VISA cards are one of the most widely accepted credit cards in the world, and I think everyone should have at least one VISA credit card in his or her wallet. Many of you may think that VISA is a credit card issuer, but in reality, it isn't, as it is a payment network to which many banks are affiliated with. Most benefits (for example, a rewards program) that come with VISA cards are offered by the banks themselves, but VISA also offers many of its own benefits, through its traditional VISA and VISA Signature tiers. With so many VISA cards out there, it can be very confusing for you to decide which is the best card to get.

GET.com's best VISA cards

Best ForCredit Card
TravelChase Sapphire Preferred® Card
HotelCiti® Hilton HHonors™ Visa Signature® Card
Balance transferChase Slate®
Cash backBankAmericard Cash Rewards™ Credit Card

To help you out, we have listed below some of our best rated VISA credit cards in America with the most generous rewards and cash back that are available in the market right now.

Best Visa Rewards Card With Travel Benefits And A Huge Bonus Offer

  • Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®

    Why we like it
    • Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®
    • Named Best Credit Card for Flexible Travel Redemption - Kiplinger's Personal Finance, July 2016
    • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
    • Earn 5,000 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening
    • No foreign transaction fees
    • 1:1 point transfer to leading airline and hotel loyalty programs
    • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 50,000 points are worth $625 toward travel
    • No blackout dates or travel restrictions - as long as there's a seat on the flight, you can book it through Chase Ultimate Rewards
    APPLY NOWAt Chase's secure website

    Regular APR

    16.49% - 23.49% Variable

    Annual Fee

    Introductory Annual Fee of $0 the first year, then $95

    Credit Required

    Excellent
    APPLY NOWAt Chase's secure website
    Why we like it
    • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 50,000 points are worth $625 toward travel.
    • 1:1 point transfer to leading airline and hotel loyalty programs.

    Regular APR

    16.49% - 23.49% Variable

    Annual Fee

    Introductory Annual Fee of $0 the first year, then $95

    Credit Required

    Excellent
    • Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®
    • Named Best Credit Card for Flexible Travel Redemption - Kiplinger's Personal Finance, July 2016
    • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
    • Earn 5,000 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening
    • No foreign transaction fees
    • 1:1 point transfer to leading airline and hotel loyalty programs
    • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 50,000 points are worth $625 toward travel
    • No blackout dates or travel restrictions - as long as there's a seat on the flight, you can book it through Chase Ultimate Rewards
    APPLY NOWAt Chase's secure website
Chase Sapphire Preferred® Card, issued by JPMorgan Chase, is one of the best travel rewards Visa cards to get as it currently offers 50,000 bonus points worth $625 in travel credit to new sign-ups after spending $4,000 within the first 3 months, as well as 5,000 bonus points when new cardholders add an authorized user and make an eligible purchase within the first 3 months. You get 1 point for each $1 spent on all purchases, and 2 points for each $1 spent at restaurants worldwide or on airfare, hotels, taxis and trains. As well as offering excellent travel insurance benefits, this card also gives you 1:1 point transfer to leading airline and hotel loyalty programs at full value (1,000 Chase Ultimate Rewards points convert to 1,000 partner miles/points). There is an intro annual fee of $0 for the first year, then $95.

Click here to read our review of Chase Sapphire Preferred® Card.

Best Visa Hilton Credit Card With Bonus Offer And No Annual Fee

  • Earn 75,000 Hilton HHonors™ Bonus Points after making $2,000 in purchases within the first 3 months of account opening*.

    Why we like it
    • Earn 75,000 Hilton HHonors™ Bonus Points after making $2,000 in purchases within the first 3 months of account opening*
    • Earn 6 HHonors Bonus Points for each $1 spent at any participating hotel within the Hilton Portfolio.*
    • Earn 3 HHonors Bonus Points for each $1 spent on purchases at supermarkets, drugstores and gas stations.*
    • Earn 2 HHonors Bonus Points for each $1 spent on all other purchases.*
    • Enjoy the benefits of HHonors Silver status as long as you are a cardmember*
    • No annual fee.*
    APPLY NOWAt Citi's secure website

    Regular APR

    15.99% - 19.99%* (Variable)

    Annual Fee

    No annual fee.*

    Credit Required

    Excellent
    APPLY NOWAt Citi's secure website
    Why we like it
    • Earn 75,000 Hilton HHonors™ Bonus Points after making $2,000 in purchases within the first 3 months of account opening*.
    • Earn 3 HHonors Bonus Points for each $1 spent on purchases at supermarkets, drugstores and gas stations.*.
    We least like
    • No intro APR on purchases or balance transfers.

    Regular APR

    15.99% - 19.99%* (Variable)

    Annual Fee

    No annual fee.*

    Credit Required

    Excellent
    • Earn 75,000 Hilton HHonors™ Bonus Points after making $2,000 in purchases within the first 3 months of account opening*
    • Earn 6 HHonors Bonus Points for each $1 spent at any participating hotel within the Hilton Portfolio.*
    • Earn 3 HHonors Bonus Points for each $1 spent on purchases at supermarkets, drugstores and gas stations.*
    • Earn 2 HHonors Bonus Points for each $1 spent on all other purchases.*
    • Enjoy the benefits of HHonors Silver status as long as you are a cardmember*
    • No annual fee.*
    APPLY NOWAt Citi's secure website
Citi® Hilton HHonors™ Visa Signature® Card, a partner card, is a Visa credit card designed for Hilton customers. Limited time offer: Earn 75,000 Hilton HHonors™ Bonus Points after you make $2,000 in purchases within the first 3 months after account opening. You earn 6 HHonors Bonus Points for each $1 spent at participating hotels in the Hilton Portfolio, 3 HHonors Bonus Points for each $1 spent on purchases at supermarkets, drugstores and gas stations (which can help you earn reward nights fast), and 2 HHonors Bonus Points for each $1 spent on all other purchases. You also enjoy HHonors Silver status as long as you are a cardmember, and all that with no annual fee.

Read our review of Citi® Hilton HHonors™ Visa Signature® Card here.

Best Visa Card For Cash Back In Changing Categories

  • Chase Freedom<sup>®</sup>
    • Our Rating:
    • Our Rating:
    • 4.85/5
    • User Rating:
    • 3.00/5
    Rate This Card

    Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening

    Why we like it
    • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
    • Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate
    • Unlimited 1% cash back on all other purchases - it's automatic
    • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 15.49-24.24%. Balance transfer fee is 5% of the amount transferred, $5 minimum
    • Enjoy new 5% categories every 3 months
    • Cash Back rewards do not expire as long as your account is open
    • No annual fee
    APPLY NOWAt Chase's secure website

    Intro APR

    0% Intro APR for 15 months from account opening on purchases and balance transfers

    Regular APR

    15.49% - 24.24% Variable

    Annual Fee

    $0

    Credit Required

    Good, Excellent
    APPLY NOWAt Chase's secure website
    Why we like it
    • Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories every 3 months. Unlimited 1% cash back on all other purchases.
    We least like
    • 5% cash back on combined purchases in bonus categories capped at $1,500 per quarter.
    • Has foreign transaction fees.

    Intro APR

    0% Intro APR for 15 months from account opening on purchases and balance transfers

    Regular APR

    15.49% - 24.24% Variable

    Annual Fee

    $0

    Credit Required

    Good, Excellent
    • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
    • Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate
    • Unlimited 1% cash back on all other purchases - it's automatic
    • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 15.49-24.24%. Balance transfer fee is 5% of the amount transferred, $5 minimum
    • Enjoy new 5% categories every 3 months
    • Cash Back rewards do not expire as long as your account is open
    • No annual fee
    APPLY NOWAt Chase's secure website
Chase Freedom® is a rewarding cash back credit card that comes with 0% intro APR for 15 months for purchases and balance transfers (balance transfer fee is either $5 or 5% of the amount of each transfer, whichever is greater), with 15.49% - 24.24% variable APR for balance transfers and purchases after that. It also has an offer which lets you earn a $150 bonus after spending $500 on purchases within your first 3 months after account opening. If you add your first authorized user and make a purchase within this same 3-month period, you will earn a $25 bonus. The real saving power of this no annual fee card is the unlimited 1% cash back you earn on every purchase, and the 5% cash back you earn on up to $1,500 of combined purchases you make in bonus categories each quarter. The 5% cash back categories that change every 3 months.

Read our full Chase Freedom® review to find out more.

