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HighlightsCredit Card Feature
Things We LikeSigning bonus of 10,000 bonus points
Our Least Favorite No low intro APR on balance transfers
Our Verdict Great card to earn 3 points per dollar in the category of your choosing

is a rewards business credit card that gives you control on the rewards you earn. What I like about this card is that cardholders can earn 3 points per $1 spent on net purchases in one of the following three categories: travel & entertainment, automobile and day-to-day expenses. There is also a special bonus offer which I think is really beneficial, since you only have to spend $500 in net purchases within the first 90 days of membership to receive 10,000 bonus points. To top it off, you wont have to pay annual fees to be a cardholder.

Does offer what you are looking for in a credit card? Read the pros and cons in this review to find out.

Things We Like About

. This card doesn't require you to pay a yearly fee to be a cardholder.

Receive 10,000 bonus points. After you get approved for your card and you spend $500 or more in net purchases within 90 days of account opening, you will be awarded 10,000 bonus points. It will take 6 to 8 weeks after you have spent the required amount for these bonus points to be credited to your reward account.

Earn 3 points per dollar. This card lets you earn triple points on net purchases you make in the category of your choosing. The category choice is made when you apply for the card. These are the three categories you can choose from:

- Day-to-Day Expenses. This category offers an incredible range of regular spending, such as utilities, professional services, office supplies, shipping, advertising and more.

- Automotive. Car washes, repairs, gas, and tolls are some of the things you can use your card for that will give you 3 points per dollar if you choose this category.

- Travel and Entertainment. Covers airlines, auto rental, hotels, restaurants and travel agencies.

You earn these points for net purchases, meaning purchases minus returns and credits.

Earn 1 point per dollar on all other net purchases. No matter what category you choose you will receive one point per dollar on all your other purchases.

Redeem your rewards with flexibility. You also get to choose how you want to redeem your points. Some options are popular merchant gift cards, name brand merchandise, travel or statement credit.

. After that, there is a , based on your creditworthiness. This will be beneficial if you plan on making a large purchase that you will be paying off within the first 9 billing cycles.

Earn unlimited points. There is no cap on the amount of points that you can earn with this card so you can make the most of all your purchases.

Our Least Favorite Things About

No introductory 0% APR on balance transfers. You'll start off with a on balance transfers, depending on your credit score.

is a business card that could be a good choice for you if you do most of your spending in one of these three categories: day-to-day expenses, automotive or travel and entertainment, as it gives you 3 points for each dollar spent (on net purchases) in the chosen category and 1 point per dollar on all other net purchases. After making net purchases totalling just $500 during the first 90 days of cardmembership you will receive 10,000 bonus points. You don't have to pay an annual fee, and for the first 9 billing cycles there is a 0% intro APR on purchases ( thereafter). So you will be earning points on all net purchases you make during the first 9 billing cycles, without paying interest!


This card offer is currently unavailable through! However, click here to check out our best rated Business Credit Cards.