This state chartered community bank has branches in Gothenburg, Omaha, Ralston, and LaVista. Credit cards from First State Bank Nebraska are co-issued by Elan Financial Services, and include reward cards, low interest cards, student cards and business credit cards. This community bank also issues debit cards.

Below is a selection of First State Bank Nebraska credit cards.

  • Visa® Business Bonus Rewards PLUS Card

    Visa<sup>®</sup> Business Bonus Rewards PLUS Card

    Visa® Business Bonus Rewards PLUS Card

    • Our Rating:
    • Our Rating:
    • 3.90/5
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    $50 cash back with your first purchase.

    Why we like it
    • $50 cash back with your first purchase.
    • Earn 1 point for every net $1 you spend.
    • Get a 50% bonus on all points earned every month, automatically.
    • No caps or limits on the points you can earn, plus you have five years to redeem points for rewards.2
    • $50 cash back with your first purchase.3
    • Redemption starts at 2,500 points for $25 cash back, or redeem 25,000 points for round-trip airfare up to $325.

    Intro APR

    Introductory 0% APR for the first 6 billing cycles on purchases and balance transfers

    Regular APR

    9.99% to 20.99% variable APR for purchases and balance transfers

    Annual Fee

    $50 Annual Fee

    Intro APR

    Introductory 0% APR for the first 6 billing cycles on purchases and balance transfers

    Regular APR

    9.99% to 20.99% variable APR for purchases and balance transfers

    Annual Fee

    $50 Annual Fee
    • $50 cash back with your first purchase.
    • Earn 1 point for every net $1 you spend.
    • Get a 50% bonus on all points earned every month, automatically.
    • No caps or limits on the points you can earn, plus you have five years to redeem points for rewards.2
    • $50 cash back with your first purchase.3
    • Redemption starts at 2,500 points for $25 cash back, or redeem 25,000 points for round-trip airfare up to $325.
  • College Rewards Visa® Card

    College Rewards Visa<sup>®</sup> Card

    College Rewards Visa® Card

    • Our Rating:
    • Our Rating:
    • 3.80/5
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    Earn 1,000 bonus points with your first purchase

    Why we like it
    • Earn 1,000 bonus points with your first purchase
    • Earn 1 reward point for every $1 in net purchases. Plus, you have five years to redeem points for rewards.
    • Redeem your points for a wide variety of valuable reward options including, cash back, merchandise, travel and gift cards from your favorite retailers and restaurants.

    Regular APR

    11.99% to 20.99% variable

    Annual Fee

    No annual fee
    Why we like it
    • Earn 1,000 bonus points with your first purchase.

    Regular APR

    11.99% to 20.99% variable

    Annual Fee

    No annual fee
    • Earn 1,000 bonus points with your first purchase
    • Earn 1 reward point for every $1 in net purchases. Plus, you have five years to redeem points for rewards.
    • Redeem your points for a wide variety of valuable reward options including, cash back, merchandise, travel and gift cards from your favorite retailers and restaurants.
  • Visa® Business Bonus Rewards Card

    Visa<sup>®</sup> Business Bonus Rewards Card

    Visa® Business Bonus Rewards Card

    • Our Rating:
    • Our Rating:
    • 3.80/5
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    $25 cash back with your first purchase.

    Why we like it
    • $25 cash back with your first purchase.
    • Earn 1 point for every net $1 you spend.
    • Get a 25% bonus on all points earned every month, automatically.
    • No caps or limits on the points you can earn, plus you have five years to redeem points for rewards.2
    • $25 cash back with your first purchase.3
    • Redemption starts at 2,500 points for $25 cash back, or redeem 25,000 points for round-trip airfare up to $325.
    • Scoreboard, an award-winning expense management tool to help you organize and track your overall spending.
    • Free employee cards with individual credit limits.
    • Accumulate employee card rewards points to the business owner's points total.
    • See Business Card Features and Benefits for a complete listing of all card benefits.
    • No Annual Fee

    Intro APR

    Introductory 0% APR for the first 6 billing cycles on purchases and balance transfers

    Regular APR

    variable APR, currently 12.24% to 23.24%

    Annual Fee

    No annual fee

    Intro APR

    Introductory 0% APR for the first 6 billing cycles on purchases and balance transfers

    Regular APR

    variable APR, currently 12.24% to 23.24%

    Annual Fee

    No annual fee
    • $25 cash back with your first purchase.
    • Earn 1 point for every net $1 you spend.
    • Get a 25% bonus on all points earned every month, automatically.
    • No caps or limits on the points you can earn, plus you have five years to redeem points for rewards.2
    • $25 cash back with your first purchase.3
    • Redemption starts at 2,500 points for $25 cash back, or redeem 25,000 points for round-trip airfare up to $325.
    • Scoreboard, an award-winning expense management tool to help you organize and track your overall spending.
    • Free employee cards with individual credit limits.
    • Accumulate employee card rewards points to the business owner's points total.
    • See Business Card Features and Benefits for a complete listing of all card benefits.
    • No Annual Fee
  • Visa® Business Card

    Visa<sup>®</sup> Business Card

    Visa® Business Card

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    • Our Rating:
    • 3.80/5
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    Business Cardmember Benefits

    Why we like it
    • Business Cardmember Benefits
    • No Annual Fee

    Intro APR

    0% intro APR for the first 12 billing cycles on purchases and balance transfers

    Regular APR

    9.99% to 20.99% variable

    Annual Fee

    No annual fee

    Intro APR

    0% intro APR for the first 12 billing cycles on purchases and balance transfers

    Regular APR

    9.99% to 20.99% variable

    Annual Fee

    No annual fee
    • Business Cardmember Benefits
    • No Annual Fee
  • Visa® Platinum Card

    Visa<sup>®</sup> Platinum Card

    Visa® Platinum Card

    • Our Rating:
    • Our Rating:
    • 3.80/5
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    Want to save on interest?  With the Platinum Card, you can enjoy the everyday convenience of a non-rewards card while saving on interest and paying down your other credit card balances faster.

