People with excellent credit not only have the upper hand when it comes to getting a mortgage, paying lower interest or even being accepted for a job, they also get to earn the most rewards when making purchases with their credit cards. To attract more new customers with excellent credit scores, credit card issuers in the US have created a wide range of credit cards for people with excellent credit. These high-end credit cards offer more rewards and special privileges than the cards offered to consumers with lower credit scores.

Credit cards for excellent credit are mainly for people who have a credit score of 740-850. Most of these cards are rewards and travel credit cards that offer large signing bonuses and extra benefits and perks that are not offered elsewhere, with many of them offering 0% foreign transaction fee, no balance transfer fee, travel accident insurance, purchase protection, extended warranty and many more.

For those of you who have very good to excellent credit score (740-850), I have compiled a list of our best rated credit cards for excellent credit offering the juiciest rewards and largest signing incentives so that you can browse through them easily and find the card that will reward you most for your spending.

Here is a list of our top rated credit cards for excellent credit:

  • Chase Freedom<sup>®</sup>
    • Our Rating:
    • Our Rating:
    • 4.85/5
    • User Rating:
    • 3.00/5
    Rate This Card

    Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening

    Why we like it
    • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
    • Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate
    • Unlimited 1% cash back on all other purchases - it's automatic
    • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 15.49-24.24%. Balance transfer fee is 5% of the amount transferred, $5 minimum
    • Enjoy new 5% categories every 3 months
    • Cash Back rewards do not expire as long as your account is open
    • No annual fee
    APPLY NOWAt Chase's secure website

    Intro APR

    0% Intro APR for 15 months from account opening on purchases and balance transfers

    Regular APR

    15.49% - 24.24% Variable

    Annual Fee

    $0

    Credit Required

    Excellent
    APPLY NOWAt Chase's secure website
    Why we like it
    • Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories every 3 months. Unlimited 1% cash back on all other purchases.
    We least like
    • 5% cash back on combined purchases in bonus categories capped at $1,500 per quarter.
    • Has foreign transaction fees.

    Intro APR

    0% Intro APR for 15 months from account opening on purchases and balance transfers

    Regular APR

    15.49% - 24.24% Variable

    Annual Fee

    $0

    Credit Required

    Excellent
    Why we like it
    • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
    • Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate
    • Unlimited 1% cash back on all other purchases - it's automatic
    • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 15.49-24.24%. Balance transfer fee is 5% of the amount transferred, $5 minimum
    • Enjoy new 5% categories every 3 months
    • Cash Back rewards do not expire as long as your account is open
    • No annual fee
    APPLY NOWAt Chase's secure website
  • $100 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening

    Why we like it
    • $100 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
    • No annual fee
    • Earn 1% cash back on every purchase, 2% at grocery stores and wholesale clubs, and 3% on gas up to the first $2,500 in combined grocery/wholesale club/gas purchases each quarter
    • No changing categories and no expiration on rewards
    • 0% Introductory APR for 12 billing cycles for purchases AND for any balance transfers made in the first 60 days, then, 13.49% - 23.49% Variable APR. 3% fee (min $10) applies to balance transfers
    • Get a 10% customer bonus every time you redeem your cash back into a Bank of America® checking or savings account
    • If you're a Preferred Rewards client, you can increase that bonus to 25% - 75%
    APPLY NOWAt Bank of America's secure website
    or Call 800-508-2933 or Call 866-349-6262

    Intro APR

    0% Introductory APR for 12 billing cycles for purchases AND for any balance transfers made in the first 60 days

    Regular APR

    13.49% - 23.49% Variable APR

    Annual Fee

    No annual fee

    Credit Required

    Excellent
    APPLY NOWAt Bank of America's secure website
    or Call 800-508-2933 or Call 866-349-6262
    Why we like it
    • $100 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening.
    • Earn 1% cash back on every purchase, 2% at grocery stores and wholesale clubs, and 3% on gas up to the first $2,500 in combined grocery/wholesale club/gas purchases each quarter.
    We least like
    • Foreign transaction fee.

    Intro APR

    0% Introductory APR for 12 billing cycles for purchases AND for any balance transfers made in the first 60 days

    Regular APR

    13.49% - 23.49% Variable APR

    Annual Fee

    No annual fee

    Credit Required

    Excellent
    Why we like it
    • $100 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
    • No annual fee
    • Earn 1% cash back on every purchase, 2% at grocery stores and wholesale clubs, and 3% on gas up to the first $2,500 in combined grocery/wholesale club/gas purchases each quarter
    • No changing categories and no expiration on rewards
    • 0% Introductory APR for 12 billing cycles for purchases AND for any balance transfers made in the first 60 days, then, 13.49% - 23.49% Variable APR. 3% fee (min $10) applies to balance transfers
    • Get a 10% customer bonus every time you redeem your cash back into a Bank of America® checking or savings account
    • If you're a Preferred Rewards client, you can increase that bonus to 25% - 75%
    APPLY NOWAt Bank of America's secure website
    or Call 800-508-2933 or Call 866-349-6262
  • Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®

    Why we like it
    • Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®
    • Named Best Credit Card for Flexible Travel Redemption - Kiplinger's Personal Finance, July 2016
    • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
    • Earn 5,000 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening
    • No foreign transaction fees
    • 1:1 point transfer to leading airline and hotel loyalty programs
    • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 50,000 points are worth $625 toward travel
    • No blackout dates or travel restrictions - as long as there's a seat on the flight, you can book it through Chase Ultimate Rewards
    APPLY NOWAt Chase's secure website

    Regular APR

    16.49% - 23.49% Variable

    Annual Fee

    Introductory Annual Fee of $0 the first year, then $95

    Credit Required

    Excellent
    APPLY NOWAt Chase's secure website
    Why we like it
    • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 50,000 points are worth $625 toward travel.
    • 1:1 point transfer to leading airline and hotel loyalty programs.

