SunTrust is an American bank holding company that operates 1,497 bank branches and 2,243 ATMs across southern states. SunTrust delivers a full suite of financial products and services to a broad range of consumer, business, and institutional clients including deposit, credit, trust and investment services. Through its various subsidiaries the company provides mortgage banking, asset management, securities brokerage, and capital market services.

Below is a selection of SunTrust Bank credit cards.

  • Cash Back Credit Card

    
        Cash Back Credit Card

    Cash Back Credit Card

    • Our Rating:
    • Our Rating:
    • 3.60/5
    • Your Rating:
    Rate This Card

    Limited-Time Offer: Apply now and get a 20% deposit bonus every time you call to electronically redeem your cash back into a SunTrust checking, savings or money market account through December 31, 2015 (10% thereafter).

    Why we like it
    • Limited-Time Offer: Apply now and get a 20% deposit bonus every time you call to electronically redeem your cash back into a SunTrust checking, savings or money market account through December 31, 2015 (10% thereafter).
    • Earn 2% Cash Back on the first $6,000 spent annually on gas and grocery store qualifying purchases.1
    • Once you reach the $6,000 annual cap, you’ll earn 1% on all qualifying purchases for gas and groceries, without a spending cap. The cap resets each new calendar year.1
    • In addition, earn an Unlimited 1% on all other qualifying purchases such as dining out, movie tickets, drycleaning, or maximize your cash back with recurring payments such as cable, internet, phone, and more.1
    • Redeem three ways - Statement Credit, Check or Electronic Deposit

    Intro APR

    0.00% Introductory APR for the first twelve months.

    Regular APR

    Variable APR of 14.99% - 21.99% based on your creditworthiness.

    Annual Fee

    No annual fee
    Why we like it
    • Earn cash back on qualifying purchases.
    • No annual fee.

    Intro APR

    0.00% Introductory APR for the first twelve months.

    Regular APR

    Variable APR of 14.99% - 21.99% based on your creditworthiness.

    Annual Fee

    No annual fee
    • Limited-Time Offer: Apply now and get a 20% deposit bonus every time you call to electronically redeem your cash back into a SunTrust checking, savings or money market account through December 31, 2015 (10% thereafter).
    • Earn 2% Cash Back on the first $6,000 spent annually on gas and grocery store qualifying purchases.1
    • Once you reach the $6,000 annual cap, you’ll earn 1% on all qualifying purchases for gas and groceries, without a spending cap. The cap resets each new calendar year.1
    • In addition, earn an Unlimited 1% on all other qualifying purchases such as dining out, movie tickets, drycleaning, or maximize your cash back with recurring payments such as cable, internet, phone, and more.1
    • Redeem three ways - Statement Credit, Check or Electronic Deposit
  • SunTrust Secured Credit Card

    SunTrust Secured Credit Card

    SunTrust Secured Credit Card

    • Our Rating:
    • Our Rating:
    • 3.50/5
    • Your Rating:
    Rate This Card

    Earn cash back on qualifying purchases, no annual fee, reports your payment history to credit bureaus.

