*
  • Enjoy Expedia+ gold status each year of cardmembership*
  • $100 Annual Air Travel Fee Statement Credit can be used toward airline incidentals or for either the Global Entry or the TSA PreCheck® application fees*
APPLY NOWAt Citi's secure website

N/A

14.99% - 22.99%* (Variable)

$95*

Why we like it
  • 2 Expedia+ bonus points per $1 spent on dining out and entertainment*.
  • $100 Annual Air Travel Fee Statement Credit can be used toward airline incidentals or for either the Global Entry or the TSA Pre √® application fees*.
We least like
  • No introductory low APR period.
Excellent
Expedia<sup>®</sup>+ Card from Citi

Expedia®+ Card from Citi

APPLY NOWAt Citi's secure website
Expedia<sup>®</sup>+ Card from Citi
  • Our Rating:
  • Our Rating:
  • 4.00/5
  • Your Rating:
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  • Earn 15,000 Expedia+ bonus points after $1,000 in purchases within 3 months of account opening*
  • Points redeemable for $200 towards your stay at a +VIP Access™ hotel*
  • 3 Expedia+ bonus points per $1 spent on eligible Expedia purchases including flights, hotels, activities and travel packages*
  • 1 Expedia+ bonus point per $1 spent on other purchases*
  • Enjoy Expedia+ silver status each year of cardmembership
  • Earn one Elite Qualifying Hotel Night towards Expedia+ gold status for each increment of $2,500 in purchases made on the card between your January and December billing statements*
APPLY NOWAt Citi's secure website

N/A

15.99% - 23.99%* (Variable)

$0*

Why we like it
  • Earn 15,000 Expedia+ bonus points after $1,000 in purchases within 3 months of account opening*.
Excellent
JetBlue Plus Card

JetBlue Plus Card

APPLY NOWAt Barclaycard's secure website
JetBlue Plus Card
  • Our Rating:
  • Our Rating:
  • 4.00/5
  • User Rating:
  • 5.00/5
Rate This Card
  • Earn 30,000 bonus points after you spend $1,000 on purchases within the first 90 days
  • Earn 6 points per $1 on JetBlue purchases, 2 points per $1 at restaurants and grocery stores and 1 point per $1 on all other purchases
  • No blackout dates on JetBlue-operated flights & redeem for any seat, any time on JetBlue-operated flights. Points required for an Award Flight will vary based on the published base fare at the time of booking
  • Points awarded in your TrueBlue account don't expire
  • Earn 5,000 bonus points every year after your account anniversary
  • 50% savings on eligible inflight purchases like cocktails and food & the primary cardmember's first checked bag is free on JetBlue-operated flights
  • Enjoy TrueBlue Mosaic benefits for one year after you spend $50,000 or more on purchases each calendar year with your card
  • Enjoy a $100 statement credit after purchasing a JetBlue Vacations package of $100 or more with your JetBlue Plus Card
APPLY NOWAt Barclaycard's secure website

0% on balance transfers for first 12 billing cycles following each balance transfer that posts to account within 45 days of account opening

12.99%, 20.99% or 25.99% Variable

$99

Why we like it
  • Earn 6 points per $1 on JetBlue purchases, 2 points per $1 at restaurants and grocery stores and 1 point per $1 on all other purchases.
  • 50% savings on eligible inflight purchases like cocktails and food & the primary cardmember's first checked bag is free on JetBlue-operated flights.
Excellent
Sony<sup>®</sup> Card from Capital One<sup>®</sup>

Sony® Card from Capital One®

APPLY NOWAt Capital One's secure website
Sony<sup>®</sup> Card from Capital One<sup>®</sup>
  • Our Rating:
  • Our Rating:
  • 3.30/5
  • Your Rating:
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  • Earn a $50 Statement Credit after your first card purchase within 90 days from account opening
  • 5 Sony Rewards points per $1 spent on select entertainment purchases including digital streaming and subscription services, concert and sporting events, music and video downloads and movie and theater tickets
  • 5 points per $1 spent on Sony® products at authorized retailers with purchase confirmation
  • 1 point per $1 spent on all other purchases
  • Redeem for Sony products, movies, music, exclusive experiences & more
  • 0% intro APR on purchases until May 2018, 14.99% - 24.99% variable APR after that
  • No annual fee
APPLY NOWAt Capital One's secure website

0% intro on purchases until May 2018

14.99% - 24.99% (Variable)

$0

Why we like it
  • 5 Sony Rewards points per $1 spent on select entertainment purchases including digital streaming and subscription services, concert and sporting events, music and video downloads and movie and theater tickets.
Excellent