    Regular APR

    16.49% - 23.49% Variable

    Annual Fee

    Introductory Annual Fee of $0 the first year, then $95

    Credit Required

    Excellent
    Why we like it
    • Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®
    • Named Best Credit Card for Flexible Travel Redemption - Kiplinger's Personal Finance, July 2016
    • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
    • Earn 5,000 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening
    • No foreign transaction fees
    • 1:1 point transfer to leading airline and hotel loyalty programs
    • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 50,000 points are worth $625 toward travel
    • No blackout dates or travel restrictions - as long as there's a seat on the flight, you can book it through Chase Ultimate Rewards
    APPLY NOWAt Chase's secure website
  • Earn 50,000 points after you spend $2,000 on purchases in the first 3 months your account is open

    Why we like it
    • Earn 50,000 points after you spend $2,000 on purchases in the first 3 months your account is open
    • Earn unlimited points that don't expire as long as your account is open
    • 3,000 points after your cardmember anniversary every year
    • 2 points/$1 spent on Southwest® and participating Rapid Rewards® Hotel and Car Rental partners purchases
    • 1 point/$1 spent on all other purchases
    • No blackout dates or seat restrictions
    • Bags fly free®
    • No change fees
    APPLY NOWAt Chase's secure website

    Regular APR

    16.49% - 23.49% Variable

    Annual Fee

    $69
    APPLY NOWAt Chase's secure website

    Regular APR

    16.49% - 23.49% Variable

    Annual Fee

    $69
    Why we like it
    • Earn 50,000 points after you spend $2,000 on purchases in the first 3 months your account is open
    • Earn unlimited points that don't expire as long as your account is open
    • 3,000 points after your cardmember anniversary every year
    • 2 points/$1 spent on Southwest® and participating Rapid Rewards® Hotel and Car Rental partners purchases
    • 1 point/$1 spent on all other purchases
    • No blackout dates or seat restrictions
    • Bags fly free®
    • No change fees
    APPLY NOWAt Chase's secure website
  • 20,000 online bonus points if you make at least $1,000 in purchases in the first 90 days - that can be a $200 statement credit toward travel purchases

    Why we like it
    • 20,000 online bonus points if you make at least $1,000 in purchases in the first 90 days - that can be a $200 statement credit toward travel purchases
    • Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire
    • Use your card to book your trip how and where you want – you’re not limited to specific websites with blackout dates or restrictions
    • Redeem points for a statement credit to pay for flights, hotels, vacation packages, cruises, rental cars, or baggage fees
    • Comes with chip technology for enhanced security and protection at chip-enabled terminals
    • 0% Introductory APR for 12 billing cycles for purchases, then 15.49% - 23.49% Variable APR
    • Get an additional 10% customer points bonus on every purchase when you have an active Bank of America® checking or savings account
    • If you’re a Preferred Rewards client, you can increase that bonus to 25% - 75%.
    APPLY NOWAt Bank of America's secure website
    or Call 800-335-4319 or Call 866-408-2765

    Intro APR

    0% Introductory APR for 12 billing cycles for purchases

    Regular APR

    15.49% - 23.49% Variable APR

    Annual Fee

    $0

    Credit Required

    Good, Excellent
    APPLY NOWAt Bank of America's secure website
    or Call 800-335-4319 or Call 866-408-2765
    Why we like it
    • Earn unlimited 1.5 points per $1 spent on all purchases.
    • With no annual fee and no foreign transaction fees and your points don't expire.

    Intro APR

    0% Introductory APR for 12 billing cycles for purchases

    Regular APR

    15.49% - 23.49% Variable APR

    Annual Fee

    $0

    Credit Required

    Good, Excellent
    Why we like it
    • 20,000 online bonus points if you make at least $1,000 in purchases in the first 90 days - that can be a $200 statement credit toward travel purchases
    • Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire
    • Use your card to book your trip how and where you want – you’re not limited to specific websites with blackout dates or restrictions
    • Redeem points for a statement credit to pay for flights, hotels, vacation packages, cruises, rental cars, or baggage fees
    • Comes with chip technology for enhanced security and protection at chip-enabled terminals
    • 0% Introductory APR for 12 billing cycles for purchases, then 15.49% - 23.49% Variable APR
    • Get an additional 10% customer points bonus on every purchase when you have an active Bank of America® checking or savings account
    • If you’re a Preferred Rewards client, you can increase that bonus to 25% - 75%.
    APPLY NOWAt Bank of America's secure website
    or Call 800-335-4319 or Call 866-408-2765
  • Get a $100 cash rewards bonus after you spend $500 in purchases in the first 90 days after account opening. Every time you redeem, get a 5% cash rewards redemption bonus to use toward your next redemption

