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This card offer is currently unavailable through GET.com! However, click here to check out our best rated Cash Back Credit Cards.

HighlightsCredit Card Feature
Things We LikeIntroductory 3% Cash Back
Our Least Favorite High penalty APR
Our Verdict Great card for unlimited 1.5% cash rewards

HSBC Cash Rewards Mastercard® credit card is a cash back credit card which rewards you on all the purchases you make on a day-to-day basis. If a solid cash back credit card with a good bonus offer is what you are looking for, read our HSBC Cash Rewards Mastercard® credit card review to see what this $0 annual fee credit card offers and how HSBC Cash Rewards Mastercard® credit card holds up next to other top cash back credit cards.

Things We Like About HSBC Cash Rewards Mastercard® credit card

Introductory offer: Earn 3% Cash Back on all purchases in the first 12 months from opening your account, up to the first $10,000 in purchases. This is a great welcome offer to start earning cash rewards especially if you use this card for making everyday purchases.

Earn unlimited 1.5% cash rewards on purchases . If you prefer earning hassle-free rewards without rotating categories or having to keep track of different earning tiers per purchase category, a flat-rate rewards card will make your life a lot easier.

10% Anniversary Bonus on all cash rewards you've earned once a year. This benefit puts this card ahead of a lot of similar credit cards in its category, and makes it a good choice if you're using this card as your primary card. After your card anniversary each year you'll earn an extra 10% Anniversary Bonus on top of cash back you've already earned.

$0 annual fee. This card has a $0 annual fee, which is a big advantage cause the cash back you earn is 100% savings.

Good credit card for purchases and balance transfers. If you have credit card debt and don't want to spend more money on interest charges, you can consider transferring your balance to HSBC Cash Rewards Mastercard® credit card to benefit from the balance transfer intro offer. This card has a 0% introductory APR for 12 months on purchases and balance transfers, after which a 14.99% - 24.99% variable APR applies.

No foreign transaction fees. This benefit makes this a great card to use when you are traveling abroad as most similar credit cards will charge a foreign transaction fee of 3% (or even more) whenever you make a purchase in a foreign currency. With HSBC Cash Rewards Mastercard® credit card you won't have to worry about any extra fees on your spending and continue to earn the same great cash back rewards as you would in the U.S.

Flexible cash rewards redemption. Your cash rewards can be redeemed for a multitude of different options such as travel, gift cards and merchandise items, electronics, luggage, kitchenware, sports gear and much more. Reward option items are subject to limited availability.

No fee for additional cards for authorized users. This is another great plus if you and your spouse or family share a credit account.

Travel with peace of mind. Should anything happen while traveling know that you and your family are covered and can be provided up to $1 million in coverage if you have an accident on a commercial passenger vehicle. Also you may be eligible for up to $50,000 in coverage in the event of collision, damage or theft of a rental vehicle. Remember that to benefit from this coverage you must pay for your trip with this card.

Travel benefits. You can use HSBC's travel rewards site to redeem your Points for flights, hotel reservations and car rentals.

Theft Resolution Services assistance. As a cardmember you can safeguard yourself against fraudulent card-not-present transactions when you use this card, Identity Theft Resolution Services provides assistance if your identity ever is compromised, this means that your credit bureau will be notified and you can receive a credit card replacement if your card is ever lost or stolen.

Shopping benefits. The purchase assurance you get with this card can cover most purchases up to $1,000 against accidental damage or theft for 90 days from the date you make your purchase. Extended warranty is a nice extra perk as it doubles your original warranty for up to one additional year. Also, when shopping with this card you are guaranteed price protection which can refund the difference if you buy something and then see it advertised somewhere else for a lower price within 60 days.

Android PayTM, Apple PayTM and Samsung PayTM. Everyone wants to be able to make purchases as quickly, conveniently and securely as possible, with HSBC you can currently have multiple payment options including Android PayTM, Apple PayTM and Samsung PayTM to assure that you can make purchases the way you want.

Our Least Favorite Things About HSBC Cash Rewards Mastercard® credit card

High penalty APR. If you make a late payment a 32.00% variable penalty APR may be applied to your account. If it's applied, it will last at least 6 months and might be applied indefinitely.

How Other Cards Compare With HSBC Cash Rewards Mastercard® credit card

Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening.
Intro APR:0% Intro APR for 15 months from account opening on purchases and balance transfers
Regular APR:16.74% - 25.49% Variable
Annual Fee:$0
Credit Required:Excellent/Good
$200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening
Intro APR:0% Introductory APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days
Regular APR:15.74% - 25.74% Variable APR
Annual Fee:$0
Credit Required:Excellent/Good
Earn a one-time $300 cash bonus after you spend $3000 on purchases within the first 3 months from account opening.
Intro APR:N/A
Regular APR:16.24% - 25.24% (Variable)
Annual Fee:$0 intro for first year; $95 after that
Credit Required:Excellent, Good

HSBC Cash Rewards Mastercard® credit card is a straightforward cash back credit card which comes with a great bonus intro offer that lets you earn 3% cash back on all purchases made in the first 12 months from account opening, up to the first $10,000 in purchases. You will earn 1.5% cash rewards on all purchases with this card which makes saving simple. Plus, you don't have to deal with keeping track of rotating purchase categories or different spending/earning tiers.

If you want a hassle-free cash back card with useful insurance coverage and other benefits with a $0 annual fee, HSBC Cash Rewards Mastercard® credit card may be the card for you.

Frequently Asked Questions About HSBC Cash Rewards Mastercard® credit card
Do I get an introductory offer if I go for this card?
Is this a good cash rewards credit card?
Do I get any special benefits from this card?
Does this card have an annual fee?
Are there ways to earn additional rewards points/cash back?
Is this a good card for international spending?
Is this card good for balance transfers?
Will my cash rewards expire?
Is there a penalty if I pay late?
Can I get this card even if I have bad credit?
Do I get access to my credit score?
Who is this card for?

This card offer is currently unavailable through GET.com! However, click here to check out our best rated Cash Back Credit Cards.

This card offer is currently unavailable through GET.com! However, check out our Best Credit Cards