Hotel credit cards can help you earn more than just rewards when you make hotel bookings. Some of the best hotel credit cards include additional perks such as free nights, upgrades, complimentary breakfast, and other less-known benefits. We have carefully analyzed the fine print of many of the top hotel and travel credit cards to put together a selection of the best hotel credit cards in America this season.

Best Hotel Credit Cards - GET.com's 2017 Picks

Best ForCredit Card
Starwood HotelsStarwood Preferred Guest® Credit Card
Bonus OfferCapital One® Venture® Rewards Credit Card
TravelChase Sapphire Preferred® Card
No Annual FeeBank of America® Travel Rewards Credit Card
Expedia RewardsExpedia®+ Voyager Card from Citi
Gas RewardsWells Fargo Propel American Express® Card
Hotel PerksPremier Rewards Gold Card from American Express
Frequent FlyerSouthwest Rapid Rewards® Plus Credit Card
Flat Rate MilesCapital One® VentureOne® Rewards Credit Card
Travel PerksThe Platinum Card® from American Express
Expedia Rewards and No Annual FeeExpedia®+ Card from Citi

If you frequently stay at hotels, getting a hotel credit card may be well worth it.

Here's Our Pick Of Some Of The Best Hotel Credit Cards

Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least liket_cc_credit_requiredRelated links
Starwood Preferred Guest<sup>®</sup> Credit Card from American Express

Starwood Preferred Guest® Credit Card from American Express

APPLY NOWAt American Express' secure website
  • Earn 25,000 Starpoints® after you use your new Card to make $3,000 in purchases within the first 3 months.
  • Earn 2 Starpoints® for each dollar of eligible purchases spent at participating SPG® & Marriott Rewards® hotels. Earn 1 Starpoint for all other purchases.
  • No Foreign Transaction Fees on International purchases.
  • Redeem Starpoints® at over 1,300 participating hotels and resorts in over 100 countries and for flights on more than 150 airlines with SPG flights, all with no blackout dates.
  • $0 introductory annual fee for the first year, then $95.
  • Planning a road trip? Rent your car, fill up your tank, book your hotel, and pay for it with your American Express® Card.
  • Terms Apply.
  • See Rates & Fees
Terms Apply
APPLY NOWAt American Express' secure website

See Rates & Fees

See Rates & Fees

$0 introductory annual fee for the first year, then $95.

Why we like it
  • Redeem Starpoints® at over 1,300 participating hotels and resorts in over 100 countries and for flights on more than 150 airlines with SPG flights, all with no blackout dates.
Excellent/Good

Starwood Preferred Guest® Credit Card from American Express, a GET.com advertiser, lets you earn 25,000 Starpoints® after you spend $3,000 in purchases with your card within the first 3 months of account opening. You can earn up to 5 Starpoints® per dollar spent on eligible purchases. Earn 1 Starpoint® per dollar spent on other eligible purchases. $0 annual fee for the first year, then $95. Terms apply. You can redeem your Starpoints for nights at over 1,300 Starwood hotels & resorts in nearly 100 countries and for free plane tickets on over 150 airlines with SPG Flights and there are no blackout dates. Benefit from Car Rental Loss and Damage Insurance, Travel Accident Insurance, Roadside Assistance Hotline and Global Assist® Hotline. Enjoy complimentary in-room internet at participating SPG locations. You will also enjoy many more travel, entertainment and shopping perks.

Find out more in our review of Starwood Preferred Guest® Credit Card from American Express here.

Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least liket_cc_credit_requiredRelated links
Capital One<sup>®</sup> Venture<sup>®</sup> Rewards Credit Card

Capital One® Venture® Rewards Credit Card

  • Enjoy a one-time bonus of 50,000 miles once you spend $3,000 on purchases within 3 months from account opening, equal to $500 in travel
  • Earn unlimited 2X miles per dollar on every purchase, every day
  • Fly any airline, stay at any hotel, anytime
  • Travel when you want with no blackout dates
  • Miles won't expire for the life of the account and there's no limit to how many you can earn
  • No foreign transaction fees
  • $0 intro annual fee for the first year; $95 after that
  • Get a metal Venture Card when you apply today

N/A

13.99% - 23.99% (Variable)

$0 intro for first year; $95 after that

Why we like it
  • Earn unlimited 2X miles per dollar on every purchase, every day.
We least like
  • No low introductory APR period.
Excellent, Good

