TechCrunch's Disrupt NY conference is up and happening at the Cruise Terminal in Brooklyn, and we can't wait to see what it will bring to the fast-growing world of fintech. The 3-day conference will showcase the latest and greatest developments in the tech world, including the next wave of fintech and personal finance apps that could revolutionize your wallet.

It's not all dollars and cents at Disrupt. Last year's winner of the Disrupt Cup and the $50,000 Grand Prize was a startup called Liquidity. No, it's not another app or fintech gadget: it's a water purification company that makes the Naked Filter, a portable water bottle which can filter out everything from E. coli and norovirus to Salmonella and SARS.

Liquidity wants to build up a base by targeting adventuresome hikers in wealthy countries, then use that as a springboard to bring its unique water filtration system to poor countries where dirty water is a serious health issue.

Somehow Disrupt conferences manage to fuse life-saving inventions with the next generation of money-saving fintech apps. This makes sense because both have a profound impact on everyday lives.

Last year's Disrupt NY introduced Acorns, an investment app targeted at millennials that lets users invest their spare change in the stock market. Acorns can be automated so that the spare change left over after every purchase becomes an investment. Betterment, the investing and saving robo-advisor, got its start at the Disrupt NY conference in 2010.

This year, the offering of fintech promises to be just as ground-breaking, but we'll have to wait to see which new startups debut at the conference between today and Wednesday. Disrupt's infamous Startup Battlefield is where new companies show their stuff to angel investors and give the public a peek at the next killer apps in fintech.

There are a few hints about what could appear over the next few days. Yuemey is a networking and recruitment app that uses A.I. to connect recruiters with the best talent. Watch out! Your next hiring manager could be a robot if Yuemey manages to take over the $3.5 trillion market of professional networking and recruiting.

A.I. will be a very hot topic at this year's Disrupt NY. Among the dozens of speakers set to address the audience is Dag Kittlaus, the guy who basically invented Siri. Now Dag is announcing his next invention: Viv.

Instead of just asking questions and maybe getting an answer, users will be able to have real conversations with Viv to get stuff done. Dag and his company want Viv to become the new way we interact with devices and apps, like a search engine with a brain. We'll have to wait and see if Dag or other developers have found a way to get AI to help you manage your finances, but we've got our fingers crossed.

Getting in on the ground floor of tomorrow's developments is expensive. Tickets sold for between $1000 to $3000 for observers and startups. But if you want to watch online and get an insider's view on the next generation of killer fintech apps, you can stream the entire conference on Facebook Live every day from 9:00AM to 6:00PM EST.

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