    Why we like it
    • Get a $100 cash rewards bonus after you spend $500 in purchases in the first 90 days after account opening. Every time you redeem, get a 5% cash rewards redemption bonus to use toward your next redemption
    • Get a $100 cash rewards bonus after you spend $500 in purchases in the first 90 days after account opening
    • Earn unlimited 1.5% cash rewards on every purchase
    • Every time you redeem, get a 5% cash rewards redemption bonus to use toward your next redemption
    • Redeem your cash rewards for a deposit into your bank account, a statement credit or gift cards. Redemptions start at $50
    • Cash rewards do not expire as long as your account is open, active and in good standing
    • 0% introductory APR for 15 months on Balance Transfers made within 45 days of account opening. After that a variable APR will apply, 15.24%, 20.24% or 25.24%, based on your creditworthiness.
    • Please note, there is a fee for balance transfers
    • No annual fee
    APPLY NOWAt Barclaycard's secure website

    Intro APR

    0% on balance transfers for 15 months (on balance transfers made within 45 days of account opening)

    Regular APR

    15.24%, 20.24% or 25.24% Variable

    Annual Fee

    $0

    Credit Required

    Excellent
    APPLY NOWAt Barclaycard's secure website
    Why we like it
    • Get a $100 cash rewards bonus after you spend $500 in purchases in the first 90 days after account opening.
    • Earn unlimited 1.5% cash rewards on every purchase.

    Intro APR

    0% on balance transfers for 15 months (on balance transfers made within 45 days of account opening)

    Regular APR

    15.24%, 20.24% or 25.24% Variable

    Annual Fee

    $0

    Credit Required

    Excellent
    Why we like it
    • Get a $100 cash rewards bonus after you spend $500 in purchases in the first 90 days after account opening. Every time you redeem, get a 5% cash rewards redemption bonus to use toward your next redemption
    • Get a $100 cash rewards bonus after you spend $500 in purchases in the first 90 days after account opening
    • Earn unlimited 1.5% cash rewards on every purchase
    • Every time you redeem, get a 5% cash rewards redemption bonus to use toward your next redemption
    • Redeem your cash rewards for a deposit into your bank account, a statement credit or gift cards. Redemptions start at $50
    • Cash rewards do not expire as long as your account is open, active and in good standing
    • 0% introductory APR for 15 months on Balance Transfers made within 45 days of account opening. After that a variable APR will apply, 15.24%, 20.24% or 25.24%, based on your creditworthiness.
    • Please note, there is a fee for balance transfers
    • No annual fee
    APPLY NOWAt Barclaycard's secure website
  • Exclusively for Costco Members: Go Big with Cash Back Rewards

    Why we like it
    • Exclusively for Costco Members: Go Big with Cash Back Rewards
    • 4% cash back on eligible gas for the first $7,000 per year and then 1% thereafter
    • 3% cash back on restaurants and eligible travel purchases
    • 2% cash back on all other purchases from Costco and Costco.com
    • 1% cash back on all other purchases
    APPLY NOWAt Citi's secure website

    Intro APR

    0%* for 7 months on Purchases*

    Regular APR

    15.74%* (Variable)

    Annual Fee

    $0

    Credit Required

    Excellent
    APPLY NOWAt Citi's secure website
    Why we like it
    • 4% cash back on eligible gas for the first $7,000 per year and then 1% thereafter.
    • 2% cash back on all other purchases from Costco and Costco.com.

    Intro APR

    0%* for 7 months on Purchases*

    Regular APR

    15.74%* (Variable)

    Annual Fee

    $0

    Credit Required

    Excellent
    Why we like it
    • Exclusively for Costco Members: Go Big with Cash Back Rewards
    • 4% cash back on eligible gas for the first $7,000 per year and then 1% thereafter
    • 3% cash back on restaurants and eligible travel purchases
    • 2% cash back on all other purchases from Costco and Costco.com
    • 1% cash back on all other purchases
    APPLY NOWAt Citi's secure website
  • Earn 40,000 bonus points after $4,000 in purchases made with your card in the first 3 months the account is open

    Why we like it
    • Earn 40,000 bonus points after $4,000 in purchases made with your card in the first 3 months the account is open
    • $250 Air Travel Credit each year, and receive a statement credit, up to $100 every 5 years, as reimbursement for your application fee for Global Entry or TSA Pre √®
    • 4th night hotel benefit for any hotel stay at hotels booked through the Citi Prestige® Concierge
    • Points are redeemable for a $532 flight on any airline or $400 in gift cards.
    • Transfer points to a variety of travel loyalty programs from airlines to hotels.
    • Earn 3x points on Air Travel and Hotels
    • Earn 2x points on Dining at Restaurants and Entertainment
    • 1 ThankYou® Point per $1 spent on other purchases
    APPLY NOWAt Citi's secure website

    Regular APR

    15.74%* (Variable)

    Annual Fee

    $450

    Credit Required

    Excellent
    APPLY NOWAt Citi's secure website
    Why we like it
    • Earn 40,000 bonus points after $4,000 in purchases made with your card in the first 3 months the account is open.
    We least like
    • Annual fee.
    • No low intro APR offered.