Best Visa Credit Card For Balance Transfers

  • Chase Slate<sup>®</sup>
    • Our Rating:
    • Our Rating:
    • 4.30/5
    • User Rating:
    • 3.67/5
    Rate This Card

    Save with a $0 introductory balance transfer fee, 0% introductory APR for 15 months on purchases and balance transfers, and $0 annual fee. Plus, receive your Monthly FICO® Score for free.

    Why we like it
    • $0 Introductory balance transfer fee for transfers made during the first 60 days of account opening
    • 0% Introductory APR for 15 months on purchases and balance transfers
    • Monthly FICO® Score and Credit Dashboard for free
    • No Penalty APR - Paying late won't raise your interest rate (APR). All other account pricing and terms apply
    • $0 Annual Fee
    APPLY NOWAt Chase's secure website

    Intro APR

    0% Introductory APR for 15 months on purchases and balance transfers

    Regular APR

    15.49% - 24.24% Variable

    Annual Fee

    $0

    Credit Required

    Good, Excellent
    APPLY NOWAt Chase's secure website
    Why we like it
    • Save with a $0 introductory balance transfer fee, 0% introductory APR for 15 months on purchases and balance transfers, and $0 annual fee. Plus, receive your Monthly FICO® Score for free.

    Intro APR

    0% Introductory APR for 15 months on purchases and balance transfers

    Regular APR

    15.49% - 24.24% Variable

    Annual Fee

    $0

    Credit Required

    Good, Excellent
    • $0 Introductory balance transfer fee for transfers made during the first 60 days of account opening
    • 0% Introductory APR for 15 months on purchases and balance transfers
    • Monthly FICO® Score and Credit Dashboard for free
    • No Penalty APR - Paying late won't raise your interest rate (APR). All other account pricing and terms apply
    • $0 Annual Fee
    APPLY NOWAt Chase's secure website
Chase Slate® is a Visa credit card from Chase with special balance transfer benefits. This card has a $0 introductory balance transfer fee for any transfers you make within 60 days of account opening. This is a rare benefit, as most credit cards charge 3% of each balance transfer. The 0% introductory APR for 15 months on purchases and balance transfers gives you time to pay off your balance before the 15.49% - 24.24% variable APR comes into effect. Benefits include access to your free Monthly FICO® Score and a Credit Dashboard, and no penalty APR (so paying late won't raise your APR). This card has a $0 annual fee.

Find out more in our Chase Slate® review.

Best Visa Card for Unlimited Cash Back

  • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening.

    Why we like it
    • Unlimited 1.5% cash back on every purchase - it's automatic
    • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
    • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 15.49-24.24%. Balance transfer fee is 5% of the amount transferred, $5 minimum
    • Redeem for cash - any amount, anytime
    • Cash Back rewards do not expire as long as your account is open
    • No annual fee
    APPLY NOWAt Chase's secure website

    Intro APR

    0% Intro APR for 15 months from account opening on purchases and balance transfers

    Regular APR

    15.49% - 24.24% Variable

    Annual Fee

    $0

    Credit Required

    Good, Excellent
    APPLY NOWAt Chase's secure website
    Why we like it
    • Unlimited 1.5% cash back on every purchase - it's automatic.
    • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening.

    Intro APR

    0% Intro APR for 15 months from account opening on purchases and balance transfers

    Regular APR

    15.49% - 24.24% Variable

    Annual Fee

    $0

    Credit Required

    Good, Excellent
    • Unlimited 1.5% cash back on every purchase - it's automatic
    • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
    • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 15.49-24.24%. Balance transfer fee is 5% of the amount transferred, $5 minimum
    • Redeem for cash - any amount, anytime
    • Cash Back rewards do not expire as long as your account is open
    • No annual fee
    APPLY NOWAt Chase's secure website
Chase Freedom Unlimited℠. As a new member, enjoy a generous bonus of $150 after you spend $500 or more on purchases within the first 3 months of card membership! With this card not only do you get unlimited 1.5% cash back automatically on all the purchases you make, but each quarter you also don't need to activate it. With most cash back cards you receive 1% cash back, so the 1.5% that this card gives you is quite a bit in comparison. Just keep in mind that Chase Freedom Unlimited℠ also has 5% balance transfer fee ($5 minimum) of whatever amount you transfer. This card you gives you no annual fee and a lengthy 0% intro APR for 15 months from account opening on purchases and balance transfers, after that a standard 15.49% - 24.24% variable APR applies.

Read our review of Chase Freedom Unlimited℠ here.

Best Visa Cash Back Credit Cards For Gas And Groceries

  • $100 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening

    Why we like it
    • No annual fee
    • $100 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
    • Earn 1% cash back on every purchase, 2% at grocery stores and wholesale clubs, and 3% on gas up to the first $2,500 in combined grocery/wholesale club/gas purchases each quarter
    • No changing categories and no expiration on rewards
    • 0% Introductory APR for 12 billing cycles for purchases AND for any balance transfers made in the first 60 days, then, 13.49% - 23.49% Variable APR. 3% fee (min $10) applies to balance transfers
    • Get a 10% customer bonus every time you redeem your cash back into a Bank of America® checking or savings account
    • If you're a Preferred Rewards client, you can increase that bonus to 25% - 75%

    Intro APR

    0% Introductory APR for 12 billing cycles for purchases AND for any balance transfers made in the first 60 days

    Regular APR

    13.49% - 23.49% Variable APR

    Annual Fee

    No annual fee

    Credit Required

    Excellent
    Why we like it
    • $100 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening.
    • Earn 1% cash back on every purchase, 2% at grocery stores and wholesale clubs, and 3% on gas up to the first $2,500 in combined grocery/wholesale club/gas purchases each quarter.
    We least like
    • Foreign transaction fee.

    Intro APR

    0% Introductory APR for 12 billing cycles for purchases AND for any balance transfers made in the first 60 days

    Regular APR

    13.49% - 23.49% Variable APR

    Annual Fee

    No annual fee

    Credit Required

    Excellent
    • No annual fee
    • $100 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
    • Earn 1% cash back on every purchase, 2% at grocery stores and wholesale clubs, and 3% on gas up to the first $2,500 in combined grocery/wholesale club/gas purchases each quarter
    • No changing categories and no expiration on rewards
    • 0% Introductory APR for 12 billing cycles for purchases AND for any balance transfers made in the first 60 days, then, 13.49% - 23.49% Variable APR. 3% fee (min $10) applies to balance transfers
    • Get a 10% customer bonus every time you redeem your cash back into a Bank of America® checking or savings account
    • If you're a Preferred Rewards client, you can increase that bonus to 25% - 75%
BankAmericard Cash Rewards™ credit card is a Visa card issued by Bank of America that lets you earn 1% cash back on each purchase. You earn 2% cash back at grocery stores and wholesale clubs as well as 3% cash back on gas, for the first $2,500 in combined grocery, wholesale clubs and gas purchases each quarter. You get a 10% customer bonus each time you redeem your cash back into a Bank of America® checking or savings account. You can increase that bonus to 25% - 75% if you're a Preferred Rewards client. Click "Apply Now" to learn more about Preferred Rewards. This card has no annual fee and comes with 0% intro APR for 12 billing cycles for purchases and for any balance transfers made in the first 60 days, 13.49% - 23.49% variable APR after. This card comes with many useful benefits.

Read our full review of BankAmericard Cash Rewards™ credit card here.

Best Visa Travel Rewards Credit Card With No Annual Fee

  • 20,000 online bonus points if you make at least $1,000 in purchases in the first 90 days - that can be a $200 statement credit toward travel purchases

    Why we like it
    • Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire
    • 20,000 online bonus points if you make at least $1,000 in purchases in the first 90 days - that can be a $200 statement credit toward travel purchases
    • Use your card to book your trip how and where you want – you’re not limited to specific websites with blackout dates or restrictions
    • Redeem points for a statement credit to pay for flights, hotels, vacation packages, cruises, rental cars, or baggage fees
    • Comes with chip technology for enhanced security and protection at chip-enabled terminals
    • 0% Introductory APR for 12 billing cycles for purchases, then 15.49% - 23.49% Variable APR
    • Get an additional 10% customer points bonus on every purchase when you have an active Bank of America® checking or savings account
    • If you’re a Preferred Rewards client, you can increase that bonus to 25% - 75%.

