American Express® Blue Business Cash Card, a GET.com advertiser, is a credit card that can help businesses save money on all purchases made. There is also no limit to the total amount of cash back that you can earn and it has no annual fee ( See Rates & Fees).

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American Express<sup>®</sup> Blue Business Cash Card

American Express® Blue Business Cash Card

APPLY NOWAt American Express' secure website
  • Earn 2% cash back on all eligible purchases on up to $50,000 per calendar year, then 1%. Cash back earned is automatically credited to your statement.
  • From workflow to inventory to floor plans, your business is constantly changing. That’s why you’ve got the power to spend beyond your credit limit with Expanded Buying Power§.
  • Just remember, the amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to us and other factors.
  • 0.0% intro APR on purchases and balance transfers for 12 months, then a variable rate, 14.74%, 17.74%, or 20.74%, based on your creditworthiness and other factors as determined at the time of account opening.
  • No Annual Fee
  • Terms Apply
  • See Rates & Fees
APPLY NOWAt American Express' secure website

0% intro APR on purchases and balance transfers for 12 months

14.74% - 20.74% Variable

$0

Excellent/Good

Here, GET.com provides answers to key questions about how American Express® Blue Business Cash Card works and what it offers.

Apply for American Express® Blue Business Cash Card at the official American Express website

Frequently Asked Questions About American Express® Blue Business Cash Card
Is this a good cash back credit card?
Are there ways to earn additional cash back?
Are there any limits on the cash back I can earn?
Do I get any special benefits from this card?
Does this card have an annual fee?
How do I redeem my cash back?
Is this a good card for international spending?
Is there a penalty if I pay late?
Who is this card for?

Questions And Answers For American Express® Blue Business Cash Card

Question: Is this a good cash back credit card?

Answer: Yes, this credit card lets you earn cash back on your business purchases and there is no cap to the total amount of cash back you can earn. To break it down for you, American Express® Blue Business Cash Card lets you earn 2% cash back on all eligible purchases (on up to $50,000 per calendar year), then 1% applies thereafter. Terms and limitations apply. All cash back earned will be credited automatically to your statement.

Question: Are there ways to earn additional cash back?

Answer: On the first $50,000 spent per calendar year you will earn 2% cash back on all eligible purchases. After the cap you will earn 1% cash back on eligible purchases.

Question: Are there any limits on the cash back I can earn?

Answer: There is no limit to how much cash back you can earn in total per year, but note that the 2% cash back applies only to the first $50,000 in purchases per calendar year, then 1% applies thereafter. The more you and your employees use American Express® Blue Business Cash Card, the more cash back you will earn.

Question: Do I get any special benefits from this card?

Answer: Yes, of course. Besides getting to enjoy 0% intro APR on purchases and balance transfers for 12 months ( See Rates & Fees) (14.74% - 20.74% variable APR ( See Rates & Fees)), you get to enjoy an assortment of benefits such as purchase protection, car rental loss and damage insurance, baggage insurance plan, global assistance, roadside assistance, travel accident insurance and extended warranty. Additionally, you will enjoy expanded buying power with American Express® Blue Business Cash Card, too. It lets you buy above your credit limit when you need to, so you don't miss out on cash back opportunities for your business. Terms and limitations apply.

American Express has also thrown in a myriad of OPEN benefits including the OPEN Savings® benefit to give you extra value when you make eligible business purchases, account alerts, fraud protection, online statements, convenient management of your account through mobile and tablet apps, as well as features like Spend ManagerSM and Account Manager on your Business Card account.

Question: Does this card have an annual fee?

Answer: No, this credit card has no annual fee ( See Rates & Fees). All the cash back you earn is essentially pure savings.

Question: How do I redeem my cash back?

Answer: In case you missed our memo above, you do not have to bother about redeeming your cash back - all cash back earned will be automatically credited to your statement. This feature is a genuine time-saver, really.

Question: Is this a good card for international spending?

Answer: Not really, this Card has a foreign transaction fee of 2.7% of each transaction after conversion to US dollars (See Rates & Fees). If you travel regularly on business trips, American Express® Blue Business Cash Card is definitely not a card you should reach for.

Question: Is there a penalty if I pay late?

Answer: Yes, you will be penalized with a late payment fee of up to $39 ( See Rates & Fees) along with a 29.99% variable penalty APR (See Rates & Fees) if you pay late. There are no overlimit charges, though.

Question: Who is this card for?

Answer: American Express® Blue Business Cash Card is an excellent cash back card for businesses who are looking to stretch every dollar they are spending. On top of the 0% intro APR on purchases and balance transfers for 12 months ( See Rates & Fees) (14.74% - 20.74% variable APR ( See Rates & Fees) thereafter), this credit card offers attractive cash back (2% cash back on all eligible purchases on up to $50,000 per calendar year, then 1%). Plus, you really get to benefit from all the cash back earned since this Card has no annual fee ( See Rates & Fees).

For rates and fees of American Express® Blue Business Cash Card, please click here.

More about American Express® Blue Business Cash Card:
Read Our American Express® Blue Business Cash Card Review
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