The Synovus Financial Corporation is a financial services company. It provides commercial and retail banking, investment, and mortgage services to customers through 29 locally branded divisions in five states across the Southeast.

Below is a selection of Synovus credit cards.

Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least liket_cc_credit_requiredRelated links
Synovus Visa<sup>®</sup> Platinum

Synovus Visa® Platinum

Synovus Visa<sup>®</sup> Platinum
  • Our Rating:
  • Our Rating:
  • 3.80/5
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  • 0% introductory APR on purchases, balance transfers and overdraft protection transfers for the first 6 months; then, a variable APR of 7.74%–21.74%2
  • Quick and easy payments everywhere Visa® credit cards are accepted worldwide
  • An embedded chip that provides another layer of security
  • Easy tracking of expenses for each card number in the account
  • No fee for balance transfers when requested at account opening or by calling 1-888-SYNOVUS (1-888-796-6887)
  • Visa’s Zero Liability® protection policy3
  • Ability to set separate spending limits for each card
  • Visa® benefits, including emergency card and cash replacement
  • Option to enroll in Visa Checkout® and shop online quickly, easily and safely
  • Online tracking and account management through CardView
  • Account access through Online Banking and Mobile Banking

0% on purchases and balance transfers for the first 6 months after account opening

7.74% - 21.74%

No Annual Fee

Why we like it
  • No Annual Fee.
Excellent
Synovus Cash Rewards Visa<sup>®</sup> Platinum

Synovus Cash Rewards Visa® Platinum

Synovus Cash Rewards Visa<sup>®</sup> Platinum
  • Our Rating:
  • Our Rating:
  • 3.50/5
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  • 0% introductory APR on purchases, balance transfers and overdraft protection transfers for the first 6 months; then, a variable APR of 7.74%–21.74%2
  • Quick and easy payments everywhere Visa® credit cards are accepted worldwide
  • An embedded chip that provides another layer of security
  • Easy tracking of expenses for each card number in the account
  • No fee for balance transfers when requested at account opening or by calling 1-888-SYNOVUS (1-888-796-6887)
  • Visa’s Zero Liability® protection policy3
  • Ability to set separate spending limits for each card
  • Visa® benefits, including emergency card and cash replacement
  • Option to enroll in Visa Checkout® and shop online quickly, easily and safely
  • Online tracking and account management through CardView
  • Account access through Online Banking and Mobile Banking

0% introductory Annual Percentage Rate (APR) on purchases and balance transfers and overdraft protection transfers for the first 6 months after account opening

variable APR, of 7.74% - 21.74%

No Annual Fee

Purchase Perks Visa<sup>®</sup> Platinum Credit Card - Premier

Purchase Perks Visa® Platinum Credit Card - Premier

Purchase Perks Visa<sup>®</sup> Platinum Credit Card - Premier
  • Our Rating:
  • Our Rating:
  • 3.40/5
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  • Double points for the first 90 days
  • $0 intro annual fee for first year, after which an annual fee applies
  • Opportunity to earn 1 point for every $1 in qualifying net purchases (purchases less returns and merchant credits)
  • Double points for the first 90 days
  • Option to combine points earned on both personal and Business Platinum credit cards
  • Online points redemption at MyPurchasePerks.com
  • 0% introductory Annual Percentage Rate (APR) on purchases and balance transfers and overdraft protection transfers for the first 6 months after account opening; after that, a variable APR, of 7.49% - 21.49%, based on your creditworthiness and other factors.2
  • Chip-enabled, adding an extra layer of security when they're used at a chip terminal.
  • 24/7 online access through CardView®
  • Worldwide acceptance
  • Protected by Visa's Zero Liability policy3
  • Option to set separate spending limits for each card
  • See points balance on your monthly statement or at MyPurchasePerks.com
  • Enroll your credit cards in Visa Checkout and shop online quickly, easily and safely.
  • Additional Visa Benefits are included: $500,000 Travel Accident Insurance $5,000 Lost Luggage Reimbursement $1,500 Hotel/Motel Burglary Reimbursement Emergency Evacuation and Transportation Coverage Concierge Services Travel and Emergency Assistance Services Emergency Card and Cash Replacement Auto Rental Collision Damage Waiver
  • $500,000 Travel Accident Insurance
  • $5,000 Lost Luggage Reimbursement
  • $1,500 Hotel/Motel Burglary Reimbursement
  • Emergency Evacuation and Transportation Coverage
  • Concierge Services
  • Travel and Emergency Assistance Services
  • Emergency Card and Cash Replacement
  • Auto Rental Collision Damage Waiver

0% introductory Annual Percentage Rate (APR) on purchases and balance transfers and overdraft protection transfers for the first 6 months after account opening

variable APR, of 7.49% - 24.49%

$0 introductory annual fee for the first year, after that $50 annual fee