Zions Bank is a subsidiary of Zions Bancorporation and offers a comprehensive array of investment and mortgage services. It has a network of loan origination offices for small businesses nationwide. Founded in 1873, Zions is also a leader in providing electronic banking services, including electronic municipal bond trading, in addition to a wide range of traditional banking services.

Below is a selection of Zions Bank credit cards.

  • AmaZing Cash® Back Credit Card

    AmaZing Cash<sup>®</sup> Back Credit Card

    AmaZing Cash® Back Credit Card

    • Our Rating:
    • Our Rating:
    • 3.80/5
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    1% cash back on all purchases—and with no cap1

    Why we like it
    • 1% cash back on all purchases—and with no cap1
    • 2% cash back for the first 90 days2
    • Annual Rewards Bonus3
    • 0% intro APR for 6 months on purchases and just 11.24 to 18.24% variable APR after that4
    • 0% intro APR on balance transfers for 12 months and only 11.24 to 18.24% variable APR after that. 3% fee, $10 minimum5
    • No annual fee
    • Zions AmaZing Deals® gives you instant savings or cash back on purchases at more than 1,500 participating merchants
    • Free Mobile Fraud Alert Service automatically sends you a text when suspicious activity is detected on your Visa® or MasterCard® credit or debit card to let you react to fraud fast
    • Free Purchase Alerts notify you on your mobile phone when preset Visa credit or debit card account criteria are triggered, letting you monitor account activity in virtually real-time
    • myPHOTOcard® lets you customize your card with your own image or photo
    • Zero Liability6 protects you from liability for unauthorized purchases made with your cash back credit card or account information

    Intro APR

    0% intro APR on purchases for 6 months and 0% intro APR on balance transfers for 12 months and only 11.24 to 18.24% variable APR after that. 3% fee, $10 minimum4

    Regular APR

    11.24 to 18.24% variable APR after that

    Annual Fee

    No annual fee

    Intro APR

    0% intro APR on purchases for 6 months and 0% intro APR on balance transfers for 12 months and only 11.24 to 18.24% variable APR after that. 3% fee, $10 minimum4

    Regular APR

    11.24 to 18.24% variable APR after that

    Annual Fee

    No annual fee
    • 1% cash back on all purchases—and with no cap1
    • 2% cash back for the first 90 days2
    • Annual Rewards Bonus3
    • 0% intro APR for 6 months on purchases and just 11.24 to 18.24% variable APR after that4
    • 0% intro APR on balance transfers for 12 months and only 11.24 to 18.24% variable APR after that. 3% fee, $10 minimum5
    • No annual fee
    • Zions AmaZing Deals® gives you instant savings or cash back on purchases at more than 1,500 participating merchants
    • Free Mobile Fraud Alert Service automatically sends you a text when suspicious activity is detected on your Visa® or MasterCard® credit or debit card to let you react to fraud fast
    • Free Purchase Alerts notify you on your mobile phone when preset Visa credit or debit card account criteria are triggered, letting you monitor account activity in virtually real-time
    • myPHOTOcard® lets you customize your card with your own image or photo
    • Zero Liability6 protects you from liability for unauthorized purchases made with your cash back credit card or account information
  • AmaZing Cash® for Business

    AmaZing Cash<sup>®</sup> for Business

    AmaZing Cash® for Business

    • Our Rating:
    • Our Rating:
    • 3.80/5
    • Your Rating:
    Rate This Card

    $250 cash bonus when you spend $2,500 within 3 months of opening an account—for a limited time.

    Why we like it
    • $250 cash bonus when you spend $2,500 within 3 months of opening an account—for a limited time.
    • Earn 1% cash back1 on all purchases.
    • Earn 2% cash back2 on select business purchases, including office supplies, wireless phone services, computer network services, insurance products and telecommunications services and equipment.
    • 0% intro APR on purchases for 6 months, 14.49% variable APR after that3.
    • 0% intro APR on balance transfers for 12 months, 14.49% variable APR after that. 3% fee, $10 min4 .
    • Credit limit up to $250,000.
    • No annual fee and no rewards fees.
    • myPHOTOcard® to customize your cash back business credit card with your own logo, photo or image.
    • Automatic savings on qualified purchases when you enroll in Visa SavingsEdge®.

    Intro APR

    0% intro APR on purchases for 6 months and 0% intro APR on balance transfers for 12 months

    Regular APR

    14.24% variable APR after that.

    Annual Fee

    No annual fee
    Why we like it
    • $250 cash bonus when you spend $2,500 within 3 months of opening an account—for a limited time.
    • No annual fee and no rewards fees.
    • Credit limit up to $250,000.

    Intro APR

    0% intro APR on purchases for 6 months and 0% intro APR on balance transfers for 12 months

    Regular APR

    14.24% variable APR after that.