Capital One® Venture® Rewards Credit Card is an excellent travel card that rewards you with a one-time bonus of 50,000 miles once you spend $3,000 on purchases within 3 months from account opening. These bonus miles are worth $500 in travel. Earn unlimited 2 miles for every $1 spent on all purchases, and the miles you earn don't expire. Fly anytime, on any airline, without any blackout dates. This card has no foreign transaction fees and $0 intro annual fee for the first year; $95 after that Receive complimentary upgrades and special savings at hotels, resorts and spas with your Visa Signature card. You can also enjoy extended warranty, purchase protection, auto rental insurance, travel accident insurance, advanced ticket sales to entertainment events, 24/7 concierge service, and much more.

Read our review of Capital One® Venture® Rewards Credit Card here.

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Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least liket_cc_credit_requiredRelated links
Chase Sapphire Preferred<sup>®</sup> Card

Chase Sapphire Preferred® Card

APPLY NOWAt Chase's secure website
  • Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®
  • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
  • Earn 5,000 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening
  • No foreign transaction fees
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 50,000 points are worth $625 toward travel
  • No blackout dates or travel restrictions - as long as there's a seat on the flight, you can book it through Chase Ultimate Rewards
APPLY NOWAt Chase's secure website

N/A

16.99% - 23.99% Variable

Introductory Annual Fee of $0 the first year, then $95

Why we like it
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 50,000 points are worth $625 toward travel.
  • 1:1 point transfer to leading airline and hotel loyalty programs.
Excellent Credit

Chase Sapphire Preferred® Card is a solid card that lets you earn points fast: you earn 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases worldwide. As a welcome offer earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That comes out to $625 in travel when you redeem through Chase Ultimate Rewards®! Earn another 5,000 bonus points when adding an additional cardholder and making a purchase within the first 3 months. If you redeem your points for travel through Chase Ultimate Rewards your points are worth 25% more! You can also redeem points for travel, cash, gift cards, merchandise, or unique experiences. Chase Sapphire Preferred® Card has many travel-related perks, such as $0 foreign transaction fees which is very useful when you use the card overseas. It has an introductory annual fee of $0 for the first year, then $95.

Here's our Chase Sapphire Preferred® Card review.

Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least liket_cc_credit_requiredRelated links
Bank of America<sup>®</sup> Travel Rewards Credit Card

Bank of America® Travel Rewards Credit Card

  • 20,000 online bonus points if you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $200 statement credit toward travel purchases
  • Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire
  • 20,000 online bonus points if you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $200 statement credit toward travel purchases
  • Use your card to book your trip how and where you want – you’re not limited to specific websites with blackout dates or restrictions
  • Redeem points for a statement credit to pay for flights, hotels, vacation packages, cruises, rental cars, or baggage fees
  • Comes with chip technology for enhanced security and protection at chip-enabled terminals
  • 0% Introductory APR for 12 billing cycles for purchases, then 15.99% - 23.99% Variable APR
  • Get an additional 10% customer points bonus on every purchase when you have an active Bank of America® checking or savings account
  • If you’re a Preferred Rewards client, you can increase that bonus to 25% - 75%

0% Introductory APR for 12 billing cycles for purchases

15.99% - 23.99% Variable APR

$0

Why we like it
  • Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire.
Excellent/Good

Bank of America® Travel Rewards credit card is a rewards credit card that allows you to earn points that can be redeemed for your travel purchases. You will qualify for 20,000 online bonus points if you make at least $1,000 in purchases within 90 days of opening your account (that can be a $200 statement credit towards travel purchases). Earn 1.5 points per $1 spent on every purchase. The points you earn are unlimited, don't expire and can be redeemed for statement credit toward travel purchases made with this card (like flights, rental cars, cruises, baggage fees, vacation packages or hotels). To redeem points just book travel as usual and call or go online to redeem your points for a statement credit toward part or all of your travel purchases. If you are a Bank of America customer you will benefit from an additional 10% customer points bonus on every purchase when you have an active Bank of America® checking or savings account. That bonus can increase to 25%-75% if you're a Preferred Rewards client. Pay no foreign transaction fees and no annual fee.

Read our review of Bank of America® Travel Rewards credit card.

