Santander is a locally focused bank backed by the strength of the Santander Group, a leading global financial institution that offers a broad spectrum of products and services for personal, business, and corporate banking customers.

Below is a selection of Santander Bank USA credit cards.

Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least liket_cc_credit_requiredRelated links
Bravo<sup>®</sup> Credit Card

Bravo® Credit Card

Bravo<sup>®</sup> Credit Card
  • Our Rating:
  • Our Rating:
  • 3.90/5
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  • 10K Bonus Points ($100 Value) Receive this bonus when you spend $1,000 on new net retail purchases during the first 90 days after account opening.
  • Get 3 Points per dollar spent on gas station, supermarket and restaurant purchases—up to 15,000 points per calendar quarter— and still receive one point per dollar on all other new net retail purchases.
  • Special intro rate on balance transfers
  • Zero Fraud Liability, 24-Hour Account Monitoring, Account Transaction Alerts.

0% Intro APR for the first 18 billing cycles on balance transfers made during the first 90 days after account opening.

Variable APR for balance transfers and purchases from 15.99% to 24.99% based on the Prime Rate and your creditworthiness

$49 annual fee waived in the first year to Bravo cardholders.

Why we like it
  • 10K Bonus Points ($100 Value).
  • Special Intro Rate on Balance Transfers.
We least like
  • No low intro APR on purchases.
  • $49 annual fee after the first year.
Sphere<sup>®</sup> Credit Card

Sphere® Credit Card

Sphere<sup>®</sup> Credit Card
  • Our Rating:
  • Our Rating:
  • 3.90/5
  • Your Rating:
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  • Earn 10,000 bonus points after you spend $1,000 on new net retail purchases in your first 90 days of opening your account.
  • No annual fee.
  • 0% Intro Annual Percentage Rate on balance transfers for 24 months if taken within the first 90 days of account opening. After the introductory period a variable APR for balance transfers from 12.99% to 24.99% based on the Prime Rate and your credit worthiness**.
  • Get rewarded for everyday purchases.
  • Earn one reward point for every dollar spent, with no limits.

0% Intro Annual Percentage Rate on balance transfers for 24 months if taken within the first 90 days of account opening.

Variable APR for balance transfers and purchases from 12.99% to 24.99% based on the Prime Rate and your creditworthiness

No annual fee.

Why we like it
  • Earn 10,000 bonus points after you spend $1,000 on new net retail purchases in your first 90 days of opening your account.
  • Special introductory intro APR on balance transfers.
  • Earn one reward point for every dollar spent, with no limits.