|Highlights||Credit Card Feature|
|Things We Like||No cap on the total amount of savings you can make on your fuel purchases at Exxon™ and Mobil™ stations in the United States|
|Our Least Favorite||No rewards on other types of spending|
|Our Verdict||Great gas card that lets you save on each gallon of fuel every day|
ExxonMobil™ Smart Card Private Label Credit Card, a partner card, is a $0 annual fee credit card that lets you earn unlimited savings on fuel purchases made at Exxon™ and Mobil™ stations in the United States. There is no cap on the total amount of fuel savings you can make and there is no minimum purchase required for you to start earning rebates on your fuel purchases. With this credit card, you get to enjoy 6¢ off* every gallon of Synergy™ gasoline every day without fail, which is perfect if you are on the road a lot. This is a fuss-free card, although it really just helps you save on gas, as expected. The more you drive and the more you tank up at Exxon™ and Mobil™ stations in the US, the more savings you will accumulate when you use this credit card to pay for your fuel purchases.
Here, I'll do a detailed review of ExxonMobil™ Smart Card Private Label Credit Card and show you the pros and cons of this credit card and what it has to offer.
Things We Like About ExxonMobil™ Smart Card Private Label Credit Card
Unlimited savings on fuel purchases at Exxon™ and Mobil™ stations. Cardholders get 6¢ off* every gallon of Synergy™ gasoline every day at more than 11,000 Exxon™ and Mobil™ stations in the United States. There is no limit on the amount you can save and no minimum purchase required, either.
Automatic rebates. There is no fuss or hassle when it comes to earning your rebates. All rebates earned will be credited to your account automatically as a statement credit on your billing statement. Bear in mind that credits can only be earned on fuel purchases made for personal, household or family purposes.
$0 annual fee. Lots of credit cards on the market charge an annual fee, with this card you get to enjoy all the savings and perks of being a cardholder without having to pay a single cent for it.
Keep track of fuel costs easily. This card comes with monthly itemization for each card per person on your account, so if you do have additional cards for your family's use, tracking how much each person has spent at the end of the month would be an easier process.
Manage your account online. This is a hassle-free way for you to monitor your spending, review charges, schedule and make your payments.
Flexible payment terms. You can choose to pay in full or the minimum amount, though we suggest you pay off your bills in full on time every month to avoid nasties like late fees, and hefty interest charges. Carrying no balance is important if you want to make sure your fuel savings count.
Easy ATM cash access. If you ever need cash urgently, you could get cash at more than 200,000 Cirrus ATMs. Keep in mind that cash advance fees and the associated interest charges will apply.
$0 fraud liability. Enjoy peace of mind knowing that you deserve to feel secure with $0 liability on unauthorized charges made on your card.
Citi® Identity Theft Solutions. Citi® is able to offer specialized assistance if you ever find yourself in a situation where you become a victim of identity theft.
Our Least Favorite Things About ExxonMobil™ Smart Card Private Label Credit Card
No special welcome offer for new cardholders. While this credit card is reserved for people with excellent to good credit, it does not give you any welcome bonus offer at all, unlike many other fuel savings credit cards you can find on the market.
No rewards on other spending. This credit card is rather limited because it only rewards you when you spend on Synergy™ gasoline purchases at more than 11,000 Exxon™ and Mobil™ stations in the country, but it doesn't reward you on other purchases.
How Other Cards Compare With ExxonMobil™ Smart Card Private Label Credit Card
|Intro APR:||0% Introductory APR for 12 billing cycles for purchases and for any balance transfers made in the first 60 days|
|Regular APR:||16.24% - 26.24% Variable APR|
|Intro APR:||0% intro APR on purchases and balance transfers for 15 months|
|Regular APR:||15.24%-26.24% Variable|
|Credit Required:||Excellent, Good|
|See Rates & Fees||Terms Apply|
|Intro APR:||0% Intro APR for 12 months on purchases and qualifying balance transfers (fees apply), balance transfers made within 120 days qualify for the intro rate and fee|
|Regular APR:||16.24%-28.24% (Variable)|
ExxonMobil™ Smart Card Private Label Credit Card is a basic credit card that does what it says it will do - help you save on gas. This credit card for people with good to excellent credit will benefit you if you happen to be someone who drives a lot on the regular. If you are shopping around for a credit card that specifically helps you save on gas, this could be the card for you. Plus, you will appreciate that it is a $0 annual fee credit card.
Although it does come with a handful of perks and lets you get 6¢ off* every gallon of Synergy™ gasoline every day at more than 11,000 Exxon™ and Mobil™ stations across the United States, this credit card sadly does not reward you on all other spending charged to your card. Consider applying for a solid rewards credit card that rewards you on your everyday spending to stretch your money even further, in addition to saving on gas purchases if you do decide to get ExxonMobil™ Smart Card Private Label Credit Card.
Click here to apply for ExxonMobil™ Smart Card Private Label Credit Card now.
If you have good or excellent credit, you should consider getting a rewards card, which rewards you for your everyday spending! GET.com has a comprehensive Rewards Credit Cards section offering rewards such as cash, gift cards, flights, hotels, and many others. We also have a Business Credit Cards section with special card offers for small business owners, many of which don't charge any annual fee. Students can get one of the many Student Credit Cards to start building their credit. If you have bad or no credit, browse through our Credit Cards for Bad Credit and Credit Cards For Fair Credit. You can also check out the Best Credit Cards.This card offer is currently unavailable through GET.com! However, check out our Best Credit Cards