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Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least liket_cc_credit_requiredRelated links
Expedia<sup>®</sup>+ Voyager Card from Citi

Expedia®+ Voyager Card from Citi

APPLY NOWAt Citi's secure website
  • Earn 25,000 Expedia+ bonus points after $2,000 in purchases within 3 months of account opening*
  • Points redeemable for $350 towards your stay at a +VIP Access™ hotel
  • 4 Expedia+ bonus points per $1 spent on eligible Expedia purchases including flights, hotels, activities and travel packages*
  • 2 Expedia+ bonus points per $1 spent on dining out and entertainment*
  • 1 Expedia+ bonus point per $1 spent on other purchases*
  • Enjoy Expedia+ gold status each year of cardmembership*
  • $100 Annual Air Travel Fee Statement Credit can be used toward airline incidentals or for either the Global Entry or the TSA PreCheck® application fees*
APPLY NOWAt Citi's secure website

N/A

14.99% - 22.99%* (Variable)

$95*

Why we like it
  • 2 Expedia+ bonus points per $1 spent on dining out and entertainment*.
  • $100 Annual Air Travel Fee Statement Credit can be used toward airline incidentals or for either the Global Entry or the TSA Pre √® application fees*.
We least like
  • No introductory low APR period.
Excellent

Expedia®+ Voyager Card from Citi lets you enjoy complimentary Expedia+ gold status each year of cardmembership. You get a $100 annual air travel fee statement credit which you can use towards incidental fees on qualified airlines, Global Entry or towards TSA Pre √® application fees. Earn 25,000 Expedia+ rewards bonus points after charging $2,000 of purchases to this card within 3 months of account opening. You can redeem your points for $350 towards your stay at a +VIP Access™ hotel. You earn 4 Expedia+ bonus points for each dollar you spend on eligible Expedia purchases (flights, hotels, travel packages, activities) using this card. A big perk of this card is that you earn 2 Expedia+ bonus points for each $1 you spend on purchases for entertainment (concert tickets, movie tickets, tickets to sporting events) and for dining out. So you can earn award travel during your leisure time as well. You earn 1 Expedia+ bonus point per $1 for other purchases charged to this card. Learn more in our full Expedia®+ Voyager Card from Citi review.

Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least liket_cc_credit_requiredRelated links
Wells Fargo Propel American Express<sup>®</sup> Card

Wells Fargo Propel American Express® Card

APPLY NOWAt Wells Fargo's secure website
  • Earn 20,000 bonus points after spending $1,000 in the first 3 months
  • Earn 3X points at U.S. gas stations, 2X points at U.S. restaurants, 1X point on other purchases
  • Redeem points for travel, gift cards, cash redemption options or merchandise through Go Far® Rewards
  • Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Propel American Express® Card
  • Earn an annual relationship bonus of 10% on non-bonus rewards points if you maintain a qualifying Wells Fargo account
  • 0% Intro APR for 12 months on purchases and balance transfers, then a 13.99%-25.99% variable APR; balance transfer fees apply
  • $0 Annual Fee
  • Select "Apply Now" to learn more about the product features, terms, and conditions
APPLY NOWAt Wells Fargo's secure website

0% intro APR for 12 months on purchases and balance transfers

13.99%-25.99% (Variable)

$0

Excellent/Good

Wells Fargo Propel American Express® Card lets you earn 3X points at U.S. gas stations, 2X points at U.S. restaurants and 1X point you earn on any other purchases you might make with this card. Earn 20,000 bonus points after you spend $1,000 in the first 3 months of being a cardholder. Points can be redeemed for travel, gift cards, cash redemption options or merchandise through Go Far® Rewards. Earn a 10% annual relationship bonus of Go Far® Rewards points on non-bonus rewards points by maintaining a qualifying Consumer Wells Fargo Checking or Savings account. You'll also enjoy some exclusive offers on airline tickets, hotels, car rentals, and cruises. This card has a 0% intro APR for 12 months on purchases and balance transfers and a 13.99% - 25.99% variable APR thereafter (balance transfer fees apply). This card has a $0 annual fee.

Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least liket_cc_credit_requiredRelated links
Premier Rewards Gold Card from American Express

Premier Rewards Gold Card from American Express

APPLY NOWAt American Express' secure website
  • Earn 25,000 Membership Rewards® Points after you use your new Card to make $2,000 in purchases within the first 3 months.
  • 3X points for flights booked directly with airlines. 2X points at US restaurants, US gas stations, and at US supermarkets. 1X points on other purchases.
  • No Foreign Transaction Fees.
  • $100 Airline Fee Credit. Up to $100 a calendar year for baggage fees at one airline.
  • Get a $75 hotel credit on qualifying charges, plus a room upgrade upon arrival, when available with The Hotel Collection at americanexpress.com/hc.
  • $0 Intro Annual Fee for the 1st year, then $195.
  • Expanding merchant acceptance: Over 1 million more places in the U.S. started accepting American Express® Cards in the last year.
  • Terms Apply.
  • See Rates & Fees
APPLY NOWAt American Express' secure website

N/A

N/A

Introductory annual fee of $0 for the first year, then $195.

Why we like it
  • 3X points for flights booked directly with airlines. 2X points at US restaurants, US gas stations, and at US supermarkets. 1X points on other purchases.
  • Earn 25,000 Membership Rewards® Points after you use your new Card to make $2,000 in purchases within the first 3 months.
Excellent Credit

Premier Rewards Gold Card from American Express rewards you with 25,000 Membership Rewards® points after spending $2,000 on purchases on your new Card in the first 3 months of Card Membership. With The Hotel Collection at americanexpress.com/hc. you can also get a $75 hotel credit (on qualifying charges), plus a room upgrade upon arriving, Terms apply. Earn 3X points when you book flights directly with airlines, 2X points at US supermarkets, US gas stations and US restaurants, and 1X points on your other purchases. You can redeem your points for rewards from over 500 leading brands (travel, merchandise, entertainment, gift cards) or transfer them to a selection of frequent traveler programs. This card comes with solid travel insurance coverage and shopping benefits. $0 introductory annual fee for the first year, then $195. Terms apply.

Read our review of Premier Rewards Gold Card from American Express .

Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least liket_cc_credit_requiredRelated links
Southwest Rapid Rewards<sup>®</sup> Plus Credit Card

Southwest Rapid Rewards® Plus Credit Card

APPLY NOWAt Chase's secure website
  • Earn 40,000 points after you spend $1,000 on purchases in the first 3 months your account is open
  • 3,000 bonus points after your Cardmember anniversary
  • 2 points per $1 spent on Southwest® purchases and Rapid Rewards® Hotel and Car Rental Partner purchases
  • 1 point per $1 spent on all other purchases
  • Earn unlimited points that don't expire as long as your card account is open
  • No blackout dates or seat restrictions
  • Bags fly free® and no change fees
  • Redeem your points for flights, hotel stays, gift cards, access to events and more
APPLY NOWAt Chase's secure website

N/A

16.99% - 23.99% Variable

$69

Excellent Credit

Southwest Rapid Rewards® Plus Credit Card has a bonus offer which lets you earn 40,000 points after you spend $1,000 on purchases in the first 3 months your account is open. You earn 2 points per $1 spent on Southwest® purchases and Rapid Rewards® Hotel and Car Rental Partner purchases and 1 point for each dollar you spend on all your other purchases. You can earn unlimited points and they don't expire as long as your account stays open and you can redeem them as flights, hotel stays, gift cards, access to events and more. Get 3,000 points each year after your Cardmember anniversary. There are no blackout dates or seat restrictions, either. This card has a $69 annual fee.

Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least liket_cc_credit_requiredRelated links
Capital One<sup>®</sup> VentureOne<sup>®</sup> Rewards Credit Card

Capital One® VentureOne® Rewards Credit Card

  • Enjoy a one-time bonus of 20,000 miles once you spend $1,000 on purchases within 3 months from account opening, equal to $200 in travel
  • Earn unlimited 1.25 miles per dollar on every purchase, every day and pay no annual fee
  • Fly any airline, stay at any hotel, anytime
  • Enjoy a low intro APR on purchases for 12 months; 12.99%-22.99% variable APR after that
  • Travel when you want with no blackout dates
  • No foreign transaction fees
  • Miles won't expire for the life of the account and there's no limit to how many you can earn

0% intro on purchases for 12 months

12.99% - 22.99% (Variable)

$0

Why we like it
  • Earn unlimited 1.25 miles per dollar on every purchase, every day and pay no annual fee.
  • Enjoy a one-time bonus of 20,000 miles once you spend $1,000 on purchases within 3 months from account opening, equal to $200 in travel.
Excellent, Good

Capital One® VentureOne® Rewards Credit Card is a $0 annual fee travel credit card with no foreign transaction fees. You earn unlimited 1.25 miles per dollar on every purchase you make using this card. Enjoy a (one-time) 20,000 miles bonus after you spend $1,000 on purchases within 3 months from account opening. That 20,000 miles bonus is equal to $200 in travel. Receive complimentary upgrades and special savings at hotels, resorts and spas with your Visa Signature card. This card has a 0% intro APR on purchases for 12 months, followed by a 12.99% - 22.99% variable APR.