    Regular APR

    15.74%* (Variable)

    Annual Fee

    $450

    Credit Required

    Excellent
    Why we like it
    • Earn 40,000 bonus points after $4,000 in purchases made with your card in the first 3 months the account is open
    • $250 Air Travel Credit each year, and receive a statement credit, up to $100 every 5 years, as reimbursement for your application fee for Global Entry or TSA Pre √®
    • 4th night hotel benefit for any hotel stay at hotels booked through the Citi Prestige® Concierge
    • Points are redeemable for a $532 flight on any airline or $400 in gift cards.
    • Transfer points to a variety of travel loyalty programs from airlines to hotels.
    • Earn 3x points on Air Travel and Hotels
    • Earn 2x points on Dining at Restaurants and Entertainment
    • 1 ThankYou® Point per $1 spent on other purchases
    APPLY NOWAt Citi's secure website
  • Earn 30,000 bonus points after $3,000 in purchases made with your card in the first 3 months the account is open

    Why we like it
    • Earn 30,000 bonus points after $3,000 in purchases made with your card in the first 3 months the account is open
    • 3 ThankYou® Points per $1 spent on Travel, including Gas
    • 2 ThankYou® Points per $1 spent on Dining Out & Entertainment
    • 1 ThankYou® Point per $1 spent on other purchases
    • No expiration and no limit to the amount of ThankYou® Points you can earn with this card
    • Points Transfer allows you to transfer points to airline and hotel loyalty programs
    • Redeem ThankYou® Points for merchandise, travel rewards, gift cards, cash and more
    • No Foreign Transaction Fees on purchases
    APPLY NOWAt Citi's secure website

    Regular APR

    14.49% - 23.49% (Variable)

    Annual Fee

    $95, waived for first 12 months*

    Credit Required

    Excellent
    APPLY NOWAt Citi's secure website
    Why we like it
    • Earn 30,000 bonus points after $3,000 in purchases made with your card in the first 3 months the account is open.
    • 3 ThankYou® Points per $1 spent on Travel, including Gas, 2 ThankYou® Points per $1 spent on Dining Out & Entertainment, 1 ThankYou® Point per $1 spent on other purchases.
    We least like
    • No intro APR.

    Regular APR

    14.49% - 23.49% (Variable)

    Annual Fee

    $95, waived for first 12 months*

    Credit Required

    Excellent
    Why we like it
    • Earn 30,000 bonus points after $3,000 in purchases made with your card in the first 3 months the account is open
    • 3 ThankYou® Points per $1 spent on Travel, including Gas
    • 2 ThankYou® Points per $1 spent on Dining Out & Entertainment
    • 1 ThankYou® Point per $1 spent on other purchases
    • No expiration and no limit to the amount of ThankYou® Points you can earn with this card
    • Points Transfer allows you to transfer points to airline and hotel loyalty programs
    • Redeem ThankYou® Points for merchandise, travel rewards, gift cards, cash and more
    • No Foreign Transaction Fees on purchases
    APPLY NOWAt Citi's secure website
  • 0% Introductory APR for 18 billing cycles for balance transfers made in the first 60 days, then 11.49% - 21.49% Variable APR.

    Why we like it
    • 0% Introductory APR for 18 billing cycles for balance transfers made in the first 60 days, then 11.49% - 21.49% Variable APR.
    • Balance transfer fee of either 3% of the amount of the transfer or $10 (whichever is greater) applies
    • No annual fee
    • Saves you more on interest when you transfer balances from higher rate credit cards
    • $0 Liability Guarantee, so you're not responsible for any fraudulent charges made on your account
    • Access your FICO® Score for free within Online and Mobile Banking
    • If you apply for a card over the phone and are approved, our representatives can transfer your balance over the phone
    APPLY NOWAt Bank of America's secure website
    or Call 800-579-4293 or Call 800-579-4293

    Intro APR

    0% Introductory APR for 18 billing cycles for balance transfers made in the first 60 days

    Regular APR

    11.49% - 21.49% Variable APR

    Annual Fee

    $0

    Credit Required

    Excellent
    APPLY NOWAt Bank of America's secure website
    or Call 800-579-4293 or Call 800-579-4293

    Intro APR

    0% Introductory APR for 18 billing cycles for balance transfers made in the first 60 days

    Regular APR

    11.49% - 21.49% Variable APR

    Annual Fee

    $0

    Credit Required

    Excellent
    Why we like it
    • 0% Introductory APR for 18 billing cycles for balance transfers made in the first 60 days, then 11.49% - 21.49% Variable APR.
    • Balance transfer fee of either 3% of the amount of the transfer or $10 (whichever is greater) applies
    • No annual fee
    • Saves you more on interest when you transfer balances from higher rate credit cards
    • $0 Liability Guarantee, so you're not responsible for any fraudulent charges made on your account
    • Access your FICO® Score for free within Online and Mobile Banking
    • If you apply for a card over the phone and are approved, our representatives can transfer your balance over the phone
    APPLY NOWAt Bank of America's secure website
    or Call 800-579-4293 or Call 800-579-4293
  • Earn 75,000 Hilton HHonors™ Bonus Points after making $2,000 in purchases within the first 3 months of account opening*

    Why we like it
    • Earn 75,000 Hilton HHonors™ Bonus Points after making $2,000 in purchases within the first 3 months of account opening*
    • Earn 6 HHonors Bonus Points for each $1 spent at any participating hotel within the Hilton Portfolio.*
    • Earn 3 HHonors Bonus Points for each $1 spent on purchases at supermarkets, drugstores and gas stations.*
    • Earn 2 HHonors Bonus Points for each $1 spent on all other purchases.*
    • Enjoy the benefits of HHonors Silver status as long as you are a cardmember*
    • No annual fee.*
    APPLY NOWAt Citi's secure website

    Regular APR

    15.74% - 19.74%* (Variable)

    Annual Fee

    No annual fee.*

    Credit Required

    Excellent
    APPLY NOWAt Citi's secure website
    Why we like it
    • Earn 75,000 Hilton HHonors™ Bonus Points after making $2,000 in purchases within the first 3 months of account opening*.
    • Earn 3 HHonors Bonus Points for each $1 spent on purchases at supermarkets, drugstores and gas stations.*.
    We least like
    • No intro APR on purchases or balance transfers.