    Intro APR

    0% Introductory APR for 12 billing cycles for purchases

    Regular APR

    15.49% - 23.49% Variable APR

    Annual Fee

    $0

    Credit Required

    Excellent
    Why we like it
    • Earn unlimited 1.5 points per $1 spent on all purchases.
    • With no annual fee and no foreign transaction fees and your points don't expire.

    Intro APR

    0% Introductory APR for 12 billing cycles for purchases

    Regular APR

    15.49% - 23.49% Variable APR

    Annual Fee

    $0

    Credit Required

    Excellent
    • Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire
    • 20,000 online bonus points if you make at least $1,000 in purchases in the first 90 days - that can be a $200 statement credit toward travel purchases
    • Use your card to book your trip how and where you want – you’re not limited to specific websites with blackout dates or restrictions
    • Redeem points for a statement credit to pay for flights, hotels, vacation packages, cruises, rental cars, or baggage fees
    • Comes with chip technology for enhanced security and protection at chip-enabled terminals
    • 0% Introductory APR for 12 billing cycles for purchases, then 15.49% - 23.49% Variable APR
    • Get an additional 10% customer points bonus on every purchase when you have an active Bank of America® checking or savings account
    • If you’re a Preferred Rewards client, you can increase that bonus to 25% - 75%.
BankAmericard Travel Rewards® credit card lets you earn 20,000 online bonus points, after you make at least $1,000 in purchases within the first 90 days from account opening. Those bonus points can be a $200 statement credit toward travel purchases you make. You earn unlimited 1.5 points per $1 spent on all your purchases, and if you have an active Bank of America® checking or savings account you get an additional 10% customer points bonus on every purchase you make. You can increase that bonus to 25%-75% if you're a Preferred Rewards client (click "Apply Now" to learn about Preferred Rewards). This card has no foreign transaction fee (a big saver when you make purchases outside the US) and no annual fee.

Read our BankAmericard Travel Rewards® credit card review to find out more.

Best Visa Credit Card For United Airlines Flights

  • Special offer: 50,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open

    Why we like it
    • Special offer: 50,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open
    • Check your first bag for free (a savings of up to $100 per roundtrip) when you use your Card to purchase your ticket
    • Enjoy priority boarding privileges and visit the United Club with 2 one-time passes each year for your anniversary
    • No foreign transaction fees
    • Earn 2 miles per $1 spent on tickets purchased from United, and 1 mile per $1 spent on all other purchases
    • Your miles don't expire as long as your credit card account is open, with no limit to the number of miles you can earn
    • Use your miles for any seat, any time, on any United-operated flight at the MileagePlus Standard Award level
    • $95 annual fee
    APPLY NOWAt Chase's secure website

    Regular APR

    16.49% - 23.49% Variable

    Annual Fee

    $95

    Credit Required

    Good, Excellent
    APPLY NOWAt Chase's secure website
    Why we like it
    • Rewards program.
    • $0 foreign transaction fee.
    • Special offer: 50,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open.

    Regular APR

    16.49% - 23.49% Variable

    Annual Fee

    $95

    Credit Required

    Good, Excellent
    • Special offer: 50,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open
    • Check your first bag for free (a savings of up to $100 per roundtrip) when you use your Card to purchase your ticket
    • Enjoy priority boarding privileges and visit the United Club with 2 one-time passes each year for your anniversary
    • No foreign transaction fees
    • Earn 2 miles per $1 spent on tickets purchased from United, and 1 mile per $1 spent on all other purchases
    • Your miles don't expire as long as your credit card account is open, with no limit to the number of miles you can earn
    • Use your miles for any seat, any time, on any United-operated flight at the MileagePlus Standard Award level
    • $95 annual fee
    APPLY NOWAt Chase's secure website
United MileagePlus® Explorer Card is a new Visa Signature card by Chase for people who travel frequently with United Airlines. You earn double miles on tickets purchased from United, and 1 mile per $1 on all other purchases. Your miles can be redeemed for domestic and international flights, car rentals, hotel stays, vacation packages or gift cards. Start with 50,000 bonus miles after you spend $3,000 on purchases in the first 3 months from account opening. Earn 10,000 miles after spending $25,000 in net purchases each year. You will also qualify and receive 5,000 bonus miles after your first purchase and addition of an authorized user to your account; both must occur during the first 3 months from account opening. $0 foreign transaction fee. There is a $95 annual fee.

Click here to read our review of United MileagePlus® Explorer Card.

GET.com's Best Rated Visa Cards

  • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening.

    Why we like it
    • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening.
    • Unlimited 1.5% cash back on every purchase - it's automatic
    • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 15.49-24.24%. Balance transfer fee is 5% of the amount transferred, $5 minimum
    • Redeem for cash - any amount, anytime
    • Cash Back rewards do not expire as long as your account is open
    • No annual fee
    APPLY NOWAt Chase's secure website

    Intro APR

    0% Intro APR for 15 months from account opening on purchases and balance transfers

    Regular APR

    15.49% - 24.24% Variable

    Annual Fee

    $0

    Credit Required

    Good, Excellent
    APPLY NOWAt Chase's secure website
    Why we like it
    • Unlimited 1.5% cash back on every purchase - it's automatic.
    • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening.

    Intro APR

    0% Intro APR for 15 months from account opening on purchases and balance transfers

    Regular APR

    15.49% - 24.24% Variable

    Annual Fee

    $0

    Credit Required

    Good, Excellent
    • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening.
    • Unlimited 1.5% cash back on every purchase - it's automatic
    • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 15.49-24.24%. Balance transfer fee is 5% of the amount transferred, $5 minimum
    • Redeem for cash - any amount, anytime
    • Cash Back rewards do not expire as long as your account is open
    • No annual fee
    APPLY NOWAt Chase's secure website
  • Chase Freedom<sup>®</sup>
    • Our Rating:
    • Our Rating:
    • 4.85/5
    • User Rating:
    • 3.00/5
    Rate This Card

    Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening

    Why we like it
    • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
    • Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate
    • Unlimited 1% cash back on all other purchases - it's automatic
    • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 15.49-24.24%. Balance transfer fee is 5% of the amount transferred, $5 minimum
    • Enjoy new 5% categories every 3 months
    • Cash Back rewards do not expire as long as your account is open
    • No annual fee
    APPLY NOWAt Chase's secure website

    Intro APR

    0% Intro APR for 15 months from account opening on purchases and balance transfers

    Regular APR

    15.49% - 24.24% Variable

    Annual Fee

    $0

    Credit Required

    Good, Excellent
    APPLY NOWAt Chase's secure website
    Why we like it
    • Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories every 3 months. Unlimited 1% cash back on all other purchases.
    We least like
    • 5% cash back on combined purchases in bonus categories capped at $1,500 per quarter.
    • Has foreign transaction fees.

    Intro APR

    0% Intro APR for 15 months from account opening on purchases and balance transfers

    Regular APR

    15.49% - 24.24% Variable

    Annual Fee

    $0

    Credit Required

    Good, Excellent
    • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
    • Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate
    • Unlimited 1% cash back on all other purchases - it's automatic
    • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 15.49-24.24%. Balance transfer fee is 5% of the amount transferred, $5 minimum
    • Enjoy new 5% categories every 3 months
    • Cash Back rewards do not expire as long as your account is open
    • No annual fee
    APPLY NOWAt Chase's secure website
  • Earn $150 cash rewards bonus after spending $1,000 in the first 3 months

    Why we like it
    • Earn $150 cash rewards bonus after spending $1,000 in the first 3 months
    • Earn unlimited 1.5% cash rewards on virtually every purchase
    • Enjoy 1.8% cash rewards on qualified mobile wallet purchases, like Apple Pay® or Android PayTM, during the first 12 months from account opening
    • Cash rewards don't expire as long as your account remains open
    • $0 Annual Fee
    • 0% Intro APR for 12 months on purchases and balance transfers, then a 13.74%-25.74% variable APR; balance transfer fees apply
    • Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Cash Wise Visa® Credit Card
    • Select "Apply Now" to learn more about the product features, terms, and conditions
    APPLY NOWAt Wells Fargo's secure website

    Intro APR

    0% intro APR for 12 months on purchases and balance transfers

    Regular APR

    13.74%-25.74% (Variable)

    Annual Fee

    $0

    Credit Required

    Good, Excellent
    APPLY NOWAt Wells Fargo's secure website

    Intro APR

    0% intro APR for 12 months on purchases and balance transfers

    Regular APR

    13.74%-25.74% (Variable)

    Annual Fee

    $0

    Credit Required

    Good, Excellent
    • Earn $150 cash rewards bonus after spending $1,000 in the first 3 months
    • Earn unlimited 1.5% cash rewards on virtually every purchase
    • Enjoy 1.8% cash rewards on qualified mobile wallet purchases, like Apple Pay® or Android PayTM, during the first 12 months from account opening
    • Cash rewards don't expire as long as your account remains open
    • $0 Annual Fee
    • 0% Intro APR for 12 months on purchases and balance transfers, then a 13.74%-25.74% variable APR; balance transfer fees apply
    • Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Cash Wise Visa® Credit Card
    • Select "Apply Now" to learn more about the product features, terms, and conditions
    APPLY NOWAt Wells Fargo's secure website
  • Enjoy a one-time bonus of 40,000 miles once you spend $3,000 on purchases within 3 months of approval, equal to $400 in travel.

