|Highlights||Credit Card Feature|
|Things We Like||Signing bonus of 2 weekend night certificates within the Hilton Portfolio|
|Our Least Favorite||$95 annual fee|
|Our Verdict||Great card to earn up to 10 HHonors Bonus Points on select purchases|
The Citi® Hilton HHonors™ Reserve Card, a partner card, is a rewards credit card for US residents with excellent credit who like to travel in style and stay at Hilton HHonors portfolio of hotels and resorts worldwide. Issued by Citibank (C), this Visa (V) card offers up to 10 points per dollar on your Hilton portfolio stays.
Following is a review of the main features Citi® Hilton HHonors™ Reserve Card offers as well as the things I dislike most about it, so that you can decide if it's the right card for you.
Things We Like About Citi® Hilton HHonors™ Reserve Card
Earn 10 HHonors Bonus Points for each dollar you spend on hotel stays within the Hilton portfolio. This includes lounges, spas, retail stores, hotel restaurants and more. To receive these 10 points, your purchases must be charged to your hotel room bill and must be paid using this credit card. Any Hilton HHonors portfolio purchases that aren't charged to your hotel room won't qualify for these additional points.
Earn 5 HHonors Bonus Points for each dollar you spend on car rental and airline purchases. This can save you a lot of money if you fly frequently and rent vehicles often during your travels or on a regular basis.
Earn 3 HHonors Bonus Points on every dollar you spend on the rest of your purchases. This is three times more than what most credit cards offer when making purchases with your card.
Earn 2 weekend night certificates at select hotels and resorts in the Hilton portfolio. You'll receive these 2 weekend night certificates after spending $2,500 on eligible purchases within the first 4 months of account opening. Each of these weekend night certificates is good for one weekend night in a standard room of double occupancy. These night certificates are valid for 12 months and are subject to availability. These certificates cover the room rate and taxes, however any additional cost, such as incidental charges or resort fees, isn't covered.
Earn 1 weekend night certificate as an anniversary bonus when spending $10,000 or more on eligible purchases each account year. This weekend night certificate is valid for a standard room with double occupancy at select hotels and resorts that are part of the Hilton HHonors portfolio. In my opinion, this is a great perk for those of you who will spend more than $10k a year on this card!
Enjoy HHonors Gold status benefits for as long as you're a card member. This includes benefits such as access to fitness centers operated or owned by the hotel, 2 free bottles of water on each stay at certain hotels, complimentary lobby or in-room Wi-Fi at certain locations, a 5th night at the hotel, and more.
Upgrade to HHonors Diamond status after you spend $40,000 on eligible purchases each calendar year. This Diamond status will be valid during the remaining calendar year in which you spent at least $40,000 as well as throughout the next calendar year.
No foreign transaction fees on purchases. If you travel often, you could save a lot of cash, as most credit cards charge a 3%-5% foreign transaction fee.
Worldwide acceptance. This card comes with chip technology which is more accepted around the globe than the magnetic band many credit cards have. Chip technology cards are also safer since they are much harder to copy or counterfeit than cards with magnetic stripes.
Our Least Favorite Things About Citi® Hilton HHonors™ Reserve Card
$95 annual fee. You'll have to pay a $95 annual fee each year to use this card and enjoy the rewards it offers.
No introductory APR on purchases or balance transfers. This card has a relatively low 15.99% variable APR for purchases and balance transfers all year round.
How Other Cards Compare With Citi® Hilton HHonors™ Reserve Card
|Regular APR:||15.99% (Variable)|
|Regular APR:||15.99%-19.99% Variable|
|Annual Fee:||$0 introductory annual fee for the first year, then $95.|
|Credit Required:||Good, Excellent|
Citi® Hilton HHonors™ Reserve Card is a credit card for those of you who spend a lot of time away from home and who like to stay at Hilton HHonors portfolio of hotels and resorts around the world. One of my favorite things about this card, apart from its great points rewards system, is that it gives you a weekend night certificate each year that you spend more than $10,000, and if you use this card to make all your purchases, you could spend that amount in purchases during the year easily, as you would simply have to spend over $834 each month to receive this certificate.
Although this Citi® Hilton HHonors™ Reserve Card has a $95 annual fee, I believe that the points, rewards and benefits that you could gain from this card can more than outweigh the cost.
I recommend this card to those of you who spend many nights at Hilton hotels and resorts annually, as that's how you will earn the most rewards on your spending. On the other hand, if you prefer a Hilton credit card with no annual fee, check out Citi® Hilton HHonors™ Visa Signature® Card here.
Katrina Gutierrez is a writer at GET.com. Email: email@example.com.Editorial Disclosure: Any personal views and opinions expressed by the author in this article are the author's own and do not necessarily reflect the viewpoint of GET.com. The editorial content on this page is not provided by any of the companies mentioned, and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are author's alone, not those of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities.
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