Read our full review of Capital One® VentureOne® Rewards Credit Card here.

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Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least liket_cc_credit_requiredRelated links
The Platinum Card<sup>®</sup> from American Express

The Platinum Card® from American Express

APPLY NOWAt American Express' secure website
  • Earn 60,000 Membership Rewards® points after you use your new Card to make $5,000 in purchases in your first 3 months.
  • Up to $200 for Uber rides annually. Credit and Uber VIP status available to Basic Card Member only.
  • 5X Membership Rewards® points on flights booked directly with airlines or with American Express Travel.
  • 5X Membership Rewards® points on eligible hotels booked on amextravel.com.
  • As a Platinum Card Member, you can enjoy access to the Global Lounge Collection, the only credit card airport lounge access program that includes proprietary lounge locations around the world.
  • Receive complimentary benefits with an average total value of $550 with Fine Hotels & Resorts. Learn More.
  • $200 Airline Fee Credit, up to $200 per calendar year in baggage fees and more at one qualifying airline.
  • Terms Apply.
  • See Rates & Fees
APPLY NOWAt American Express' secure website

N/A

N/A

$550

Why we like it
  • Rewards program.
  • Platinum benefits.
  • Earn 60,000 Membership Rewards® points after you use your new Card to make $5,000 in purchases in your first 3 months.
We least like
  • Annual fee.
Excellent/Good

The Platinum Card® from American Express, a GET.com advertiser, is a prestigious rewards card that gives you complimentary access to over 1,000 airport lounges (The Centurion® Lounge, Delta Sky Clubs®, Airspace Lounges, and complimentary enrollment in Priority Pass™ Select). Earn 60,000 Membership Rewards® points after you spend $5,000 on purchases with your new Card within your first three months of Card Membership. Enjoy savings on a ticket for a companion booked on your same reservation on international first or business class flights that are purchased through the American Express travel website. Get complimentary benefits and competitive rates at over 900 hotel and resorts with FINE HOTELS & RESORTS bookings. You can earn 5x points for flights booked directly with airlines or with American Express Travel and on eligible hotels booked on amextravel.com. Receive up to a $200 airline fee per calendar year (in the form of statement credit) which can be used towards the qualifying airline purchases you select. Travel with no foreign transaction fees. Benefit from 24/7 assistance while traveling with the Premium Global Assist® Hotline. $550 annual fee. Terms apply. Read our detailed review of The Platinum Card® from American Express here.

Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least liket_cc_credit_requiredRelated links
Expedia<sup>®</sup>+ Card from Citi

Expedia®+ Card from Citi

APPLY NOWAt Citi's secure website
  • Earn 15,000 Expedia+ bonus points after $1,000 in purchases within 3 months of account opening*
  • Points redeemable for $200 towards your stay at a +VIP Access™ hotel*
  • 3 Expedia+ bonus points per $1 spent on eligible Expedia purchases including flights, hotels, activities and travel packages*
  • 1 Expedia+ bonus point per $1 spent on other purchases*
  • Enjoy Expedia+ silver status each year of cardmembership
  • Earn one Elite Qualifying Hotel Night towards Expedia+ gold status for each increment of $2,500 in purchases made on the card between your January and December billing statements*
APPLY NOWAt Citi's secure website

N/A

15.99% - 23.99%* (Variable)

$0*

Why we like it
  • Earn 15,000 Expedia+ bonus points after $1,000 in purchases within 3 months of account opening*.
Excellent

Expedia®+ Card from Citi is the card to get if you book all or most of your travel through Expedia, and want to save by earning rewards on your spending. You earn 3 Expedia+ bonus points for each $1 you spend on eligible Expedia purchases (flights, hotels, activities, travel packages). You also earn 1 Expedia+ bonus point for each dollar of other purchases that you charge to this card, so using this card to pay for your groceries and other regular spending helps you save on travel. Plus, you earn 15,000 Expedia+ rewards bonus points after you charge $1,000 of purchases to this card within 3 months of account opening. You can redeem your points for $200 towards your stay at a +VIP AccessTM hotel. Enjoy complimentary Expedia+ silver status each year of cardmembership, and earn 1 Elite Qualifying Hotel Night towards Expedia+ gold status for every $2,500 increment of purchases charged to the card between your January and December billing statements. There is a $0 annual fee. Read our Expedia®+ Card from Citi review to find out more.