    Why we like it
    • Enjoy a one-time bonus of 40,000 miles once you spend $3,000 on purchases within 3 months of approval, equal to $400 in travel.
    • Earn unlimited 2X miles per dollar on every purchase, every day
    • Fly any airline, stay at any hotel, anytime
    • Travel when you want with no blackout dates
    • Miles don't expire and there's no limit to how many you can earn
    • No foreign transaction fees
    • $0 intro annual fee for the first year; $59 after that
    • Limited Time Offer: Get a metal Venture Card when you apply today
    APPLY NOWAt Capital One's secure website

    Regular APR

    13.49% - 23.49% (Variable)

    Annual Fee

    $0 intro for first year; $59 after that

    Credit Required

    Good
    APPLY NOWAt Capital One's secure website
    Why we like it
    • Earn unlimited 2X miles per dollar on every purchase.
    • Every day.
    We least like
    • No low introductory APR period.

    Regular APR

    13.49% - 23.49% (Variable)

    Annual Fee

    $0 intro for first year; $59 after that

    Credit Required

    Good
    • Enjoy a one-time bonus of 40,000 miles once you spend $3,000 on purchases within 3 months of approval, equal to $400 in travel.
    • Earn unlimited 2X miles per dollar on every purchase, every day
    • Fly any airline, stay at any hotel, anytime
    • Travel when you want with no blackout dates
    • Miles don't expire and there's no limit to how many you can earn
    • No foreign transaction fees
    • $0 intro annual fee for the first year; $59 after that
    • Limited Time Offer: Get a metal Venture Card when you apply today
    APPLY NOWAt Capital One's secure website
  • $100 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening

    Why we like it
    • $100 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
    • No annual fee
    • Earn 1% cash back on every purchase, 2% at grocery stores and wholesale clubs, and 3% on gas up to the first $2,500 in combined grocery/wholesale club/gas purchases each quarter
    • No changing categories and no expiration on rewards
    • 0% Introductory APR for 12 billing cycles for purchases AND for any balance transfers made in the first 60 days, then, 13.49% - 23.49% Variable APR. 3% fee (min $10) applies to balance transfers
    • Get a 10% customer bonus every time you redeem your cash back into a Bank of America® checking or savings account
    • If you're a Preferred Rewards client, you can increase that bonus to 25% - 75%
    APPLY NOWAt Bank of America's secure website
    or Call 800-508-2933 or Call 866-349-6262

    Intro APR

    0% Introductory APR for 12 billing cycles for purchases AND for any balance transfers made in the first 60 days

    Regular APR

    13.49% - 23.49% Variable APR

    Annual Fee

    No annual fee

    Credit Required

    Excellent
    APPLY NOWAt Bank of America's secure website
    or Call 800-508-2933 or Call 866-349-6262
    Why we like it
    • $100 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening.
    • Earn 1% cash back on every purchase, 2% at grocery stores and wholesale clubs, and 3% on gas up to the first $2,500 in combined grocery/wholesale club/gas purchases each quarter.
    We least like
    • Foreign transaction fee.

    Intro APR

    0% Introductory APR for 12 billing cycles for purchases AND for any balance transfers made in the first 60 days

    Regular APR

    13.49% - 23.49% Variable APR

    Annual Fee

    No annual fee

    Credit Required

    Excellent
    • $100 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
    • No annual fee
    • Earn 1% cash back on every purchase, 2% at grocery stores and wholesale clubs, and 3% on gas up to the first $2,500 in combined grocery/wholesale club/gas purchases each quarter
    • No changing categories and no expiration on rewards
    • 0% Introductory APR for 12 billing cycles for purchases AND for any balance transfers made in the first 60 days, then, 13.49% - 23.49% Variable APR. 3% fee (min $10) applies to balance transfers
    • Get a 10% customer bonus every time you redeem your cash back into a Bank of America® checking or savings account
    • If you're a Preferred Rewards client, you can increase that bonus to 25% - 75%
    APPLY NOWAt Bank of America's secure website
    or Call 800-508-2933 or Call 866-349-6262
  • Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®

    Why we like it
    • Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®
    • Named Best Credit Card for Flexible Travel Redemption - Kiplinger's Personal Finance, July 2016
    • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
    • Earn 5,000 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening
    • No foreign transaction fees
    • 1:1 point transfer to leading airline and hotel loyalty programs
    • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 50,000 points are worth $625 toward travel
    • No blackout dates or travel restrictions - as long as there's a seat on the flight, you can book it through Chase Ultimate Rewards
    APPLY NOWAt Chase's secure website

    Regular APR

    16.49% - 23.49% Variable

    Annual Fee

    Introductory Annual Fee of $0 the first year, then $95

    Credit Required

    Excellent
    APPLY NOWAt Chase's secure website
    Why we like it
    • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 50,000 points are worth $625 toward travel.
    • 1:1 point transfer to leading airline and hotel loyalty programs.

    Regular APR

    16.49% - 23.49% Variable

    Annual Fee

    Introductory Annual Fee of $0 the first year, then $95

    Credit Required

    Excellent
    • Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®
    • Named Best Credit Card for Flexible Travel Redemption - Kiplinger's Personal Finance, July 2016
    • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
    • Earn 5,000 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening
    • No foreign transaction fees
    • 1:1 point transfer to leading airline and hotel loyalty programs
    • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 50,000 points are worth $625 toward travel
    • No blackout dates or travel restrictions - as long as there's a seat on the flight, you can book it through Chase Ultimate Rewards
    APPLY NOWAt Chase's secure website
  • Earn 50,000 points after you spend $2,000 on purchases in the first 3 months your account is open

    Why we like it
    • Earn 50,000 points after you spend $2,000 on purchases in the first 3 months your account is open
    • Earn unlimited points that don't expire as long as your account is open
    • 3,000 points after your cardmember anniversary every year
    • 2 points/$1 spent on Southwest® and participating Rapid Rewards® Hotel and Car Rental partners purchases
    • 1 point/$1 spent on all other purchases
    • No blackout dates or seat restrictions
    • Bags fly free®
    • No change fees
    APPLY NOWAt Chase's secure website

    Regular APR

    16.49% - 23.49% Variable

    Annual Fee

    $69

    Credit Required

    Excellent
    APPLY NOWAt Chase's secure website

    Regular APR

    16.49% - 23.49% Variable

    Annual Fee

    $69

    Credit Required

    Excellent
    • Earn 50,000 points after you spend $2,000 on purchases in the first 3 months your account is open
    • Earn unlimited points that don't expire as long as your account is open
    • 3,000 points after your cardmember anniversary every year
    • 2 points/$1 spent on Southwest® and participating Rapid Rewards® Hotel and Car Rental partners purchases
    • 1 point/$1 spent on all other purchases
    • No blackout dates or seat restrictions
    • Bags fly free®
    • No change fees
    APPLY NOWAt Chase's secure website
  • 20,000 online bonus points if you make at least $1,000 in purchases in the first 90 days - that can be a $200 statement credit toward travel purchases

    Why we like it
    • 20,000 online bonus points if you make at least $1,000 in purchases in the first 90 days - that can be a $200 statement credit toward travel purchases
    • Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire
    • Use your card to book your trip how and where you want – you’re not limited to specific websites with blackout dates or restrictions
    • Redeem points for a statement credit to pay for flights, hotels, vacation packages, cruises, rental cars, or baggage fees
    • Comes with chip technology for enhanced security and protection at chip-enabled terminals
    • 0% Introductory APR for 12 billing cycles for purchases, then 15.49% - 23.49% Variable APR
    • Get an additional 10% customer points bonus on every purchase when you have an active Bank of America® checking or savings account
    • If you’re a Preferred Rewards client, you can increase that bonus to 25% - 75%.
    APPLY NOWAt Bank of America's secure website
    or Call 800-335-4319 or Call 866-408-2765

    Intro APR

    0% Introductory APR for 12 billing cycles for purchases

    Regular APR

    15.49% - 23.49% Variable APR

    Annual Fee

    $0

    Credit Required

    Excellent
    APPLY NOWAt Bank of America's secure website
    or Call 800-335-4319 or Call 866-408-2765
    Why we like it
    • Earn unlimited 1.5 points per $1 spent on all purchases.
    • With no annual fee and no foreign transaction fees and your points don't expire.