    Why we like it
    • Builds or establishes credit. When you use your card, we report your payment history to the major credit bureaus, helping you to build or restore your credit.
    • Works just like a regular credit card. A SunTrust Secured Credit Card with Cash Rewards gives you the ability to do things like rent a car with ease and make purchases with a sense of security. It also provides additional benefits such as Purchase Assurance and Extended Warranty. And you'll earn cash back.
    • Helps control your spending. Once you're approved, you will establish your SunTrust Secured Credit Card with Cash Rewards credit limit by opening a SunTrust Secured Savings Account with a one-time deposit. The minimum deposit amount is $300 and the maximum can be up to the total of your approved credit limit.
    • Earn 2% Cash Back on the first $6,000 spent annually on gas and grocery store qualifying purchases.1 Once you reach the $6,000 annual cap, you’ll earn 1% on all qualifying purchases for gas and groceries without a spending cap. The cap resets each new calendar year.1
    • In addition, earn an Unlimited 1% on all other qualifying purchases such as dining out, movie tickets and dry-cleaning. Or, maximize your cash back with recurring payments such as cable, internet, phone and more.1
    • As a bonus, each time you call to redeem your Cash Rewards into a regular SunTrust checking, savings, or money market account, you earn an additional 10% bonus on the cash back redeemed (Excludes Secured Savings Account).1 For example, redeem $50, and earn an additional $5.
    • Cash Back Bonus—Client Exclusive Cash in even more. Get a cash back bonus of 10%, 25% or more2 based on your deposit relationship with SunTrust, when you redeem your cash back directly into a SunTrust Checking, Savings or Money Market account.Find Your Checking Account >
    • Flexible Rewards OptionsEnjoy hundreds of redemption options, including cash back, e-gift cards, travel and more. Access and redeem rewards online at suntrust.com/rewards.
    • Enjoy Free Access To Your FICO® Score Updated Monthly As a SunTrust credit cardholder, your FICO® Score will be available in Online Banking. It'll be accompanied by insights into what's affected your score, and credit education to help you stay on track.Learn More >
    • EMV Chip Technology Enhanced security and greater acceptance on purchases at chip terminals in the US and abroad.Learn More >
    • SunTrust Platinum MasterCard® Cardholder Benefits Shopping. Travel. Convenience. Protection. Take advantage of all the benefits and support that only come from MasterCard®.See the Platinum Benefits Guide >

    Credit Required

    Bad, Fair
    Why we like it
    • Earn cash back on qualifying purchases, no annual fee, reports your payment history to credit bureaus.
    We least like
    • Annual fee.

    Credit Required

    Bad, Fair
    • Builds or establishes credit. When you use your card, we report your payment history to the major credit bureaus, helping you to build or restore your credit.
    • Works just like a regular credit card. A SunTrust Secured Credit Card with Cash Rewards gives you the ability to do things like rent a car with ease and make purchases with a sense of security. It also provides additional benefits such as Purchase Assurance and Extended Warranty. And you'll earn cash back.
    • Helps control your spending. Once you're approved, you will establish your SunTrust Secured Credit Card with Cash Rewards credit limit by opening a SunTrust Secured Savings Account with a one-time deposit. The minimum deposit amount is $300 and the maximum can be up to the total of your approved credit limit.
    • Earn 2% Cash Back on the first $6,000 spent annually on gas and grocery store qualifying purchases.1 Once you reach the $6,000 annual cap, you’ll earn 1% on all qualifying purchases for gas and groceries without a spending cap. The cap resets each new calendar year.1
    • In addition, earn an Unlimited 1% on all other qualifying purchases such as dining out, movie tickets and dry-cleaning. Or, maximize your cash back with recurring payments such as cable, internet, phone and more.1
    • As a bonus, each time you call to redeem your Cash Rewards into a regular SunTrust checking, savings, or money market account, you earn an additional 10% bonus on the cash back redeemed (Excludes Secured Savings Account).1 For example, redeem $50, and earn an additional $5.
    • Cash Back Bonus—Client Exclusive Cash in even more. Get a cash back bonus of 10%, 25% or more2 based on your deposit relationship with SunTrust, when you redeem your cash back directly into a SunTrust Checking, Savings or Money Market account.Find Your Checking Account >
    • Flexible Rewards OptionsEnjoy hundreds of redemption options, including cash back, e-gift cards, travel and more. Access and redeem rewards online at suntrust.com/rewards.
    • Enjoy Free Access To Your FICO® Score Updated Monthly As a SunTrust credit cardholder, your FICO® Score will be available in Online Banking. It'll be accompanied by insights into what's affected your score, and credit education to help you stay on track.Learn More >
    • EMV Chip Technology Enhanced security and greater acceptance on purchases at chip terminals in the US and abroad.Learn More >
    • SunTrust Platinum MasterCard® Cardholder Benefits Shopping. Travel. Convenience. Protection. Take advantage of all the benefits and support that only come from MasterCard®.See the Platinum Benefits Guide >
  • Travel, Dining & Entertainment Credit Card

    Travel, Dining & Entertainment Credit Card

    Travel, Dining & Entertainment Credit Card

    • Our Rating:
    • Our Rating:
    • 3.50/5
    • Your Rating:
    Rate This Card

    No annual fee.

