Zions Bank is a subsidiary of Zions Bancorporation and offers a comprehensive array of investment and mortgage services. It has a network of loan origination offices for small businesses nationwide. Founded in 1873, Zions is also a leader in providing electronic banking services, including electronic municipal bond trading, in addition to a wide range of traditional banking services.

Below is a selection of Zions Bank credit cards.

Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least liket_cc_credit_requiredRelated links
AmaZing Cash<sup>®</sup> Back Credit Card

AmaZing Cash® Back Credit Card

AmaZing Cash<sup>®</sup> Back Credit Card
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  • 3.80/5
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  • 1% cash back on all purchases—and with no cap1
  • 2% cash back for the first 90 days2
  • Annual Rewards Bonus3
  • 0% intro APR for 6 months on purchases and just 11.99 to 18.99% variable APR after that4
  • 0% intro APR on balance transfers for 12 months and only 11.99 to 18.99% variable APR after that. 3% fee, $10 minimum5
  • No annual fee
  • Zions AmaZing Deals® gives you instant savings or cash back on purchases at more than 1,500 participating merchants
  • Free Mobile Fraud Alert Service automatically sends you a text when suspicious activity is detected on your Visa® or MasterCard® credit or debit card to let you react to fraud fast
  • Free Purchase Alerts notify you on your mobile phone when preset Visa credit or debit card account criteria are triggered, letting you monitor account activity in virtually real-time
  • myPHOTOcard® lets you customize your card with your own image or photo
  • Zero Liability6 protects you from liability for unauthorized purchases made with your cash back credit card or account information

0% intro APR on purchases for 6 months and 0% intro APR on balance transfers for 12 months and only 11.24 to 18.24% variable APR after that. 3% fee, $10 minimum4

11.99% to 18.99% variable APR

No annual fee

AmaZing Cash<sup>®</sup> for Business

AmaZing Cash® for Business

AmaZing Cash<sup>®</sup> for Business
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  • 3.80/5
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  • $250 cash bonus when you spend $2,500 within 3 months of opening an account—for a limited time.
  • Earn 1% cash back1 on all purchases.
  • Earn 2% cash back2 on select business purchases, including office supplies, wireless phone services, computer network services, insurance products and telecommunications services and equipment.
  • 0% intro APR on purchases for 6 months, 14.49% variable APR after that3.
  • 0% intro APR on balance transfers for 12 months, 14.49% variable APR after that. 3% fee, $10 min4 .
  • Credit limit up to $250,000.
  • No annual fee and no rewards fees.
  • myPHOTOcard® to customize your cash back business credit card with your own logo, photo or image.
  • Automatic savings on qualified purchases when you enroll in Visa SavingsEdge®.

0% intro APR on purchases for 6 months and 0% intro APR on balance transfers for 12 months

14.24% variable APR after that.

No annual fee

Why we like it
  • $250 cash bonus when you spend $2,500 within 3 months of opening an account—for a limited time.
  • No annual fee and no rewards fees.
  • Credit limit up to $250,000.
AmaZing Rate<sup>®</sup> Credit Card for Business

AmaZing Rate® Credit Card for Business

AmaZing Rate<sup>®</sup> Credit Card for Business
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  • 3.80/5
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  • $250 credit back in the first 3 months of opening an account when you use your card for $2,500 or more in purchases—for a limited time.
  • $250 credit back in the first 3 months of opening an account when you use your card for $2,500 or more in purchases—for a limited time1.
  • 0% intro APR on purchases for 6 months, 10.99% variable APR after that2.
  • 0% intro APR on balance transfers for 12 months, 10.99% variable APR after that. 3% fee, $10 minimum3.
  • Credit limit up to $250,000.
  • No annual fee.
  • myPHOTOcard® to customize your card with your own logo, photo or image.
  • Automatic savings on qualified purchases when you enroll in Visa SavingsEdge®.

0% intro APR on purchases for 6 months and 0% intro APR on balance transfers for 12 months

10.24% variable APR after that.