    Intro APR

    0% Introductory APR for 12 billing cycles for purchases

    Regular APR

    15.49% - 23.49% Variable APR

    Annual Fee

    $0

    Credit Required

    Excellent
    • 20,000 online bonus points if you make at least $1,000 in purchases in the first 90 days - that can be a $200 statement credit toward travel purchases
    • Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire
    • Use your card to book your trip how and where you want – you’re not limited to specific websites with blackout dates or restrictions
    • Redeem points for a statement credit to pay for flights, hotels, vacation packages, cruises, rental cars, or baggage fees
    • Comes with chip technology for enhanced security and protection at chip-enabled terminals
    • 0% Introductory APR for 12 billing cycles for purchases, then 15.49% - 23.49% Variable APR
    • Get an additional 10% customer points bonus on every purchase when you have an active Bank of America® checking or savings account
    • If you’re a Preferred Rewards client, you can increase that bonus to 25% - 75%.
    APPLY NOWAt Bank of America's secure website
    or Call 800-335-4319 or Call 866-408-2765
  • Earn 50,000 bonus Avios after you spend $3,000 on purchases within the first 3 months of account opening.

    Why we like it
    • Earn 50,000 bonus Avios after you spend $3,000 on purchases within the first 3 months of account opening.
    • 50,000 bonus Avios after you spend $3,000 on purchases within the first 3 months of account opening.
    • Every calendar year you make $30,000 in purchases on your British Airways Visa card, you'll earn a Travel Together Ticket good for two years.
    • In addition to the bonus Avios, you will also get 3 Avios for every $1 spent on British Airways purchases and 1 Avios for every $1 spent on all other purchases.
    • Pay no foreign transaction fees when you travel abroad.
    • Chip Technology allows you to use your card for chip based purchases in Europe & beyond, while still giving you the ability to use your card as you do today at home.
    APPLY NOWAt Chase's secure website

    Regular APR

    16.49% - 23.49% Variable

    Annual Fee

    $95

    Credit Required

    Good, Excellent
    APPLY NOWAt Chase's secure website
    Why we like it
    • Pay no foreign transaction fees when you travel abroad.
    • Earn 50,000 bonus Avios after you spend $3,000 on purchases within the first 3 months of account opening.

    Regular APR

    16.49% - 23.49% Variable

    Annual Fee

    $95

    Credit Required

    Good, Excellent
    • Earn 50,000 bonus Avios after you spend $3,000 on purchases within the first 3 months of account opening.
    • 50,000 bonus Avios after you spend $3,000 on purchases within the first 3 months of account opening.
    • Every calendar year you make $30,000 in purchases on your British Airways Visa card, you'll earn a Travel Together Ticket good for two years.
    • In addition to the bonus Avios, you will also get 3 Avios for every $1 spent on British Airways purchases and 1 Avios for every $1 spent on all other purchases.
    • Pay no foreign transaction fees when you travel abroad.
    • Chip Technology allows you to use your card for chip based purchases in Europe & beyond, while still giving you the ability to use your card as you do today at home.
    APPLY NOWAt Chase's secure website
  • Enjoy a one-time bonus of 20,000 miles once you spend $1,000 on purchases within 3 months of approval, equal to $200 in travel.

    Why we like it
    • Enjoy a one-time bonus of 20,000 miles once you spend $1,000 on purchases within 3 months of approval, equal to $200 in travel.
    • Earn unlimited 1.25 miles per dollar on every purchase, every day and pay no annual fee
    • Fly any airline, stay at any hotel, anytime
    • Enjoy a low intro APR on purchases for 12 months; 12.49%-22.49% variable APR after that
    • Travel when you want with no blackout dates
    • No foreign transaction fees
    • Miles don't expire and there's no limit to how many you can earn
    APPLY NOWAt Capital One's secure website

    Intro APR

    0% intro on purchases for 12 months

    Regular APR

    12.49% - 22.49% (Variable)

    Annual Fee

    $0

    Credit Required

    Good
    APPLY NOWAt Capital One's secure website
    Why we like it
    • Earn unlimited 1.25 miles per dollar on every purchase.
    • Every day and pay no annual fee.
    • Enjoy a one-time bonus of 20,000 miles once you spend $1,000 on purchases within 3 months of approval.
    • Equal to $200 in travel.

    Intro APR

    0% intro on purchases for 12 months

    Regular APR

    12.49% - 22.49% (Variable)

    Annual Fee

    $0

    Credit Required

    Good
    • Enjoy a one-time bonus of 20,000 miles once you spend $1,000 on purchases within 3 months of approval, equal to $200 in travel.
    • Earn unlimited 1.25 miles per dollar on every purchase, every day and pay no annual fee
    • Fly any airline, stay at any hotel, anytime
    • Enjoy a low intro APR on purchases for 12 months; 12.49%-22.49% variable APR after that
    • Travel when you want with no blackout dates
    • No foreign transaction fees
    • Miles don't expire and there's no limit to how many you can earn
    APPLY NOWAt Capital One's secure website
  • Chase Slate<sup>®</sup>
    • Our Rating:
    • Our Rating:
    • 4.30/5
    • User Rating:
    • 3.67/5
    Rate This Card

    Save with a $0 introductory balance transfer fee, 0% introductory APR for 15 months on purchases and balance transfers, and $0 annual fee. Plus, receive your Monthly FICO® Score for free.

    Why we like it
    • $0 Introductory balance transfer fee for transfers made during the first 60 days of account opening
    • 0% Introductory APR for 15 months on purchases and balance transfers
    • Monthly FICO® Score and Credit Dashboard for free
    • No Penalty APR - Paying late won't raise your interest rate (APR). All other account pricing and terms apply
    • $0 Annual Fee
    APPLY NOWAt Chase's secure website

    Intro APR

    0% Introductory APR for 15 months on purchases and balance transfers

    Regular APR

    15.49% - 24.24% Variable

    Annual Fee

    $0

    Credit Required

    Good, Excellent
    APPLY NOWAt Chase's secure website
    Why we like it
    • Save with a $0 introductory balance transfer fee, 0% introductory APR for 15 months on purchases and balance transfers, and $0 annual fee. Plus, receive your Monthly FICO® Score for free.

    Intro APR

    0% Introductory APR for 15 months on purchases and balance transfers

    Regular APR

    15.49% - 24.24% Variable

    Annual Fee

    $0

    Credit Required

    Good, Excellent
    • $0 Introductory balance transfer fee for transfers made during the first 60 days of account opening
    • 0% Introductory APR for 15 months on purchases and balance transfers
    • Monthly FICO® Score and Credit Dashboard for free
    • No Penalty APR - Paying late won't raise your interest rate (APR). All other account pricing and terms apply
    • $0 Annual Fee
    APPLY NOWAt Chase's secure website
  • Earn 75,000 Hilton HHonors™ Bonus Points after making $2,000 in purchases within the first 3 months of account opening*.

    Why we like it
    • Earn 75,000 Hilton HHonors™ Bonus Points after making $2,000 in purchases within the first 3 months of account opening*.
    • Earn 6 HHonors Bonus Points for each $1 spent at any participating hotel within the Hilton Portfolio.*
    • Earn 3 HHonors Bonus Points for each $1 spent on purchases at supermarkets, drugstores and gas stations.*
    • Earn 2 HHonors Bonus Points for each $1 spent on all other purchases.*
    • Enjoy the benefits of HHonors Silver status as long as you are a cardmember*
    • No annual fee.*
    APPLY NOWAt Citi's secure website

    Regular APR

    15.99% - 19.99%* (Variable)

    Annual Fee

    No annual fee.*

    Credit Required

    Excellent
    APPLY NOWAt Citi's secure website
    Why we like it
    • Earn 75,000 Hilton HHonors™ Bonus Points after making $2,000 in purchases within the first 3 months of account opening*.
    • Earn 3 HHonors Bonus Points for each $1 spent on purchases at supermarkets, drugstores and gas stations.*.
    We least like
    • No intro APR on purchases or balance transfers.