    Regular APR

    15.74% - 19.74%* (Variable)

    Annual Fee

    No annual fee.*

    Credit Required

    Excellent
    Why we like it
    • Earn 75,000 Hilton HHonors™ Bonus Points after making $2,000 in purchases within the first 3 months of account opening*
    • Earn 6 HHonors Bonus Points for each $1 spent at any participating hotel within the Hilton Portfolio.*
    • Earn 3 HHonors Bonus Points for each $1 spent on purchases at supermarkets, drugstores and gas stations.*
    • Earn 2 HHonors Bonus Points for each $1 spent on all other purchases.*
    • Enjoy the benefits of HHonors Silver status as long as you are a cardmember*
    • No annual fee.*
    APPLY NOWAt Citi's secure website
  • Earn 15,000 bonus points after $1,000 in purchases made with your card in the first 3 months the account is open.*

    Why we like it
    • Earn 15,000 bonus points after $1,000 in purchases made with your card in the first 3 months the account is open.*
    • 0% intro APR on Purchases and Balance Transfers for 12 months. After that, the variable APR will be 13.49%-23.49% based upon your creditworthiness*
    • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.*
    • 2 ThankYou® Points per dollar spent on dining at restaurants and entertainment
    • 1 ThankYou® Point on other purchases
    • Points earned with this card do not expire and there is no limit to the amount of points you can earn.
    • Redeem ThankYou Points for merchandise, travel rewards and gift cards.
    • Travel with ease and enjoy global acceptance with Chip Technology
    • No annual fee*
    APPLY NOWAt Citi's secure website

    Intro APR

    0%* intro APR on purchases and balance transfers for 12 months

    Regular APR

    13.49% - 23.49%* (Variable)

    Annual Fee

    $0*

    Credit Required

    Excellent
    APPLY NOWAt Citi's secure website
    Why we like it
    • Earn 15,000 bonus points after $1,000 in purchases made with your card in the first 3 months the account is open*.

    Intro APR

    0%* intro APR on purchases and balance transfers for 12 months

    Regular APR

    13.49% - 23.49%* (Variable)

    Annual Fee

    $0*

    Credit Required

    Excellent
    Why we like it
    • Earn 15,000 bonus points after $1,000 in purchases made with your card in the first 3 months the account is open.*
    • 0% intro APR on Purchases and Balance Transfers for 12 months. After that, the variable APR will be 13.49%-23.49% based upon your creditworthiness*
    • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.*
    • 2 ThankYou® Points per dollar spent on dining at restaurants and entertainment
    • 1 ThankYou® Point on other purchases
    • Points earned with this card do not expire and there is no limit to the amount of points you can earn.
    • Redeem ThankYou Points for merchandise, travel rewards and gift cards.
    • Travel with ease and enjoy global acceptance with Chip Technology
    • No annual fee*
    APPLY NOWAt Citi's secure website
  • Earn 50,000 American Airlines AAdvantage® bonus miles after spending $5,000 in purchases within the first 3 months of account opening*

    Why we like it
    • Earn 50,000 American Airlines AAdvantage® bonus miles after spending $5,000 in purchases within the first 3 months of account opening*
    • Admirals Club® membership for you with guest privileges*
    • Complimentary Admirals Club® lounge access for authorized users
    • Earn 10,000 AAdvantage® Elite Qualifying Miles (EQMs) after you spend $40,000 in purchases within the year*
    • No Foreign Transaction Fees on purchases*
    • Earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases and 1 AAdvantage® mile for every $1 spent on other purchases*
    • First checked bag is free on domestic American Airlines itineraries for you and up to eight companions traveling with you on the same reservation*
    APPLY NOWAt Citi's secure website

    Regular APR

    15.74% (Variable)

    Annual Fee

    $450

    Credit Required

    Excellent
    APPLY NOWAt Citi's secure website
    Why we like it
    • Earn 50,000 American Airlines AAdvantage® bonus miles after spending $5,000 in purchases within the first 3 months of account opening*.
    • Admirals Club® membership for you with guest privileges*.
    We least like
    • High annual fee.

    Regular APR

    15.74% (Variable)

    Annual Fee

    $450

    Credit Required

    Excellent
    Why we like it
    • Earn 50,000 American Airlines AAdvantage® bonus miles after spending $5,000 in purchases within the first 3 months of account opening*
    • Admirals Club® membership for you with guest privileges*
    • Complimentary Admirals Club® lounge access for authorized users
    • Earn 10,000 AAdvantage® Elite Qualifying Miles (EQMs) after you spend $40,000 in purchases within the year*
    • No Foreign Transaction Fees on purchases*
    • Earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases and 1 AAdvantage® mile for every $1 spent on other purchases*
    • First checked bag is free on domestic American Airlines itineraries for you and up to eight companions traveling with you on the same reservation*
    APPLY NOWAt Citi's secure website
  • Earn 25,000 Expedia+ bonus points after $2,000 in purchases within 3 months of account opening*