    Why we like it
    • Earn points toward gift cards, sporting goods, electronics and video games, travel and home accessories
    • Enrollment is automatic with approval
    • Redeem for travel on all major airlines with no blackout dates
    • There’s no limit to how many SunPoints you can earn
    • Once your SunPoints appear in your SunTrust Rewards account balance, you can redeem them anytime. Visit www.suntrust.com/rewards or call the SunTrust Rewards Call Center at 800.255.7125 (8:00 a.m.-12:00 a.m. ET, Monday-Friday and 9:00 a.m.-10:00 p.m. ET Saturday and Sunday)
    • Chip Technology – Provides greater international acceptance when traveling to other countries where many merchants have already converted their card reading equipment to accept cards with microchips
    • MasterAssist Travel Assistance - Travel/trip planning and doctor, lawyer, embassy, etc., referrals when traveling 100 or more miles from home
    • Luxury Hotels and Resorts Portfolio - Hotel extras, such as upgrades, early check-in/late check-out, breakfast and much more
    • Travel Accident Insurance - Covers you and your family against accidental death or serious injury up to $250,000
    • Baggage Delay - Reimburses you for replacing essential personal or business items in delayed baggage
    • Trip Cancellation - Protects you and your family against forfeited, non-refundable and unused payments and deposits if your trip is interrupted or cancelled
    • MasterRental/CDW - Pays for covered damages to a rental vehicle

    Intro APR

    0.00% Introductory APR for the first twelve months.

    Regular APR

    Variable APR will be 14.99% - 21.99% based on your creditworthiness.

    Annual Fee

    No annual fee
    Why we like it
    • No annual fee.
    • Travel benefits.
    • Earn points that can be redeemed for travel.
    We least like
    • No bonus offer.

    Intro APR

    0.00% Introductory APR for the first twelve months.

    Regular APR

    Variable APR will be 14.99% - 21.99% based on your creditworthiness.

    Annual Fee

    No annual fee
    • Earn points toward gift cards, sporting goods, electronics and video games, travel and home accessories
    • Enrollment is automatic with approval
    • Redeem for travel on all major airlines with no blackout dates
    • There’s no limit to how many SunPoints you can earn
    • Once your SunPoints appear in your SunTrust Rewards account balance, you can redeem them anytime. Visit www.suntrust.com/rewards or call the SunTrust Rewards Call Center at 800.255.7125 (8:00 a.m.-12:00 a.m. ET, Monday-Friday and 9:00 a.m.-10:00 p.m. ET Saturday and Sunday)
    • Chip Technology – Provides greater international acceptance when traveling to other countries where many merchants have already converted their card reading equipment to accept cards with microchips
    • MasterAssist Travel Assistance - Travel/trip planning and doctor, lawyer, embassy, etc., referrals when traveling 100 or more miles from home
    • Luxury Hotels and Resorts Portfolio - Hotel extras, such as upgrades, early check-in/late check-out, breakfast and much more
    • Travel Accident Insurance - Covers you and your family against accidental death or serious injury up to $250,000
    • Baggage Delay - Reimburses you for replacing essential personal or business items in delayed baggage
    • Trip Cancellation - Protects you and your family against forfeited, non-refundable and unused payments and deposits if your trip is interrupted or cancelled
    • MasterRental/CDW - Pays for covered damages to a rental vehicle