    Regular APR

    15.99% - 19.99%* (Variable)

    Annual Fee

    No annual fee.*

    Credit Required

    Excellent
    • Earn 75,000 Hilton HHonors™ Bonus Points after making $2,000 in purchases within the first 3 months of account opening*.
    • Earn 6 HHonors Bonus Points for each $1 spent at any participating hotel within the Hilton Portfolio.*
    • Earn 3 HHonors Bonus Points for each $1 spent on purchases at supermarkets, drugstores and gas stations.*
    • Earn 2 HHonors Bonus Points for each $1 spent on all other purchases.*
    • Enjoy the benefits of HHonors Silver status as long as you are a cardmember*
    • No annual fee.*
    APPLY NOWAt Citi's secure website
  • Special offer: 50,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open

    Why we like it
    • Special offer: 50,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open
    • Check your first bag for free (a savings of up to $100 per roundtrip) when you use your Card to purchase your ticket
    • Enjoy priority boarding privileges and visit the United Club with 2 one-time passes each year for your anniversary
    • No foreign transaction fees
    • Earn 2 miles per $1 spent on tickets purchased from United, and 1 mile per $1 spent on all other purchases
    • Your miles don't expire as long as your credit card account is open, with no limit to the number of miles you can earn
    • Use your miles for any seat, any time, on any United-operated flight at the MileagePlus Standard Award level
    • $95 annual fee
    APPLY NOWAt Chase's secure website

    Regular APR

    16.49% - 23.49% Variable

    Annual Fee

    $95

    Credit Required

    Good, Excellent
    APPLY NOWAt Chase's secure website
    Why we like it
    • Rewards program.
    • $0 foreign transaction fee.
    • Special offer: 50,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open.

    Regular APR

    16.49% - 23.49% Variable

    Annual Fee

    $95

    Credit Required

    Good, Excellent
    • Special offer: 50,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open
    • Check your first bag for free (a savings of up to $100 per roundtrip) when you use your Card to purchase your ticket
    • Enjoy priority boarding privileges and visit the United Club with 2 one-time passes each year for your anniversary
    • No foreign transaction fees
    • Earn 2 miles per $1 spent on tickets purchased from United, and 1 mile per $1 spent on all other purchases
    • Your miles don't expire as long as your credit card account is open, with no limit to the number of miles you can earn
    • Use your miles for any seat, any time, on any United-operated flight at the MileagePlus Standard Award level
    • $95 annual fee
    APPLY NOWAt Chase's secure website
  • 0% Intro APR for 15 months on purchases and balance transfers, then a 15.90%-25.74% variable APR; balance transfer fees apply

    Why we like it
    • 0% Intro APR for 15 months on purchases and balance transfers, then a 15.90%-25.74% variable APR; balance transfer fees apply
    • Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Platinum Visa® Credit Card
    • Free access to your FICO® Credit Score with Wells Fargo Online®
    • Zero Liability protection for promptly reported unauthorized transactions
    • Convenient tools to help create a budget and manage your spending with My Money Map
    • $0 Annual Fee
    • Select "Apply Now" to learn more about the product features, terms, and conditions
    APPLY NOWAt Wells Fargo's secure website

    Intro APR

    0% introductory APR for 15 months on purchases and balance transfers

    Regular APR

    15.90%-25.74% (Variable)

    Annual Fee

    $0

    Credit Required

    Good, Excellent
    APPLY NOWAt Wells Fargo's secure website

    Intro APR

    0% introductory APR for 15 months on purchases and balance transfers

    Regular APR

    15.90%-25.74% (Variable)

    Annual Fee

    $0

    Credit Required

    Good, Excellent
    • 0% Intro APR for 15 months on purchases and balance transfers, then a 15.90%-25.74% variable APR; balance transfer fees apply
    • Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Platinum Visa® Credit Card
    • Free access to your FICO® Credit Score with Wells Fargo Online®
    • Zero Liability protection for promptly reported unauthorized transactions
    • Convenient tools to help create a budget and manage your spending with My Money Map
    • $0 Annual Fee
    • Select "Apply Now" to learn more about the product features, terms, and conditions
    APPLY NOWAt Wells Fargo's secure website
  • Earn 2 weekend night certificates good at select hotels and resorts within the Hilton Portfolio after you make $2,500 in purchases within 4 months of account opening*

    Why we like it
    • Earn 2 weekend night certificates good at select hotels and resorts within the Hilton Portfolio after you make $2,500 in purchases within 4 months of account opening*
    • Earn 10 Hilton HHonors Bonus Points per $1 spent on hotel stays within the Hilton Portfolio*
    • Earn 5 Hilton HHonors Bonus Points per $1 spent on airline and car rental purchases*
    • Earn 3 Hilton HHonors Bonus Points per $1 spent on all other purchases*
    • Enjoy the benefits of HHonors Gold status as long as you are a cardmember*
    • No foreign transaction fees on purchases*
    • Travel with ease and enjoy global acceptance with your Citi chip credit card
    APPLY NOWAt Citi's secure website

    Regular APR

    15.99% (Variable)

    Annual Fee

    $95

    Credit Required

    Excellent
    APPLY NOWAt Citi's secure website
    Why we like it
    • Earn 2 weekend night certificates good at select hotels and resorts within the Hilton Portfolio after you make $2,500 in purchases within 4 months of account opening*.
    We least like
    • No Introductory APR offer.

    Regular APR

    15.99% (Variable)

    Annual Fee

    $95

    Credit Required

    Excellent
    • Earn 2 weekend night certificates good at select hotels and resorts within the Hilton Portfolio after you make $2,500 in purchases within 4 months of account opening*
    • Earn 10 Hilton HHonors Bonus Points per $1 spent on hotel stays within the Hilton Portfolio*
    • Earn 5 Hilton HHonors Bonus Points per $1 spent on airline and car rental purchases*
    • Earn 3 Hilton HHonors Bonus Points per $1 spent on all other purchases*
    • Enjoy the benefits of HHonors Gold status as long as you are a cardmember*
    • No foreign transaction fees on purchases*
    • Travel with ease and enjoy global acceptance with your Citi chip credit card
    APPLY NOWAt Citi's secure website
  • Earn 1.5% cash back on every purchase

    Why we like it
    • Earn 1.5% cash back on every purchase
    • There's no limit on the amount you can earn
    • Redeem your rewards anytime online or with the USAA Mobile App.
    APPLY NOWAt USAA's secure website

    Regular APR

    12.40%-26.40% (Variable)

    Annual Fee

    $0

    Credit Required

    Good, Excellent
    APPLY NOWAt USAA's secure website

    Regular APR

    12.40%-26.40% (Variable)

    Annual Fee

    $0

    Credit Required

    Good, Excellent
    • Earn 1.5% cash back on every purchase
    • There's no limit on the amount you can earn
    • Redeem your rewards anytime online or with the USAA Mobile App.
    APPLY NOWAt USAA's secure website
  • Get paid faster than a paper check

    Why we like it
    • Get paid faster than a paper check
    • Quick and easy sign up
    • No minimum balance
    • Online banking and SMS alerts
    • Shop online, pay bills, and make everyday purchases
    • Send paper checks with Online Bill Pay - we print & mail them for free!
    • Exclusive AchieveRewards Loyalty Program
    APPLY NOWAt The Bancorp Bank's secure website

    Regular APR

    Annual Fee

    $0
    APPLY NOWAt The Bancorp Bank's secure website

    Regular APR

    Annual Fee

    $0
    • Get paid faster than a paper check
    • Quick and easy sign up
    • No minimum balance
    • Online banking and SMS alerts
    • Shop online, pay bills, and make everyday purchases
    • Send paper checks with Online Bill Pay - we print & mail them for free!
    • Exclusive AchieveRewards Loyalty Program
    APPLY NOWAt The Bancorp Bank's secure website
  • Rewards program.

    Why we like it
    • Earn up to 1.25% on your everyday purchases.
    • There's no limit on the amount you can earn.
    • Redeem your rewards anytime online or with the USAA Mobile App.
    APPLY NOWAt USAA's secure website

    Regular APR

    10.40% - 26.40% (Variable)

    Annual Fee

    $0

    Credit Required

    Good, Excellent
    APPLY NOWAt USAA's secure website
    Why we like it
    • Rewards program.
    • No annual fee.
    • Earn rebates of up to 1.25% on your purchases.
    We least like
    • Excellent credit is required.