    Why we like it
    • Earn 25,000 Expedia+ bonus points after $2,000 in purchases within 3 months of account opening*
    • Points redeemable for $350 towards your stay at a +VIP Access™ hotel
    • 4 Expedia+ bonus points per $1 spent on eligible Expedia purchases including flights, hotels, activities and travel packages*
    • 2 Expedia+ bonus points per $1 spent on dining out and entertainment*
    • 1 Expedia+ bonus point per $1 spent on other purchases*
    • Enjoy Expedia+ gold status each year of cardmembership*
    • $100 Annual Air Travel Fee Statement Credit can be used toward airline incidentals or for either the Global Entry or the TSA PreCheck® application fees*
    APPLY NOWAt Citi's secure website

    Regular APR

    14.49% - 22.49%* (Variable)

    Annual Fee

    $95*

    Credit Required

    Excellent
    APPLY NOWAt Citi's secure website
    Why we like it
    • 2 Expedia+ bonus points per $1 spent on dining out and entertainment*.
    • $100 Annual Air Travel Fee Statement Credit can be used toward airline incidentals or for either the Global Entry or the TSA Pre √® application fees*.
    We least like
    • No introductory low APR period.

    Regular APR

    14.49% - 22.49%* (Variable)

    Annual Fee

    $95*

    Credit Required

    Excellent
    Why we like it
    • Earn 25,000 Expedia+ bonus points after $2,000 in purchases within 3 months of account opening*
    • Points redeemable for $350 towards your stay at a +VIP Access™ hotel
    • 4 Expedia+ bonus points per $1 spent on eligible Expedia purchases including flights, hotels, activities and travel packages*
    • 2 Expedia+ bonus points per $1 spent on dining out and entertainment*
    • 1 Expedia+ bonus point per $1 spent on other purchases*
    • Enjoy Expedia+ gold status each year of cardmembership*
    • $100 Annual Air Travel Fee Statement Credit can be used toward airline incidentals or for either the Global Entry or the TSA PreCheck® application fees*
    APPLY NOWAt Citi's secure website
  • Earn 15,000 Expedia+ bonus points after $1,000 in purchases within 3 months of account opening*

    Why we like it
    • Earn 15,000 Expedia+ bonus points after $1,000 in purchases within 3 months of account opening*
    • Points redeemable for $200 towards your stay at a +VIP Access™ hotel*
    • 3 Expedia+ bonus points per $1 spent on eligible Expedia purchases including flights, hotels, activities and travel packages *
    • 1 Expedia+ bonus point per $1 spent on other purchases*
    • Enjoy Expedia+ silver status each year of cardmembership
    • Earn one Elite Qualifying Hotel Night towards Expedia+ gold status for each increment of $2,500 in purchases made on the card between your January and December billing statements*
    APPLY NOWAt Citi's secure website

    Regular APR

    15.49% - 23.49%* (Variable)

    Annual Fee

    $0*

    Credit Required

    Excellent
    APPLY NOWAt Citi's secure website
    Why we like it
    • Earn 15,000 Expedia+ bonus points after $1,000 in purchases within 3 months of account opening*.

    Regular APR

    15.49% - 23.49%* (Variable)

    Annual Fee

    $0*

    Credit Required

    Excellent
    Why we like it
    • Earn 15,000 Expedia+ bonus points after $1,000 in purchases within 3 months of account opening*
    • Points redeemable for $200 towards your stay at a +VIP Access™ hotel*
    • 3 Expedia+ bonus points per $1 spent on eligible Expedia purchases including flights, hotels, activities and travel packages *
    • 1 Expedia+ bonus point per $1 spent on other purchases*
    • Enjoy Expedia+ silver status each year of cardmembership
    • Earn one Elite Qualifying Hotel Night towards Expedia+ gold status for each increment of $2,500 in purchases made on the card between your January and December billing statements*
    APPLY NOWAt Citi's secure website
  • JetBlue Plus Card
    • Our Rating:
    • Our Rating:
    • 4.00/5
    • User Rating:
    • 5.00/5
    Rate This Card

    Earn 30,000 bonus points after you spend $1,000 on purchases within the first 90 days

    Why we like it
    • Earn 30,000 bonus points after you spend $1,000 on purchases within the first 90 days
    • Earn 6 points per $1 on JetBlue purchases, 2 points per $1 at restaurants and grocery stores and 1 point per $1 on all other purchases
    • No blackout dates on JetBlue-operated flights & redeem for any seat, any time on JetBlue-operated flights. Points required for an Award Flight will vary based on the published base fare at the time of booking
    • Points awarded in your TrueBlue account don't expire
    • Earn 5,000 bonus points every year after your account anniversary
    • 50% savings on eligible inflight purchases like cocktails and food & the primary cardmember's first checked bag is free on JetBlue-operated flights
    • Enjoy TrueBlue Mosaic benefits for one year after you spend $50,000 or more on purchases each calendar year with your card
    • Enjoy a $100 statement credit after purchasing a JetBlue Vacations package of $100 or more with your JetBlue Plus Card
    APPLY NOWAt Barclaycard's secure website

    Intro APR

    0% on balance transfers for first 12 billing cycles following each balance transfer that posts to account within 45 days of account opening

    Regular APR

    12.49%, 20.49% or 25.49% variable

    Annual Fee

    $99

    Credit Required

    Excellent
    APPLY NOWAt Barclaycard's secure website
    Why we like it
    • Earn 6 points per $1 on JetBlue purchases, 2 points per $1 at restaurants and grocery stores and 1 point per $1 on all other purchases.
    • 50% savings on eligible inflight purchases like cocktails and food & the primary cardmember's first checked bag is free on JetBlue-operated flights.

