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HighlightsCredit Card Feature
Things We Like0% intro APR on purchases and balance transfers for 12 billing cycles
Our Least Favorite No rewards
Our Verdict Great card for low intro APR and no annual fee

U.S. Bank Business Edge™ Platinum is a business credit card issued by US Bank (USB) that helps business owners manage their spending in an easy and convenient way. This Visa (V) card doesn't have any annual fee and provides online tools to make the management of your spending simpler and less time-consuming. However, there are some features lacking in this card.

Here is our review of U.S. Bank Business Edge™ Platinum, so that you can see what the downsides are, and if this is the best business credit card for you.

Things We Like About U.S. Bank Business Edge™ Platinum

No annual fee. While many business cards have an annual fee, you can enjoy this business card for free, both for you and your employees.

0% intro APR on purchases for the first 12 billing cycles. You can use this card to make big-ticket purchases and repay them within the first year of card membership. After that you will have a 10.74% - 18.74% variable APR on purchases depending on your creditworthiness. This will be very useful if you need to buy costly office equipment like computers or have big travel expenses.

0% intro APR on balance transfers for the first 12 billing cycles. This is convenient if you want to transfer a balance to this card and repay it interest-free within the first year. After this introductory period, you will have to pay 10.74% - 18.74% variable APR based on your credit worthiness.

Save up to 20% on qualifying purchases made at participating merchants. After enrolling for free on Visa SavingsEdge, you will enjoy up to 20% discount at participating retailers.

Zero fraud liability. If your card is lost or stolen, you won't be liable to pay for fraudulent transactions.

Employee cards are free. You can get employee credit cards and track their business spending without having to pay any annual fees.

Monitor your card spending with Scoreboard, an online business tool that allows you to view your spending by time periods and expense type, as well as view the statistics of your regular spending, and compare with the industry trends.

Enjoy access to Connect, an online US Bank site that provides business owners with tools, resources and information to help them manage their businesses.

Pay your bills online with this card and save time while paying your bills in a more convenient way.

Enjoy 24-hour US-based phone support. Enjoy domestic phone support all day long and every day of the week.


Our Least Favorite Things About U.S. Bank Business Edge™ Platinum

You don't earn rewards on your spending. Unlike other business cards, you don't earn any points, cash back or miles on your spending. However you can earn up to 20% discount at participating merchants after enrolling for free with Visa SavingsEdge. If you want a US Bank business card that gives you cash back, you could consider

No signing bonus. This U.S. Bank Business Edge™ Platinum doesn't come with a signing bonus for new cardmembers, which is a downer.

U.S. Bank Business Edge™ Platinum is a business credit card that offers 0% intro APR on purchases and balance transfers for 12 billing cycles (10.74% - 18.74% variable APR for purchases and balance transfers thereafter). This card is quite simple in that it doesn't have any rewards program, although it does let you enroll in Visa SavingsEdge which gives you discounts when you purchase from participating retailers.

To apply for U.S. Bank Business Edge™ Platinum click here to go to the US Bank official website.

This card offer is currently unavailable through GET.com! However, click here to check out our best rated Business Credit Cards.