    Regular APR

    10.40% - 26.40% (Variable)

    Annual Fee

    $0

    Credit Required

    Good, Excellent
    • Earn up to 1.25% on your everyday purchases.
    • There's no limit on the amount you can earn.
    • Redeem your rewards anytime online or with the USAA Mobile App.
    APPLY NOWAt USAA's secure website
  • Get 2,500 bonus points with your first purchase.

    Why we like it
    • Get 2,500 bonus points with your first purchase.
    • Earn one point for every dollar spent on your everyday purchases.
    • Redeem points for cash, merchandise, gift cards and more.
    APPLY NOWAt USAA's secure website

    Regular APR

    10.40% - 26.40% (Variable)

    Annual Fee

    $0.00.

    Credit Required

    Excellent
    APPLY NOWAt USAA's secure website
    Why we like it
    • Rewards program.
    • No annual fee.
    • Get 2,500 bonus points with your first purchase.
    We least like
    • Excellent credit is required.

    Regular APR

    10.40% - 26.40% (Variable)

    Annual Fee

    $0.00.

    Credit Required

    Excellent
    • Get 2,500 bonus points with your first purchase.
    • Earn one point for every dollar spent on your everyday purchases.
    • Redeem points for cash, merchandise, gift cards and more.
    APPLY NOWAt USAA's secure website
  • Spend $2,000 in first 4 months of account opening and earn 30,000 bonus FlexPoints.

    Why we like it
    • Spend $2,000 in first 4 months of account opening and earn 30,000 bonus FlexPoints.
    • 3X FlexPoints at restaurants
    • 2X FlexPoints at gas stations
    • 2X FlexPoints at airlines
    • 1X FlexPoints per $1 spent on all eligible net purchases
    APPLY NOWAt U.S. Bank's secure website

    Regular APR

    14.74% - 24.74%* (Variable)

    Annual Fee

    $85*

    Credit Required

    Excellent
    APPLY NOWAt U.S. Bank's secure website

    Regular APR

    14.74% - 24.74%* (Variable)

    Annual Fee

    $85*

    Credit Required

    Excellent
    • Spend $2,000 in first 4 months of account opening and earn 30,000 bonus FlexPoints.
    • 3X FlexPoints at restaurants
    • 2X FlexPoints at gas stations
    • 2X FlexPoints at airlines
    • 1X FlexPoints per $1 spent on all eligible net purchases
    APPLY NOWAt U.S. Bank's secure website
  • Receive 1% cash back on eligible purchases, terms apply.

    Why we like it
    • Receive 1% cash back on eligible purchases, terms apply
    • Make paying your bill easier with the ability to choose your payment date. Terms apply.
    • See if you Pre-Qualify without harming your credit score
    • Zero fraud liability protects you from unauthorized charges
    • Monitor your credit with free online access to your credit score
    • Show off your style with a premium card design, a fee may apply
    • Receive opportunities for credit line increases, a fee may apply
    • Email or text alerts to remind you when your payment is due
    APPLY NOWAt Credit One Bank's secure website

    Regular APR

    15.90% - 24.40% Variable

    Annual Fee

    $0 - $99

    Credit Required

    Fair
    APPLY NOWAt Credit One Bank's secure website
    Why we like it
    • Receive 1% cash back on eligible purchases, terms apply.
    • See if you Pre-Qualify without harming your credit score.

    Regular APR

    15.90% - 24.40% Variable

    Annual Fee

    $0 - $99

    Credit Required

    Fair
    • Receive 1% cash back on eligible purchases, terms apply
    • Make paying your bill easier with the ability to choose your payment date. Terms apply.
    • See if you Pre-Qualify without harming your credit score
    • Zero fraud liability protects you from unauthorized charges
    • Monitor your credit with free online access to your credit score
    • Show off your style with a premium card design, a fee may apply
    • Receive opportunities for credit line increases, a fee may apply
    • Email or text alerts to remind you when your payment is due
    APPLY NOWAt Credit One Bank's secure website
  • Find out if you Pre-Qualify without affecting your credit score

    Why we like it
    • Find out if you Pre-Qualify without affecting your credit score
    • This unsecured card provides opportunities to raise your credit score
    • Receive opportunities for credit line increases, a fee may apply
    • Monitor your credit with free online access to your credit score
    • 1% cash back on eligible purchases, terms apply
    • Zero fraud liability protects you from unauthorized charges
    • Email or text alerts to remind you when your payment is due
    APPLY NOWAt Credit One Bank's secure website

    Regular APR

    15.90% - 24.40% Variable

    Annual Fee

    $0 - $99

    Credit Required

    Bad
    APPLY NOWAt Credit One Bank's secure website

    Regular APR

    15.90% - 24.40% Variable

    Annual Fee

    $0 - $99

    Credit Required

    Bad
    • Find out if you Pre-Qualify without affecting your credit score
    • This unsecured card provides opportunities to raise your credit score
    • Receive opportunities for credit line increases, a fee may apply
    • Monitor your credit with free online access to your credit score
    • 1% cash back on eligible purchases, terms apply
    • Zero fraud liability protects you from unauthorized charges
    • Email or text alerts to remind you when your payment is due
    APPLY NOWAt Credit One Bank's secure website
  • Get 1% cash back on eligible purchases including gas, groceries, and services such as mobile phone, internet, cable and satellite TV. Terms apply.

    Why we like it
    • No security deposit required. Get a 100% unsecured card that can help grow and build credit.
    • Focused on growing or rebuilding your credit? We report account activity to all three major credit bureaus each month to help keep your credit score up-to-date.
    • Find out if you're Pre-Qualified without harming your credit score. It's fast, easy, and secure.
    • Looking for more credit? Get credit line increase opportunities, a fee may apply
    • Get 1% cash back on eligible purchases including gas, groceries, and services such as mobile phone, internet, cable and satellite TV. Terms apply.
    • Your account is safeguarded against unauthorized charges with Zero Fraud Liability at no additional charge
    • Stay in-the-know about your account with custom email and text alerts that remind you of your payment due date, notify you when a payment posts, or warn you if your available credit runs low
    • Show off your style with a premium card design, a fee may apply.
    APPLY NOWAt Credit One Bank's secure website

    Intro APR

    N/A*

    Regular APR

    15.90% - 24.40% Variable

    Annual Fee

    $0 - $99

    Credit Required

    Bad
    APPLY NOWAt Credit One Bank's secure website
    Why we like it
    • Get 1% cash back on eligible purchases including gas, groceries, and services such as mobile phone, internet, cable and satellite TV. Terms apply.

    Intro APR

    N/A*

    Regular APR

    15.90% - 24.40% Variable

    Annual Fee

    $0 - $99

    Credit Required

    Bad
    • No security deposit required. Get a 100% unsecured card that can help grow and build credit.
    • Focused on growing or rebuilding your credit? We report account activity to all three major credit bureaus each month to help keep your credit score up-to-date.
    • Find out if you're Pre-Qualified without harming your credit score. It's fast, easy, and secure.
    • Looking for more credit? Get credit line increase opportunities, a fee may apply
    • Get 1% cash back on eligible purchases including gas, groceries, and services such as mobile phone, internet, cable and satellite TV. Terms apply.
    • Your account is safeguarded against unauthorized charges with Zero Fraud Liability at no additional charge
    • Stay in-the-know about your account with custom email and text alerts that remind you of your payment due date, notify you when a payment posts, or warn you if your available credit runs low
    • Show off your style with a premium card design, a fee may apply.
    APPLY NOWAt Credit One Bank's secure website
  • Earn 5,000 bonus points after your first purchase within 90 days of approval

    Why we like it
    • Earn 5,000 bonus points after your first purchase within 90 days of approval
    • 10 points per $1 spent on all PlayStation® Store purchases
    • 3 points per $1 spent on PlayStation® and Sony® purchases at authorized retailers, with purchase confirmation
    • 3 points per $1 spent on fast food restaurants, movie theatres & your mobile phone bill
    • 1 point per $1 spent on all other purchases
    • Redeem for Sony products, movies, music & more
    • 0% intro APR on purchases until October 2017, 14.49% - 24.99% variable APR after that
    • No annual fee
    APPLY NOWAt Capital One's secure website

    Intro APR

    0% intro until October 2017

    Regular APR

    14.49% - 24.99% (Variable)

    Annual Fee

    $0

    Credit Required

    Good
    APPLY NOWAt Capital One's secure website
    Why we like it
    • 10 points per $1 spent on all PlayStation® Store purchases.