No annual fee.

Why we like it
  • $250 credit back in the first 3 months of opening an account when you use your card for $2,500 or more in purchases—for a limited time1.
AmaZing Rewards<sup>®</sup> for Business

AmaZing Rewards® for Business

AmaZing Rewards<sup>®</sup> for Business
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  • 3.80/5
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  • 25,000 rewards points in the first 3 months when you use your card for $2,500 or more in purchases—for a limited time.
  • 25,000 business rewards points when you use your card for $2,500 or more in purchases in the first 90 days.
  • 1 point for every $1 you spend1 on your AmaZing Rewards for Business credit card.
  • Annual Rewards Bonus2
  • Apply your business rewards points for any purchase made with your card3 .
  • Redeem business rewards points online or by phone, 24x7.
  • No markup on third-party web sites and no middlemen when redeeming your business rewards points.
  • No limit on the number of points you can earn.
  • Earn reward points that never expire.
  • 0% intro APR on purchases for 6 months, 14.24% variable APR after that4 .
  • 0% intro APR on balance transfers for 12 months, 14.24% variable APR after that. 3% fee, $10 min5 .
  • Credit limit up to $250,000.
  • No annual fee and no business rewards fees.
  • myPHOTOcard® to customize your business rewards card with your own logo, photo or image.
  • Automatic savings on qualified purchases when you enroll in Visa SavingsEdge®.

0% intro APR on purchases for 6 months and 0% intro APR on balance transfers for 12 months

14.99% variable APR

No annual fee.

Why we like it
  • 25,000 business rewards points in the first 3 months when you use your card for $2,500 or more in purchases—for a limited time.
  • No annual fee and no business rewards fees.
AmaZing Rate<sup>®</sup> Low Rate Credit Card

AmaZing Rate® Low Rate Credit Card

AmaZing Rate<sup>®</sup> Low Rate Credit Card
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  • 3.70/5
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  • 0% intro APR for 6 months on all new purchases and only 9.99 to 15.99% variable APR after that1
  • 0% intro APR on balance transfers for 12 months and only 9.99 to 15.99% variable APR after that. 3% fee, $10 minimum2
  • Zions AmaZing Deals® gives you instant savings or cash back on purchases at more than 1,500 participating merchants
  • No annual fee
  • Free Mobile Fraud Alert Service
  • Free Purchase Alerts
  • myPHOTOcard® lets you customize your card with your own image or photo
  • Additional Visa® Services and Benefits5 Available with Your AmaZing Rate Credit Card with No Annual Fee

0% intro APR for 6 months on all new purchases and 0% intro APR on balance transfers for 12 months

9.24 to 15.24% variable APR after that

No annual fee

AmaZing Rewards<sup>®</sup> Credit Card

AmaZing Rewards® Credit Card

AmaZing Rewards<sup>®</sup> Credit Card
  • Our Rating:
  • Our Rating:
  • 3.50/5
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  • Access to the AmaZing Rewards program with:
  • 1 credit card rewards point for every $1 you spend
  • Double rewards points your first 90 days
  • No limit to the number of rewards points you earn
  • Up to a 25% annual bonus
  • 0% intro APR for 6 months on purchases and just 11.24 to 18.24% variable APR after that
  • 0% intro APR on balance transfers for 12 months, then just 11.24 to 18.24% variable APR after that. 3% fee, $10 minimum.
  • Zions AmaZing Deals™6 gives you instant savings or cash back on purchases at more than 1,500 participating merchants
  • No annual fee
  • Free Mobile Fraud Alert Service
  • Free Purchase Alerts
  • myPHOTOcard® lets you customize your card with your own image or photo
  • Additional Visa® Services and Benefits Available with Zions Bank Credit Card Rewards Program and your AmaZing Rewards Credit Card

0% intro APR for 6 months on purchases and 0% intro APR on balance transfers for 12 months

11.99% to 18.99% variable APR

No annual fee

Why we like it
  • AmaZing Rewards program.
  • No annual fee.