Is A Hotel Credit Card The Only Card I Need?

It's always a good idea to have a few different credit cards in order to maximize each card's rewards on different types of purchases. So in addition to a good hotel credit card, you might want to get a good travel card, or a good airline card.

If you are a frequent traveler you can check our selection of top airline credit cards to find the best cards that offer maximum rewards, miles, points and travel perks.

If you're not sure what kind of card is right for you, take a look at this list of our top rated credit cards to discover some of the high-benefit credit cards available in 2017!

Hotel Credit Cards: What Do They Offer?

Travel is something that most of us enjoy. Even those of us who don't enjoy traveling for fun still find ourselves traveling on business or visits. In today's world, families and friends often end up living hundreds or even thousands of miles apart. It makes sense that many of us spend the night at a hotel at least once a year.

Travel and tourism is one of the top 10 industries in the US, and a major employer. More than 1.86 million workers are employed by US hotels. Collectively the hotel industry generated $163 billion in sales in 2013. (Source: American Hotel & Lodging Association).

Hotel credit cards let you earn rewards that can be redeemed towards hotel stays. Most big hotel groups issue their own credit cards with benefits for loyal customers. But there are also more flexible travel credit cards issued by financial services providers like Chase, Capital One, Citi and Discover Financial Services which let you earn travel rewards that you can redeem for stays at many different hotels.

Most hotel-branded credit cards offer at least some special privileges that can benefit you when you stay at corresponding hotels.

In many cases, you will automatically receive membership in a high customer loyalty program tier. Some cards let you move to higher tiers if you use them in a certain way - for example, by spending a certain amount of money on purchases with your card every year.

A higher customer loyalty tier can give you benefits like complimentary breakfast, spa and wellness access, room upgrades, late checkout and more. Here I list some of the benefits you get with a higher tier status at major hotel groups.

Hilton Honors

The Blue Tier

This tier lets you check-in, customize your stay and choose your room up to 24 hours in advance, right from your mobile device.

You also get complimentary in-room and lobby Standard Internet access during stays at these hotels:

  • Waldorf Astoria™ Hotels & Resorts
  • Conrad® Hotels & Resorts
  • Curio - A Collection by Hilton
  • Hilton Hotels & Resorts
  • DoubleTree by Hilton™
  • Canopy™ by Hilton
  • Embassy Suites Hotels™
  • Hilton Grand Vacations™

Other perks include express checkout, late checkout (subject to availability when you request this), and free stays for a second guest in your room on qualifying stays at hotels that would normally add additional charges for double occupancy.

The Silver Tier

This tier gives you really rewarding privileges like a 15% bonus on all the Honors Base Points you earn, and every 5th night free when you redeem points for standard room reward stays of 5 nights or more. You can get up to 4 free nights for a 20 night stay.

You also get complimentary access to hotel-operated fitness centers and health clubs. On top of these perks, you also enjoy the benefits of the blue tier.

The Gold Tier

You can enjoy the benefits of this tier by earning either 20 stays every calendar year, 40 nights every calendar year, or 75,000 Honors Base Points every calendar year to maintain this status.

As well as the privileges that the blue and silver tiers give you, this gold tier gives you a 25% bonus on all the Honors Base Points you earn, so you can earn points 25% faster. You will also get the following privileges when you stay at different hotels within the Hilton portfolio:

Waldorf Astoria Hotels & Resorts

  • Space-available upgrade to a preferred room
  • 1,000 Honors Bonus Points per stay or one in-room movie per stay

Conrad® Hotels & Resorts, Curio - A Collection by Hilton, Hilton Hotels & Resorts, DoubleTree by Hilton

  • Enjoy an upgrade to a preferred room (if available)
  • Earn 1,000 Honors Bonus Points per stay or benefit from a complimentary continental breakfast for you (and up to one additional guest registered in the same room) each day of your stay

Embassy Suites Hotels

  • Earn 500 Honors Bonus Points per stay or enjoy 2 snack or refreshment choices each stay