    Intro APR

    0% intro until October 2017

    Regular APR

    14.49% - 24.99% (Variable)

    Annual Fee

    $0

    Credit Required

    Good
    • Earn 5,000 bonus points after your first purchase within 90 days of approval
    • 10 points per $1 spent on all PlayStation® Store purchases
    • 3 points per $1 spent on PlayStation® and Sony® purchases at authorized retailers, with purchase confirmation
    • 3 points per $1 spent on fast food restaurants, movie theatres & your mobile phone bill
    • 1 point per $1 spent on all other purchases
    • Redeem for Sony products, movies, music & more
    • 0% intro APR on purchases until October 2017, 14.49% - 24.99% variable APR after that
    • No annual fee
    APPLY NOWAt Capital One's secure website
  • Earn 5,000 bonus points after your first purchase within 90 days of approval

    Why we like it
    • Earn 5,000 bonus points after your first purchase within 90 days of approval
    • 5 points per $1 spent on Sony® purchases at authorized retailers, with purchase confirmation
    • 3 points per $1 spent on movie theaters, movie rentals, music downloads and digital streaming and subscription services
    • 1 point per $1 spent on all other purchases
    • Redeem for Sony products, movies, music & more
    • 0% intro APR on purchases until October 2017, 14.49% - 24.99% variable APR after that
    • No annual fee
    APPLY NOWAt Capital One's secure website

    Intro APR

    0% intro until October 2017

    Regular APR

    14.49% - 24.99% (Variable)

    Annual Fee

    $0

    Credit Required

    Good, Fair, Excellent
    APPLY NOWAt Capital One's secure website
    Why we like it
    • 3 points per $1 spent on movie theaters, movie rentals, music downloads and digital streaming and subscription services.

    Intro APR

    0% intro until October 2017

    Regular APR

    14.49% - 24.99% (Variable)

    Annual Fee

    $0

    Credit Required

    Good, Fair, Excellent
    • Earn 5,000 bonus points after your first purchase within 90 days of approval
    • 5 points per $1 spent on Sony® purchases at authorized retailers, with purchase confirmation
    • 3 points per $1 spent on movie theaters, movie rentals, music downloads and digital streaming and subscription services
    • 1 point per $1 spent on all other purchases
    • Redeem for Sony products, movies, music & more
    • 0% intro APR on purchases until October 2017, 14.49% - 24.99% variable APR after that
    • No annual fee
    APPLY NOWAt Capital One's secure website
  • Best for members looking to rebuild credit history.

    Why we like it
    • Best for members looking to rebuild credit history.
    • No foreign transaction fees when you travel outside the United States.
    • Consistent, on-time payments could improve your credit rating.
    APPLY NOWAt USAA's secure website

    Regular APR

    18.40% - 24.40% (Variable)

    Annual Fee

    $35

    Credit Required

    Fair
    APPLY NOWAt USAA's secure website

    Regular APR

    18.40% - 24.40% (Variable)

    Annual Fee

    $35

    Credit Required

    Fair
    • Best for members looking to rebuild credit history.
    • No foreign transaction fees when you travel outside the United States.
    • Consistent, on-time payments could improve your credit rating.
    APPLY NOWAt USAA's secure website
  • Low fixed interest rates with no penalty rate!

    Why we like it
    • Low fixed interest rates with no penalty rate!
    • Reports to all three nationwide credit bureaus
    • Fast, easy application process
    • No processing or application fees!
    • Guaranteed Approval* as long as your monthly income exceeds your monthly expenses by $100 or more!*
    • *See application for additional details
    APPLY NOWAt BerkshireBank's secure website

    Regular APR

    13.99% (Fixed)

    Annual Fee

    $39

    Credit Required

    Bad, No Credit
    APPLY NOWAt BerkshireBank's secure website

    Regular APR

    13.99% (Fixed)

    Annual Fee

    $39

    Credit Required

    Bad, No Credit
    • Low fixed interest rates with no penalty rate!
    • Reports to all three nationwide credit bureaus
    • Fast, easy application process
    • No processing or application fees!
    • Guaranteed Approval* as long as your monthly income exceeds your monthly expenses by $100 or more!*
    • *See application for additional details
    APPLY NOWAt BerkshireBank's secure website
  • See if you Pre-Qualify without harming your credit score

    Why we like it
    • See if you Pre-Qualify without harming your credit score
    • 1% cash back on eligible purchases, terms apply
    • No deposit requirements and opportunities to build your credit
    • Enjoy the flexibility to choose your payment due date. Terms apply.
    • Receive opportunities for credit line increases, a fee may apply
    APPLY NOWAt Credit One Bank's secure website

    Regular APR

    15.90% - 24.40% Variable

    Annual Fee

    $0 - $99

    Credit Required

    Bad
    APPLY NOWAt Credit One Bank's secure website

    Regular APR

    15.90% - 24.40% Variable

    Annual Fee

    $0 - $99

    Credit Required

    Bad
    • See if you Pre-Qualify without harming your credit score
    • 1% cash back on eligible purchases, terms apply
    • No deposit requirements and opportunities to build your credit
    • Enjoy the flexibility to choose your payment due date. Terms apply.
    • Receive opportunities for credit line increases, a fee may apply
    APPLY NOWAt Credit One Bank's secure website
  • See if you're Pre-Qualified in less than 60 seconds.

    Why we like it
    • Interested in growing or rebuilding your credit? We report monthly payment activity to all three major credit bureaus to help keep your credit score up-to-date.
    • Take advantage of free online access to your monthly Experian credit score and credit report summary
    • See if you're Pre-Qualified in less than 60 seconds.
    • This is a fully functional, unsecured credit card - not a debit, prepaid, or secured card. No need to load funds or tie up cash in deposits. There are no out-of-pocket costs to open your account.
    • Automatically get 1% cash back on eligible purchases, terms apply.
    • Choose your monthly payment due date for added convenience, terms apply.
    APPLY NOWAt Credit One Bank's secure website

    Intro APR

    N/A*

    Regular APR

    15.90% - 24.40% Variable

    Annual Fee

    $0 - $99

    Credit Required

    Fair
    APPLY NOWAt Credit One Bank's secure website
    Why we like it
    • See if you're Pre-Qualified in less than 60 seconds.
    • Automatically get 1% cash back on eligible purchases, terms apply. Choose your monthly payment due date for added convenience, terms apply.

    Intro APR

    N/A*

    Regular APR

    15.90% - 24.40% Variable

    Annual Fee

    $0 - $99

    Credit Required

    Fair
    • Interested in growing or rebuilding your credit? We report monthly payment activity to all three major credit bureaus to help keep your credit score up-to-date.
    • Take advantage of free online access to your monthly Experian credit score and credit report summary
    • See if you're Pre-Qualified in less than 60 seconds.
    • This is a fully functional, unsecured credit card - not a debit, prepaid, or secured card. No need to load funds or tie up cash in deposits. There are no out-of-pocket costs to open your account.
    • Automatically get 1% cash back on eligible purchases, terms apply.
    • Choose your monthly payment due date for added convenience, terms apply.
    APPLY NOWAt Credit One Bank's secure website
  • This unsecured card requires no deposit and can help build your credit

    Why we like it
    • This unsecured card requires no deposit and can help build your credit
    • Receive opportunities for credit line increases, a fee may apply
    • See if you Pre-Qualify in less than 60 seconds
    • Receive 1% cash back on eligible purchases, terms apply
    • Choose your monthly payment due date for added convenience, terms apply
    • Monitor your credit with free online access to your credit score
    APPLY NOWAt Credit One Bank's secure website

    Regular APR

    15.90% - 24.40% Variable

    Annual Fee

    $0 - $99

    Credit Required

    Fair
    APPLY NOWAt Credit One Bank's secure website

    Regular APR

    15.90% - 24.40% Variable

    Annual Fee

    $0 - $99

    Credit Required

    Fair
    • This unsecured card requires no deposit and can help build your credit
    • Receive opportunities for credit line increases, a fee may apply
    • See if you Pre-Qualify in less than 60 seconds
    • Receive 1% cash back on eligible purchases, terms apply
    • Choose your monthly payment due date for added convenience, terms apply
    • Monitor your credit with free online access to your credit score
    APPLY NOWAt Credit One Bank's secure website