    Why we like it
    • Consumer Credit cards also come with a variety of important features, including: extended warranty coverage, auto rental collision damage waiver coverage and zero fraud liability.
    • No Annual Fee

    Intro APR

    Introductory 0.00% APR for the first 12 billing cycles on purchases and balance transfers

    Regular APR

    9.99% to 20.99%

    Annual Fee

    No annual fee
    Why we like it
    • Want to save on interest?  With the Platinum Card, you can enjoy the everyday convenience of a non-rewards card while saving on interest and paying down your other credit card balances faster.

    Intro APR

    Introductory 0.00% APR for the first 12 billing cycles on purchases and balance transfers

    Regular APR

    9.99% to 20.99%

    Annual Fee

    No annual fee
    • Consumer Credit cards also come with a variety of important features, including: extended warranty coverage, auto rental collision damage waiver coverage and zero fraud liability.
    • No Annual Fee
  • Visa Signature® Bonus Rewards Card

    Visa Signature<sup>®</sup> Bonus Rewards Card

    Visa Signature® Bonus Rewards Card

    • Our Rating:
    • Our Rating:
    • 3.50/5
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    $25 cash back with your first purchase.

    Why we like it
    • Earn 1 point for every net $1 you spend.
    • Get a 25% bonus on all points earned every month, automatically.
    • No caps or limits on the points you can earn, plus you have five years to redeem points for rewards2
    • $25 cash back with your first purchase.3
    • Redemption starts at 2,500 points for $25 cash back, or redeem 25,000 points for round-trip airfare up to $325.

    Intro APR

    0.00% APR for the first 6 billing cycles on purchases and balance transfers.

    Regular APR

    9.99% to 20.99% variable

    Annual Fee

    No annual fee
    Why we like it
    • $25 cash back with your first purchase.

    Intro APR

    0.00% APR for the first 6 billing cycles on purchases and balance transfers.

    Regular APR

    9.99% to 20.99% variable

    Annual Fee

    No annual fee
    • Earn 1 point for every net $1 you spend.
    • Get a 25% bonus on all points earned every month, automatically.
    • No caps or limits on the points you can earn, plus you have five years to redeem points for rewards2
    • $25 cash back with your first purchase.3
    • Redemption starts at 2,500 points for $25 cash back, or redeem 25,000 points for round-trip airfare up to $325.
  • Visa Signature® Bonus Rewards PLUS Card

    Visa Signature<sup>®</sup> Bonus Rewards PLUS Card

    Visa Signature® Bonus Rewards PLUS Card

    • Our Rating:
    • Our Rating:
    • 3.50/5
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    $50 cash back with your first purchase.3

    Why we like it
    • $50 cash back with your first purchase.3
    • Earn 1 point for every net $1 you spend.
    • Get a 50% bonus on all points earned every month, automatically.
    • No caps or limits on the points you can earn, plus you have five years to redeem points for rewards.2
    • Redemption starts at 2,500 points for $25 cash back, or redeem 25,000 points for round-trip airfare up to $325.

    Intro APR

    Introductory 0.00% APR for the first 6 billing cycles on purchases and balance transfers.

    Regular APR

    After that, a variable APR, currently 11.99% to 22.99%

    Annual Fee

    $50 annual fee

    Intro APR

    Introductory 0.00% APR for the first 6 billing cycles on purchases and balance transfers.

    Regular APR

    After that, a variable APR, currently 11.99% to 22.99%

    Annual Fee

    $50 annual fee
    • $50 cash back with your first purchase.3
    • Earn 1 point for every net $1 you spend.
    • Get a 50% bonus on all points earned every month, automatically.
    • No caps or limits on the points you can earn, plus you have five years to redeem points for rewards.2
    • Redemption starts at 2,500 points for $25 cash back, or redeem 25,000 points for round-trip airfare up to $325.
  • Secured Visa® Card

    Secured Visa<sup>®</sup> Card

    Secured Visa® Card

    • Our Rating:
    • Our Rating:
    • 3.20/5
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    Receive up to a $5,000 credit limit.

    Why we like it
    • Simply open a secured savings account that is pledged as security for your credit card account.
    • Merchants and retailers won't know your card is secured when you use it to make purchases.
    • Provides an excellent opportunity for someone starting a credit history or for someone who has been turned down for a credit card.
    • $35 Annual Fee
    • Receive up to a $5,000 credit limit.

    Regular APR

    20.99% (variable)

    Annual Fee

    $35 Annual Fee
    Why we like it
    • Receive up to a $5,000 credit limit.

    Regular APR

    20.99% (variable)

    Annual Fee

    $35 Annual Fee
    • Simply open a secured savings account that is pledged as security for your credit card account.
    • Merchants and retailers won't know your card is secured when you use it to make purchases.
    • Provides an excellent opportunity for someone starting a credit history or for someone who has been turned down for a credit card.
    • $35 Annual Fee
    • Receive up to a $5,000 credit limit.