Disclaimer: The information related to IHG® Rewards Club Premier Credit Card has been collected by GET.com and has not been reviewed or provided by the issuer of this card.
|Highlights||Credit Card Feature|
|Things We Like||Earn 100,000 bonus points after spending $3,000 on purchases within the first three months of account opening|
|Our Least Favorite||$89 annual fee|
|Our Verdict||Excellent travel credit card with exclusive IHG® perks|
IHG® Rewards Club Premier Credit Card is a great credit card to have if you tend to stay at IHG® properties each time you travel for business or leisure. This card comes packed with exclusive IHG® benefits and perks and lets you earn IHG® Rewards Club points on all purchases you make with your IHG® Rewards Club Premier Credit Card. Also, the new cardmember offer is a huge plus that is hard to pass up. Besides IHG® perks, this card offers a host of excellent travel benefits such as no foreign transaction fees and Global Entry or TSA Pre✓® fee credit.
Here I'll do a detailed review of IHG® Rewards Club Premier Credit Card and tell you how this credit card fares and what it has to offer.
Things We Like About IHG® Rewards Club Premier Credit Card
Earn 100,000 bonus points. This card offers 100,000 bonus points after you spend $3,000 on purchases within the first 3 months of account opening. Keep in mind this new cardmember offer is not available to current cardmembers of IHG® Rewards Club Premier Credit Card or previous cardmembers of this credit card who had received a new cardmember bonus for this card within the last 24 months.
Earn 5,000 bonus points just by adding your first authorized user and making your first purchase within the first 3 months of account opening.
Earn an additional 10,000 bonus points after you spend $20,000 on purchases and make one additional purchase each account anniversary year. The additional purchase must be made at least one day after you have spent $20,000.
Earn IHG® Rewards Club points on every purchase. This card lets you earn 10 points per $1 spent on purchases when you stay at IHG® hotels; 2 points per $1 spent on purchases at gas stations, grocery stores, and restaurants; and 1 point per $1 spent on all other purchases. The IHG® properties include InterContinental® Hotels & Resorts, InterContinental Alliance® Resorts, Crowne Plaza®, Hotel Indigo®, Holiday Inn®, Holiday Inn Express®, Holiday Inn Resort®, Holiday Inn Club Vacations®, Staybridge Suites®, Candlewood Suites®, EVEN™ Hotels and HUALUXE™.
Automatic point transfer to IHG® Rewards Club. All points that you have earned during a billing cycle will be transferred automatically to IHG® Rewards Club account after the end of each billing cycle.
Points do not expire. The points that are transferred to your IHG® Rewards Club account do not have an expiry date. They will stay valid so long as there is IHG® Rewards Club program activity for 12 consecutive months, depending on your status. IHG® Rewards Club Membership terms and conditions apply.
Anniversary free night. You get to enjoy a free night at at IHG® hotels worldwide after each account anniversary year. You can redeem your Anniversary Free Night on your account renewal anniversary date each year. Keep in mind the $89 annual fee applies and the Anniversary Free Night is only valid at at IHG® Hotels with a current point redemption level of 40,000 points or less. Be sure to redeem and complete your free night stay 12 months from date of issue, too!
Fourth reward night free. This card lets you enjoy a free reward night when you redeem your points for any stay lasting four or more nights. You can use your fourth reward night free benefit on as many stays as you want annually. Terms and conditions apply.
IHG® Rewards Club Platinum Elite status. With IHG® Rewards Club Premier Credit Card, you will enjoy IHG® Rewards Club Platinum Elite status for as long as you remain a Premier cardmember, and as long as your IHG® Rewards Club membership remains in good standing.
Save 20% on points purchase. You can look forward to saving at least 20% on points purchases when you use your IHG® Rewards Club Premier Credit Card to pay for those points. Note that these purchased points are deemed as Non-Qualifying points and they absolutely do not count towards Elite qualification.
Global Entry or TSA Pre✓® fee credit. This credit card lets you enjoy a credit of up to $100 every 4 years as reimbursement for the Global Entry or TSA Pre✓® application fee charged to your IHG® Rewards Club Premier Credit Card. The Global Entry application fee stands at $100 while the TSA Pre✓® application fee is $85. Both programs are U.S. Government programs, though Global Entry is operated by U.S. Customs and Border Protection and TSA Pre✓® is operated by the U.S. Transportation Security Administration. The Global Entry program lets pre-approved, low-risk travelers enjoy expedited clearance upon arrival in the United States. On the other hand, the TSA Pre✓® program lets you speed through security and avoid the hassle of removing shoes, laptops, liquids, belts and light jackets.
No foreign transaction fees. You do not have to pay foreign transaction fees when you use your IHG® Rewards Club Premier Credit Card for purchases made outside of the United States. Most credit cards that charge a foreign transaction fee typically levy a fee of about 3% on foreign currency transactions. Just as an example, if you spend $10,000 internationally, you would avoid paying $300 in foreign transaction fees alone! This extra charge can easily snowball, especially if you are one who travels abroad regularly or if you tend to splash out when overseas.
Our Least Favorite Things About IHG® Rewards Club Premier Credit Card
$89 annual fee. Although there is a $89 annual fee, this fee may be worth paying considering the perks and benefits you get to enjoy, especially the Anniversary Free Night. This card lets you save on foreign transaction fees, offers travel and purchase protection, and reimburses your application fee for either Global Entry or TSA Pre✓®. These excellent benefits are in addition to bonus points as well as the points you can earn on each purchase and accumulate.
No 0% introductory APR for balance transfers and purchases. This credit card has a 17.74% - 24.74% variable APR for balance transfers and purchases, depending on your creditworthiness. This card has a balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater.
Not suitable for getting cash out of the ATM. This credit card is not a card you should use if you need to get cash urgently. IHG® Rewards Club Premier Credit Card has a 26.74% variable cash advance APR.
IHG® Rewards Club Premier Credit Card is a solid travel credit card to have if you stay and spend at IHG® properties regularly. Some of the amazing IHG® perks you can look forward to include Anniversary Free Night, Fourth Reward Night Free, IHG® Rewards Club Platinum Elite status and earning 10 points per $1 spent on purchases when you stay at IHG® hotels. Although this card has a $89 annual fee, the benefits that the card has to offer could be well worth the very reasonable fee.
Here's a quick refresher - this credit card offers a host of excellent travel benefits such as no foreign transaction fees and Global Entry or TSA Pre✓® fee credit. And you get to earn IHG® Rewards Club points on every purchase you make with your card. IHG® Rewards Club Premier Credit Card lets you earn 10 points per $1 spent on purchases when you stay at IHG® hotels; 2 points per $1 spent on purchases at gas stations, grocery stores, and restaurants; and 1 point per $1 spent on all other purchases.
Plus, if you are a new cardholder of IHG® Rewards Club Premier Credit Card, you can earn 100,000 bonus points after spending $3,000 on purchases within the first 3 months of account opening.
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