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If you are as crazy about sports as we are, you probably have a team loyalty credit card or are thinking of getting one. Using a sports credit card is not only a great way to show support for your team, it can also be your ticket to discounts on team merchandise and even game tickets.

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5% cash backNHL® Discover it® Card

For example, NHL® Discover it® Card, a must-have card for all NHL® fans (in my opinion), lets you get 10% off your purchases at Shop.NHL.com.

These days you have a lot choice when it comes to supporting your team (shirts, mugs, facebook), but using a team credit card takes being a fan to a different level. While wearing a team shirt or cap is a great way to show your loyalty, there is nothing quite as satisfying as smugly watching someone force a smile as they accept a credit card from a team they hate. And who in their right mind would refuse a payment?

Contrary to popular warnings about sports credit cards taking you for a ride with high APRs, in actual fact many sports credit cards come with the same APR rates you would get with highly-rated credit cards. Still I suggest you always pay your credit card bill in full each month so you can enjoy the gain (rewards) without the pain (paying an APR).

Some sports cards can even double as a low interest credit card or a balance transfer credit card. For example, NHL® Discover it® Card from Discover comes with 0% intro APR on purchases and balance transfers for 14 months. That gives you plenty of time to pay off purchases and balances before the standard 11.49% - 23.49% variable APR for balance transfers and purchases kicks in.

The great basketball coach Jim Valvano is quoted as saying that failure and rejection are only the first step to succeeding and that definitely holds true for most sports. But applying for a credit card could be compared to an extreme sport because getting your application rejected could damage your credit score. So before applying, make sure you know your credit score and only apply for the card you want when your score is high enough. Having a good credit score will also help you get the best available APR.

If you are ready to take your passion for sports to your wallet, then take a look at our pick of sports credit cards offering team designs, rewards points and/or discounts!

NHL® Discover it® Card is one of our favorite sports credit cards. You can pick your team card art to show your support (click "apply now" to choose your team). The discount of 10% off at Shop.NHL.com which you get with this card helps you get more fan gear for your bucks. You also get 10% off NHL.TV™. But the biggest benefit of using this card is that you earn 5% cash back on you spending in categories that change every quarter (up to the quarterly maximum) when you sign up. Earn 1% cash back on your other purchases. You also get access to Discover Deals, which gives you discounts and extra cash back when you shop both online and in actual stores and restaurants. This card now comes with a bonus offer in which Discover will automatically give you a dollar-for-dollar match of all the cash back you've earned at the end of your first year. This offer is only for new cardmembers, and makes this a very rewarding card to use not just for NHL shopping, but for all of your purchases. Enjoy 0% intro APR on purchases and balance transfers for 14 months followed by 11.49% - 23.49% variable APR. Track your recent FICO® Credit Scores for free in a single easy-to-read chart (online and on monthly statements) and use the Freeze It® on/off switch on the mobile app or online to prevent new purchases, cash advances & balance transfers on misplaced cards in seconds. This card has no late fee, no overlimit fee and no foreign transaction fee. No annual fee.

Read our review of NHL® Discover it® Card for more info.

This card offer is no longer available through GET.com! However, click here to check out our Best Rated Credit Cards.