    Annual Fee

    No annual fee
    • $250 cash bonus when you spend $2,500 within 3 months of opening an account—for a limited time.
    • Earn 1% cash back1 on all purchases.
    • Earn 2% cash back2 on select business purchases, including office supplies, wireless phone services, computer network services, insurance products and telecommunications services and equipment.
    • 0% intro APR on purchases for 6 months, 14.49% variable APR after that3.
    • 0% intro APR on balance transfers for 12 months, 14.49% variable APR after that. 3% fee, $10 min4 .
    • Credit limit up to $250,000.
    • No annual fee and no rewards fees.
    • myPHOTOcard® to customize your cash back business credit card with your own logo, photo or image.
    • Automatic savings on qualified purchases when you enroll in Visa SavingsEdge®.
  • AmaZing Rate® Credit Card for Business

    AmaZing Rate<sup>®</sup> Credit Card for Business

    AmaZing Rate® Credit Card for Business

    • Our Rating:
    • Our Rating:
    • 3.80/5
    • Your Rating:
    Rate This Card

    $250 credit back in the first 3 months of opening an account when you use your card for $2,500 or more in purchases—for a limited time.

    Why we like it
    • $250 credit back in the first 3 months of opening an account when you use your card for $2,500 or more in purchases—for a limited time.
    • $250 credit back in the first 3 months of opening an account when you use your card for $2,500 or more in purchases—for a limited time1.
    • 0% intro APR on purchases for 6 months, 10.74% variable APR after that2.
    • 0% intro APR on balance transfers for 12 months, 10.74% variable APR after that. 3% fee, $10 minimum3.
    • Credit limit up to $250,000.
    • No annual fee.
    • myPHOTOcard® to customize your card with your own logo, photo or image.
    • Automatic savings on qualified purchases when you enroll in Visa SavingsEdge®.

    Intro APR

    0% intro APR on purchases for 6 months and 0% intro APR on balance transfers for 12 months

    Regular APR

    10.24% variable APR after that.

    Annual Fee

    No annual fee.
    Why we like it
    • $250 credit back in the first 3 months of opening an account when you use your card for $2,500 or more in purchases—for a limited time1.

    Intro APR

    0% intro APR on purchases for 6 months and 0% intro APR on balance transfers for 12 months

    Regular APR

    10.24% variable APR after that.

    Annual Fee

    No annual fee.
    • $250 credit back in the first 3 months of opening an account when you use your card for $2,500 or more in purchases—for a limited time.
    • $250 credit back in the first 3 months of opening an account when you use your card for $2,500 or more in purchases—for a limited time1.
    • 0% intro APR on purchases for 6 months, 10.74% variable APR after that2.
    • 0% intro APR on balance transfers for 12 months, 10.74% variable APR after that. 3% fee, $10 minimum3.
    • Credit limit up to $250,000.
    • No annual fee.
    • myPHOTOcard® to customize your card with your own logo, photo or image.
    • Automatic savings on qualified purchases when you enroll in Visa SavingsEdge®.
  • AmaZing Rewards® for Business

    AmaZing Rewards<sup>®</sup> for Business

    AmaZing Rewards® for Business

    • Our Rating:
    • Our Rating:
    • 3.80/5
    • Your Rating:
    Rate This Card

    25,000 rewards points in the first 3 months when you use your card for $2,500 or more in purchases—for a limited time.

    Why we like it
    • 25,000 rewards points in the first 3 months when you use your card for $2,500 or more in purchases—for a limited time.
    • 25,000 business rewards points when you use your card for $2,500 or more in purchases in the first 90 days.
    • 1 point for every $1 you spend1 on your AmaZing Rewards for Business credit card.
    • Annual Rewards Bonus2
    • Apply your business rewards points for any purchase made with your card3 .
    • Redeem business rewards points online or by phone, 24x7.
    • No markup on third-party web sites and no middlemen when redeeming your business rewards points.
    • No limit on the number of points you can earn.
    • Earn reward points that never expire.
    • 0% intro APR on purchases for 6 months, 14.24% variable APR after that4 .
    • 0% intro APR on balance transfers for 12 months, 14.24% variable APR after that. 3% fee, $10 min5 .
    • Credit limit up to $250,000.
    • No annual fee and no business rewards fees.
    • myPHOTOcard® to customize your business rewards card with your own logo, photo or image.
    • Automatic savings on qualified purchases when you enroll in Visa SavingsEdge®.

    Intro APR

    0% intro APR on purchases for 6 months and 0% intro APR on balance transfers for 12 months

    Regular APR

    14.24% variable APR after that.

    Annual Fee

    No annual fee.
    Why we like it
    • 25,000 business rewards points in the first 3 months when you use your card for $2,500 or more in purchases—for a limited time.
    • No annual fee and no business rewards fees.

    Intro APR

    0% intro APR on purchases for 6 months and 0% intro APR on balance transfers for 12 months

    Regular APR

    14.24% variable APR after that.