    Intro APR

    0% on balance transfers for first 12 billing cycles following each balance transfer that posts to account within 45 days of account opening

    Regular APR

    12.49%, 20.49% or 25.49% variable

    Annual Fee

    $99

    Credit Required

    Excellent
    Why we like it
    • Earn 30,000 bonus points after you spend $1,000 on purchases within the first 90 days
    • Earn 6 points per $1 on JetBlue purchases, 2 points per $1 at restaurants and grocery stores and 1 point per $1 on all other purchases
    • No blackout dates on JetBlue-operated flights & redeem for any seat, any time on JetBlue-operated flights. Points required for an Award Flight will vary based on the published base fare at the time of booking
    • Points awarded in your TrueBlue account don't expire
    • Earn 5,000 bonus points every year after your account anniversary
    • 50% savings on eligible inflight purchases like cocktails and food & the primary cardmember's first checked bag is free on JetBlue-operated flights
    • Enjoy TrueBlue Mosaic benefits for one year after you spend $50,000 or more on purchases each calendar year with your card
    • Enjoy a $100 statement credit after purchasing a JetBlue Vacations package of $100 or more with your JetBlue Plus Card
    APPLY NOWAt Barclaycard's secure website
  • For a limited time, earn 50,000 American Airlines AAdvantage® bonus miles after making $3,000 in purchases within the first 3 months of account opening*

    Why we like it
    • For a limited time, earn 50,000 American Airlines AAdvantage® bonus miles after making $3,000 in purchases within the first 3 months of account opening*
    • First checked bag is free on domestic American Airlines itineraries for you and up to four companions traveling with you on the same reservation*
    • Enjoy Group 1 Boarding on American Airlines flights*
    • No Foreign Transaction Fees on purchases.1
    • Receive 25% savings on in-flight food and beverage purchases when you use your card on American Airlines flights*
    • Double AAdvantage® miles on eligible American Airlines purchases*
    • Earn 10% of your redeemed AAdvantage® miles back – up to 10,000 AAdvantage® miles each calendar year*
    APPLY NOWAt Citi's secure website

    Regular APR

    16.24% - 24.24%* (Variable)

    Annual Fee

    $95, waived for first 12 months*

    Credit Required

    Good, Excellent
    APPLY NOWAt Citi's secure website
    Why we like it
    • For a limited time, earn 50,000 American Airlines AAdvantage® bonus miles after making $3,000 in purchases within the first 3 months of account opening*.
    • Receive 25% savings on in-flight food and beverage purchases when you use your card on American Airlines flights*.

    Regular APR

    16.24% - 24.24%* (Variable)

    Annual Fee

    $95, waived for first 12 months*

    Credit Required

    Good, Excellent
    Why we like it
    • For a limited time, earn 50,000 American Airlines AAdvantage® bonus miles after making $3,000 in purchases within the first 3 months of account opening*
    • First checked bag is free on domestic American Airlines itineraries for you and up to four companions traveling with you on the same reservation*
    • Enjoy Group 1 Boarding on American Airlines flights*
    • No Foreign Transaction Fees on purchases.1
    • Receive 25% savings on in-flight food and beverage purchases when you use your card on American Airlines flights*
    • Double AAdvantage® miles on eligible American Airlines purchases*
    • Earn 10% of your redeemed AAdvantage® miles back – up to 10,000 AAdvantage® miles each calendar year*
    APPLY NOWAt Citi's secure website
  • Earn 2 weekend night certificates good at select hotels and resorts within the Hilton Portfolio after you make $2,500 in purchases within 4 months of account opening*

    Why we like it
    • Earn 2 weekend night certificates good at select hotels and resorts within the Hilton Portfolio after you make $2,500 in purchases within 4 months of account opening*
    • Earn 10 Hilton HHonors Bonus Points per $1 spent on hotel stays within the Hilton Portfolio*  
    • Earn 5 Hilton HHonors Bonus Points per $1 spent on airline and car rental purchases* 
    • Earn 3 Hilton HHonors Bonus Points per $1 spent on all other purchases* 
    • Enjoy the benefits of HHonors Gold status as long as you are a cardmember*
    • No foreign transaction fees on purchases*
    • Travel with ease and enjoy global acceptance with your Citi chip credit card
    APPLY NOWAt Citi's secure website

    Regular APR

    15.74% (Variable)

    Annual Fee

    $95

    Credit Required

    Excellent
    APPLY NOWAt Citi's secure website
    Why we like it
    • Earn 2 weekend night certificates good at select hotels and resorts within the Hilton Portfolio after you make $2,500 in purchases within 4 months of account opening*.
    We least like
    • No Introductory APR offer.

    Regular APR

    15.74% (Variable)

    Annual Fee

    $95

    Credit Required

    Excellent
    Why we like it
    • Earn 2 weekend night certificates good at select hotels and resorts within the Hilton Portfolio after you make $2,500 in purchases within 4 months of account opening*
    • Earn 10 Hilton HHonors Bonus Points per $1 spent on hotel stays within the Hilton Portfolio*  
    • Earn 5 Hilton HHonors Bonus Points per $1 spent on airline and car rental purchases* 
    • Earn 3 Hilton HHonors Bonus Points per $1 spent on all other purchases* 
    • Enjoy the benefits of HHonors Gold status as long as you are a cardmember*
    • No foreign transaction fees on purchases*
    • Travel with ease and enjoy global acceptance with your Citi chip credit card
    APPLY NOWAt Citi's secure website
  • 0% Introductory APR for the first 15 months on purchases. Plus, you'll get a 0% introductory APR for 15 months on Balance Transfers made within 45 days of account opening. After that, a variable APR will apply, 13.49%.

