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HighlightsCredit Card Feature
Things We LikeLong intro APR on purchases and balance transfers
Our Least Favorite No rewards program
Our Verdict Great card for balance transfers

HSBC Platinum MasterCard® credit card is a great option for those looking for a credit card to make a large purchase or balance transfer. This balance transfer credit card issued by HSBC is a Platinum MasterCard so it comes with many MasterCard benefits. If you are looking for a solid credit card from HSBC to transfer your current balance to this might just be the card for you.

Here we'll do a detailed review of HSBC Platinum MasterCard® credit card, and tell you how we rate this credit card.

Things We Like About HSBC Platinum MasterCard® credit card

$0 annual fee. Many credit cards charge an annual fee, but with this card you enjoy all the benefits of being a cardholder without having to pay for it.

0% intro APR on purchases and balance transfers for the first 18 months. HSBC Platinum MasterCard® credit card offers a very long introductory APR on both purchases and balance transfers which can go a long way in helping you save on interest charges. After that, a 13.99%, 17.99% or 23.99% variable APR, will apply. If you transfer a balance to this card and pay off your balance in full before the intro APR period ends, you can save a lot of money on interest.

Fraud coverage. If your card is ever lost or stolen HSBC Platinum MasterCard® credit card has fraud coverage that protects against identity theft. With this card, Identity Theft Resolution Services provides assistance with credit bureau notification and if needed, can replace your credit card.

No foreign transaction fee. If you travel and are often outside the U.S. or make purchases on international websites, you might appreciate that this card has no foreign transaction fee, as this can save you a fair bit of money. HSBC Platinum MasterCard® credit card is one of the few cards in the U.S. that doesn't charge a foreign transaction fee.

Auto rental insurance which covers collision costs, or any loss or damage that might happen to the vehicle you are renting. In the event of a collision, damage or even theft of a rental vehicle, you could be eligible for up to $50,000 in coverage.

$1,000,000 travel accident insurance. If you use this card to pay for your or your family's travel tickets, you are automatically covered under this travel accident insurance plan. This will be sure to bring a little peace of mind while traveling.

Shopping benefits. Most of your purchases are covered up to $1,000 for accidental damage or theft for 90 days from the purchase date with Purchase Assurance. You'll also receive Extended Warranty which will double your original warranty for up to a whole year. If you buy an item and then see it advertised for less within 60 days, Price Protection can refund you the difference.

Android Pay™, Apple Pay™ and Samsung Pay™. Now with HSBC Platinum MasterCard® credit card you can spend however you want. This card supports Android Pay™, Apple Pay™ and Samsung Pay™ and you can also use its online banking feature to access your account, wherever you are and whenever you want directly from your mobile device, via HSBC's mobile app.


Our Least Favorite Things About HSBC Platinum MasterCard® credit card

Cash advance fee. Beware of using HSBC Platinum MasterCard® credit card to get cash from ATMs as it has a cash advance fee of either $10 or 4%, whichever is greater, will apply on each cash advance transaction. You might also want to watch out for the 25.99% variable APR for cash advances.

No rewards program. This card doesn't offer any rewards on your everyday spending. If you are looking for a card with a rewards program you might be more interested in HSBC Platinum MasterCard® with Rewards credit card.

How Other Cards Compare With HSBC Platinum MasterCard® credit card

HSBC Platinum MasterCard® credit card is a great credit card for making a large purchase or balance transfer while paying $0 annual fee. Emma FoxEmma Fox

HSBC Platinum MasterCard® credit card is a good choice of card if you're looking for a low-interest card that can help you save money on your purchases or balance transfers. It not only gives you a 0% intro APR on purchases and balance transfers for the first 18 months (13.99%, 17.99% or 23.99% variable APR thereafter), it also offers many other special perks such as free extended warranty, travel insurance, auto rental insurance and more. This card can help you get rid of your credit card debt if you use it properly and pay off your balance in full before the intro APR period ends. This HSBC card also has no foreign transaction fees and a $0 annual fee which can also help you save money.

Another good thing about this card is that you can really choose how you make your purchases as this card supports Android Pay™, Apple Pay™ and Samsung Pay™ as well as an online banking feature that lets you access your account whenever you want via HSBC's mobile app.

This card offer is currently unavailable through GET.com! However, click here to check out our best rated Balance Transfer Credit Cards.