    Annual Fee

    No annual fee.
    • 25,000 rewards points in the first 3 months when you use your card for $2,500 or more in purchases—for a limited time.
    • 25,000 business rewards points when you use your card for $2,500 or more in purchases in the first 90 days.
    • 1 point for every $1 you spend1 on your AmaZing Rewards for Business credit card.
    • Annual Rewards Bonus2
    • Apply your business rewards points for any purchase made with your card3 .
    • Redeem business rewards points online or by phone, 24x7.
    • No markup on third-party web sites and no middlemen when redeeming your business rewards points.
    • No limit on the number of points you can earn.
    • Earn reward points that never expire.
    • 0% intro APR on purchases for 6 months, 14.24% variable APR after that4 .
    • 0% intro APR on balance transfers for 12 months, 14.24% variable APR after that. 3% fee, $10 min5 .
    • Credit limit up to $250,000.
    • No annual fee and no business rewards fees.
    • myPHOTOcard® to customize your business rewards card with your own logo, photo or image.
    • Automatic savings on qualified purchases when you enroll in Visa SavingsEdge®.
  • AmaZing Rate® Low Rate Credit Card

    AmaZing Rate<sup>®</sup> Low Rate Credit Card

    AmaZing Rate® Low Rate Credit Card

    • Our Rating:
    • Our Rating:
    • 3.70/5
    • Your Rating:
    Rate This Card

    0% intro APR for 6 months on all new purchases and only 9.74 to 15.74% variable APR after that1

    Why we like it
    • 0% intro APR for 6 months on all new purchases and only 9.74 to 15.74% variable APR after that1
    • 0% intro APR on balance transfers for 12 months and only 9.74 to 15.74% variable APR after that. 3% fee, $10 minimum2
    • Zions AmaZing Deals® gives you instant savings or cash back on purchases at more than 1,500 participating merchants
    • No annual fee
    • Free Mobile Fraud Alert Service
    • Free Purchase Alerts
    • myPHOTOcard® lets you customize your card with your own image or photo
    • Additional Visa® Services and Benefits5 Available with Your AmaZing Rate Credit Card with No Annual Fee

    Intro APR

    0% intro APR for 6 months on all new purchases and 0% intro APR on balance transfers for 12 months

    Regular APR

    9.24 to 15.24% variable APR after that

    Annual Fee

    No annual fee

    Intro APR

    0% intro APR for 6 months on all new purchases and 0% intro APR on balance transfers for 12 months

    Regular APR

    9.24 to 15.24% variable APR after that

    Annual Fee

    No annual fee
    • 0% intro APR for 6 months on all new purchases and only 9.74 to 15.74% variable APR after that1
    • 0% intro APR on balance transfers for 12 months and only 9.74 to 15.74% variable APR after that. 3% fee, $10 minimum2
    • Zions AmaZing Deals® gives you instant savings or cash back on purchases at more than 1,500 participating merchants
    • No annual fee
    • Free Mobile Fraud Alert Service
    • Free Purchase Alerts
    • myPHOTOcard® lets you customize your card with your own image or photo
    • Additional Visa® Services and Benefits5 Available with Your AmaZing Rate Credit Card with No Annual Fee
  • AmaZing Rewards® Credit Card

    AmaZing Rewards<sup>®</sup> Credit Card

    AmaZing Rewards® Credit Card

    • Our Rating:
    • Our Rating:
    • 3.50/5
    • Your Rating:
    Rate This Card

    AmaZing Rewards program.

    Why we like it
    • Access to the AmaZing Rewards program with:
    • 1 credit card rewards point for every $1 you spend
    • Double rewards points your first 90 days
    • No limit to the number of rewards points you earn
    • Up to a 25% annual bonus
    • 0% intro APR for 6 months on purchases and just 11.24 to 18.24% variable APR after that
    • 0% intro APR on balance transfers for 12 months, then just 11.24 to 18.24% variable APR after that. 3% fee, $10 minimum.
    • Zions AmaZing Deals™6 gives you instant savings or cash back on purchases at more than 1,500 participating merchants
    • No annual fee
    • Free Mobile Fraud Alert Service
    • Free Purchase Alerts
    • myPHOTOcard® lets you customize your card with your own image or photo
    • Additional Visa® services and benefits available with your AmaZing Rewards Credit Card

    Intro APR

    0% intro APR for 6 months on purchases and 0% intro APR on balance transfers for 12 months

    Regular APR

    11.24 to 18.24% variable APR after that.

    Annual Fee

    No annual fee
    Why we like it
    • AmaZing Rewards program.
    • No annual fee.

    Intro APR

    0% intro APR for 6 months on purchases and 0% intro APR on balance transfers for 12 months

    Regular APR

    11.24 to 18.24% variable APR after that.

    Annual Fee

    No annual fee
    • Access to the AmaZing Rewards program with:
    • 1 credit card rewards point for every $1 you spend
    • Double rewards points your first 90 days
    • No limit to the number of rewards points you earn
    • Up to a 25% annual bonus
    • 0% intro APR for 6 months on purchases and just 11.24 to 18.24% variable APR after that
    • 0% intro APR on balance transfers for 12 months, then just 11.24 to 18.24% variable APR after that. 3% fee, $10 minimum.
    • Zions AmaZing Deals™6 gives you instant savings or cash back on purchases at more than 1,500 participating merchants
    • No annual fee
    • Free Mobile Fraud Alert Service
    • Free Purchase Alerts
    • myPHOTOcard® lets you customize your card with your own image or photo
    • Additional Visa® services and benefits available with your AmaZing Rewards Credit Card