    Why we like it
    • 0% Introductory APR for the first 15 months on purchases. Plus, you'll get a 0% introductory APR for 15 months on Balance Transfers made within 45 days of account opening. After that, a variable APR will apply, 13.49%
    • No balance transfer fees
    • No foreign transaction fees
    • Chip technology, so paying for your purchases is more secure at chip-card terminals in the U.S. and abroad
    • Free online access to FICO® Credit Score
    APPLY NOWAt Barclaycard's secure website

    Intro APR

    0% for 15 months on purchases and balance transfers (made within 45 days of account opening)

    Regular APR

    13.49% Variable

    Annual Fee

    $0

    Credit Required

    Excellent
    APPLY NOWAt Barclaycard's secure website
    Why we like it
    • 0% Introductory APR for the first 15 months on purchases. Plus, you'll get a 0% introductory APR for 15 months on Balance Transfers made within 45 days of account opening. After that, a variable APR will apply, 13.49%.
    • No Balance Transfer Fee and No Foreign Transaction Fee.

    Intro APR

    0% for 15 months on purchases and balance transfers (made within 45 days of account opening)

    Regular APR

    13.49% Variable

    Annual Fee

    $0

    Credit Required

    Excellent
    Why we like it
    • 0% Introductory APR for the first 15 months on purchases. Plus, you'll get a 0% introductory APR for 15 months on Balance Transfers made within 45 days of account opening. After that, a variable APR will apply, 13.49%
    • No balance transfer fees
    • No foreign transaction fees
    • Chip technology, so paying for your purchases is more secure at chip-card terminals in the U.S. and abroad
    • Free online access to FICO® Credit Score
    APPLY NOWAt Barclaycard's secure website
  • Get 2,500 bonus points with your first purchase

    Why we like it
    • Get 2,500 bonus points with your first purchase
    • Earn one point for every dollar spent on your everyday purchases.
    • Redeem points for cash, merchandise, gift cards and more.
    APPLY NOWAt USAA's secure website

    Regular APR

    10.40% - 26.40% (Variable)

    Annual Fee

    $0.00.

    Credit Required

    Excellent
    APPLY NOWAt USAA's secure website
    Why we like it
    • Rewards program.
    • No annual fee.
    • Get 2,500 bonus points with your first purchase.
    We least like
    • Excellent credit is required.

    Regular APR

    10.40% - 26.40% (Variable)

    Annual Fee

    $0.00.

    Credit Required

    Excellent
    Why we like it
    • Get 2,500 bonus points with your first purchase
    • Earn one point for every dollar spent on your everyday purchases.
    • Redeem points for cash, merchandise, gift cards and more.
    APPLY NOWAt USAA's secure website
  • Spend $2,000 in first 4 months of account opening and earn 30,000 bonus FlexPoints

    Why we like it
    • Spend $2,000 in first 4 months of account opening and earn 30,000 bonus FlexPoints
    • 3X FlexPoints at restaurants
    • 2X FlexPoints at gas stations
    • 2X FlexPoints at airlines
    • 1X FlexPoints per $1 spent on all eligible net purchases
    APPLY NOWAt U.S. Bank's secure website

    Regular APR

    14.24% - 24.24%* (Variable)

    Annual Fee

    $85*

    Credit Required

    Excellent
    APPLY NOWAt U.S. Bank's secure website

    Regular APR

    14.24% - 24.24%* (Variable)

    Annual Fee

    $85*

    Credit Required

    Excellent
    Why we like it
    • Spend $2,000 in first 4 months of account opening and earn 30,000 bonus FlexPoints
    • 3X FlexPoints at restaurants
    • 2X FlexPoints at gas stations
    • 2X FlexPoints at airlines
    • 1X FlexPoints per $1 spent on all eligible net purchases
    APPLY NOWAt U.S. Bank's secure website
  • Get 2,500 bonus points with your first purchase

    Why we like it
    • Get 2,500 bonus points with your first purchase
    • Earn 2X points for every dollar on gas and grocery purchases all the time.
    • Earn one point for every dollar spent on your everyday purchases.
    • Earn points without a cap or expiration.
    • Redeem your points for cash, merchandise, gift cards, travel or donate to your favorite military affiliate group. Redeem for cash on your mobile device
    APPLY NOWAt USAA's secure website

    Intro APR

    0% on balance transfers for 12 months

    Regular APR

    11.40%-26.40% (Variable)

    Annual Fee

    $0

    Credit Required

    Excellent
    APPLY NOWAt USAA's secure website

    Intro APR

    0% on balance transfers for 12 months

    Regular APR

    11.40%-26.40% (Variable)

    Annual Fee

    $0

    Credit Required

    Excellent
    Why we like it
    • Get 2,500 bonus points with your first purchase
    • Earn 2X points for every dollar on gas and grocery purchases all the time.
    • Earn one point for every dollar spent on your everyday purchases.
    • Earn points without a cap or expiration.
    • Redeem your points for cash, merchandise, gift cards, travel or donate to your favorite military affiliate group. Redeem for cash on your mobile device
    APPLY NOWAt USAA's secure website