Hilton Garden Inn

  • You can choose to earn 750 Honors Bonus Points per stay, or if you prefer, you can get a complimentary Hot Cooked-to-Order Breakfast each day of your stay (for you and up to one additional guest registered to the same room)

Hampton

  • Earn 250 Honors Bonus Points each stay or enjoy a complimentary choice of a non-alcoholic beverage and a snack

Homewood Suites by Hilton

  • Earn 250 Honors bonus points per stay or get Pepperidge Farm cookies and two complimentary bottles of water per stay

Home2 Suites by Hilton

  • Earn 100 Honors Bonus Points per stay or get a complimentary choice of snack & bottled water per stay

Hilton Grand Vacations

  • Earn 1,000 Honors Bonus Points per stay

The Diamond Tier

To achieve the Honors Diamond status, you need to earn 30 stays in a calendar year, or 60 nights in a calendar year, or 120,000 Honors Base Points in a calendar year. You have to meet these requirements every year to maintain this status, but in return you get some exclusive perks.

To start off, you get a 50% bonus on all the Honors Base Points you earn. That means you can earn points 50% faster. When you make a reservation at least 48 hours prior to your arrival, you are guaranteed a room (although some restrictions apply).

You also get a complimentary breakfast for you and 1 additional guest when you stay at Conrad® Hotels & Resorts, Curio - A Collection by Hilton, Hilton Hotels & Resorts, DoubleTree by Hilton™ (plus you still get 1,000 Honors Bonus Points per stay). You also get executive floor lounge access at these hotels, where available. You will also enjoy exclusive benefits like these at other hotels within the Hilton portfolio.

Add to that all of the perks you get with the blue, silver and gold tiers and you should have a pretty pleasant hotel stay.

Marriott Rewards Member Benefits

Marriott Rewards Member

This is the most basic tier. Marriott gives you 5th redemption night free right off the hilt with this entry-level status. You also earn up to 10 Marriott Rewards points per $1 you spend at participating properties. With RewardsPlus you can get a 20% discount when converting points to miles. You also get free wifi in your room, which is a good plus.

Silver Elite Status

This is a major upgrade that gives you Priority late checkout and 20% bonus on points for stays. You will also benefit from special discounts with this status, including weekend discounts and gift shop discounts. You get all the benefits from the basic tier (Marriott Rewards Member) as well.

Gold Elite Status

This tier gives you a 25% bonus on points for stays. You also get a lot of more exclusive benefits. For example, you get guaranteed lounge access/breakfast for members and one guest (except at resorts), complimentary room upgrades, complimentary enhanced internet service, guaranteed room type, Hertz #1 Gold membership, free local phone and local fax, and discounted long-distance phone calls. You also get the benefits of the silver and basic tier.

Platinum Elite Status

This tier gives you the benefits of the gold tier plus 48-hour guaranteed availability, complimentary MileagePlus® Premier Silver status (United Airlines frequent flyer program) with RewardsPlus, a dedicated platinum reservation line and a 50% bonus on points for stays. Those are some pretty sweet benefits.

A hotel credit card can make it easy to achieve a rewarding tier even if you can't afford to stay at hotels very often. On top of that perk, most hotel cards also come with bonus offers. These bonus offers can help you get complimentary hotel stays for big savings.

How We Rate Hotel Credit Cards

At GET.com we rate hotel credit cards based on value for money. We look at how you earn bonus offers and rewards, and how you can redeem them. The amount of points or cash back that you can earn per purchase also plays a big role in the card's rating.

Cards are also rated based on hotel benefits like loyalty program status upgrades, hotel savings and privileges, hotel credits, free hotel stays, and other hotel perks.

We take into account how flexible rewards and benefits are and ask the following questions when rating hotel cards:

- Can you earn rewards on everyday spending or only at specific hotel groups?
- Can you redeem rewards for many different kinds of spending or only when you spend at specific hotels?
- Can you benefit from free hotel nights at any hotel or only at hotels in a specific group? - Can you redeem rewards for any hotel or travel bookings, or only for bookings with one hotel company?

Cards that offer more flexibility in the way you earn and redeem rewards will usually receive a higher GET.com rating.

Other important factors that influence ratings include annual fees, annual fee waivers, APR, introductory APR periods, travel benefits, foreign transaction fees, chip technology, payment network availability and unique card benefits.